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10188 Count Dr
B Composite 74.26
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +0.4/10.0

$35,000

10188 Count Dr · Castle Point, MO 63136
2 bd · 1.0 ba · 1,248 sqft · SingleFamily public records · 17 Days on market
Built 1949 5,201 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Bungalow Home Featuring: 2 Bedrooms, 1 Bathroom, A Deck and Patio in the Fenced Backyard, And Much More! HUD Homes are Sold As Is.

Key facts

  • Distinctive layout
  • Level lot
  • Usable outdoor space

Tags

LEVEL LOTUSABLE OUTDOOR SPACEDISTINCTIVE LAYOUTSOLID FOOTPRINTDESIRABLE LOT

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Utilities: Public water; Public sewer; Electric service by Ameren
  • Home design: Single-family residence; One story
  • Construction: Built using other construction materials
  • Exterior features: Front yard; Back yard

Interior

  • Bedrooms: Three bedrooms all on the main level
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Unfinished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $35k.

Deal economics

  • At list price, monthly cash flow is $690 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $35k).
  • Recommended offer: $34k (1.5% below list) — sets the bar for market timing.
  • Cap rate 30.0% vs local median 13.0% in Castle Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#313 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime B; Watch: amenities F, commute F, employment F.
  • Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Meadows Elem. (math 2% / reading 2%, grade F, #1,099 of 1,115 statewide, top 100%, 333 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
  • Market conditions: Rents rising fast (+5.0%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $2k of equity ($242 loan paydown + $1k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($34k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $30k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; built in 1949 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $34,475 (1.5% below list)

Questions for the listing agent

  1. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.50%
Cap rate
29.95%
Cash-on-cash
84.49%
DSCR
4.76
GRM
2.4

CMA / ARV

ARV (on-the-fly)
$153,504
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10217 Viscount Dr 0.24mi 3/2.0 (+1) 1,205 (-3%) 2mo $149,000 $124 72
2360 Chambers Rd 0.44mi 2/1.0 1,168 (-6%) 1mo $44,900 $38 68
10139 Edgefield Dr 0.23mi 3/2.0 (+1) 1,140 (-9%) 0mo $119,900 $105 66
10231 Monarch Dr 0.14mi 3/2.0 (+1) 1,073 (-14%) 1mo $189,999 $177 60
10342 Edgefield Dr 0.22mi 3/1.0 (+1) 1,102 (-12%) 8mo $139,900 $127 59
10006 Castle Dr 0.51mi 3/1.0 (+1) 1,178 (-6%) 5mo $35,900 $30 58
10208 Monarch Dr 0.15mi 3/2.5 (+1) 1,382 (+11%) 8mo $154,900 $112 57
10115 Edgefield Dr 0.28mi 3/2.0 (+1) 1,102 (-12%) 6mo $139,900 $127 54
1443 Attica Dr 0.69mi 3/1.0 (+1) 1,302 (+4%) 3mo $159,600 $123 53
9922 Lanier Dr 0.63mi 3/1.0 (+1) 1,159 (-7%) 5mo $85,000 $73 50
10421 Canfield Dr 0.40mi 3/1.5 (+1) 1,073 (-14%) 5mo $154,900 $144 47
10626 Landseer Dr 0.73mi 3/2.0 (+1) 1,401 (+12%) 5mo $121,000 $86 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
91.5%
Equity multiple
6.32×
Total profit
$52,163
Equity at exit
$17,318
10-year hold
IRR
91.1%
Equity multiple
13.89×
Total profit
$126,304
Equity at exit
$27,988

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
376
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$1,224 high interval (Pro) →
Mortgage (P&I)
$184
Tax from tax record
$79 /mo · $945/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$690

Break-even live

Break-even rent $351
Max offer price $35,000
Occupancy floor 39%

Sensitivity live

Price -10% $710 -5% $700 +0% $690 +5% $680 +10% $670
Rent -10% $593 -5% $642 +0% $690 +5% $738 +10% $787
Rate -1.0pp $708 -0.5pp $699 base $690 +0.5pp $681 +1.0pp $672

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10365 Lord Dr Saint Louis, MO 3.0 1.0 864 $1,075 $1.24 3d 1 0.16mi
10322 Monarch Dr Saint Louis, MO 3.0 2.0 1073 $1,728 $1.61 24d 1 0.17mi
10409 Count Dr Saint Louis, MO 3.0 1.0 912 $1,100 $1.21 22d 1 0.20mi
10404 Earl Dr Saint Louis, MO 2.0 1.0 770 $1,100 $1.43 5d 1 0.21mi
10112 Count Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 8d 1 0.22mi
10113 Count Dr Saint Louis, MO 2.0 1.0 882 $775 $0.88 44d 1 0.23mi
10139 Royal Dr Saint Louis, MO 2.0 1.0 1016 $900 $0.89 44d 1 0.25mi
10113 Duke Dr Saint Louis, MO 3.0 1.0 770 $1,325 $1.72 44d 1 0.26mi
10421 Prince Dr Saint Louis, MO 3.0 2.0 1023 $1,275 $1.25 24d 1 0.33mi
10504 Baron Dr Saint Louis, MO 3.0 1.0 1000 $1,300 $1.30 8d 1 0.34mi
10501 Duke Dr Saint Louis, MO 2.0 1.0 1140 $1,090 $0.96 44d 1 0.34mi
10512 Count Dr Saint Louis, MO 3.0 1.0 888 $1,195 $1.35 15d 1 0.34mi
2326 Chambers Rd Saint Louis, MO 2.0 1.0 1056 $1,050 $0.99 24d 1 0.43mi
13061 Lord Dr St. Louis, MO 2.0 1.0 900 $1,040 $1.16 22d 1 0.45mi
2257 Chambers Rd Saint Louis, MO 3.0 1.0 1200 $1,400 $1.17 24d 1 0.49mi
10557 Castle Dr Saint Louis, MO 3.0 2.0 1023 $1,300 $1.27 15d 1 0.53mi
2321 Noll Dr Saint Louis, MO 3.0 1.0 975 $1,320 $1.35 24d 1 0.55mi
1520 Attica Dr Saint Louis, MO 2.0 1.0 1062 $1,200 $1.13 24d 1 0.61mi
10129 Cavalier Ct Saint Louis, MO 3.0 1.5 912 $1,250 $1.37 24d 1 0.65mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 44d 1 0.78mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 24d 1 0.78mi
9744 Lanier Dr Saint Louis, MO 3.0 1.0 1014 $1,345 $1.33 44d 1 0.80mi
9908 Norbridge Ln Saint Louis, MO 2.0 2.0 1240 $1,650 $1.33 20d 1 0.84mi
62 Capitol Hill Dr Saint Louis, MO 3.0 2.0 1239 $1,250 $1.01 44d 1 0.85mi
10078 Green Valley Dr Saint Louis, MO 3.0 1.0 900 $1,325 $1.47 8d 1 0.86mi
10239 Green Valley Dr Saint Louis, MO 3.0 1.0 1014 $1,395 $1.38 24d 1 0.88mi
10124 Winkler Dr Saint Louis, MO 2.0 1.0 792 $1,400 $1.77 4d 1 0.89mi
9723 Portage Dr Saint Louis, MO 3.0 1.0 1014 $1,450 $1.43 8d 1 0.90mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 18d 1 0.93mi
1253 Avant Dr Saint Louis, MO 2.0 1.0 795 $1,295 $1.63 15d 1 0.93mi
2257 Luxmore Dr Saint Louis, MO 3.0 3.0 1073 $1,495 $1.39 24d 1 0.95mi
1255 Bosworth Dr Saint Louis, MO 3.0 1.0 1071 $1,575 $1.47 11d 1 0.98mi
1230 Roxton Dr Saint Louis, MO 3.0 1.0 912 $1,400 $1.54 22d 1 1.04mi
2008 Kappel Dr Saint Louis, MO 3.0 1.0 858 $1,175 $1.37 24d 1 1.05mi
2152 Nemnich Rd Saint Louis, MO 2.0 1.5 1030 $1,100 $1.07 44d 1 1.08mi
1238 Hoyt Dr Saint Louis, MO 3.0 1.0 1176 $1,400 $1.19 22d 1 1.09mi
10200 Tappan Dr Saint Louis, MO 3.0 1.0 912 $1,450 $1.59 17d 1 1.13mi
9827 Winkler Dr Saint Louis, MO 3.0 1.0 864 $1,450 $1.68 8d 1 1.14mi
9823 Winkler Dr Saint Louis, MO 2.0 1.0 788 $900 $1.14 44d 1 1.15mi
1115 Bakewell Dr Saint Louis, MO 3.0 1.0 916 $1,300 $1.42 44d 1 1.16mi

Listing history 13 events

  1. 2026-06-21
    days on market $35,000 Active 17 DOM
  2. 2026-06-18
    days on market $35,000 Active 14 DOM
  3. 2026-06-17
    days on market $35,000 Active 13 DOM
  4. 2026-06-16
    days on market $35,000 Active 12 DOM
  5. 2026-06-15
    days on market $35,000 Active 11 DOM
  6. 2026-06-13
    days on market $35,000 Active 9 DOM
  7. 2026-06-13
    days on market $35,000 Active 8 DOM
  8. 2026-06-09
    days on market $35,000 Active 5 DOM
  9. 2026-06-08
    remarks 666-char remark
  10. 2026-06-08
    days on market $35,000 Active 4 DOM
  11. 2026-06-07
    days on market $35,000 Active 3 DOM
  12. 2026-06-05
    remarks 615-char remark
  13. 2026-06-05
    listed $35,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$945 · $79/mo
Projected year-2 tax
$945 · $79/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,688
− Mortgage interest
−$1,961
− Property taxes
−$945
− Insurance
−$175
− Repairs & maintenance
−$1,175
− Management
−$1,175
− Depreciation
−$1,018
Taxable income
$8,238
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,977
After-tax cash flow
$6,303/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Riverview Gardens
NCES district ID
2926670
Math proficiency
2% ▼ -6.00%
Reading proficiency
9% ▼ -6.00%
Median HH income
$32,759
Composite
4.22/100
National rank
#10058
State rank
#324 of 324 in MO

Livability — Castle Point

Score
64/100
State rank
#313
US rank
#14373

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing C+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Castle Point, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+16.7% since first listed
19 events — show timeline
  • 2026-06-04 Listed $35,000 MARIS as Distributed by MLS Grid
  • 2021-08-25 Sold (Public Records) $30,000 Public Records
  • 2021-08-25 Sold (Public Records) $30,000 Public Records
  • 2017-02-08 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2017-01-01 Pending MARIS as Distributed by MLS Grid
  • 2016-12-15 Relisted MARIS as Distributed by MLS Grid
  • 2016-12-05 Pending MARIS as Distributed by MLS Grid
  • 2016-12-02 Price Changed $12,000 MARIS as Distributed by MLS Grid
  • 2016-10-27 Price Changed $13,600 MARIS as Distributed by MLS Grid
  • 2016-09-29 Price Changed $15,200 MARIS as Distributed by MLS Grid
  • 2016-08-10 Listed $16,000 MARIS as Distributed by MLS Grid
  • 2010-07-08 Sold (Public Records) $61,000 Public Records
  • 2009-12-30 Sold (Public Records) $9,500 Public Records
  • 2007-10-04 Sold (Public Records) $73,090 Public Records
  • 2005-07-20 Sold (Public Records) $29,250 Public Records
  • 2005-05-17 Sold (Public Records) $17,120 Public Records
  • 1991-06-28 Sold (Public Records) Public Records
  • 1990-07-01 Sold (Public Records) Public Records
  • 1990-07-01 Sold (Public Records) $30,000 Public Records

Property tax history

+4.4%/yr

Latest (2022): $945 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…