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533 N F Ave
B- Composite 67.29
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$27,500

533 N F Ave · Douglas, AZ 85607
1 bd · 1.0 ba · 600 sqft · SingleFamily public records · 15 Days on market
Built 1910 3,349 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Prime Property for Purchase * TLC is needed but located in Downtown Douglas, this location is filled with many opportunities. Don't miss out on this property, check it out today.

Key facts

  • 3,349 sq ft lot
  • Built 1910
  • Listed 15 days

Property features AI

Finance

  • Other: Lot size approximately 3,349 (assessor)
  • HOA & community: No association fees

Exterior

  • Utilities: City water; Public sewer; City maintained road
  • Home design: Single family residence; Fee simple ownership
  • Construction: Wood frame construction
  • Exterior features: Wood frame construction; Other fencing; Other roof

Interior

  • Bedrooms: 1 possible bedroom
  • Flooring: Other flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Has heating (other type); Has cooling (other type)
  • Interior features: Laundry details provided in remarks
  • Laundry & utility: Laundry details provided in remarks

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $28k.

Deal economics

  • At list price, monthly cash flow is $358 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($678 rent vs $28k).
  • Recommended offer: $27k (1.5% below list) — sets the bar for market timing.
  • Cap rate 21.9% vs local median 4.3% in Douglas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#39 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities D-, commute F, employment F.
  • Douglas Unified District (4174) (town): math 9% / reading 24% proficiency, ranked #209 of 249 in AZ (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Clawson School (math 8% / reading 17%, grade F, #944 of 1,109 statewide, top 87%, 344 students, 83% FRL); Ray Borane Middle School (math 5% / reading 17%, grade F, #183 of 218 statewide, top 85%, 387 students, 92% FRL); Douglas High School (math 14% / reading 28%, grade F, #220 of 381 statewide, top 58%, 1,405 students, 83% FRL).
  • Market conditions: 163 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $190 of loan paydown is wiped out by about $825 of value loss. Plan a longer hold.
  • Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($27k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $27,087 (1.5% below list)

Questions for the listing agent

  1. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.47%
Cap rate
21.93%
Cash-on-cash
55.83%
DSCR
3.48
GRM
3.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
54.2%
Equity multiple
3.38×
Total profit
$18,363
Equity at exit
$4,100
10-year hold
IRR
59.3%
Equity multiple
6.89×
Total profit
$45,381
Equity at exit
$2,378

Cash invested: $7,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85607

Active inventory
163
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$678 medium interval (Pro) →
Mortgage (P&I)
$144
Tax from tax record
$22 /mo · $264/yr
Insurance
$11
HOA
$0
Vacancy / Maint / Mgmt
$142
Net cashflow
$358

Break-even live

Break-even rent $225
Max offer price $27,500
Occupancy floor 42%

Sensitivity live

Price -10% $374 -5% $366 +0% $358 +5% $350 +10% $343
Rent -10% $305 -5% $331 +0% $358 +5% $385 +10% $412
Rate -1.0pp $372 -0.5pp $365 base $358 +0.5pp $351 +1.0pp $344

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,875
Closing costs
$825
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
647 E 8th St Douglas, AZ 1.0 1.0 700 $600 $0.86 44d 1 0.16mi
938 E 12th St Douglas, AZ 2.0 1.0 731 $795 $1.09 44d 1 0.57mi
1249 E 10th St Douglas, AZ 1.0 1.0 600 $800 $1.33 44d 1 0.67mi
1955 E 8th St Apt 1 Douglas, AZ 2.0 1.0 700 $775 $1.11 44d 1 1.29mi

Listing history 10 events

  1. 2026-06-12
    statusdays on market $27,500 Pending 15 DOM
  2. 2026-06-09
    days on market $27,500 Active 13 DOM
  3. 2026-06-08
    days on market $27,500 Active 12 DOM
  4. 2026-06-07
    days on market $27,500 Active 11 DOM
  5. 2026-06-04
    days on market $27,500 Active 7 DOM
  6. 2026-06-02
    days on market $27,500 Active 6 DOM
  7. 2026-06-01
    days on market $27,500 Active 5 DOM
  8. 2026-05-31
    days on market $27,500 Active 4 DOM
  9. 2026-05-31
    days on market $27,500 Active 3 DOM
  10. 2026-05-18
    listed $27,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$264 · $22/mo
Projected year-2 tax
$264 · $22/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 5 d/yr ≥99°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$8,140
− Mortgage interest
−$1,540
− Property taxes
−$264
− Insurance
−$138
− Repairs & maintenance
−$651
− Management
−$651
− Depreciation
−$800
Taxable income
$4,096
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$983
After-tax cash flow
$3,316/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Douglas Unified District (4174)
NCES district ID
0402530
Math proficiency
9% ▼ -19.00%
Reading proficiency
24% ▼ -7.00%
Median HH income
$29,006
Composite
12.94/100
National rank
#9577
State rank
#209 of 249 in AZ

Livability — Douglas

Score
70/100
State rank
#39
US rank
#7635

Category grades

Amenities D- Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Douglas, AZ
Population (ZIP)
17,009

Population outlook (Cochise County) Hauer SSP2

Today (2025)
113,402 people
By 2030
106,197 · -6.4%
By 2040
92,166 · -18.7%
By 2050
79,805 · -29.6%
By 2075
56,831 · -49.9%
By 2100
35,103 · -69.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (88%)
Race & ethnicity
Hispanic / Latino 88% Two or more races 45% White 8% Native American 2%
Hispanic origin (detail)
Mexican 85%
Foreign-born
26% · Canada, Vietnam
Languages at home
24% English-only · Spanish 74% Vietnamese 1%

Political lean MEDSL · Cochise

2024 margin
Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
2008→2024 swing
-2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
All cycles
2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -89.92%
Current HPI
147.0847
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-18 Listed $27,500 ARMLS

Property tax history

+3.8%/yr

Latest (2025): $264 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…