CashFlowRE
Sign in Sign up
5611 Birchwood Ave
B Composite 70.34
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.7/10.0
  • 1% rule +8.1/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$150,000

5611 Birchwood Ave · Baltimore, MD 21214
3 bd · 1.5 ba · 1,254 sqft · SingleFamily public records · 67 Days on market
Built 1915 5,845 sqft lot $120/sqft · 46% below area Est $279k · 46% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

Key facts

  • Spacious balcony
  • Walk-in attic
  • 5,845 sq ft lot

Tags

SPACIOUS BALCONYPRIVATE DRIVEWAY PARKINGWALK-IN ATTIC

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $451 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $141k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 98 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 20y ago; this cycle's ask has dropped $75k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $141,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.31%
Cap rate
9.90%
Cash-on-cash
12.88%
DSCR
1.57
GRM
6.3

CMA / ARV

ARV (median comp)
$279,042
List price
$150,000
Delta
-46.24%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5601 Tramore Rd 0.13mi 3/1.0 1,258 (+0%) 1mo $260,000 $207 90
5505 Tramore Rd 0.14mi 3/1.0 1,236 (-1%) 1mo $310,500 $251 88
6203 Marietta Ave 0.24mi 3/1.0 1,200 (-4%) 2mo $230,000 $192 78
2825 Beechland Ave 0.27mi 4/2.0 (+1) 1,284 (+2%) 7mo $285,000 $222 70
3018 Mary Ave 0.47mi 3/1.5 1,320 (+5%) 2mo $230,000 $174 67
6101 Tramore Rd 0.16mi 3/1.0 1,416 (+13%) 4mo $148,500 $105 66
2817 Hamilton Ave 0.31mi 3/2.5 1,120 (-11%) 1mo $295,000 $263 63
3202 Mary Ave 0.65mi 3/2.0 1,246 (-1%) 8mo $310,000 $249 60
5507 Plymouth Rd 0.36mi 3/2.0 1,424 (+14%) 6mo $223,500 $157 53
5204 Catalpha Rd 0.49mi 2/1.5 (-1) 1,096 (-13%) 2mo $250,000 $228 50
6016 Burgess Ave 0.67mi 3/1.0 1,378 (+10%) 1mo $259,000 $188 50
3219 Evergreen Ave 0.67mi 4/2.0 (+1) 1,363 (+9%) 8mo $303,001 $222 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.8%
Equity multiple
1.11×
Total profit
$4,472
Equity at exit
$22,365
10-year hold
IRR
12.4%
Equity multiple
1.98×
Total profit
$41,155
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21214

Active inventory
98
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,972 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$258 /mo · $3,096/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$414
Net cashflow
$451

Break-even live

Break-even rent $1,401
Max offer price $150,000
Occupancy floor 72%

Sensitivity live

Price -10% $536 -5% $493 +0% $451 +5% $408 +10% $366
Rent -10% $295 -5% $373 +0% $451 +5% $529 +10% $606
Rate -1.0pp $526 -0.5pp $489 base $451 +0.5pp $412 +1.0pp $372

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2804 Christopher Ave Baltimore, MD 3.0 2.5 1280 $2,200 $1.72 25d 1 0.26mi
6212 Laurelton Ave Baltimore, MD 2.0 1.0 960 $1,325 $1.38 45d 1 0.27mi
2805 Hamilton Ave Baltimore, MD 4.0 2.0 1416 $2,300 $1.62 45d 1 0.29mi
2106 Cloville Ave Baltimore, MD 3.0 1.5 1080 $1,700 $1.57 45d 1 0.42mi
6612 Birchwood Ave Baltimore, MD 3.0 2.0 1122 $2,300 $2.05 21d 1 0.54mi
6502 McClean Blvd Baltimore, MD 2.0 1.0 925 $1,537 $1.66 45d 1 0.58mi
5781 Edgepark Rd Baltimore, MD 3.0 2.0 1568 $1,975 $1.26 17d 1 0.58mi
1806 Ramblewood Rd Apt A Baltimore, MD 2.0 2.0 903 $1,847 $2.05 45d 1 0.63mi
6502 McClean Blvd Unit 2211-B3 Baltimore, MD 2.0 1.0 925 $1,495 $1.62 23d 1 0.64mi
2900 Ailsa Ave Apt 2 Baltimore, MD 3.0 1.0 1300 $1,750 $1.35 5d 1 0.71mi
2077 Woodbourne Ave Baltimore, MD 1.0–2.0 1.0 830 $1,419 $1.71 3d 5 0.72mi
1900 Ramblewood Rd Apt A Baltimore, MD 2.0 2.0 903 $1,847 $2.05 45d 1 0.76mi
2807 Shirey Ave Baltimore, MD 4.0 3.0 1190 $2,500 $2.10 16d 1 0.76mi
2911 Shirey Ave Baltimore, MD 4.0 2.0 1680 $2,500 $1.49 21d 1 0.78mi
1908 E Belvedere Ave Baltimore, MD 4.0 2.0 1425 $1,950 $1.37 21d 1 0.78mi
2028 Hillenwood Rd Baltimore, MD 4.0 2.0 1820 $2,100 $1.15 23d 1 0.81mi
1726 E Belvedere Ave Baltimore, MD 3.0 2.0 1140 $1,895 $1.66 23d 1 0.86mi
1646 Wadsworth Way Baltimore, MD 3.0 1.0 1520 $2,100 $1.38 12d 1 0.89mi
3010 Woodring Ave Unit 2 Baltimore, MD 2.0 1.0 900 $1,600 $1.78 45d 1 0.93mi
3607 Bayonne Ave Unit 2 Baltimore, MD 2.0 1.0 900 $1,300 $1.44 25d 1 0.97mi
1804 Winford Rd Baltimore, MD 3.0 1.5 1600 $2,100 $1.31 25d 1 1.01mi
3309 Southern Ave Unit 2 Baltimore, MD 2.0 1.0 1200 $1,600 $1.33 13d 1 1.07mi
3514 Ailsa Ave Baltimore, MD 3.0 2.0 1800 $2,200 $1.22 45d 1 1.08mi
3158 Woodring Ave Parkville, MD 3.0 1.5 1500 $1,950 $1.30 25d 1 1.11mi
7202 Sindall Rd Unit 7202 Parkville, MD 3.0 1.0 1350 $1,850 $1.37 45d 1 1.13mi
3721 Frankford Ave Baltimore, MD 3.0 2.0 1600 $2,050 $1.28 45d 1 1.17mi
1508 Gleneagle Rd Baltimore, MD 3.0 2.0 1824 $2,180 $1.20 5d 1 1.18mi
3412 Fleetwood Ave Baltimore, MD 3.0 2.5 1620 $2,195 $1.35 45d 1 1.20mi
6101 Loch Raven Blvd Baltimore, MD 1.0–2.0 1.0–2.0 1138 $2,318 $2.04 3d 8 1.21mi
1629 Wentworth Ave Parkville, MD 3.0 1.5 1152 $1,895 $1.64 45d 1 1.23mi
1610 Wentworth Ave Parkville, MD 3.0 1.0 1024 $1,900 $1.86 45d 1 1.25mi
6410 Walther Ave Baltimore, MD 2.0 1.0–2.0 1195 $1,995 $1.67 45d 7 1.26mi
3802 Biddison Ln Baltimore, MD 4.0 1.5 1443 $2,024 $1.40 12d 1 1.29mi
1444 Meridene Dr Baltimore, MD 3.0 1.5 1520 $1,950 $1.28 45d 1 1.30mi
5424 Belle Vista Ave Baltimore, MD 2.0 1.0 932 $1,300 $1.39 45d 1 1.32mi
1408 Cedarcroft Rd Baltimore, MD 3.0 2.0 912 $1,957 $2.15 45d 1 1.39mi
3108 Glendale Ave Parkville, MD 3.0 3.0 1224 $2,550 $2.08 25d 1 1.41mi
6518 Loch Hill Ct Loch Hill, MD 3.0 1.5 1580 $2,050 $1.30 25d 1 1.42mi
6405 Loch Crest Rd Idlewylde, MD 3.0 2.5 1440 $2,257 $1.57 45d 1 1.45mi
1127 Deanwood Rd Parkville, MD 3.0 2.0 1730 $2,350 $1.36 45d 1 1.46mi

Listing history 14 events

  1. 2026-06-13
    statusdays on market $150,000 Pending 67 DOM
  2. 2026-06-09
    days on market $150,000 Active 65 DOM
  3. 2026-06-08
    pricestatus $150,000 Active 64 DOM
  4. 2026-05-06
    status Active Under Contract 2058-char remark
    Show marketing remark (2058 chars)

    INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

  5. 2026-05-05
    historical 2058-char remark
    Show marketing remark (2058 chars)

    INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

  6. 2026-04-24
    price $175,000 2058-char remark
    Show marketing remark (2058 chars)

    INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

  7. 2026-04-24
    status Active 2058-char remark
    Show marketing remark (2058 chars)

    INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

  8. 2026-04-12
    historical Active Under Contract 2058-char remark
    Show marketing remark (2058 chars)

    INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

  9. 2026-02-17
    listed $225,000 Active 2058-char remark
    Show marketing remark (2058 chars)

    INVESTOR SPECIAL! Major price reduction - home is being sold AS IS. Welcome to 5611 Birchwood Avenue — a classic Colonial full of charm, space, and incredible potential! Whether you’re looking to renovate, expand, or simply move in and update over time, this is a rare opportunity to create real value in a well-laid-out home with strong fundamentals. The inviting front elevation features a spacious balcony and private driveway parking. Inside, the main level offers a traditional floor plan with a formal living room and a separate dining room (currently enjoyed as an additional family living space). Replacement windows throughout the home fill the interior with beautiful natural light. The kitchen includes table space, a pantry, and convenient access to a hallway powder room. With thoughtful updating, this space can truly become the heart of the home. Upstairs you’ll find three bedrooms and one full bathroom, along with access to a walk-in attic providing abundant storage — a rare and valuable feature. (Please note: one bedroom ceiling remains unfinished following the recent roof replacement. ) The lower level is unfinished, featuring laundry, storage areas, two windows, and a walk-out to the backyard — making it an excellent candidate for future finished living space. The unused oil tank may be removed by the next owner. Step outside to enjoy one of the home’s standout features: a large, flat, fully fenced backyard — perfect for entertaining, play, gardening, or future additions. The property offers plenty of room to expand the home’s footprint if desired. Additional highlights include: * Roof approximately 2 years old * Many windows replaced * No central air (heat only) * Excellent storage throughout * Strong renovation or investment potential This is a property where you can live comfortably now while building equity over time. Bring your vision and make it your own! A wonderful opportunity for homeowners, renovators, or investors alike — don’t miss it!

  10. 2007-02-20
    soldstatus $150,000
  11. 2007-02-20
    soldstatus $150,000
  12. 2007-02-12
    soldstatus $150,000 303-char remark
    Show marketing remark (303 chars)

    LARGE COVERED FRONT PORCH, MAIN LEVEL LIV, RM DIN RM KITCHEN, MUD RM. AND 1/2 BTH. 2ND FLOOR 3-BR AND A FULL BTH. WALK UP ATTIC WITH FLOOR FOR STORAGE. HOME HAS NEW SIDING AND FURNACE. MOST APPLIANCES STAY. LEVEL LOT WITH LARGE BACK YARD. PRIVATE DRIVEWAY. 1-YEAR HOME WARRANTY1 HOME BEING SOLD AS IS.

  13. 2006-12-30
    historical 303-char remark
    Show marketing remark (303 chars)

    LARGE COVERED FRONT PORCH, MAIN LEVEL LIV, RM DIN RM KITCHEN, MUD RM. AND 1/2 BTH. 2ND FLOOR 3-BR AND A FULL BTH. WALK UP ATTIC WITH FLOOR FOR STORAGE. HOME HAS NEW SIDING AND FURNACE. MOST APPLIANCES STAY. LEVEL LOT WITH LARGE BACK YARD. PRIVATE DRIVEWAY. 1-YEAR HOME WARRANTY1 HOME BEING SOLD AS IS.

  14. 2006-07-19
    listed $175,000 303-char remark
    Show marketing remark (303 chars)

    LARGE COVERED FRONT PORCH, MAIN LEVEL LIV, RM DIN RM KITCHEN, MUD RM. AND 1/2 BTH. 2ND FLOOR 3-BR AND A FULL BTH. WALK UP ATTIC WITH FLOOR FOR STORAGE. HOME HAS NEW SIDING AND FURNACE. MOST APPLIANCES STAY. LEVEL LOT WITH LARGE BACK YARD. PRIVATE DRIVEWAY. 1-YEAR HOME WARRANTY1 HOME BEING SOLD AS IS.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,096 · $258/mo
Projected year-2 tax
$3,096 · $258/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,664
− Mortgage interest
−$8,402
− Property taxes
−$3,096
− Insurance
−$750
− Repairs & maintenance
−$1,893
− Management
−$1,893
− Depreciation
−$4,364
Taxable income
$3,265
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$784
After-tax cash flow
$4,625/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
21,092
Household income
$86,366
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
432.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 58% White 33% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Romanian 3% Italian 1% Lithuanian 1%
Foreign-born
7% · Canada
Languages at home
93% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -211.52%
Current HPI
310.5637
Rent YoY
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
11 events — show timeline
  • 2026-05-06 Relisted BRIGHT MLS
  • 2026-05-05 Listing Removed BRIGHT MLS
  • 2026-04-24 Price Changed $175,000 BRIGHT MLS
  • 2026-04-24 Relisted BRIGHT MLS
  • 2026-04-12 Contingent BRIGHT MLS
  • 2026-02-17 Listed $225,000 BRIGHT MLS
  • 2007-02-20 Sold (Public Records) $150,000 Public Records
  • 2007-02-20 Sold (Public Records) $150,000 Public Records
  • 2007-02-12 Sold (MLS) $150,000 MRIS
  • 2006-12-30 Delisted MRIS
  • 2006-07-19 Listed $175,000 MRIS

Property tax history

+0.8%/yr

Latest (2025): $3,096 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…