250 N Linden Ave #248 · Rialto, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 6 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 27 days/yr
- Unhealthy air days in 30 yrs
- 32 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.4/15.0
- Schools +4.1/10.0
- Livability +3.0/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.
Key facts
- Large living area
- Primary suite
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $140k.
Deal economics
- At list price, monthly cash flow is $959 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
- Cap rate 14.5% vs local median 3.5% in Rialto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#598 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A-; Watch: schools F, crime F, amenities D-.
- Fontana Unified (suburban): math 25% / reading 71% proficiency, ranked #156 of 517 in CA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.6%/yr); 142 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 37% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 1.6% rent growth), your $39k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 105 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.74% ✓
- Cap rate
- 14.51%
- Cash-on-cash
- 29.36%
- DSCR
- 2.31
- GRM
- 4.8
CMA / ARV
- ARV (median comp)
- $142,855
- List price
- $140,000
- Delta
- -2.00%
- Verdict
- FAIR
- Comps
- 7 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 250 N Linden Ave #217 | 0.00mi | 3/2.0 (+1) | 1,440 (+7%) | 14mo | $170,000 | $118 | 72 |
| 250 N Linden Ave #246 | 0.11mi | 2/2.0 | 1,152 (-14%) | 7mo | $120,000 | $104 | 65 |
| 250 N Linden Ave #2 | 0.00mi | 3/2.0 (+1) | 1,152 (-14%) | 9mo | $145,000 | $126 | 64 |
| 250 N Linden Ave #312 | 0.00mi | 3/2.0 (+1) | 1,152 (-14%) | 11mo | $159,400 | $138 | 62 |
| 250 N Linden Ave #207 | 0.11mi | 3/2.0 (+1) | 1,440 (+7%) | 20mo | $182,000 | $126 | 61 |
| 8787 Locust Ave #82 | 0.60mi | 2/2.0 | 1,440 (+7%) | 4mo | $137,500 | $95 | 57 |
| 8787 Locust Ave #130 | 0.61mi | 3/2.0 (+1) | 1,474 (+10%) | 2mo | $235,000 | $159 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.59% rent growth · sell at horizon
- IRR
- 22.2%
- Equity multiple
- 1.89×
- Total profit
- $35,024
- Equity at exit
- $20,874
- IRR
- 29.3%
- Equity multiple
- 3.44×
- Total profit
- $95,696
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92376
- Rents YoY
- 1.6%
- Active inventory
- 142
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $2,439 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax est. 1.5%
- −$175 /mo · $2,100/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$512
- Net cashflow
- $959
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 380 N Linden Ave Rialto, CA | 3.0 | 1.0–2.5 | 815 | $1,982 | $2.43 | 16d | 1 | 0.17mi |
| 1624 W Rialto Ave Fontana, CA | 2.0 | 2.0 | 946 | $2,020 | $2.14 | 43d | 1 | 0.18mi |
| 495 N Maple Ave Fontana, CA | 2.0 | 2.5 | 1053 | $2,100 | $1.99 | 17d | 1 | 0.35mi |
| 200 S Linden Ave Rialto, CA | 1.0–2.0 | 1.0–2.0 | 772 | $2,475 | $3.20 | 43d | 13 | 0.42mi |
| 372 S Ironwood Ave Rialto, CA | 2.0–3.0 | 2.0–2.5 | 1113 | $2,704 | $2.43 | 1d | 6 | 0.58mi |
| 18065 Dorsey Way Fontana, CA | 3.0 | 2.0 | 1636 | $3,100 | $1.89 | 20d | 1 | 0.60mi |
| 17923 Arrow Blvd Fontana, CA | 1.0–3.0 | 1.0–2.0 | 850 | $2,362 | $2.78 | 1d | 1 | 0.65mi |
| 8047 Laurel Ave Unit Main Fontana, CA | 3.0 | 2.0 | 1359 | $2,850 | $2.10 | 43d | 1 | 0.69mi |
| 7760 Aspen Ave Unit A Fontana, CA | 2.0 | 1.5 | 925 | $2,350 | $2.54 | 43d | 1 | 0.76mi |
| 210 N Beechwood Ave Rialto, CA | 1.0–3.0 | 1.0–2.0 | 794 | $2,072 | $2.61 | 21d | 7 | 0.77mi |
| 215 N Spruce Ave Rialto, CA | 2.0 | 2.0 | 1100 | $2,150 | $1.95 | 43d | 1 | 0.88mi |
| 17748 Barbee St Fontana, CA | 3.0 | 2.0 | 1216 | $3,000 | $2.47 | 15d | 1 | 0.93mi |
| 17748 Barbee St Fontana, CA | 3.0 | 2.0 | 1216 | $3,000 | $2.47 | 5d | 1 | 0.93mi |
| 17748 Barbee St Fontana, CA | 3.0 | 2.0 | 1216 | $3,000 | $2.47 | 20d | 1 | 0.93mi |
| 8650 Alder Ave Fontana, CA | 2.0 | 1.0 | 920 | $2,400 | $2.61 | 43d | 1 | 0.99mi |
| 1459 W Wabash St Rialto, CA | 3.0 | 2.0 | 1240 | $2,850 | $2.30 | 43d | 1 | 1.07mi |
| 17450 Arrow Blvd Fontana, CA | 2.0 | 2.0 | 890 | $1,795 | $2.02 | 5d | 1 | 1.20mi |
| 8582 Tamarind Ave Unit D Fontana, CA | 2.0 | 1.0 | 900 | $1,900 | $2.11 | 20d | 1 | 1.21mi |
| 8598 Tamarind Ave Unit D Fontana, CA | 2.0 | 1.0 | 900 | $1,900 | $2.11 | 16d | 1 | 1.21mi |
| 1221 Yeager Ave Rialto, CA | 3.0 | 3.0 | 1478 | $3,300 | $2.23 | 2d | 1 | 1.41mi |
| 17263 Owen St Unit 1 Fontana, CA | 2.0 | 1.0 | 950 | $2,200 | $2.32 | 24d | 1 | 1.43mi |
Listing history 22 events
-
2026-06-18days on market $140,000 Active 105 DOM
-
2026-06-17days on market $140,000 Active 104 DOM
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2026-06-16days on market $140,000 Active 103 DOM
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2026-06-15days on market $140,000 Active 102 DOM
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2026-06-13days on market $140,000 Active 100 DOM
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2026-06-13days on market $140,000 Active 99 DOM
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2026-06-09days on market $140,000 Active 96 DOM
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2026-06-08days on market $140,000 Active 95 DOM
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2026-06-07days on market $140,000 Active 94 DOM
-
2026-06-04days on market $140,000 Active 91 DOM
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2026-06-03days on market $140,000 Active 90 DOM
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2026-06-02days on market $140,000 Active 89 DOM
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2026-06-01days on market $140,000 Active 88 DOM
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2026-05-31days on market $140,000 Active 87 DOM
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2026-03-25status Active 1212-char remark
Show marketing remark (1212 chars)
Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.
-
2026-03-25price $140,000 1212-char remark
Show marketing remark (1212 chars)
Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.
-
2026-03-03status Pending Sale 1212-char remark
Show marketing remark (1212 chars)
Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.
-
2026-02-10$145,000 Active 1212-char remark
Show marketing remark (1212 chars)
Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.
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2026-02-03status Active
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2026-02-01historical
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2026-01-03status Pending Sale
-
2025-11-26$155,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 6 d/yr ≥103°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 27 unhealthy d/yr today · 32 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,265
- − Mortgage interest
- −$7,842
- − Property taxes
- −$2,100
- − Insurance
- −$700
- − Repairs & maintenance
- −$2,341
- − Management
- −$2,341
- − Depreciation
- −$4,073
- Taxable income
- $9,868
- Est. tax owed @ 24.0%
- −$2,368
- After-tax cash flow
- $9,141/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fontana Unified
- NCES district ID
- 0613920
- Math proficiency
- 25% ▬ 0.00%
- Reading proficiency
- 71% ▲ 30.00%
- Median HH income
- $53,912
- Composite
- 41.31/100
- National rank
- #3510
- State rank
- #156 of 517 in CA
Livability — Rialto
- Score
- 60/100
- State rank
- #598
- US rank
- #19283
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rialto, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 105,208
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 84,394
- Household income
- $79,675
- Rent vs Own
- Severe rent burden
- 2574.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (78%)
- Race & ethnicity
- Hispanic / Latino 78% Two or more races 22% Black 11% White 7% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 68%
- Foreign-born
- 27% · Canada, Jamaica
- Languages at home
- 36% English-only · Spanish 61% Arabic 1% Tagalog/Filipino 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -323.82%
- Current HPI
- 505.95
- Rent YoY
- ▲ 1.59%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-9.7% since first listed8 events — show timeline
- 2026-03-25 Relisted — CRMLS
- 2026-03-25 Price Changed $140,000 CRMLS
- 2026-03-03 Pending — CRMLS
- 2026-02-10 Listed $145,000 CRMLS
- 2026-02-03 Relisted — CRMLS
- 2026-02-01 Listing Removed — CRMLS
- 2026-01-03 Pending — CRMLS
- 2025-11-26 Listed $155,000 CRMLS
Property tax history
-0.1%/yrLatest (2025): $55 · +5.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…