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105 Upmanor Rd
D- Composite 36.02
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • DSCR +4.9/10.0
  • 1% rule +4.1/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$219,900

105 Upmanor Rd · Baltimore, MD 21229
4 bd · 1.0 ba · 1,024 sqft · Townhouse public records · 15 Days on market
Built 1948 1,306 sqft lot Est $178k · 23% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

Key facts

  • Parking
  • Built 1948
  • Listed 15 days

Property features AI

Exterior

  • Parking: Parking lot and on-street parking available; One total garage/parking space; One parking lot space
  • Utilities: Public water; Public sewer (or public septic listed); Electric cooling; Natural gas for heating and hot water
  • Home design: Interior townhouse/rowhouse; Fee simple ownership; Effective remodel year 2026
  • Construction: Brick construction; Brick/mortar foundation; Above- and below-grade structures
  • Exterior features: No tidal water

Interior

  • Bedrooms: Three bedrooms on the upper level; One bedroom on the lower level
  • Bathrooms: Two full bathrooms (one on upper level, one on lower level)
  • Heating & cooling: 90% forced air heating (natural gas); Central air conditioning (electric); Natural gas hot water
  • Interior features: Full basement; Living area per assessor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath townhouse listed at $220k.

Deal economics

  • At list price, monthly cash flow is $104 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (9.3% below list).
  • Recommended offer: $199k (9.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+5.4%/yr); 256 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $145k; list at $220k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $199,468 (9.3% below list)

Questions for the listing agent

  1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.86%
Cash-on-cash
2.03%
DSCR
1.09
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$178,176
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
118 Upmanor Rd 0.03mi 3/2.0 (-1) 1,024 (0%) 2mo $235,000 $229 88
4209 Old Frederick Rd 0.25mi 3/1.5 (-1) 1,024 (0%) 6mo $40,000 $39 76
4701 Dunkirk Ave 0.36mi 3/1.0 (-1) 1,140 (+11%) 6mo $125,000 $110 54
209 Mount Holly St 0.60mi 3/2.0 (-1) 1,080 (+6%) 2mo $228,000 $211 52
5212 Fredcrest Rd 0.74mi 3/1.5 (-1) 1,120 (+9%) 0mo $195,000 $174 42
825 Wicklow Rd 0.60mi 3/1.5 (-1) 1,120 (+9%) 12mo $192,000 $171 40
4209 Colborne Rd 0.68mi 4/2.0 1,120 (+9%) 12mo $255,000 $228 38
4211 Colborne Rd 0.68mi 3/2.0 (-1) 1,120 (+9%) 8mo $130,500 $117 37
1 N Culver St 0.70mi 3/2.0 (-1) 1,140 (+11%) 4mo $225,000 $197 36
5047 Frederick Ave 0.66mi 3/2.0 (-1) 1,140 (+11%) 7mo $149,000 $131 36
133 N Edgewood St 0.73mi 4/2.0 1,140 (+11%) 11mo $250,000 $219 34
120 S Rock Glen Rd S 0.59mi 3/1.5 (-1) 1,160 (+13%) 12mo $176,000 $152 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.38% rent growth · sell at horizon

5-year hold
IRR
-10.5%
Equity multiple
0.61×
Total profit
$-24,106
Equity at exit
$32,788
10-year hold
IRR
1.8%
Equity multiple
1.14×
Total profit
$8,626
Equity at exit
$19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21229

Rents YoY
5.4%
Active inventory
256
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,995 high interval (Pro) →
Mortgage (P&I)
$1,153
Tax from tax record
$227 /mo · $2,721/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$419
Net cashflow
$104

Break-even live

Break-even rent $1,863
Max offer price $219,900
Occupancy floor 90%

Sensitivity live

Price -10% $229 -5% $166 +0% $104 +5% $42 +10% $-20
Rent -10% $-53 -5% $25 +0% $104 +5% $183 +10% $262
Rate -1.0pp $215 -0.5pp $160 base $104 +0.5pp $47 +1.0pp $-11

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,975
Closing costs
$6,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 Upmanor Rd Baltimore, MD 3.0 1.5 1224 $2,163 $1.77 45d 1 0.00mi
219 Atholgate Ln Baltimore, MD 1.0–3.0 1.0–1.5 814 $1,500 $1.84 5d 2 0.38mi
2 S Tremont Rd Baltimore, MD 3.0 2.0 1450 $1,800 $1.24 13d 1 0.42mi
2 S Tremont Rd Baltimore, MD 3.0 2.0 1450 $1,800 $1.24 25d 1 0.42mi
19 S Tremont Rd Baltimore, MD 3.0 1.0 1350 $1,850 $1.37 45d 1 0.43mi
4018 Massachusetts Ave Baltimore, MD 3.0 1.0 1050 $1,400 $1.33 25d 1 0.48mi
212 S Loudon Ave Baltimore, MD 3.0 1.5 1310 $1,550 $1.18 45d 1 0.53mi
304 Collins Ave Unit 2 Baltimore, MD 3.0 1.0 1016 $2,100 $2.07 45d 1 0.59mi
114 S Rock Glen Rd Baltimore, MD 4.0 1.5 1160 $2,350 $2.03 14d 1 0.59mi
4020 Gelston Dr Baltimore, MD 3.0 2.0 1270 $1,875 $1.48 45d 1 0.65mi
917 Kevin Rd Baltimore, MD 3.0 2.0 1151 $1,795 $1.56 4d 1 0.66mi
3607 W Lexington St Baltimore, MD 3.0 2.0 1050 $1,895 $1.80 6d 1 0.71mi
4301 Parkton St Baltimore, MD 1.0–3.0 1.0 730 $1,550 $2.12 45d 1 0.74mi
5147 Frederick Ave Baltimore, MD 3.0 2.0 1216 $1,950 $1.60 5d 1 0.77mi
3712 Gelston Dr Baltimore, MD 3.0 2.0 1250 $2,500 $2.00 25d 1 0.79mi
4431 Eldone Rd Baltimore, MD 3.0 2.0 896 $2,000 $2.23 25d 1 0.79mi
501 Hazlett Ave Baltimore, MD 2.0–3.0 1.5–2.0 1044 $1,750 $1.68 0d 8 0.83mi
500 Lucia Ave Baltimore, MD 3.0 2.0 1472 $2,100 $1.43 18d 1 0.83mi
405 N Edgewood St Baltimore, MD 4.0 2.0 1408 $2,750 $1.95 0d 1 0.84mi
623 N Grantley St Baltimore, MD 4.0 2.0 1250 $2,000 $1.60 25d 1 0.85mi
3507 Edmondson Ave Baltimore, MD 4.0 2.0 1428 $2,300 $1.61 45d 1 0.85mi
1216 N Augusta Ave Baltimore, MD 3.0 1.0 1024 $1,550 $1.51 25d 1 0.87mi
41 N Kossuth St Baltimore, MD 3.0 2.0 1216 $1,800 $1.48 25d 1 0.88mi
3336 W Caton Ave Baltimore, MD 3.0 2.0 1236 $1,625 $1.31 25d 1 0.91mi
4103 Mountwood Rd Baltimore, MD 3.0 2.0 1030 $1,700 $1.65 45d 1 0.91mi
730 Linnard St Unit 1 Baltimore, MD 4.0 1.0 1360 $1,750 $1.29 25d 1 0.93mi
586 Lucia Ave Baltimore, MD 3.0 1.5 1178 $2,100 $1.78 19d 1 0.97mi
751 Yale Ave Baltimore, MD 3.0 1.5 1024 $1,750 $1.71 45d 1 0.99mi
5364 Jamestowne Ct Baltimore, MD 3.0 1.0–1.5 787 $1,905 $2.42 0d 15 1.00mi
787 N Grantley St Baltimore, MD 3.0 1.0 1116 $1,575 $1.41 25d 1 1.02mi
627 Lucia Ave Baltimore, MD 3.0 1.0 892 $1,750 $1.96 25d 1 1.03mi
780 Linnard St Baltimore, MD 3.0 2.0 1224 $1,590 $1.30 45d 1 1.03mi
798 N Grantley St Baltimore, MD 3.0 2.0 1360 $2,295 $1.69 25d 1 1.03mi
613 S Beechfield Ave Baltimore, MD 3.0 1.5 1080 $1,950 $1.81 45d 1 1.04mi
603 Braeside Rd Baltimore, MD 3.0 2.0 1416 $2,400 $1.69 45d 1 1.12mi
3130 Stafford St Baltimore, MD 3.0 1.0 1200 $1,500 $1.25 22d 1 1.26mi
3015 Rayner Ave Baltimore, MD 3.0 1.0 1152 $1,350 $1.17 45d 1 1.34mi
3238 Westmont Ave Baltimore, MD 3.0 1.0 1280 $1,600 $1.25 45d 1 1.36mi
2815 W Mulberry St Baltimore, MD 4.0 2.0 1040 $2,050 $1.97 45d 1 1.49mi
3309 Brighton St Baltimore, MD 3.0 1.0 1134 $1,700 $1.50 45d 1 1.49mi

Listing history 30 events

  1. 2026-06-07
    status $219,900 Pending 15 DOM
  2. 2026-06-04
    days on market $219,900 Active 15 DOM
  3. 2026-06-03
    days on market $219,900 Active 14 DOM
  4. 2026-06-02
    days on market $219,900 Active 13 DOM
  5. 2026-06-01
    days on market $219,900 Active 12 DOM
  6. 2026-05-31
    days on market $219,900 Active 11 DOM
  7. 2026-05-21
    listed $219,900 Active
  8. 2026-05-20
    historical $219,900
  9. 2026-03-05
    soldstatus $145,000
  10. 2026-02-12
    soldstatus $145,000 Closed 1024-char remark
    Show marketing remark (1024 chars)

    Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

  11. 2026-01-30
    historical Active Under Contract 1024-char remark
    Show marketing remark (1024 chars)

    Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

  12. 2026-01-25
    price $149,999 1024-char remark
    Show marketing remark (1024 chars)

    Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

  13. 2026-01-19
    price $159,999 1024-char remark
    Show marketing remark (1024 chars)

    Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

  14. 2026-01-14
    historical 1024-char remark
    Show marketing remark (1024 chars)

    Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

  15. 2026-01-14
    listed $149,999 Active 1024-char remark
    Show marketing remark (1024 chars)

    Welcome to Upmanor! This beautifully updated 3 bedroom 1 full bathroom interior townhome has plenty of recent improvements completed in September 2025. The home features new flooring throughout, brand-new stainless steel appliances, updated kitchen cabinets, modern light fixtures, and fresh paint throughout. Recessed lighting enhances the kitchen, living room, and dining area, creating a bright and welcoming living space. The bathroom has been refreshed with a new sink and updated fixtures. Additional highlights include a partially finished basement with washer and dryer, a private patio/backyard, and convenient street parking. Ideally located near public transit, schools, and local amenities, this home offers strong value and plenty of move-in appeal. This home won't last long so schedule your tour! Fully turn-key and ready to go! The 3 bedrooms and full bath are on the top floor. Leaving plenty of room in the basement for a recreation area or even an additional bathroom you could add on to increase equity!!

  16. 2026-01-10
    historical $1,550
  17. 2025-11-13
    price $1,550
  18. 2025-07-16
    price $1,600
  19. 2025-05-01
    listed $1,450
  20. 2020-10-06
    soldstatus $116,000 Closed 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  21. 2020-09-22
    status Pending 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  22. 2020-09-14
    price $116,000 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  23. 2020-09-04
    historical Active Under Contract 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  24. 2020-08-29
    price $110,000 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  25. 2020-08-28
    status Active 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  26. 2020-08-19
    status Pending 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  27. 2020-08-16
    price $120,000 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  28. 2020-07-24
    historical Active Under Contract 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  29. 2020-07-21
    listed $110,000 Active 568-char remark
    Show marketing remark (568 chars)

    PENDING RELEASE ! Adorable and meticulously kept home in beautiful Uplands neighborhood boasting a large, fully-fenced front and back yard and lovely covered front porch. Inside you will find a freshly painted home with all new flooring, updated kitchen and bathroom and partially finished basement. There are 3 true bedrooms all upstairs with a full bath in the middle. The back yard is huge and could be converted to parking if needed, thought the street is very easy to park. Charm, original details and care make this home stand out. Call for a private tour today!

  30. 2002-09-17
    soldstatus $46,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,721 · $227/mo
Projected year-2 tax
$2,721 · $227/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,936
− Mortgage interest
−$12,318
− Property taxes
−$2,721
− Insurance
−$1,100
− Repairs & maintenance
−$1,915
− Management
−$1,915
− Depreciation
−$6,397
Taxable loss
−$2,429
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$583
After-tax cash flow
$1,834/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
46,679
Household income
$60,047
Rent vs Own
43.1% rent · 56.9% own
Severe rent burden
2776.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
Hispanic origin (detail)
Common ancestry
Lithuanian 1% Romanian 1% Serbian 1%
Foreign-born
5% · Canada, Philippines
Languages at home
91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -259.07%
Current HPI
226.896
Rent YoY
▲ 5.38%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+373.9% since first listed
24 events — show timeline
  • 2026-05-21 Listed $219,900 BRIGHT MLS
  • 2026-05-20 Coming Soon $219,900 BRIGHT MLS
  • 2026-03-05 Sold (Public Records) $145,000 Public Records
  • 2026-02-12 Sold (MLS) $145,000 BRIGHT MLS
  • 2026-01-30 Contingent BRIGHT MLS
  • 2026-01-25 Price Changed $149,999 BRIGHT MLS
  • 2026-01-19 Price Changed $159,999 BRIGHT MLS
  • 2026-01-14 Listed $149,999 BRIGHT MLS
  • 2026-01-14 Listing Removed BRIGHT MLS
  • 2026-01-10 Rental Removed $1,550 TENANTTURNER2
  • 2025-11-13 Price Changed $1,550 TENANTTURNER2
  • 2025-07-16 Price Changed $1,600 TENANTTURNER2
  • 2025-05-01 Listed for Rent $1,450 TENANTTURNER2
  • 2020-10-06 Sold (MLS) $116,000 BRIGHT MLS
  • 2020-09-22 Pending BRIGHT MLS
  • 2020-09-14 Price Changed $116,000 BRIGHT MLS
  • 2020-09-04 Contingent BRIGHT MLS
  • 2020-08-29 Price Changed $110,000 BRIGHT MLS
  • 2020-08-28 Relisted BRIGHT MLS
  • 2020-08-19 Pending BRIGHT MLS
  • 2020-08-16 Price Changed $120,000 BRIGHT MLS
  • 2020-07-24 Contingent BRIGHT MLS
  • 2020-07-21 Listed $110,000 BRIGHT MLS
  • 2002-09-17 Sold (Public Records) $46,400 Public Records

Property tax history

+1.3%/yr

Latest (2025): $2,721 · +6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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