10055 Jefferson Hwy · Inniswold, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.2/15.0
- Cash flow +10.8/30.0
- Livability +3.5/5.0
- DSCR +3.1/10.0
- Rent growth +3.0/5.0
- 1% rule +2.7/10.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$194,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looking for the perfect location in Baton Rouge while not compromising style and uprades? This two bedroom townhome in Jefferson Square truly has it all! It was recently renovated with butcher block countertops, completely painted, and new flooring throughout. You will notice the two car covered parking that leads straight to the cozy patio that lights up at night. This corner unit is a rare gem to find off Jefferson Hwy especially having gated access only. It will not last long so schedule your showing today!
Key facts
- Gated community
- Greenspace
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $194k.
Deal economics
- At list price, monthly cash flow is $-88 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $178k (8.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (23.2% below list).
- Recommended offer: $149k (23.2% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 3.0% in Inniswold — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#79 in LA) — a middle-class / working-renter tenant base. Strengths: crime A, housing B+, employment B; Watch: amenities F, commute F.
- East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Westminster Elementary School (math 12% / reading 22%, grade F, #487 of 646 statewide, top 78%, 333 students, 80% FRL); Westdale Middle School (math 15% / reading 30%, grade F, #151 of 218 statewide, top 70%, 757 students, 69% FRL); Liberty High School (math 50% / reading 74%, grade B-, #15 of 265 statewide, top 6%, 1,208 students, 60% FRL).
- Market conditions: Rents rising (+2.2%/yr); 259 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $165k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 5.75%
- Cash-on-cash
- -1.95%
- DSCR
- 0.91
- GRM
- 10.9
CMA / ARV
- ARV (on-the-fly)
- $211,560
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4322 Debellevue Dr | 0.12mi | 3/1.0 (+1) | 1,343 (+4%) | 4mo | $220,000 | $164 | 79 |
| 4334 Bea Dr | 0.05mi | 3/1.5 (+1) | 1,155 (-10%) | 13mo | $185,500 | $161 | 62 |
| 10196 Oliphant Rd | 0.47mi | 3/2.0 (+1) | 1,186 (-8%) | 9mo | $198,000 | $167 | 48 |
| 9684 Oliphant Rd | 0.53mi | 3/2.0 (+1) | 1,390 (+8%) | 7mo | $276,250 | $199 | 47 |
| 10045 Devonshire Dr | 0.54mi | 3/2.0 (+1) | 1,385 (+7%) | 12mo | $200,000 | $144 | 44 |
| 5080 Floynell Dr | 0.69mi | 3/2.0 (+1) | 1,344 (+4%) | 14mo | $244,900 | $182 | 40 |
| 10259 Oliphant Rd | 0.55mi | 3/1.5 (+1) | 1,456 (+13%) | 18mo | $224,900 | $154 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.16% rent growth · sell at horizon
- IRR
- -20.4%
- Equity multiple
- 0.29×
- Total profit
- $-38,344
- Equity at exit
- $28,926
- IRR
- -15.5%
- Equity multiple
- 0.16×
- Total profit
- $-45,779
- Equity at exit
- $16,774
Cash invested: $54,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70809
- Rents YoY
- 2.2%
- Active inventory
- 259
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,489 high interval (Pro) →
- Mortgage (P&I)
- −$1,017
- Tax from tax record
- −$167 /mo · $2,002/yr
- Insurance
- −$81
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $-88
Break-even live
Sensitivity live
| Price | -10% $21 | -5% $-34 | +0% $-88 | +5% $-143 | +10% $-198 |
|---|---|---|---|---|---|
| Rent | -10% $-206 | -5% $-147 | +0% $-88 | +5% $-30 | +10% $29 |
| Rate | -1.0pp $9 | -0.5pp $-39 | base $-88 | +0.5pp $-139 | +1.0pp $-190 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,500
- Closing costs
- $5,820
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10066 Jefferson Hwy Unit C Baton Rouge, LA | 3.0 | 2.5 | 1437 | $1,250 | $0.87 | 25d | 1 | 0.10mi |
| 9925 Jefferson Hwy Baton Rouge, LA | 2.0 | 2.5 | 1458 | $1,900 | $1.30 | 16d | 1 | 0.14mi |
| 3938 Garden View Dr Baton Rouge, LA | 3.0 | 2.0 | 1620 | $2,000 | $1.23 | 23d | 1 | 0.15mi |
| 4188 Jefferson Woods Dr Baton Rouge, LA | 2.0 | 1.5 | 1200 | $1,800 | $1.50 | 45d | 1 | 0.18mi |
| 10390 Jefferson Hwy Baton Rouge, LA | 1.0–4.0 | 1.0–2.0 | 1050 | $1,244 | $1.18 | 16d | 13 | 0.22mi |
| 3445 Bluebonnet Blvd Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 1105 | $1,888 | $1.71 | 16d | 10 | 0.33mi |
| 10438 Jefferson Hwy Unit G Baton Rouge, LA | 1.0 | 1.0 | 930 | $1,195 | $1.28 | 45d | 1 | 0.33mi |
| 10318 Celtic Dr Baton Rouge, LA | 1.0–3.0 | 1.0–2.5 | 990 | $1,213 | $1.22 | 16d | 16 | 0.42mi |
| 10286 W Winston Ave Baton Rouge, LA | 2.0 | 1.5 | 1150 | $1,195 | $1.04 | 45d | 1 | 0.60mi |
| 10245 Airline Hwy Baton Rouge, LA | 1.0–2.0 | 1.0–2.0 | 898 | $1,469 | $1.63 | 16d | 14 | 0.64mi |
| 10642 Stanley Aubin Ln Unit C Baton Rouge, LA | 2.0 | 1.5 | 1050 | $900 | $0.86 | 45d | 1 | 0.67mi |
| 4630 Southpark Dr Baton Rouge, LA | 3.0 | 2.0 | 1364 | $1,400 | $1.03 | 25d | 1 | 0.71mi |
| 3484 Cedarcrest Ave Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 937 | $1,122 | $1.20 | 25d | 1 | 0.73mi |
| 4747 Southpark Dr Baton Rouge, LA | 2.0 | 2.0 | 900 | $1,450 | $1.61 | 25d | 1 | 0.74mi |
| 10655 Woodland Oaks Dr Baton Rouge, LA | 3.0 | 2.0 | 1852 | $2,200 | $1.19 | 16d | 1 | 0.81mi |
| 4085 Fleet Dr Baton Rouge, LA | 3.0 | 1.5 | 1000 | $1,400 | $1.40 | 21d | 1 | 0.90mi |
| 11151 Stanley Aubin Ln Baton Rouge, LA | 3.0 | 2.0 | 1265 | $1,450 | $1.15 | 45d | 1 | 0.93mi |
| 3237 Toulon Dr Apt 7 Baton Rouge, LA | 2.0 | 1.5 | 1100 | $875 | $0.80 | 45d | 1 | 1.04mi |
| 5960 Siegen Ln Baton Rouge, LA | 1.0–2.0 | 1.0–2.0 | 1006 | $1,386 | $1.38 | 16d | 8 | 1.19mi |
| 11550 Southfork Ave Baton Rouge, LA | 2.0 | 2.0 | 1020 | $1,300 | $1.27 | 25d | 2 | 1.21mi |
| 11555 Southfork Ave Baton Rouge, LA | 1.0–2.0 | 1.0–2.0 | 825 | $1,370 | $1.66 | 16d | 22 | 1.25mi |
| 11070 Mead Rd Baton Rouge, LA | 1.0–2.0 | 1.0–2.0 | 836 | $1,284 | $1.53 | 16d | 19 | 1.25mi |
| 10707 Industriplex Blvd Baton Rouge, LA | 1.0–4.0 | 1.0–2.0 | 1127 | $1,349 | $1.20 | 16d | 9 | 1.26mi |
| 3098 Drusilla Ln Baton Rouge, LA | 3.0 | 1.5 | 1537 | $1,600 | $1.04 | 45d | 1 | 1.29mi |
| 10795 Mead Rd Baton Rouge, LA | 1.0–2.0 | 1.0–2.0 | 836 | $1,287 | $1.54 | 16d | 16 | 1.31mi |
| 3411 San Felipe Dr Baton Rouge, LA | 3.0 | 2.5 | 1654 | $1,500 | $0.91 | 25d | 1 | 1.40mi |
| 8732 Jefferson Hwy #7 Baton Rouge, LA | 2.0 | 2.5 | 1200 | $1,700 | $1.42 | 25d | 1 | 1.41mi |
| 2257 Silverest Ave Baton Rouge, LA | 3.0 | 1.5 | 1800 | $1,700 | $0.94 | 25d | 1 | 1.42mi |
| 11850 Wentling Ave Baton Rouge, LA | 1.0–2.0 | 1.0–1.5 | 870 | $1,278 | $1.47 | 16d | 20 | 1.42mi |
| 2222 Seracedar Dr Baton Rouge, LA | 3.0 | 2.0 | 1550 | $1,700 | $1.10 | 45d | 1 | 1.45mi |
| 2166 Silverest Ave Baton Rouge, LA | 3.0 | 2.0 | 1640 | $1,800 | $1.10 | 25d | 1 | 1.47mi |
Listing history 32 events
-
2026-06-22days on market $194,000 Active 40 DOM
-
2026-06-18days on market $194,000 Active 37 DOM
-
2026-06-17days on market $194,000 Active 36 DOM
-
2026-06-16days on market $194,000 Active 35 DOM
-
2026-06-15days on market $194,000 Active 34 DOM
-
2026-06-14days on market $194,000 Active 32 DOM
-
2026-06-10days on market $194,000 Active 29 DOM
-
2026-06-09days on market $194,000 Active 28 DOM
-
2026-06-08days on market $194,000 Active 27 DOM
-
2026-06-07days on market $194,000 Active 26 DOM
-
2026-06-05days on market $194,000 Active 23 DOM
-
2026-06-03days on market $194,000 Active 22 DOM
-
2026-06-02days on market $194,000 Active 21 DOM
-
2026-06-01days on market $194,000 Active 20 DOM
-
2026-05-31days on market $194,000 Active 19 DOM
-
2026-05-31days on market $194,000 Active 18 DOM
-
2026-05-12$194,000 Active 1097-char remark
-
2023-06-14soldstatus Sold 515-char remark
Show marketing remark (515 chars)
Looking for the perfect location in Baton Rouge while not compromising style and uprades? This two bedroom townhome in Jefferson Square truly has it all! It was recently renovated with butcher block countertops, completely painted, and new flooring throughout. You will notice the two car covered parking that leads straight to the cozy patio that lights up at night. This corner unit is a rare gem to find off Jefferson Hwy especially having gated access only. It will not last long so schedule your showing today!
-
2023-04-21status Pending 515-char remark
Show marketing remark (515 chars)
Looking for the perfect location in Baton Rouge while not compromising style and uprades? This two bedroom townhome in Jefferson Square truly has it all! It was recently renovated with butcher block countertops, completely painted, and new flooring throughout. You will notice the two car covered parking that leads straight to the cozy patio that lights up at night. This corner unit is a rare gem to find off Jefferson Hwy especially having gated access only. It will not last long so schedule your showing today!
-
2023-04-20$184,000 Active 515-char remark
Show marketing remark (515 chars)
Looking for the perfect location in Baton Rouge while not compromising style and uprades? This two bedroom townhome in Jefferson Square truly has it all! It was recently renovated with butcher block countertops, completely painted, and new flooring throughout. You will notice the two car covered parking that leads straight to the cozy patio that lights up at night. This corner unit is a rare gem to find off Jefferson Hwy especially having gated access only. It will not last long so schedule your showing today!
-
2023-04-20$184,000
Show marketing remark (515 chars)
Looking for the perfect location in Baton Rouge while not compromising style and uprades? This two bedroom townhome in Jefferson Square truly has it all! It was recently renovated with butcher block countertops, completely painted, and new flooring throughout. You will notice the two car covered parking that leads straight to the cozy patio that lights up at night. This corner unit is a rare gem to find off Jefferson Hwy especially having gated access only. It will not last long so schedule your showing today!
-
2021-11-15soldstatus $165,000
-
2021-11-12soldstatus Sold
-
2021-10-13status Pending
-
2021-10-01$169,900 Active
-
2021-10-01$169,900
-
2017-02-01soldstatus $136,000
-
2017-01-31soldstatus Sold
-
2017-01-03status Pending
-
2016-12-15$139,900 Active
-
2016-12-15$139,900
-
2006-05-01soldstatus $97,556
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $2,002 · $167/mo
- Projected year-2 tax
- $2,002 · $167/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,871
- − Mortgage interest
- −$10,867
- − Property taxes
- −$2,002
- − Insurance
- −$970
- − Repairs & maintenance
- −$1,430
- − Management
- −$1,430
- − Depreciation
- −$5,644
- Taxable loss
- −$4,470
- Est. tax savings @ 24.0%
- +$1,073
- After-tax cash flow
- $11/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Baton Rouge Parish
- NCES district ID
- 2200540
- Math proficiency
- 22% ▼ -36.00%
- Reading proficiency
- 34% ▼ -31.00%
- Median HH income
- $46,263
- Composite
- 24.14/100
- National rank
- #7745
- State rank
- #47 of 98 in LA
Livability — Inniswold
- Score
- 69/100
- State rank
- #79
- US rank
- #8943
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- East Baton Rouge Parish · 399,686 people
- City population
- 25,649
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 25,732
- Household income
- $79,967
- Rent vs Own
- Severe rent burden
- 830.0
Population outlook (East Baton Rouge County) Hauer SSP2
- Today (2025)
- 464,810 people
- By 2030
- 472,137 · +1.6%
- By 2040
- 480,243 · +3.3%
- By 2050
- 484,422 · +4.2%
- By 2075
- 492,069 · +5.9%
- By 2100
- 476,347 · +2.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 62% Black 23% Two or more races 7% Hispanic / Latino 6% Asian 4%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Lithuanian 13% Italian 2% Serbian 1%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 89% English-only · Spanish 4% Other Indo-European 2% Arabic 2%
Political lean MEDSL · East Baton Rouge
- 2024 margin
- D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
- 2008→2024 swing
- +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
- All cycles
- 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -205.49%
- Current HPI
- 154.7018
- Rent YoY
- ▲ 2.16%
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
+98.9% since first listed16 events — show timeline
- 2026-05-12 Listed $194,000 FSBO.com
- 2023-06-14 Sold (MLS) — GBRMLS
- 2023-04-21 Pending — GBRMLS
- 2023-04-20 Listed $184,000 AcadianaMLS
- 2023-04-20 Listed $184,000 GBRMLS
- 2021-11-15 Sold (Public Records) $165,000 Public Records
- 2021-11-12 Sold (MLS) — GBRMLS
- 2021-10-13 Pending — GBRMLS
- 2021-10-01 Listed $169,900 AcadianaMLS
- 2021-10-01 Listed $169,900 GBRMLS
- 2017-02-01 Sold (Public Records) $136,000 Public Records
- 2017-01-31 Sold (MLS) — GBRMLS
- 2017-01-03 Pending — GBRMLS
- 2016-12-15 Listed $139,900 GBRMLS
- 2016-12-15 Listed $139,900 AcadianaMLS
- 2006-05-01 Sold (Public Records) $97,556 Public Records
Property tax history
+16.4%/yrLatest (2025): $2,002 · -0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…