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7809 Horned Lark Cir
C- Composite 54.86
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • 1% rule +9.0/10.0
  • DSCR +6.9/10.0
  • ARV discount +5.6/15.0
  • Schools +3.7/10.0
  • Rent growth +3.0/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$140,000

7809 Horned Lark Cir · Port St. Lucie, FL 34952
2 bd · 2.0 ba · 1,330 sqft · Manufactured public records · 401 Days on market
Built 2004 6,395 sqft lot Est $134k · at est. $256/mo HOA · 13% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

Key facts

  • Enclosed lanai
  • 6,395 sq ft lot
  • 2 garage spots

Tags

ENCLOSED LANAISTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • HOA & community: HOA with monthly fee (about $256); Community amenities include clubhouse, on-site management/manager, and cafe/restaurant; Senior community; Pets allowed with breed restrictions

Exterior

  • Parking: Attached 2-car garage; Attached carport with 2 spaces; 4 covered parking spaces; Garage door opener
  • Utilities: Public water; Public sewer; Three-phase electric; Cable available
  • Home design: Manufactured home; Single-story; Faces north; Resale condition
  • Construction: Modular construction
  • Exterior features: Patio; Not waterfront

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Linoleum
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fans
  • Interior features: Walk-in closets; Unfurnished
  • Laundry & utility: Laundry closet inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $214 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Savanna Ridge Elementary School (math 40% / reading 45%, grade F, #1,383 of 2,144 statewide, top 65%, 452 students, 75% FRL); Southern Oaks Middle School (math 39% / reading 43%, grade F, #353 of 571 statewide, top 63%, 894 students, 76% FRL); Port St. Lucie High School (math 21% / reading 43%, grade F, #415 of 667 statewide, top 63%, 1,748 students, 67% FRL).
  • Market conditions: Rents rising (+1.9%/yr); 645 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 401 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 7y ago; this cycle's ask has dropped $40k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $113k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $123,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 401 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
8.13%
Cash-on-cash
6.55%
DSCR
1.29
GRM
6.0

CMA / ARV

ARV (on-the-fly)
$134,330
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7953 Horned Lark Cir 0.11mi 2/2.0 1,286 (-3%) 1mo $130,000 $101 88
3005 Approach Shot Way 0.34mi 2/2.0 1,333 (+0%) 3mo $149,900 $112 82
7921 Meadowlark Ln 0.51mi 2/2.0 1,301 (-2%) 2mo $115,000 $88 71
3115 Palm Warbler Ct 0.23mi 2/2.0 1,429 (+7%) 9mo $140,000 $98 69
2948 Fiddlewood Cir 0.66mi 2/2.0 1,280 (-4%) 1mo $122,000 $95 62
2816 Eagles Nest Way 0.21mi 2/2.0 1,134 (-15%) 7mo $146,000 $129 60
3305 Red Tailed Hawk Dr 0.41mi 2/2.0 1,240 (-7%) 14mo $179,000 $144 58
3033 Satinleaf Ln 0.63mi 2/2.0 1,248 (-6%) 4mo $195,000 $156 57
31 Huarte Way 0.57mi 2/2.0 1,188 (-11%) 3mo $45,000 $38 53
3425 Crabapple Dr 0.53mi 2/2.0 1,395 (+5%) 18mo $205,000 $147 52
7928 Meadowlark Ln 0.54mi 2/3.0 1,475 (+11%) 2mo $65,000 $44 51
25 Rio Verde Way 0.46mi 2/2.0 1,200 (-10%) 22mo $64,900 $54 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold
IRR
-7.6%
Equity multiple
0.72×
Total profit
$-10,916
Equity at exit
$20,874
10-year hold
IRR
0.2%
Equity multiple
1.02×
Total profit
$611
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34952

Home prices YoY
-29.6%
Rents YoY
1.9%
Active inventory
645
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,959 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$285 /mo · $3,426/yr
Insurance
$58
HOA
$256
Vacancy / Maint / Mgmt
$411
Net cashflow
$214

Break-even live

Break-even rent $1,689
Max offer price $140,000
Occupancy floor 84%

Sensitivity live

Price -10% $293 -5% $253 +0% $214 +5% $174 +10% $135
Rent -10% $59 -5% $136 +0% $214 +5% $291 +10% $369
Rate -1.0pp $284 -0.5pp $249 base $214 +0.5pp $178 +1.0pp $141

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1900 Bella Vista Way Port Saint Lucie, FL 1.0–2.0 1.0–2.0 995 $1,764 $1.77 15d 15 0.96mi
3784 Sapodilla Ct Port Saint Lucie, FL 2.0 2.0 1121 $2,300 $2.05 25d 1 1.04mi
71 W Caribbean Port St. Lucie, FL 2.0 2.0 1417 $1,700 $1.20 25d 1 1.34mi
7700 Pine Lakes Blvd Port Saint Lucie, FL 1.0–3.0 1.0–2.0 1022 $1,878 $1.84 15d 16 1.48mi

HOA detail

Monthly dues
$256 · $3,072/yr

Listing history 41 events

  1. 2026-06-21
    days on market $140,000 Active 401 DOM
  2. 2026-06-18
    days on market $140,000 Active 398 DOM
  3. 2026-06-17
    days on market $140,000 Active 397 DOM
  4. 2026-06-16
    days on market $140,000 Active 396 DOM
  5. 2026-06-15
    days on market $140,000 Active 395 DOM
  6. 2026-06-14
    days on market $140,000 Active 393 DOM
  7. 2026-06-13
    days on market $140,000 Active 392 DOM
  8. 2026-06-10
    days on market $140,000 Active 390 DOM
  9. 2026-06-09
    days on market $140,000 Active 389 DOM
  10. 2026-06-08
    days on market $140,000 Active 388 DOM
  11. 2026-06-07
    days on market $140,000 Active 387 DOM
  12. 2026-06-05
    remarks 474-char remark
  13. 2026-06-05
    days on market $140,000 Active 384 DOM
  14. 2026-06-03
    days on market $140,000 Active 383 DOM
  15. 2026-06-02
    days on market $140,000 Active 382 DOM
  16. 2026-06-01
    days on market $140,000 Active 381 DOM
  17. 2026-05-31
    days on market $140,000 Active 380 DOM
  18. 2026-05-30
    days on market $140,000 Active 379 DOM
  19. 2026-02-26
    price $140,000
  20. 2025-12-05
    price $169,900
  21. 2025-05-16
    listed $179,999 Active
  22. 2020-03-09
    soldstatus $113,400
  23. 2020-03-05
    soldstatus $78,000 Closed 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  24. 2020-02-17
    status Pending 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  25. 2020-02-06
    price $82,500 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  26. 2020-01-04
    price $84,900 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  27. 2019-12-28
    price $89,500 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  28. 2019-12-09
    price $94,900 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  29. 2019-12-09
    status Active 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  30. 2019-11-14
    historical Contingent 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  31. 2019-11-06
    price $89,500 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  32. 2019-10-23
    price $96,900 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  33. 2019-10-10
    price $98,500 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  34. 2019-10-10
    status Active 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  35. 2019-09-23
    historical 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  36. 2019-08-26
    price $105,000 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  37. 2019-08-12
    listed $108,000 Active 510-char remark
    Show marketing remark (510 chars)

    This property has a land lease of $483.00 plus the HOA $210.00, however, those amounts must be verified by the buyer. Beautifully updated 3 bedroom 2 bathroom home with oversized 2 car garage in Savanna Club, an over 55 adult lifestyle community with fabulous amenities! Freshly painted, new wood flooring throughout home, new stainless steel appliances, new kitchen countertops, new lighting, new fans and more. Enjoy entertaining with friends and family in this lovely home. Call today for a private showing!

  38. 2019-07-23
    soldstatus $50,000
  39. 2019-07-18
    soldstatus $50,000 Sold 1000-char remark
    Show marketing remark (1000 chars)

    Seller is US Bank N. A. as Trustee for Meca 2011-1 . Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. 3 days in MLS before any offers reviewed. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. This is a land lease property, lease is $445.00 per month, call Darlene at 772-409-6204 to verify land lease amount. HOA interview required at bilateral, call HOA at 772-340-1889. Buyer's agent to verify lease with Sun Homes. Active over 55 community. Property has a two car attached garage. Three bedrooms located in the desirable Savanna Club. Lots of community amenities and an executive golf course. Newer property.

  40. 2019-05-20
    historical Pending W/Cont 1000-char remark
    Show marketing remark (1000 chars)

    Seller is US Bank N. A. as Trustee for Meca 2011-1 . Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. 3 days in MLS before any offers reviewed. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. This is a land lease property, lease is $445.00 per month, call Darlene at 772-409-6204 to verify land lease amount. HOA interview required at bilateral, call HOA at 772-340-1889. Buyer's agent to verify lease with Sun Homes. Active over 55 community. Property has a two car attached garage. Three bedrooms located in the desirable Savanna Club. Lots of community amenities and an executive golf course. Newer property.

  41. 2019-05-14
    listed $47,000 Active 1000-char remark
    Show marketing remark (1000 chars)

    Seller is US Bank N. A. as Trustee for Meca 2011-1 . Corp. owned & sold in its current condition. No repairs, warranties or inspections provided by seller. Please review attached General Info & return all attached addenda w/ contract. Special Addenda made part of final contract. Proof of funds for cash offers or a Prequal letter from bank MUST accompany all offers. Utilities will be turned on with seller approval at buyer expense only. 3 days in MLS before any offers reviewed. EM must be cashier's check, 10% for cash & financed 1% or $1K whichever greater. This is a land lease property, lease is $445.00 per month, call Darlene at 772-409-6204 to verify land lease amount. HOA interview required at bilateral, call HOA at 772-340-1889. Buyer's agent to verify lease with Sun Homes. Active over 55 community. Property has a two car attached garage. Three bedrooms located in the desirable Savanna Club. Lots of community amenities and an executive golf course. Newer property.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,426 · $285/mo
Projected year-2 tax
$3,426 · $285/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,512
− Mortgage interest
−$7,842
− Property taxes
−$3,426
− Insurance
−$700
− Repairs & maintenance
−$1,881
− Management
−$1,881
− HOA
−$3,072
− Depreciation
−$4,073
Taxable income
$637
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$153
After-tax cash flow
$2,414/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Lucie
NCES district ID
1201770
Math proficiency
40% ▼ -11.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$44,737
Composite
37.28/100
National rank
#4449
State rank
#51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Saint Lucie County · 337,150 people
City population
221,051
Metro
Port St. Lucie, FL
Population (ZIP)
42,655
Household income
$61,628
Rent vs Own
25.8% rent · 74.2% own
Severe rent burden
1759.0

Population outlook (St. Lucie County) Hauer SSP2

Today (2025)
338,016 people
By 2030
355,687 · +5.2%
By 2040
385,521 · +14.1%
By 2050
406,106 · +20.1%
By 2075
441,054 · +30.5%
By 2100
436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 62% Hispanic / Latino 19% Two or more races 14% Black 10% Asian 3%
Hispanic origin (detail)
Mexican 4% Puerto Rican 4% Cuban 2% Dominican 2%
Common ancestry
Romanian 3% Lithuanian 2% Hispanic 1%
Foreign-born
18% · Canada, Jamaica, China
Languages at home
76% English-only · Spanish 16% French/Haitian/Cajun 3% Tagalog/Filipino 2%

Political lean MEDSL · St. Lucie

2024 margin
Lean R (+9.1) · D 45.1% · R 54.2%
2008→2024 swing
-21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
All cycles
2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.80%
Current HPI
371.0573
Rent YoY
▲ 1.92%
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+197.9% since first listed
23 events — show timeline
  • 2026-02-26 Price Changed $140,000 Beaches MLS
  • 2025-12-05 Price Changed $169,900 Beaches MLS
  • 2025-05-16 Listed $179,999 Beaches MLS
  • 2020-03-09 Sold (Public Records) $113,400 Public Records
  • 2020-03-05 Sold (MLS) $78,000 Beaches MLS
  • 2020-02-17 Pending Beaches MLS
  • 2020-02-06 Price Changed $82,500 Beaches MLS
  • 2020-01-04 Price Changed $84,900 Beaches MLS
  • 2019-12-28 Price Changed $89,500 Beaches MLS
  • 2019-12-09 Price Changed $94,900 Beaches MLS
  • 2019-12-09 Relisted Beaches MLS
  • 2019-11-14 Contingent Beaches MLS
  • 2019-11-06 Price Changed $89,500 Beaches MLS
  • 2019-10-23 Price Changed $96,900 Beaches MLS
  • 2019-10-10 Price Changed $98,500 Beaches MLS
  • 2019-10-10 Relisted Beaches MLS
  • 2019-09-23 Listing Removed Beaches MLS
  • 2019-08-26 Price Changed $105,000 Beaches MLS
  • 2019-08-12 Listed $108,000 Beaches MLS
  • 2019-07-23 Sold (Public Records) $50,000 Public Records
  • 2019-07-18 Sold (MLS) $50,000 MCRTC
  • 2019-05-20 Contingent MCRTC
  • 2019-05-14 Listed $47,000 MCRTC

Property tax history

+17.2%/yr

Latest (2025): $3,426 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…