CashFlowRE
Sign in Sign up
250 N Linden Ave #248
B Composite 70.93
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.4/15.0
  • Schools +4.1/10.0
  • Livability +3.0/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$140,000

250 N Linden Ave #248 · Rialto, CA 92376
2 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 105 Days on market
Built 1976 $104/sqft · at area comps Est $143k · at est. ↓ 10% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.

Key facts

  • Large living area
  • Primary suite
  • Community pool

Tags

FUNCTIONAL FLOOR PLANLARGE LIVING AREAPRIMARY SUITECENTRAL COOLING AND HEATINGCLOSE PROXIMITY TO SCHOOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $959 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
  • Cap rate 14.5% vs local median 3.5% in Rialto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#598 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A-; Watch: schools F, crime F, amenities D-.
  • Fontana Unified (suburban): math 25% / reading 71% proficiency, ranked #156 of 517 in CA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.6%/yr); 142 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $39k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,400 (9.0% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
14.51%
Cash-on-cash
29.36%
DSCR
2.31
GRM
4.8

CMA / ARV

ARV (median comp)
$142,855
List price
$140,000
Delta
-2.00%
Verdict
FAIR
Comps
7 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
250 N Linden Ave #217 0.00mi 3/2.0 (+1) 1,440 (+7%) 14mo $170,000 $118 72
250 N Linden Ave #246 0.11mi 2/2.0 1,152 (-14%) 7mo $120,000 $104 65
250 N Linden Ave #2 0.00mi 3/2.0 (+1) 1,152 (-14%) 9mo $145,000 $126 64
250 N Linden Ave #312 0.00mi 3/2.0 (+1) 1,152 (-14%) 11mo $159,400 $138 62
250 N Linden Ave #207 0.11mi 3/2.0 (+1) 1,440 (+7%) 20mo $182,000 $126 61
8787 Locust Ave #82 0.60mi 2/2.0 1,440 (+7%) 4mo $137,500 $95 57
8787 Locust Ave #130 0.61mi 3/2.0 (+1) 1,474 (+10%) 2mo $235,000 $159 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.59% rent growth · sell at horizon

5-year hold
IRR
22.2%
Equity multiple
1.89×
Total profit
$35,024
Equity at exit
$20,874
10-year hold
IRR
29.3%
Equity multiple
3.44×
Total profit
$95,696
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92376

Rents YoY
1.6%
Active inventory
142
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$2,439 high interval (Pro) →
Mortgage (P&I)
$734
Tax est. 1.5%
$175 /mo · $2,100/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$512
Net cashflow
$959

Break-even live

Break-even rent $1,225
Max offer price $140,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
380 N Linden Ave Rialto, CA 3.0 1.0–2.5 815 $1,982 $2.43 16d 1 0.17mi
1624 W Rialto Ave Fontana, CA 2.0 2.0 946 $2,020 $2.14 43d 1 0.18mi
495 N Maple Ave Fontana, CA 2.0 2.5 1053 $2,100 $1.99 17d 1 0.35mi
200 S Linden Ave Rialto, CA 1.0–2.0 1.0–2.0 772 $2,475 $3.20 43d 13 0.42mi
372 S Ironwood Ave Rialto, CA 2.0–3.0 2.0–2.5 1113 $2,704 $2.43 1d 6 0.58mi
18065 Dorsey Way Fontana, CA 3.0 2.0 1636 $3,100 $1.89 20d 1 0.60mi
17923 Arrow Blvd Fontana, CA 1.0–3.0 1.0–2.0 850 $2,362 $2.78 1d 1 0.65mi
8047 Laurel Ave Unit Main Fontana, CA 3.0 2.0 1359 $2,850 $2.10 43d 1 0.69mi
7760 Aspen Ave Unit A Fontana, CA 2.0 1.5 925 $2,350 $2.54 43d 1 0.76mi
210 N Beechwood Ave Rialto, CA 1.0–3.0 1.0–2.0 794 $2,072 $2.61 21d 7 0.77mi
215 N Spruce Ave Rialto, CA 2.0 2.0 1100 $2,150 $1.95 43d 1 0.88mi
17748 Barbee St Fontana, CA 3.0 2.0 1216 $3,000 $2.47 15d 1 0.93mi
17748 Barbee St Fontana, CA 3.0 2.0 1216 $3,000 $2.47 5d 1 0.93mi
17748 Barbee St Fontana, CA 3.0 2.0 1216 $3,000 $2.47 20d 1 0.93mi
8650 Alder Ave Fontana, CA 2.0 1.0 920 $2,400 $2.61 43d 1 0.99mi
1459 W Wabash St Rialto, CA 3.0 2.0 1240 $2,850 $2.30 43d 1 1.07mi
17450 Arrow Blvd Fontana, CA 2.0 2.0 890 $1,795 $2.02 5d 1 1.20mi
8582 Tamarind Ave Unit D Fontana, CA 2.0 1.0 900 $1,900 $2.11 20d 1 1.21mi
8598 Tamarind Ave Unit D Fontana, CA 2.0 1.0 900 $1,900 $2.11 16d 1 1.21mi
1221 Yeager Ave Rialto, CA 3.0 3.0 1478 $3,300 $2.23 2d 1 1.41mi
17263 Owen St Unit 1 Fontana, CA 2.0 1.0 950 $2,200 $2.32 24d 1 1.43mi

Listing history 22 events

  1. 2026-06-18
    days on market $140,000 Active 105 DOM
  2. 2026-06-17
    days on market $140,000 Active 104 DOM
  3. 2026-06-16
    days on market $140,000 Active 103 DOM
  4. 2026-06-15
    days on market $140,000 Active 102 DOM
  5. 2026-06-13
    days on market $140,000 Active 100 DOM
  6. 2026-06-13
    days on market $140,000 Active 99 DOM
  7. 2026-06-09
    days on market $140,000 Active 96 DOM
  8. 2026-06-08
    days on market $140,000 Active 95 DOM
  9. 2026-06-07
    days on market $140,000 Active 94 DOM
  10. 2026-06-04
    days on market $140,000 Active 91 DOM
  11. 2026-06-03
    days on market $140,000 Active 90 DOM
  12. 2026-06-02
    days on market $140,000 Active 89 DOM
  13. 2026-06-01
    days on market $140,000 Active 88 DOM
  14. 2026-05-31
    days on market $140,000 Active 87 DOM
  15. 2026-03-25
    status Active 1212-char remark
    Show marketing remark (1212 chars)

    Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.

  16. 2026-03-25
    price $140,000 1212-char remark
    Show marketing remark (1212 chars)

    Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.

  17. 2026-03-03
    status Pending Sale 1212-char remark
    Show marketing remark (1212 chars)

    Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.

  18. 2026-02-10
    listed $145,000 Active 1212-char remark
    Show marketing remark (1212 chars)

    Back On the Market! No fault of the seller! Price Deduction! Cash Only. Trailer was manufactured 1/1/1976 Welcome to 250 N Linden Ave Space 248 a spacious 3-bedroom, 2-bathroom manufactured home offering approximately 1,300 sq. ft. of comfortable living space in one of Rialto’s most sought-after communities. This home boasts a functional and inviting floor plan with a large living area, perfect for relaxing or hosting guests. The kitchen and dining areas are well-positioned to create a seamless flow throughout the main living space. Enjoy the privacy of a primary suite, along with two additional bedrooms and a second full bathroom. Additional features include central cooling and heating, ensuring year-round comfort. The home is located in a clean, welcoming park with close proximity to shopping centers, schools, and major freeways. Opportunities like this don’t come often in this community! Don’t miss your chance to make this beautiful space your new home! Disclaimer: Information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information, including square footage, year built, space rent, and utilities with the park and appropriate sources.

  19. 2026-02-03
    status Active
  20. 2026-02-01
    historical
  21. 2026-01-03
    status Pending Sale
  22. 2025-11-26
    listed $155,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 6 d/yr ≥103°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 27 unhealthy d/yr today · 32 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,265
− Mortgage interest
−$7,842
− Property taxes
−$2,100
− Insurance
−$700
− Repairs & maintenance
−$2,341
− Management
−$2,341
− Depreciation
−$4,073
Taxable income
$9,868
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,368
After-tax cash flow
$9,141/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fontana Unified
NCES district ID
0613920
Math proficiency
25% ▬ 0.00%
Reading proficiency
71% ▲ 30.00%
Median HH income
$53,912
Composite
41.31/100
National rank
#3510
State rank
#156 of 517 in CA

Livability — Rialto

Score
60/100
State rank
#598
US rank
#19283

Category grades

Amenities D- Commute A- Cost of living F Crime F Employment C+ Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rialto, CA
County
San Bernardino County · 2,030,291 people
City population
105,208
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
84,394
Household income
$79,675
Rent vs Own
38.1% rent · 61.9% own
Severe rent burden
2574.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (78%)
Race & ethnicity
Hispanic / Latino 78% Two or more races 22% Black 11% White 7% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 68%
Foreign-born
27% · Canada, Jamaica
Languages at home
36% English-only · Spanish 61% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -323.82%
Current HPI
505.95
Rent YoY
▲ 1.59%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-9.7% since first listed
8 events — show timeline
  • 2026-03-25 Relisted CRMLS
  • 2026-03-25 Price Changed $140,000 CRMLS
  • 2026-03-03 Pending CRMLS
  • 2026-02-10 Listed $145,000 CRMLS
  • 2026-02-03 Relisted CRMLS
  • 2026-02-01 Listing Removed CRMLS
  • 2026-01-03 Pending CRMLS
  • 2025-11-26 Listed $155,000 CRMLS

Property tax history

-0.1%/yr

Latest (2025): $55 · +5.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…