CashFlowRE
Sign in Sign up
1210 W Brown St
B Composite 70.2
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.4/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$58,900

1210 W Brown St · Ennis, TX 75119
3 bd · 1.0 ba · 868 sqft · SingleFamily public records · 3 Days on market
Built 1920 5,009 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Offer deadline 5pm Sunday May 10th. Multiple Offers. Prime opportunity for investors! This property is a blank canvas ready for a complete renovation. Situated on a desirable corner lot, it offers excellent potential for resale, or rental income. Located in a convenient area with easy access to major roads, shopping, and amenities. Bring your vision—this one is priced for a full rehab and being sold as-is. Calling all investors, flippers, and builders—don’t miss this value-add opportunity!

Key facts

  • Easy access
  • Complete renovation
  • Convenient area

Tags

CORNER LOTCOMPLETE RENOVATIONCONVENIENT AREAEASY ACCESS

Property features AI

Finance

  • Other: Possession at closing/funding; Listing status: Active; Listing agreement: Exclusive Right To Sell; Photos available: 1
  • Financial info: Treat as clear loan type; No second mortgage
  • HOA & community: No association

Exterior

  • Parking: No garage / no covered parking or carport
  • Utilities: City water; City sewer; No municipal utility district
  • Home design: Single family residence; Residential property; Built in 1920; Detached (not attached to other units)
  • Construction: Wood construction; Preowned
  • Exterior features: Lot less than 0.5 acre (approx. 0.115 acre); Subdivision: J Rowe Ennis

Interior

  • Kitchen: Cook stove excluded (belongs to owner's granddaughter and will be removed)
  • Bedrooms: Primary bedroom on level 1 (approx. 11 x 10)
  • Bathrooms: 1 full bathroom
  • Interior features: One-level layout; One living area; One dining area; Total of 2 rooms (per listing); Appliances: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $59k.

Deal economics

  • At list price, monthly cash flow is $740 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $59k).
  • Cap rate 21.4% vs local median 4.5% in Ennis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#304 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
  • Ennis ISD (rural): math 41% / reading 39% proficiency, ranked #411 of 826 in TX (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Houston El (math 37% / reading 37%, grade F, #1,769 of 4,322 statewide, top 44%, 302 students, 77% FRL) — zoned schools average 77% FRL vs 60% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.0%/yr); 364 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,016 units permitted in Ellis County in 2024 (20 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $407 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Ellis County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $16k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 4.7% of price; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 35% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $58,900

Questions for the listing agent

  1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.80%
Cap rate
21.37%
Cash-on-cash
53.83%
DSCR
3.40
GRM
3.0

CMA / ARV

ARV (on-the-fly)
$183,148
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
806 Metropolitan St 0.50mi 3/1.5 936 (+8%) 5mo $197,900 $211 57
914 S Chatfield St 0.55mi 2/2.0 (-1) 948 (+9%) 1mo $192,900 $203 49
504 W Lampasas St 0.51mi 2/1.0 (-1) 982 (+13%) 17mo $135,000 $137 36
1204 Ann Dr 0.70mi 3/1.5 936 (+8%) 23mo $220,000 $235 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
52.0%
Equity multiple
3.28×
Total profit
$37,612
Equity at exit
$8,782
10-year hold
IRR
57.3%
Equity multiple
6.67×
Total profit
$93,575
Equity at exit
$5,093

Cash invested: $16,492 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75119

Rents YoY
3.0%
Active inventory
364
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,649 high interval (Pro) →
Mortgage (P&I)
$309
Tax from tax record
$230 /mo · $2,757/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$740

Break-even live

Break-even rent $713
Max offer price $58,900
Occupancy floor 50%

Sensitivity live

Price -10% $937 -5% $756 +0% $740 +5% $723 +10% $706
Rent -10% $610 -5% $675 +0% $740 +5% $805 +10% $870
Rate -1.0pp $769 -0.5pp $755 base $740 +0.5pp $725 +1.0pp $709

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,725
Closing costs
$1,767
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
710 W Waco St Ennis, TX 3.0 2.0 1092 $1,750 $1.60 13d 1 0.32mi
1803 W Ennis Ave Ennis, TX 1.0–2.0 1.0–2.0 908 $1,729 $1.90 0d 14 0.42mi
914 S Chatfield St Ennis, TX 2.0 2.0 948 $1,595 $1.68 7d 1 0.52mi
715 W Tyler St Unit 715 Ennis, TX 4.0 1.5 1000 $1,700 $1.70 44d 1 0.58mi
800 N Clay St Apt E14 Ennis, TX 2.0 1.0 803 $1,000 $1.25 17d 1 0.71mi
110 W Knox St Unit 202 Ennis, TX 2.0 1.0 882 $1,400 $1.59 25d 1 0.72mi
605 SW Main St Ennis, TX 2.0 1.0 784 $1,500 $1.91 25d 1 0.76mi
1401 Old Bardwell Rd Unit B Ennis, TX 2.0 2.0 931 $1,195 $1.28 16d 1 0.79mi
1212 Grace Cir Ennis, TX 1.0–3.0 1.0–2.0 905 $1,500 $1.66 0d 2 0.85mi
1203 N Clay St Unit 122 Ennis, TX 2.0 2.0 1000 $1,400 $1.40 44d 1 0.89mi
205 W Gilmer St Ennis, TX 2.0 1.0 1052 $1,495 $1.42 13d 1 0.93mi
205 W Gilmer St Ennis, TX 2.0 1.0 1052 $1,400 $1.33 8d 1 0.93mi
1101 Biloxi Dr Ennis, TX 1.0–3.0 1.0–2.0 909 $1,575 $1.73 0d 4 1.16mi

Listing history 2 events

  1. 2026-05-11
    status Pending
  2. 2026-05-08
    listed $58,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,757 · $230/mo
Projected year-2 tax
$2,757 · $230/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 35% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,792
− Mortgage interest
−$3,299
− Property taxes
−$2,757
− Insurance
−$294
− Repairs & maintenance
−$1,583
− Management
−$1,583
− Depreciation
−$1,713
Taxable income
$8,561
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,055
After-tax cash flow
$6,823/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ennis ISD
NCES district ID
4818540
Math proficiency
41% ▼ -6.00%
Reading proficiency
39% ▼ -3.00%
Median HH income
$46,105
Composite
34.14/100
National rank
#5283
State rank
#411 of 826 in TX

Livability — Ennis

Score
71/100
State rank
#304
US rank
#6893

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ennis, TX
County
Ellis County · 199,237 people
City population
31,866
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
31,866
Household income
$77,053
Rent vs Own
31.1% rent · 68.9% own
Severe rent burden
784.0

Population outlook (Ellis County) Hauer SSP2

Today (2025)
194,556 people
By 2030
209,679 · +7.8%
By 2040
238,837 · +22.8%
By 2050
265,451 · +36.4%
By 2075
326,571 · +67.9%
By 2100
362,156 · +86.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 47% Hispanic / Latino 41% Two or more races 13% Black 9%
Hispanic origin (detail)
Mexican 37%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
15% · Canada
Languages at home
69% English-only · Spanish 29% Other Indo-European 1%

Political lean MEDSL · Ellis

2024 margin
Solid R (+31.1) · D 34.0% · R 65.1%
2008→2024 swing
+11.2pp toward D · 2008: -42.2pp · 2024: -31.1pp
All cycles
2024: R+31.1 2020: R+34.1 2016: R+45.4 2012: R+47.5 2008: R+42.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -207.30%
Current HPI
253.0134
Rent YoY
▲ 2.95%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-11 Pending NTREIS
  • 2026-05-08 Listed $58,900 NTREIS

Property tax history

+9.4%/yr

Latest (2025): $2,757 · +20.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…