CashFlowRE
Sign in Sign up
6719 Deep Creek Rd
D- Composite 36.84
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +6.8/30.0
  • Rent growth +3.6/5.0
  • Schools +3.1/10.0
  • Livability +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.1/10.0
  • Appreciation +0.0/10.0

$199,900

6719 Deep Creek Rd · Hesperia, CA 92308
1 bd · 1.0 ba · 1,463 sqft · SingleFamily public records · 412 Days on market
Built 1940 3.00 ac lot $137/sqft · 60% below area Est $320k · 37% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Calling LAND INVESTORS! This seller is willing to accept a DOWN PAYMENT AND CARRY BACK A MONTHLY PAYMENT until paid in full! NO QUALIFYING!! ENDLESS VIEWS, ENDLESS POTENTIAL! Nestled on 3 BREATHTAKING ACRES in the heart of the desert, this unique property with UNOBSTRUCTED VIEWS OF THE DESERT, MOUNTAINS, AND EVEN THE RIVER--WHEN IT FLOWS! Watch the SUNRISE AND SUNSET PAINT THE SKY from your future dream home. A PARTIALLY BUILT, PERMITTED 945 SQ. FT. 2-BEDROOM, 1-BATH STRUCTURE sits on the land--previously affected by fire, it's now a BLANK CANVAS ready to be completed to your vision. GOLDEN OPPORTUNITY for builder, investor, or visionary buyer looking to escape to the serenity of rural living. * * * VIEW VIEW VIEW!!! * * * Also included is a 33 ft. 2003 Maaco Gulf Stream 5th Wheel RV, offering immediate use or comfortable living while you build. A 945 sq. ft. foundation with plumbing for kitchen and bathroom with some walls. BUYER TO VERIFY ALL PERMITS, UTILITIES, AND ZONING. ENDLESS VIEWS, ENDLESS POTENTIAL! Nestled on 3 BREATHTAKING ACRES in the heart of the desert, this unique property with UNOBSTRUCTED VIEWS OF THE DESERT, MOUNTAINS, AND EVEN THE RIVER--WHEN IT FLOWS! Watch the SUNRISE AND SUNSET PAINT THE SKY from your future dream home. A PARTIALLY BUILT, PERMITTED 945 SQ. FT. 2-BEDROOM, 1-BATH STRUCTURE sits on the land--previously affected by fire, BUYER TO VERIFY ALL PERMITS, UTILITIES, AND ZONING

Key facts

  • 3 acre lot
  • Built 1940
  • Listed 411 days

Tags

FOUNDATION WITH PLUMBING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $-307 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $146k (27.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (28.3% below list).
  • Recommended offer: $143k (28.3% below list) — sets the bar for 1% rule.
  • Cap rate 4.4% vs local median 3.7% in Hesperia — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 52/100 on livability (#1,009 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D, crime D-, amenities F.
  • Apple Valley Unified (suburban): math 25% / reading 40% proficiency, ranked #955 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sitting Bull Academy (1,618 students, 59% FRL); Apple Valley High (2,206 students, 62% FRL) — zoned schools at 60% FRL track the district average.
  • Market conditions: Rents rising fast (+4.3%/yr); 429 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 412 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $40k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $75k; list at $200k implies a 165% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,373 (28.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 412 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.45%
Cash-on-cash
-6.59%
DSCR
0.71
GRM
11.6

CMA / ARV

ARV (median comp)
$319,564
List price
$199,900
Delta
-37.45%
Verdict
UNDERPRICED
Comps
9 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.3% rent growth · sell at horizon

5-year hold
IRR
-26.2%
Equity multiple
0.11×
Total profit
$-50,018
Equity at exit
$29,806
10-year hold
IRR
-19.1%
Equity multiple
-0.08×
Total profit
$-60,533
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92308

Home prices YoY
-28.8%
Rents YoY
4.3%
Active inventory
429
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$1,434 medium interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$309 /mo · $3,702/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$301
Net cashflow
$-307

Break-even live

Break-even rent $1,823
Max offer price $145,583
Occupancy floor

Sensitivity live

Price -10% $-194 -5% $-251 +0% $-307 +5% $-364 +10% $-421
Rent -10% $-421 -5% $-364 +0% $-307 +5% $-251 +10% $-194
Rate -1.0pp $-207 -0.5pp $-257 base $-307 +0.5pp $-359 +1.0pp $-412

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $199,900 Active 412 DOM
  2. 2026-06-18
    days on market $199,900 Active 409 DOM
  3. 2026-06-17
    days on market $199,900 Active 408 DOM
  4. 2026-06-16
    days on market $199,900 Active 407 DOM
  5. 2026-06-15
    days on market $199,900 Active 406 DOM
  6. 2026-06-13
    days on market $199,900 Active 404 DOM
  7. 2026-06-13
    days on market $199,900 Active 403 DOM
  8. 2026-06-09
    days on market $199,900 Active 400 DOM
  9. 2026-06-08
    days on market $199,900 Active 399 DOM
  10. 2026-06-07
    days on market $199,900 Active 398 DOM
  11. 2026-06-04
    days on market $199,900 Active 395 DOM
  12. 2026-06-03
    days on market $199,900 Active 394 DOM
  13. 2026-06-02
    days on market $199,900 Active 393 DOM
  14. 2026-06-01
    days on market $199,900 Active 392 DOM
  15. 2026-05-31
    days on market $199,900 Active 391 DOM
  16. 2025-07-01
    price $199,900 1435-char remark
    Show marketing remark (996 chars)

    Calling LAND INVESTORS! This seller is willing to accept a DOWN PAYMENT AND CARRY BACK A MONTHLY PAYMENT until paid in full! NO QUALIFYING!! ENDLESS VIEWS, ENDLESS POTENTIAL! Nestled on 3 BREATHTAKING ACRES in the heart of the desert, this unique property with UNOBSTRUCTED VIEWS OF THE DESERT, MOUNTAINS, AND EVEN THE RIVER--WHEN IT FLOWS! Watch the SUNRISE AND SUNSET PAINT THE SKY from your future dream home. A PARTIALLY BUILT, PERMITTED 945 SQ. FT. 2-BEDROOM, 1-BATH STRUCTURE sits on the land--previously affected by fire, it's now a BLANK CANVAS ready to be completed to your vision. GOLDEN OPPORTUNITY for builder, investor, or visionary buyer looking to escape to the serenity of rural living. * * * VIEW VIEW VIEW!!! * * * Also included is a 33 ft. 2003 Maaco Gulf Stream 5th Wheel RV, offering immediate use or comfortable living while you build. A 945 sq. ft. foundation with plumbing for kitchen and bathroom with some walls. BUYER TO VERIFY ALL PERMITS, UTILITIES, AND ZONING.

  17. 2025-07-01
    price $199,900 996-char remark
    Show marketing remark (996 chars)

    Calling LAND INVESTORS! This seller is willing to accept a DOWN PAYMENT AND CARRY BACK A MONTHLY PAYMENT until paid in full! NO QUALIFYING!! ENDLESS VIEWS, ENDLESS POTENTIAL! Nestled on 3 BREATHTAKING ACRES in the heart of the desert, this unique property with UNOBSTRUCTED VIEWS OF THE DESERT, MOUNTAINS, AND EVEN THE RIVER--WHEN IT FLOWS! Watch the SUNRISE AND SUNSET PAINT THE SKY from your future dream home. A PARTIALLY BUILT, PERMITTED 945 SQ. FT. 2-BEDROOM, 1-BATH STRUCTURE sits on the land--previously affected by fire, it's now a BLANK CANVAS ready to be completed to your vision. GOLDEN OPPORTUNITY for builder, investor, or visionary buyer looking to escape to the serenity of rural living. * * * VIEW VIEW VIEW!!! * * * Also included is a 33 ft. 2003 Maaco Gulf Stream 5th Wheel RV, offering immediate use or comfortable living while you build. A 945 sq. ft. foundation with plumbing for kitchen and bathroom with some walls. BUYER TO VERIFY ALL PERMITS, UTILITIES, AND ZONING.

  18. 2025-05-05
    listed $240,000 Active 1435-char remark
    Show marketing remark (996 chars)

    Calling LAND INVESTORS! This seller is willing to accept a DOWN PAYMENT AND CARRY BACK A MONTHLY PAYMENT until paid in full! NO QUALIFYING!! ENDLESS VIEWS, ENDLESS POTENTIAL! Nestled on 3 BREATHTAKING ACRES in the heart of the desert, this unique property with UNOBSTRUCTED VIEWS OF THE DESERT, MOUNTAINS, AND EVEN THE RIVER--WHEN IT FLOWS! Watch the SUNRISE AND SUNSET PAINT THE SKY from your future dream home. A PARTIALLY BUILT, PERMITTED 945 SQ. FT. 2-BEDROOM, 1-BATH STRUCTURE sits on the land--previously affected by fire, it's now a BLANK CANVAS ready to be completed to your vision. GOLDEN OPPORTUNITY for builder, investor, or visionary buyer looking to escape to the serenity of rural living. * * * VIEW VIEW VIEW!!! * * * Also included is a 33 ft. 2003 Maaco Gulf Stream 5th Wheel RV, offering immediate use or comfortable living while you build. A 945 sq. ft. foundation with plumbing for kitchen and bathroom with some walls. BUYER TO VERIFY ALL PERMITS, UTILITIES, AND ZONING.

  19. 2025-05-05
    listed $240,000 Active 996-char remark
    Show marketing remark (996 chars)

    Calling LAND INVESTORS! This seller is willing to accept a DOWN PAYMENT AND CARRY BACK A MONTHLY PAYMENT until paid in full! NO QUALIFYING!! ENDLESS VIEWS, ENDLESS POTENTIAL! Nestled on 3 BREATHTAKING ACRES in the heart of the desert, this unique property with UNOBSTRUCTED VIEWS OF THE DESERT, MOUNTAINS, AND EVEN THE RIVER--WHEN IT FLOWS! Watch the SUNRISE AND SUNSET PAINT THE SKY from your future dream home. A PARTIALLY BUILT, PERMITTED 945 SQ. FT. 2-BEDROOM, 1-BATH STRUCTURE sits on the land--previously affected by fire, it's now a BLANK CANVAS ready to be completed to your vision. GOLDEN OPPORTUNITY for builder, investor, or visionary buyer looking to escape to the serenity of rural living. * * * VIEW VIEW VIEW!!! * * * Also included is a 33 ft. 2003 Maaco Gulf Stream 5th Wheel RV, offering immediate use or comfortable living while you build. A 945 sq. ft. foundation with plumbing for kitchen and bathroom with some walls. BUYER TO VERIFY ALL PERMITS, UTILITIES, AND ZONING.

  20. 1990-07-13
    soldstatus $75,389
  21. 1988-10-31
    soldstatus $66,500
  22. 1987-07-09
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$3,702 · $309/mo
Projected year-2 tax
$3,702 · $309/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 30 unhealthy d/yr today · 35 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,205
− Mortgage interest
−$11,198
− Property taxes
−$3,702
− Insurance
−$1,000
− Repairs & maintenance
−$1,376
− Management
−$1,376
− Depreciation
−$5,815
Taxable loss
−$7,263
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,743
After-tax cash flow
$-1,947/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Apple Valley Unified
NCES district ID
0600017
Math proficiency
25% ▬ 0.00%
Reading proficiency
40% ▬ 0.00%
Median HH income
$49,264
Composite
30.91/100
National rank
#11351
State rank
#955 of 1400 in CA

Livability — Hesperia

Score
52/100
State rank
#1009
US rank
#24896

Category grades

Amenities F Commute F Cost of living F Crime D- Employment D Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
San Bernardino County · 2,030,291 people
City population
110,055
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
42,709
Household income
$66,568
Rent vs Own
28.5% rent · 71.5% own
Severe rent burden
1389.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 44% Hispanic / Latino 38% Two or more races 19% Black 9% Asian 3%
Hispanic origin (detail)
Mexican 34%
Common ancestry
Italian 1% Iranian 1% Slovak 1%
Foreign-born
11% · Canada, South Korea
Languages at home
75% English-only · Spanish 20% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.60%
Current HPI
359.2305
Rent YoY
▲ 4.30%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+233.2% since first listed
7 events — show timeline
  • 2025-07-01 Price Changed $199,900 CRMLS
  • 2025-07-01 Price Changed $199,900 CRMLS
  • 2025-05-05 Listed $240,000 CRMLS
  • 2025-05-05 Listed $240,000 CRMLS
  • 1990-07-13 Sold (Public Records) $75,389 Public Records
  • 1988-10-31 Sold (Public Records) $66,500 Public Records
  • 1987-07-09 Sold (Public Records) $60,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $3,702 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…