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4811 Yukon Dr
D Composite 44.08
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.1/30.0
  • Appreciation +9.7/10.0
  • ARV discount +9.1/15.0
  • Livability +3.2/5.0
  • DSCR +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • Schools +1.9/10.0

$239,900

4811 Yukon Dr · Jonesboro, AR 72405
3 bd · 2.0 ba · 1,680 sqft · SingleFamily public records · 62 Days on market
0.31 ac lot Est $249k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This home will feature a soaker tub in the master bathroom, luxury vinyl plank flooring throughout living room and wet areas. There will be carpet in the bedrooms only. It will also feature staggered cabinets and a kitchen island. There will be a vaulted ceiling in the living room with a ceiling fan. It will have a neutral color scheme. It is a functional open floorplan. Estimated completion date is March 2019.

Key facts

  • Split floor plan
  • Backyard shed
  • All brick exterior

Tags

SPLIT FLOOR PLANDECK OVERLOOKING POOLBACKYARD SHEDALL BRICK EXTERIORADDITIONAL PARKING SPACE

Property features AI

Finance

  • Other: Approximately 0.31 acre lot; Approximate living area 1,680
  • Financial info: Cash financing available

Exterior

  • Parking: 2-car garage
  • Utilities: Public sewer; Public water
  • Home design: Brick exterior; Inside city limits; Level lot
  • Construction: Slab foundation; Architectural shingle roof
  • Exterior features: Deck; Porch; Above-ground pool; Paved road

Interior

  • Kitchen: Electric range; Disposal
  • Flooring: Carpet; Vinyl; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Ceiling fan(s); Sheetrock walls/ceilings

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-143 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $215k (10.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (27.9% below list).
  • Recommended offer: $173k (27.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 4.4% in Jonesboro — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#145 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Nettleton School District (urban): math 21% / reading 24% proficiency, ranked #199 of 238 in AR (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Nettleton Steam School (math 33% / reading 26%, grade F, #305 of 454 statewide, top 71%, 324 students, 100% FRL); Nettleton Junior High School (math 21% / reading 31%, grade F, #159 of 201 statewide, top 80%, 546 students, 100% FRL); Nettleton High School (math 11% / reading 27%, grade F, #248 of 292 statewide, top 86%, 981 students, 68% FRL) — zoned schools average 89% FRL vs 56% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 150 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (9.4% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $170k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,085 (27.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.58%
Cash-on-cash
-2.55%
DSCR
0.89
GRM
11.6

CMA / ARV

ARV (on-the-fly)
$248,640
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4811 Yukon Dr 0.00mi 3/2.0 1,680 (0%) 1mo $235,000 $140 99
4835 Yukon Dr 0.04mi 3/2.0 1,652 (-2%) 4mo $247,000 $150 92
280 Prospect Farm Ln 0.12mi 3/2.0 1,698 (+1%) 1mo $246,900 $145 92
285 Prospect Farms Ln 0.14mi 3/2.0 1,546 (-8%) 3mo $229,500 $148 78
300 Prospect Trl 0.17mi 3/2.0 1,924 (+14%) 1mo $125,000 $65 66
5141 Yukon Dr 0.37mi 3/2.0 1,549 (-8%) 5mo $215,000 $139 66
4833 Edgemont Dr 0.75mi 3/2.0 1,672 (-0%) 2mo $286,990 $172 62
4769 Wildwood Ln 0.51mi 3/2.0 1,473 (-12%) 1mo $209,900 $142 55
508 Brent 0.58mi 4/2.0 (+1) 1,784 (+6%) 5mo $255,000 $143 53
4829 Edgemont Dr 0.74mi 3/2.0 1,510 (-10%) 2mo $256,000 $170 46
5200 Prospector 0.56mi 4/2.0 (+1) 1,439 (-14%) 2mo $235,000 $163 44
514 Brent 0.60mi 4/2.0 (+1) 1,474 (-12%) 5mo $255,000 $173 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.42% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.2%
Equity multiple
2.67×
Total profit
$112,036
Equity at exit
$206,042
10-year hold
IRR
19.3%
Equity multiple
5.98×
Total profit
$334,721
Equity at exit
$434,032

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72405

Home prices YoY
3.5%
Active inventory
150
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$1,731 medium interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$152 /mo · $1,823/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$363
Net cashflow
$-143

Break-even live

Break-even rent $1,911
Max offer price $214,714
Occupancy floor

Sensitivity live

Price -10% $-7 -5% $-75 +0% $-143 +5% $-210 +10% $-278
Rent -10% $-279 -5% $-211 +0% $-143 +5% $-74 +10% $-6
Rate -1.0pp $-22 -0.5pp $-82 base $-143 +0.5pp $-205 +1.0pp $-268

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
259 Wolf Den Dr Jonesboro, AR 3.0 2.0 1419 $1,550 $1.09 45d 1 0.17mi
337 Wolf Den Dr Jonesboro, AR 3.0 2.0 1419 $1,600 $1.13 45d 1 0.32mi
5408 Mariposa Grove Dr Jonesboro, AR 3.0 2.0 1209 $1,595 $1.32 45d 1 0.71mi

Listing history 4 events

  1. 2026-04-21
    status Under Contract
  2. 2026-02-17
    listed $239,900 New Listing
  3. 2019-04-05
    soldstatus $170,450 414-char remark
    Show marketing remark (414 chars)

    This home will feature a soaker tub in the master bathroom, luxury vinyl plank flooring throughout living room and wet areas. There will be carpet in the bedrooms only. It will also feature staggered cabinets and a kitchen island. There will be a vaulted ceiling in the living room with a ceiling fan. It will have a neutral color scheme. It is a functional open floorplan. Estimated completion date is March 2019.

  4. 2018-12-03
    listed $170,450 414-char remark
    Show marketing remark (414 chars)

    This home will feature a soaker tub in the master bathroom, luxury vinyl plank flooring throughout living room and wet areas. There will be carpet in the bedrooms only. It will also feature staggered cabinets and a kitchen island. There will be a vaulted ceiling in the living room with a ceiling fan. It will have a neutral color scheme. It is a functional open floorplan. Estimated completion date is March 2019.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,823 · $152/mo
Projected year-2 tax
$1,823 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,770
− Mortgage interest
−$13,438
− Property taxes
−$1,823
− Insurance
−$1,200
− Repairs & maintenance
−$1,662
− Management
−$1,662
− Depreciation
−$6,979
Taxable loss
−$5,993
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,438
After-tax cash flow
$-273/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nettleton School District
NCES district ID
0510440
Math proficiency
21% ▼ -16.00%
Reading proficiency
24% ▼ -12.00%
Median HH income
$39,754
Composite
19.0/100
National rank
#8846
State rank
#199 of 238 in AR

Livability — Jonesboro

Score
65/100
State rank
#145
US rank
#12692

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jonesboro, AR
County
Craighead County · 97,185 people
City population
91,245
Metro
Jonesboro, AR
Population (ZIP)
18,675
Household income
$92,440
Rent vs Own
27.1% rent · 72.9% own
Severe rent burden
443.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 10% Black 9% Hispanic / Latino 3% Asian 1%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 4% Arabic 1%

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.42%
Current HPI
277.37
Rent YoY
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+40.7% since first listed
4 events — show timeline
  • 2026-04-21 Pending CARMLS
  • 2026-02-17 Listed $239,900 CARMLS
  • 2019-04-05 Sold (MLS) $170,450 NEABOR MLS
  • 2018-12-03 Listed $170,450 NEABOR MLS

Property tax history

+36.0%/yr

Latest (2025): $1,823 · +18.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…