9066 Albion Ln N #5101 · Lely Resort, FL 34113

$470,000

3 bd · 2.5 ba · 1,920 sqft · Condo public records · 30 Days on market

Built 2014 $1270/mo HOA · 20% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.2/30.0
• 1% rule +8.4/10.0
• ARV discount +7.5/15.0
• DSCR +6.4/10.0
• Schools +5.0/10.0
• Rent growth +3.9/5.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This listing has it all! Ideally located near wonderful shopping and restaurants, and offered move-in ready with designer decorations that elevate every space, this beautifully maintained residence delivers effortless luxury living. Bright natural lighting fills the home from top to bottom, enhancing the airy, open atmosphere and highlighting the thoughtful layout and finishes. Located in the highly desirable Ole community in Lely Resort, this 3-bedroom, 2 full bath plus 1 half bath home with a 2-car garage offers comfort, style, and easy Florida living. Ideally positioned within the community, the residence is conveniently located near the main clubhouse, resort-style pool, and fitness center. The main living areas are located on the upper level, where the kitchen, dining room, and living room flow seamlessly together alongside the primary suite. This space is enhanced by tile and laminate flooring and abundant natural light. The living room features glass French doors leading to a small balcony, creating a charming outdoor connection and inviting fresh air into the space. Impact doors and windows provide valuable storm protection and added peace of mind. The kitchen is designed for both function and style, featuring custom cabinetry, recessed lighting, and a full suite of appliances including a microwave, electric range, dishwasher, and refrigerator/freezer with icemaker. The dining area sits adjacent to the kitchen and living space, creating an open environment ideal for everyday living and entertaining. A screened, covered lanai extends off the kitchen, offering a private outdoor retreat perfect for morning coffee or evening relaxation. The primary suite is privately situated upstairs and offers a peaceful escape with laminate flooring, a ceiling fan, and generous natural light. The ensuite bath includes dual sinks, a soaking tub, an enclosed walk-in glass shower, and a private water closet, along with a spacious walk-in closet. A dedicated laundry area with washer and dryer is also conveniently located on this level. On the first floor, two guest bedrooms provide comfortable accommodations, both with laminate flooring and ceiling fans, and one with a walk-in closet. A full guest bath with dual sinks and a shower/tub combo serves this level. A flexible sitting and dining area adds additional functionality for guests or casual use. Residents of Ole enjoy a vibrant resort-style lifestyle with a tropical pool, fitness center, 80-seat movie theater, café, pub, ice cream parlor, and inviting social spaces. Outdoor amenities include bocce, pickleball, tennis, basketball, sand volleyball, and scenic walking and biking paths. Lely Resort also offers three championship golf courses and the optional Players Club & Spa for an elevated experience with golf, spa, dining, and social membership opportunities. Ideally located just minutes from Naples and Marco Island beaches, this home delivers the perfect blend of resort living and coastal convenience.

Key facts

• Natural lighting
• Main clubhouse
• Fitness center

Tags

• MOVE IN READY
• NATURAL LIGHTING
• THOUGHTFUL LAYOUT
• MAIN CLUBHOUSE
• RESORT STYLE POOL
• FITNESS CENTER

Property features AI

Other

• Location: Part of Lely Resort development (OLE sub-condo); Paved road access; Lot restrictions: limited number of vehicles, no commercial, no RV
• Multi-unit: 1 unit per floor; 623 units in complex; 2 units in building; 2 total floors in building
• Possession: Possession at closing

Finance

• HOA & community: Mandatory HOA; Master HOA $99 quarterly; Condo fee $3,710 quarterly; Professional management; Maintenance covers cable, internet/Wi-Fi, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, security, sewer, street lights, trash removal; One-time other fee $300; Total annual recurring fees $15,236; Total one-time fees $950; Non-gated community; Amenities include clubhouse, community pool and spa/hot tub, exercise room, tennis, basketball, bocce, volleyball, billiards, theater, library, cabana, restaurant, bike/jog paths, sidewalks, underground utilities

Exterior

• Parking: Attached 2-car garage; 2 assigned parking spaces
• Security: Patrolled community; Impact resistant windows and doors
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential property; Low-rise (1–3) building; 2-story design; Rear exposure facing northwest; Zero lot line; City view
• Construction: Built in 2014; Concrete block construction; Stucco exterior; Tile roof; Impact-resistant windows
• Exterior features: Patio

Interior

• Kitchen: Pantry; Cooktop - electric; Dishwasher; Disposal; Microwave; Refrigerator/freezer; Grill (gas)
• Bedrooms: 3 bedrooms; First-floor bedroom; Master bedroom upstairs; Split bedroom layout
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms; 1 half bathroom; Master bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans
• Interior features: Built-in cabinets; Cable prewire; Foyer; Laundry tub; Pantry; Smoke detectors; Volume ceilings; Walk-in closet; Window coverings; Screened lanai/porch; Guest bath; Guest room; Turnkey furnished; 2-story floor plan; 4 ceiling fans
• Laundry & utility: Laundry in residence; Washer; Dryer; Laundry tub; Auto garage door

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath condo listed at $470k.

Deal economics

• At list price, monthly cash flow is $169 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $470k).
• Recommended offer: $463k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 61/100 on livability (#786 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A-; Watch: health & safety D, schools F, amenities F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+5.6%/yr); 597 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $6,316/mo this rent would consume 93% of the median local household income ($82k/yr) (locally 954% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($463k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 20% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $462,950 (1.5% below list)

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 7.81%
• Cash-on-cash: 5.43%
• DSCR: 1.24
• GRM: 6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold

• IRR: -9.5%
• Equity multiple: 0.64×
• Total profit: $-47,475
• Equity at exit: $70,079

10-year hold

• IRR: 4.4%
• Equity multiple: 1.38×
• Total profit: $49,869
• Equity at exit: $40,637

Cash invested: $131,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34113

• Rents YoY: 5.6%
• Active inventory: 597
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $6,316 high
• Mortgage (P&I): −$2,465
• Tax from tax record: −$464 /mo · $5,568/yr
• Insurance: −$196
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$1,270
• Vacancy / Maint / Mgmt: −$1,326
• Net cashflow: $169

Break-even live

Break-even rent $6,103

Max offer price $470,000

Occupancy floor 92%

Sensitivity live

Price	-10% $435	-5% $302	+0% $169	+5% $36	+10% $-97
Rent	-10% $-330	-5% $-81	+0% $169	+5% $418	+10% $668
Rate	-1.0pp $405	-0.5pp $288	base $169	+0.5pp $47	+1.0pp $-77

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $117,500
• Closing costs: $14,100
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9066 Albion Ln N #5106 Naples, FL	3.0	2.5	1715	$6,500	$3.79	22d	1	0.02mi
9066 Albion Ln N Unit 51-1 Naples, FL	3.0	2.5	1989	$7,000	$3.52	24d	1	0.02mi
9071 Albion Ln N #5706 Naples, FL	2.0	2.5	1441	$2,200	$1.53	24d	1	0.02mi
8965 Malibu Ln #802 Naples, FL	3.0	2.0	1771	$6,595	$3.72	24d	1	0.05mi
9082 Capistrano St N Unit 48-5 Naples, FL	2.0	2.0	1227	$6,500	$5.30	24d	1	0.06mi
9081 Albion Ln S #6505 Naples, FL	2.0	2.0	1225	$7,500	$6.12	24d	1	0.07mi
9081 Albion Ln S #6510 Naples, FL	3.0	2.5	2004	$6,280	$3.13	14d	1	0.07mi
9073 Rialto St #6002 Naples, FL	3.0	2.0	1771	$7,500	$4.23	24d	1	0.09mi
9072 Rialto St #6302 Naples, FL	3.0	2.0	1771	$8,250	$4.66	22d	1	0.11mi
9102 Capistrano St S Unit 72-3 Naples, FL	2.0	2.5	1520	$6,500	$4.28	24d	1	0.12mi
9054 Capistrano St N #4002 Naples, FL	3.0	2.0	1674	$6,000	$3.58	24d	1	0.13mi
9054 Capistrano St N #4003 Naples, FL	2.0	2.0	1385	$2,495	$1.80	24d	1	0.13mi
9076 Rialto St Unit 62 Naples, FL	3.0	2.5	1624	$7,500	$4.62	24d	1	0.13mi
8519 Chase Preserve Dr Naples, FL	2.0	2.0	1827	$9,000	$4.93	24d	1	0.15mi
9109 Yuba Ln Unit 80 Naples, FL	3.0	2.5	1729	$3,900	$2.26	24d	1	0.18mi
9088 Chula Vista St Unit 108-3 Naples, FL	2.0	2.0	1404	$5,700	$4.06	24d	1	0.19mi
9092 Chula Vista St #11003 Naples, FL	2.0	2.0	1404	$6,850	$4.88	24d	1	0.20mi
9111 Capistrano St S #8303 Naples, FL	2.0	2.5	1432	$7,500	$5.24	24d	1	0.20mi
9115 Capistrano St S #8207 Naples, FL	2.0	2.5	1494	$6,000	$4.02	24d	1	0.20mi
8175 Celeste Dr Naples, FL	2.0	2.0	1460	$2,395	$1.64	24d	1	0.21mi
8175 Celeste Dr #1229 Naples, FL	3.0	2.0	1640	$2,975	$1.81	24d	1	0.21mi
8175 Celeste Dr #1230 Naples, FL	2.0	2.0	1476	$2,775	$1.88	24d	1	0.21mi
9102 Chula Vista St #11302 Naples, FL	2.0	2.5	1531	$2,695	$1.76	22d	1	0.22mi
9025 Alturas St #3102 Naples, FL	2.0	3.0	1531	$3,400	$2.22	24d	1	0.22mi
8135 Celeste Dr #4218 Naples, FL	2.0	2.0	1476	$7,500	$5.08	24d	1	0.23mi
9118 Chula Vista St #12002 Naples, FL	2.0	2.5	1531	$4,200	$2.74	24d	1	0.27mi
8986 Cambria Cir #2204 Naples, FL	3.0	2.0	1771	$7,500	$4.23	24d	1	0.28mi
8986 Cambria Cir Unit 22 Naples, FL	2.0	2.0	1404	$6,000	$4.27	24d	1	0.28mi
9151 Delano St #9702 Naples, FL	3.0	2.5	1733	$2,650	$1.53	14d	1	0.34mi
8989 Cambria Cir #1807 Naples, FL	3.0	2.5	2008	$7,000	$3.49	14d	1	0.34mi
8125 Celeste Dr #5113 Naples, FL	3.0	2.0	1635	$7,000	$4.28	24d	1	0.35mi
8125 Celeste Dr #5216 Naples, FL	3.0	2.0	1640	$4,500	$2.74	24d	1	0.35mi
9155 Delano St Unit 1545913P Naples, FL	3.0	2.0	1797	$3,871	$2.15	14d	1	0.36mi
9159 Delano St #9905 Naples, FL	3.0	2.0	1770	$4,995	$2.82	24d	1	0.37mi
8992 Cambria Cir Unit 1546062P Naples, FL	3.0	2.0	2002	$3,097	$1.55	14d	1	0.38mi
8967 Lely Island Cir Naples, FL	3.0	2.0	2056	$17,000	$8.27	24d	1	0.41mi
9161 Chula Vista St Unit 135-2 Naples, FL	4.0	3.0	1776	$7,500	$4.22	24d	1	0.42mi
8085 Celeste Dr #812 Naples, FL	2.0	2.0	1480	$6,000	$4.05	14d	1	0.45mi
9187 Celeste Dr Unit 1073494P Naples, FL	2.0	2.0	1399	$2,979	$2.13	14d	1	0.48mi
8949 Malibu St #304 Naples, FL	3.0	2.0	1771	$6,500	$3.67	24d	1	0.48mi

HOA detail condo

• Monthly dues: $1,270 · $15,240/yr
• Likely covers: waterelectricpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 21 events

1. 2026-06-18
   days on market $470,000 Active 30 DOM
2. 2026-06-17
   days on market $470,000 Active 29 DOM
3. 2026-06-16
   days on market $470,000 Active 28 DOM
4. 2026-06-15
   days on market $470,000 Active 27 DOM
5. 2026-06-14
   days on market $470,000 Active 25 DOM
6. 2026-06-10
   days on market $470,000 Active 22 DOM
7. 2026-06-09
   days on market $470,000 Active 21 DOM
8. 2026-06-08
   days on market $470,000 Active 20 DOM
9. 2026-06-07
   days on market $470,000 Active 19 DOM
10. 2026-06-03
    days on market $470,000 Active 15 DOM
11. 2026-06-02
    days on market $470,000 Active 14 DOM
12. 2026-06-01
    days on market $470,000 Active 13 DOM
13. 2026-05-31
    days on market $470,000 Active 12 DOM
14. 2026-05-30
    days on market $470,000 Active 11 DOM
15. 2026-05-19
    listed $470,000 Active 3006-char remark

    Show marketing remark (3006 chars)

    This listing has it all! Ideally located near wonderful shopping and restaurants, and offered move-in ready with designer decorations that elevate every space, this beautifully maintained residence delivers effortless luxury living. Bright natural lighting fills the home from top to bottom, enhancing the airy, open atmosphere and highlighting the thoughtful layout and finishes. Located in the highly desirable Ole community in Lely Resort, this 3-bedroom, 2 full bath plus 1 half bath home with a 2-car garage offers comfort, style, and easy Florida living. Ideally positioned within the community, the residence is conveniently located near the main clubhouse, resort-style pool, and fitness center. The main living areas are located on the upper level, where the kitchen, dining room, and living room flow seamlessly together alongside the primary suite. This space is enhanced by tile and laminate flooring and abundant natural light. The living room features glass French doors leading to a small balcony, creating a charming outdoor connection and inviting fresh air into the space. Impact doors and windows provide valuable storm protection and added peace of mind. The kitchen is designed for both function and style, featuring custom cabinetry, recessed lighting, and a full suite of appliances including a microwave, electric range, dishwasher, and refrigerator/freezer with icemaker. The dining area sits adjacent to the kitchen and living space, creating an open environment ideal for everyday living and entertaining. A screened, covered lanai extends off the kitchen, offering a private outdoor retreat perfect for morning coffee or evening relaxation. The primary suite is privately situated upstairs and offers a peaceful escape with laminate flooring, a ceiling fan, and generous natural light. The ensuite bath includes dual sinks, a soaking tub, an enclosed walk-in glass shower, and a private water closet, along with a spacious walk-in closet. A dedicated laundry area with washer and dryer is also conveniently located on this level. On the first floor, two guest bedrooms provide comfortable accommodations, both with laminate flooring and ceiling fans, and one with a walk-in closet. A full guest bath with dual sinks and a shower/tub combo serves this level. A flexible sitting and dining area adds additional functionality for guests or casual use. Residents of Ole enjoy a vibrant resort-style lifestyle with a tropical pool, fitness center, 80-seat movie theater, café, pub, ice cream parlor, and inviting social spaces. Outdoor amenities include bocce, pickleball, tennis, basketball, sand volleyball, and scenic walking and biking paths. Lely Resort also offers three championship golf courses and the optional Players Club & Spa for an elevated experience with golf, spa, dining, and social membership opportunities. Ideally located just minutes from Naples and Marco Island beaches, this home delivers the perfect blend of resort living and coastal convenience.

16. 2026-05-19
    listed $470,000 Active

    Show marketing remark (3006 chars)

    This listing has it all! Ideally located near wonderful shopping and restaurants, and offered move-in ready with designer decorations that elevate every space, this beautifully maintained residence delivers effortless luxury living. Bright natural lighting fills the home from top to bottom, enhancing the airy, open atmosphere and highlighting the thoughtful layout and finishes. Located in the highly desirable Ole community in Lely Resort, this 3-bedroom, 2 full bath plus 1 half bath home with a 2-car garage offers comfort, style, and easy Florida living. Ideally positioned within the community, the residence is conveniently located near the main clubhouse, resort-style pool, and fitness center. The main living areas are located on the upper level, where the kitchen, dining room, and living room flow seamlessly together alongside the primary suite. This space is enhanced by tile and laminate flooring and abundant natural light. The living room features glass French doors leading to a small balcony, creating a charming outdoor connection and inviting fresh air into the space. Impact doors and windows provide valuable storm protection and added peace of mind. The kitchen is designed for both function and style, featuring custom cabinetry, recessed lighting, and a full suite of appliances including a microwave, electric range, dishwasher, and refrigerator/freezer with icemaker. The dining area sits adjacent to the kitchen and living space, creating an open environment ideal for everyday living and entertaining. A screened, covered lanai extends off the kitchen, offering a private outdoor retreat perfect for morning coffee or evening relaxation. The primary suite is privately situated upstairs and offers a peaceful escape with laminate flooring, a ceiling fan, and generous natural light. The ensuite bath includes dual sinks, a soaking tub, an enclosed walk-in glass shower, and a private water closet, along with a spacious walk-in closet. A dedicated laundry area with washer and dryer is also conveniently located on this level. On the first floor, two guest bedrooms provide comfortable accommodations, both with laminate flooring and ceiling fans, and one with a walk-in closet. A full guest bath with dual sinks and a shower/tub combo serves this level. A flexible sitting and dining area adds additional functionality for guests or casual use. Residents of Ole enjoy a vibrant resort-style lifestyle with a tropical pool, fitness center, 80-seat movie theater, café, pub, ice cream parlor, and inviting social spaces. Outdoor amenities include bocce, pickleball, tennis, basketball, sand volleyball, and scenic walking and biking paths. Lely Resort also offers three championship golf courses and the optional Players Club & Spa for an elevated experience with golf, spa, dining, and social membership opportunities. Ideally located just minutes from Naples and Marco Island beaches, this home delivers the perfect blend of resort living and coastal convenience.

17. 2023-03-06
    soldstatus $525,000
18. 2021-03-08
    soldstatus $355,000
19. 2021-03-05
    soldstatus $355,000 Sold 537-char remark

    Show marketing remark (537 chars)

    IMPECCABLE. CLASSY. TASTEFUL. These are just some of the words that describe this terrific builder owned Santa Clarita unit located in Ole at Lely Resort! Wait until you see this beauty. Hardwood floors, paint, fixtures, built-ins galore, crown molding and so much more - I have added a separate form outlining all the upgrades! Meticulously maintained. One of the largest floor plans and a Front End Unit! Don't wait too long for this one. Put your buyers on standby. Possible seller leaseback is an option for your buyer. See it today.

20. 2021-02-06
    status Pending 537-char remark

    Show marketing remark (537 chars)

    IMPECCABLE. CLASSY. TASTEFUL. These are just some of the words that describe this terrific builder owned Santa Clarita unit located in Ole at Lely Resort! Wait until you see this beauty. Hardwood floors, paint, fixtures, built-ins galore, crown molding and so much more - I have added a separate form outlining all the upgrades! Meticulously maintained. One of the largest floor plans and a Front End Unit! Don't wait too long for this one. Put your buyers on standby. Possible seller leaseback is an option for your buyer. See it today.

21. 2020-12-28
    listed $369,500 Active 537-char remark

    Show marketing remark (537 chars)

    IMPECCABLE. CLASSY. TASTEFUL. These are just some of the words that describe this terrific builder owned Santa Clarita unit located in Ole at Lely Resort! Wait until you see this beauty. Hardwood floors, paint, fixtures, built-ins galore, crown molding and so much more - I have added a separate form outlining all the upgrades! Meticulously maintained. One of the largest floor plans and a Front End Unit! Don't wait too long for this one. Put your buyers on standby. Possible seller leaseback is an option for your buyer. See it today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,568 · $464/mo
• Projected year-2 tax: $5,568 · $464/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone AE · 76% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $75,793
• − Mortgage interest: −$26,327
• − Property taxes: −$5,568
• − Insurance: −$7,468
• − Repairs & maintenance: −$6,063
• − Management: −$6,063
• − HOA: −$15,240
• − Depreciation: −$13,673
• Taxable loss: −$4,610
• Est. tax savings @ 24.0%: +$1,107
• After-tax cash flow: $3,130/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Lely Resort

• Score: 61/100
• State rank: #786
• US rank: #17981

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A- Housing D- Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lely Resort, FL
• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 26,056
• Household income: $81,674
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 954.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 56% Hispanic / Latino 28% Black 12% Two or more races 11% Asian 2%
• Hispanic origin (detail): Mexican 17% Puerto Rican 3% Cuban 2%
• Common ancestry: Hispanic 10% Romanian 3% Lithuanian 2%
• Foreign-born: 26% · Canada, Jamaica, Vietnam
• Languages at home: 63% English-only · Spanish 24% French/Haitian/Cajun 9% Other Indo-European 2%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -194.86%
• Current HPI: 279.4232
• Rent YoY: ▲ 5.59%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+27.2% since first listed

7 events — show timeline

• 2026-05-19 Listed $470,000 NAPLESMLS
• 2026-05-19 Listed $470,000 MIML
• 2023-03-06 Sold (Public Records) $525,000 Public Records
• 2021-03-08 Sold (Public Records) $355,000 Public Records
• 2021-03-05 Sold (MLS) $355,000 NAPLESMLS
• 2021-02-06 Pending — NAPLESMLS
• 2020-12-28 Listed $369,500 NAPLESMLS

Property tax history

+30.7%/yr

Latest (2025): $5,568 · +5.8% YoY. Source: county tax records.