CashFlowRE
Sign in Sign up
25439 Blossom Ct
D+ Composite 47.62
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • ARV discount +10.6/15.0
  • DSCR +5.0/10.0
  • Schools +3.9/10.0
  • 1% rule +3.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$274,900

25439 Blossom Ct · Todd Mission, TX 77316
4 bd · 2.5 ba · 2,472 sqft · Land · 60 Days on market
Built 2026 6,176 sqft lot $111/sqft · 7% below area Est $295k · 7% under $46/mo HOA · 2% of rent ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

Key facts

  • Study
  • Island kitchen
  • Loft

Tags

ISLAND KITCHENSTUDYPRIMARY SUITELOFTWALK-IN CLOSETUNFINISHED STORAGE ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath land listed at $275k.

Deal economics

  • At list price, monthly cash flow is $145 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (15.1% below list).
  • Recommended offer: $233k (15.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 2.9% in Todd Mission — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#549 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Magnolia ISD (rural): math 42% / reading 45% proficiency, ranked #247 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Magnolia El (math 22% / reading 28%, grade F, #3,013 of 4,322 statewide, top 70%, 649 students, 64% FRL); Magnolia J H (math 35% / reading 37%, grade F, #805 of 1,662 statewide, top 50%, 1,103 students, 57% FRL); Magnolia West H S (math 41% / reading 53%, grade D-, #591 of 1,632 statewide, top 38%, 2,208 students, 52% FRL) — zoned schools average 58% FRL vs 39% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 2300 active listings in the ZIP; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $233,280 (15.1% below list)

Questions for the listing agent

  1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.93%
Cash-on-cash
2.26%
DSCR
1.10
GRM
9.8

CMA / ARV

ARV (median comp)
$294,900
List price
$274,900
Delta
-6.78%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.4% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.46×
Total profit
$-41,348
Equity at exit
$40,988
10-year hold
IRR
-11.6%
Equity multiple
0.38×
Total profit
$-47,646
Equity at exit
$23,768

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77316

Home prices YoY
-10.7%
Rents YoY
0.4%
Active inventory
2300
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,333 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$96 /mo · $1,149/yr
Insurance
$115
HOA
$46
Vacancy / Maint / Mgmt
$490
Net cashflow
$145

Break-even live

Break-even rent $2,149
Max offer price $274,900
Occupancy floor 89%

Sensitivity live

Price -10% $301 -5% $223 +0% $145 +5% $67 +10% $-11
Rent -10% $-39 -5% $53 +0% $145 +5% $237 +10% $329
Rate -1.0pp $283 -0.5pp $215 base $145 +0.5pp $74 +1.0pp $1

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,725
Closing costs
$8,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$46 · $552/yr

Listing history 10 events

  1. 2026-05-14
    price $274,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  2. 2026-05-14
    price $274,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  3. 2026-05-06
    price $294,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  4. 2026-04-23
    price $299,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  5. 2026-04-07
    price $301,100 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  6. 2026-04-02
    price $299,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  7. 2026-04-01
    price $299,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  8. 2026-03-30
    listed $304,900 Active 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  9. 2026-03-22
    price $304,900 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

  10. 2026-02-13
    listed $307,900 Active 381-char remark
    Show marketing remark (381 chars)

    The Medina floorplan features a study just off of the foyer providing a private area for working at home or studying. The island kitchen is adjacent to the dining area and great room - perfect for entertaining! The primary suite is located on the first floor with a large walk-in closet. Upstairs is a loft with a walk-in closet, 3 spacious bedrooms and an unfinished storage room.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,149 · $96/mo
Projected year-2 tax
$5,031 · $419/mo
Expected delta
+$3,881/yr (+$323/mo · 337.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,994
− Mortgage interest
−$15,399
− Property taxes
−$1,149
− Insurance
−$1,374
− Repairs & maintenance
−$2,239
− Management
−$2,239
− HOA
−$552
− Depreciation
−$7,997
Taxable loss
−$2,957
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$710
After-tax cash flow
$2,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Magnolia ISD
NCES district ID
4828740
Math proficiency
42% ▼ -7.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$71,692
Composite
39.46/100
National rank
#3958
State rank
#247 of 826 in TX

Livability — Todd Mission

Score
67/100
State rank
#549
US rank
#10627

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 663,713 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
34,694
Household income
$124,055
Rent vs Own
10.9% rent · 89.1% own
Severe rent burden
273.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 14% Two or more races 11% Black 1% Asian 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Lithuanian 6% Slovak 3% Romanian 3%
Foreign-born
6% · Canada
Languages at home
90% English-only · Spanish 8%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -31.44%
Current HPI
262.6973
Rent YoY
▲ 0.40%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-10.7% since first listed
10 events — show timeline
  • 2026-05-14 Price Changed $274,900 HARMLS
  • 2026-05-14 Price Changed $274,900 Zillow
  • 2026-05-06 Price Changed $294,900 HARMLS
  • 2026-04-23 Price Changed $299,900 Zillow
  • 2026-04-07 Price Changed $301,100 Zillow
  • 2026-04-02 Price Changed $299,900 Zillow
  • 2026-04-01 Price Changed $299,900 HARMLS
  • 2026-03-30 Listed $304,900 HARMLS
  • 2026-03-22 Price Changed $304,900 Zillow
  • 2026-02-13 Listed $307,900 Zillow

Property tax history

-0.1%/yr

Latest (2025): $1,149 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…