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1922 Beall Dr
C Composite 59.37
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.9/10.0
  • Schools +5.5/10.0
  • 1% rule +4.6/10.0
  • Livability +3.8/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$200,000

1922 Beall Dr · Hampton, VA 23663
3 bd · 1.0 ba · 1,022 sqft · SingleFamily public records · 1 Days on market
Built 1960 5,600 sqft lot Est $241k · 17% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 4-bedroom rancher near the beach and schools. This ranch style home welcomes you with a cozy front porch, and an inviting layout perfect for easy living. You'll find a spacious kitchen with abundant counter space ideal for cooking, gathering, and everyday convenience. The large primary bedroom offers a comfortable retreat, while the additional bedrooms are nicely sized and versatile for guests, kids or a home office. The backyard provides room to play, relax, or entertain and it backs up to the elementary school. Just needs a little carpet and paint and this could be your dream home.

Key facts

  • 5,600 sq ft lot
  • Built 1960

Property features AI

Finance

  • HOA & community: No HOA fees

Exterior

  • Parking: Driveway parking spaces
  • Utilities: City/County water; City/County sewer; Gas water heater
  • Home design: Detached ranch-style home; Single-story; Slab foundation
  • Construction: Vinyl siding; Asphalt shingle roof
  • Exterior features: Patio; Back fenced yard

Interior

  • Kitchen: Gas range; Refrigerator; 220 V electric outlet
  • Bedrooms: Master bedroom on the 1st floor; First floor bedroom present; Total rooms: 7 (includes bedroom spaces and other rooms)
  • Flooring: Carpet; Ceramic
  • Bathrooms: One full bathroom (first floor)
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Ceiling fan; Scuttle (attic) access
  • Laundry & utility: Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $201 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (3.8% below list).
  • Recommended offer: $192k (3.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 4.5% in Hampton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#133 in VA, #4,302 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities D+, commute F.
  • Hampton City Public School District (urban): math 60% / reading 70% proficiency, ranked #40 of 131 in VA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Captain John Smith Elementary (math 42% / reading 57%, grade D, #742 of 1,108 statewide, top 70%, 393 students, 82% FRL); Kecoughtan High (math 68% / reading 87%, grade A-, #83 of 319 statewide, top 28%, 1,564 students, 86% FRL) — zoned schools average 84% FRL vs 49% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.1%/yr); 81 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 68 units permitted in Hampton city in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hampton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $165k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,354 (3.8% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.50%
Cash-on-cash
4.30%
DSCR
1.19
GRM
8.7

CMA / ARV

ARV (on-the-fly)
$241,192
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1922 Beall Dr 0.00mi 4/1.0 (+1) 1,022 (0%) 0mo $200,000 $196 95
1908 Hurst Dr 0.05mi 3/1.0 967 (-5%) 2mo $170,000 $176 86
11 Farrington Pl 0.37mi 3/1.0 990 (-3%) 0mo $225,000 $227 77
1515 Garrow Cir 0.33mi 3/1.0 1,108 (+8%) 2mo $240,000 $217 69
1814 Somerville Dr 0.37mi 3/1.0 912 (-11%) 1mo $230,000 $252 64
1622 Old Buckroe Rd 0.71mi 3/1.0 1,009 (-1%) 2mo $228,000 $226 63
1923 Rawood Dr 0.29mi 3/1.0 877 (-14%) 2mo $235,000 $268 61
1841 Kensington Dr 0.44mi 3/1.0 912 (-11%) 2mo $215,000 $236 60
1845 Kensington Dr 0.43mi 3/1.0 912 (-11%) 4mo $218,000 $239 59
530 Price St 0.64mi 3/1.0 912 (-11%) 2mo $250,000 $274 51
213 Ireland St 0.71mi 3/2.0 1,110 (+9%) 3mo $280,000 $252 46
733 Burgess Ave 0.67mi 3/2.0 1,161 (+14%) 3mo $170,000 $146 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-9.4%
Equity multiple
0.65×
Total profit
$-19,380
Equity at exit
$29,821
10-year hold
IRR
0.1%
Equity multiple
1.01×
Total profit
$586
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 23663

Home prices YoY
-4.3%
Rents YoY
3.1%
Active inventory
81
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,924 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$187 /mo · $2,240/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$404
Net cashflow
$201

Break-even live

Break-even rent $1,669
Max offer price $200,000
Occupancy floor 85%

Sensitivity live

Price -10% $314 -5% $257 +0% $201 +5% $144 +10% $88
Rent -10% $49 -5% $125 +0% $201 +5% $277 +10% $353
Rate -1.0pp $301 -0.5pp $252 base $201 +0.5pp $149 +1.0pp $96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2000 Neville Cir Hampton, VA 3.0 1.0 1100 $1,750 $1.59 44d 1 0.12mi
2001 Grimes Rd Hampton, VA 4.0 2.0 1430 $2,100 $1.47 4d 1 0.20mi
244 Loch Cir Hampton, VA 3.0 2.5 1440 $1,850 $1.28 44d 1 0.34mi
29 Glascow Way Hampton, VA 3.0 1.5 1382 $2,200 $1.59 15d 1 0.37mi
1802 Moger Dr Hampton, VA 3.0 1.0 900 $1,700 $1.89 13d 1 0.38mi
1805 Nickerson Blvd Hampton, VA 3.0 1.5 1393 $1,695 $1.22 44d 1 0.58mi
2304 Burnette Dr Hampton, VA 4.0 2.0 1322 $2,100 $1.59 15d 1 0.62mi
2010 E Pembroke Ave Hampton, VA 2.0 1.0 900 $1,150 $1.28 5d 1 0.74mi
633 Kings View Ct Hampton, VA 3.0 1.0 865 $1,700 $1.97 44d 1 0.92mi
1665 N Mallory St Hampton, VA 2.0 1.0 1250 $1,785 $1.43 44d 1 1.07mi
229 Atlantic Ave Hampton, VA 2.0 1.0 1170 $1,600 $1.37 13d 1 1.14mi
1115 E Pembroke Ave Hampton, VA 2.0 1.0 850 $1,275 $1.50 2d 1 1.15mi
216 S 2nd St Hampton, VA 2.0 2.0 1429 $2,395 $1.68 22d 1 1.22mi
1210 Pansy St Hampton, VA 2.0 2.0 1409 $2,000 $1.42 44d 1 1.27mi
203 N First St Unit A Hampton, VA 2.0 1.5 1406 $2,900 $2.06 44d 1 1.34mi
102 Silver Isles Blvd Hampton, VA 3.0 2.0 1025 $1,900 $1.85 44d 1 1.38mi
334 N 1st St Hampton, VA 2.0 1.5 1200 $2,495 $2.08 15d 1 1.39mi
10 Westlawn Dr Hampton, VA 3.0 2.0 1463 $2,295 $1.57 24d 1 1.41mi
949 N Mallory St Hampton, VA 2.0 1.5 1054 $1,250 $1.19 2d 1 1.41mi
305 Old Point Ave Hampton, VA 3.0 1.0 1186 $1,750 $1.48 44d 1 1.46mi
109 Peachtree Ln Hampton, VA 3.0 2.0 984 $1,795 $1.82 15d 1 1.47mi
44 Glenhaven Dr Hampton, VA 3.0 2.0 1410 $2,500 $1.77 15d 1 1.49mi
212 Dockside Dr Unit B Hampton, VA 2.0 2.0 1253 $1,795 $1.43 44d 1 1.50mi

Listing history 3 events

  1. 2026-05-06
    status Under Contract
  2. 2026-05-05
    listed $200,000 Active
  3. 2022-08-01
    soldstatus $165,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$2,240 · $187/mo
Projected year-2 tax
$2,240 · $187/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 47% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,082
− Mortgage interest
−$11,203
− Property taxes
−$2,240
− Insurance
−$1,000
− Repairs & maintenance
−$1,847
− Management
−$1,847
− Depreciation
−$5,818
Taxable loss
−$872
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$209
After-tax cash flow
$2,619/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hampton City Public School District
NCES district ID
5101800
Math proficiency
60% ▼ -21.00%
Reading proficiency
70% ▼ -4.00%
Median HH income
$50,089
Composite
55.19/100
National rank
#1272
State rank
#40 of 131 in VA

Livability — Hampton

Score
75/100
State rank
#133
US rank
#4302

Category grades

Amenities D+ Commute F Cost of living A Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hampton, VA
County
Hampton City · 132,421 people
City population
132,421
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
Population (ZIP)
14,656
Household income
$54,336
Rent vs Own
47.4% rent · 52.6% own
Severe rent burden
803.0

Population outlook (Hampton County) Hauer SSP2

Today (2025)
134,055 people
By 2030
131,753 · -1.7%
By 2040
125,017 · -6.7%
By 2050
116,825 · -12.9%
By 2075
97,033 · -27.6%
By 2100
76,188 · -43.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Black 48% White 37% Two or more races 11% Hispanic / Latino 5%
Common ancestry
Romanian 1% Serbian 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Hampton

2024 margin
Solid D (+39.9) · D 69.2% · R 29.4% · Other 1.4%
2008→2024 swing
+1.0pp no change · 2008: 38.9pp · 2024: 39.9pp
All cycles
2024: D+39.9 2020: D+42.2 2016: D+37.8 2012: D+45.4 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -14.71%
Current HPI
328.8386
Rent YoY
▲ 3.13%
Metro
Virginia Beach-Norfolk-Newport News, VA-NC
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+21.2% since first listed
3 events — show timeline
  • 2026-05-06 Pending REINMLS
  • 2026-05-05 Listed $200,000 REINMLS
  • 2022-08-01 Sold (Public Records) $165,000 Public Records

Property tax history

+9.2%/yr

Latest (2025): $2,240 · +10.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…