1238 N 15th St · Allentown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.3/30.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +3.9/5.0
- 1% rule +3.0/10.0
- DSCR +2.9/10.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$229,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
Key facts
- 7,078 sq ft lot
- Parking
- Pool
Property features AI
Finance
- HOA & community: Sidewalks in the community
Exterior
- Parking: Off-street parking with parking pad
- Utilities: Public water; Public sewer; Public power
- Home design: Single-story home; Brick construction; Asphalt/fiberglass roof
- Construction: Brick exterior; Asphalt/fiberglass roof
- Exterior features: Fenced yard; Patio; Above-ground pool
Interior
- Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Refrigerator; Eat-in layout
- Bedrooms: Three bedrooms on the first floor (two approx. 12' x 12', one approx. 11' x 11'); Additional basement rooms that can serve as bedrooms or other uses (approx. 9' x 11', 9.5' x 11', 10' x 10')
- Bathrooms: Two full bathrooms (one on the first floor, one in the basement)
- Heating & cooling: Central air conditioning; Baseboard heating (electric and gas)
- Interior features: Eat-in kitchen; Finished basement with recreation/family area; Has a view
- Laundry & utility: Washer hookup on lower level; Dryer hookup on lower level; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $230k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-128 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $211k (8.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (19.6% below list).
- Recommended offer: $185k (19.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 81/100 on livability (#171 in PA, #1,440 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D.
- Allentown City SD (urban): math 10% / reading 20% proficiency, ranked #513 of 539 in PA (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Muhlenberg El Sch (math 17% / reading 50%, grade F, #1,086 of 1,518 statewide, top 72%, 488 students, 100% FRL); Trexler Ms (math 2% / reading 24%, grade F, #484 of 512 statewide, top 95%, 820 students, 100% FRL); William Allen Hs (math 29% / reading 10%, grade F, #392 of 437 statewide, top 90%, 2,852 students, 87% FRL) — zoned schools average 96% FRL vs 73% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.5%/yr); 170 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).
- At $1,849/mo this rent would consume 52% of the median local household income ($43k/yr) (locally 4313% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 20y ago; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $155k; 48% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.39%
- DSCR
- 0.89
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $317,383
- List price
- $229,900
- Delta
- -27.56%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1125 N 15Th St | 0.16mi | 2/1.0 (-1) | 1,022 (+1%) | 15mo | $305,000 | $298 | 69 |
| 1235 W Livingston St | 0.42mi | 3/1.0 | 1,125 (+12%) | 6mo | $287,000 | $255 | 52 |
| 1720 W Whitehall St | 0.47mi | 2/1.5 (-1) | 1,008 (0%) | 23mo | $325,000 | $322 | 52 |
| 1225 Highland St | 0.36mi | 3/1.0 | 924 (-8%) | 18mo | $225,000 | $244 | 50 |
| 1810 W Cedar St | 0.62mi | 2/1.0 (-1) | 988 (-2%) | 11mo | $260,000 | $263 | 50 |
| 1240 19th St #1238 | 0.46mi | 2/1.0 (-1) | 1,120 (+11%) | 4mo | $184,500 | $165 | 48 |
| 933 N 14th St | 0.39mi | 3/2.0 | 1,155 (+15%) | 12mo | $325,000 | $281 | 47 |
| 1635 W Greenleaf St | 0.46mi | 2/2.0 (-1) | 1,086 (+8%) | 17mo | $315,000 | $290 | 47 |
| 1829 W Washington St | 0.68mi | 3/2.0 | 1,078 (+7%) | 16mo | $308,050 | $286 | 44 |
| 1736 W W Stanley St | 0.42mi | 2/2.0 (-1) | 1,118 (+11%) | 21mo | $260,000 | $233 | 40 |
| 1549 N 19th St | 0.57mi | 2/1.0 (-1) | 871 (-14%) | 8mo | $250,000 | $287 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.48% rent growth · sell at horizon
- IRR
- -17.5%
- Equity multiple
- 0.37×
- Total profit
- $-40,648
- Equity at exit
- $34,279
- IRR
- -5.5%
- Equity multiple
- 0.61×
- Total profit
- $-25,362
- Equity at exit
- $19,878
Cash invested: $64,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18102
- Rents YoY
- 5.5%
- Active inventory
- 170
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $1,849 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax est. 1.5%
- −$287 /mo · $3,448/yr
- Insurance
- −$96
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $-128
Break-even live
Sensitivity live
| Price | -10% $31 | -5% $-49 | +0% $-128 | +5% $-207 | +10% $-287 |
|---|---|---|---|---|---|
| Rent | -10% $-274 | -5% $-201 | +0% $-128 | +5% $-55 | +10% $18 |
| Rate | -1.0pp $-12 | -0.5pp $-69 | base $-128 | +0.5pp $-188 | +1.0pp $-248 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,475
- Closing costs
- $6,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1701 Congress St Unit 1701/4 Allentown, PA | 2.0 | 2.0 | 950 | $1,795 | $1.89 | 5d | 1 | 0.27mi |
| 1720 Pennsylvania St Allentown, PA | 2.0 | 2.0 | 950 | $1,895 | $1.99 | 5d | 1 | 0.28mi |
| 1337 Livingston St #3 Allentown, PA | 3.0 | 1.0 | 1100 | $1,695 | $1.54 | 46d | 1 | 0.32mi |
| 848 N 16th St Unit 2 Allentown, PA | 2.0 | 1.0 | 950 | $1,750 | $1.84 | 16d | 1 | 0.43mi |
| 848 N 16th St Unit 4 Allentown, PA | 2.0 | 1.0 | 950 | $1,750 | $1.84 | 46d | 1 | 0.44mi |
| 1150 N 19th St Unit 2 Allentown, PA | 2.0 | 1.0 | 977 | $1,750 | $1.79 | 5d | 1 | 0.47mi |
| 1150 N 19th St Unit 2nd Floor Allentown, PA | 2.0 | 1.0 | 977 | $1,750 | $1.79 | 46d | 1 | 0.47mi |
| 1223 N Albright Ave Allentown, PA | 3.0 | 1.5 | 1080 | $2,200 | $2.04 | 46d | 1 | 0.50mi |
| 1208 W Whitehall St Apt 8 Allentown, PA | 3.0 | 1.5 | 1100 | $2,095 | $1.90 | 5d | 1 | 0.50mi |
| 1208 W Whitehall St Allentown, PA | 3.0 | 1.5 | 1100 | $2,095 | $1.90 | 46d | 1 | 0.50mi |
| 1229 Pericles Pl Whitehall, PA | 1.0–3.0 | 1.0–2.0 | 1574 | $2,750 | $1.75 | 5d | 7 | 0.56mi |
| 1624 Utica St Allentown, PA | 2.0 | 1.0 | 740 | $1,250 | $1.69 | 46d | 1 | 0.69mi |
| 831 N 20th St Unit B Allentown, PA | 2.0 | 1.0 | 800 | $1,495 | $1.87 | 25d | 1 | 0.72mi |
| 1106 Tilghman St Unit 1st floor Allentown, PA | 2.0 | 1.0 | 1000 | $1,250 | $1.25 | 46d | 1 | 0.80mi |
| 1055 N 22nd St Unit 00 1014A Allentown, PA | 2.0 | 2.0 | 1100 | $1,820 | $1.65 | 46d | 1 | 0.81mi |
| 522 N 18th St Unit 2 Allentown, PA | 2.0 | 1.0 | 1000 | $1,295 | $1.29 | 25d | 1 | 0.86mi |
| 522 N 18th St Unit 2 Allentown, PA | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 46d | 1 | 0.86mi |
| 823 W Washington St Allentown, PA | 4.0 | 1.0 | 1400 | $1,950 | $1.39 | 16d | 1 | 0.92mi |
| 1425 W Gordon St Allentown, PA | 3.0 | 2.0 | 1200 | $2,200 | $1.83 | 46d | 1 | 0.92mi |
| 915 Tilghman St Apt 4 Allentown, PA | 3.0 | 1.0 | 1250 | $1,750 | $1.40 | 25d | 1 | 0.93mi |
| 814 Washington St #2 Allentown, PA | 4.0 | 1.0 | 1200 | $1,600 | $1.33 | 5d | 1 | 0.95mi |
| 1332 W Gordon St Allentown, PA | 3.0 | 2.0 | 1236 | $1,050 | $0.85 | 46d | 1 | 0.96mi |
| 1664 Whitehall Ave Allentown, PA | 3.0 | 1.5 | 1320 | $2,400 | $1.82 | 16d | 1 | 0.97mi |
| 735b N 22nd St Unit B Allentown, PA | 2.0 | 1.0 | 909 | $1,495 | $1.64 | 25d | 1 | 0.98mi |
| 2338 W Pennsylvania St Allentown, PA | 2.0 | 1.0 | 1000 | $2,000 | $2.00 | 46d | 1 | 1.00mi |
| 635 N Lumber St Allentown, PA | 3.0 | 1.5 | 1117 | $1,750 | $1.57 | 5d | 1 | 1.03mi |
| 1988 Presidential Dr Whitehall, PA | 1.0–2.0 | 1.0–2.5 | 1230 | $2,501 | $2.03 | 5d | 11 | 1.07mi |
| 936 N 6th St Allentown, PA | 3.0 | 1.0 | 1014 | $1,700 | $1.68 | 25d | 1 | 1.07mi |
| 221 N 15th St Unit 2 Allentown, PA | 3.0 | 1.0 | 1200 | $1,775 | $1.48 | 5d | 1 | 1.09mi |
| 229 N West St Unit 2 Allentown, PA | 3.0 | 1.0 | 953 | $1,700 | $1.78 | 25d | 1 | 1.09mi |
| 551 Sumner Ct Allentown, PA | 3.0 | 1.0 | 1270 | $1,700 | $1.34 | 5d | 1 | 1.09mi |
| 913 N 6th St Allentown, PA | 4.0 | 1.0 | 1476 | $1,698 | $1.15 | 16d | 1 | 1.11mi |
| 3 Maryland Cir Whitehall, PA | 2.0 | 2.0 | 1280 | $1,810 | $1.41 | 16d | 1 | 1.12mi |
| 511 N Lumber St Allentown, PA | 4.0 | 1.0 | 756 | $2,200 | $2.91 | 16d | 1 | 1.12mi |
| 1621 W Turner St Allentown, PA | 3.0 | 1.0 | 1200 | $2,195 | $1.83 | 25d | 1 | 1.13mi |
| 944 W Gordon St Allentown, PA | 3.0 | 1.5 | 1146 | $1,750 | $1.53 | 25d | 1 | 1.13mi |
| 1639 W Turner St Unit 1 Allentown, PA | 2.0 | 2.0 | 1200 | $1,500 | $1.25 | 5d | 1 | 1.14mi |
| 229 Peach St Allentown, PA | 3.0 | 2.0 | 882 | $1,800 | $2.04 | 16d | 1 | 1.19mi |
| 1210 W Turner St Unit 1 Allentown, PA | 2.0 | 2.0 | 1200 | $2,050 | $1.71 | 25d | 1 | 1.20mi |
| 1210 W Turner St Unit 2 Allentown, PA | 2.0 | 2.0 | 1500 | $2,400 | $1.60 | 46d | 1 | 1.20mi |
Listing history 28 events
-
2026-06-22days on market $229,900 Active 38 DOM
-
2026-06-18days on market $229,900 Active 35 DOM
-
2026-06-17days on market $229,900 Active 34 DOM
-
2026-06-16days on market $229,900 Active 33 DOM
-
2026-06-15days on market $229,900 Active 32 DOM
-
2026-06-14days on market $229,900 Active 30 DOM
-
2026-06-10days on market $229,900 Active 27 DOM
-
2026-06-09days on market $229,900 Active 26 DOM
-
2026-06-08days on market $229,900 Active 25 DOM
-
2026-06-07days on market $229,900 Active 24 DOM
-
2026-06-03days on market $229,900 Active 20 DOM
-
2026-06-02days on market $229,900 Active 19 DOM
-
2026-06-01days on market $229,900 Active 18 DOM
-
2026-05-31days on market $229,900 Active 17 DOM
-
2026-05-31days on market $229,900 Active 16 DOM
-
2026-05-15$249,900 Active 933-char remark
-
2016-08-31soldstatus $155,000 Sold 351-char remark
Show marketing remark (351 chars)
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
-
2016-07-21status Pending 351-char remark
Show marketing remark (351 chars)
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
-
2016-07-15status Active 351-char remark
Show marketing remark (351 chars)
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
-
2016-07-12status Pending 351-char remark
Show marketing remark (351 chars)
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
-
2016-07-11price $155,000 351-char remark
Show marketing remark (351 chars)
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
-
2016-07-06$159,900 Active 351-char remark
Show marketing remark (351 chars)
SPACIOUS All BRICK RANCH w/ 6 Bedrooms, & 2 FULL baths! Beautiful Hardwood floors on 1st floor, Eat in Modern Kitchen with appliances & 3 bedrooms complete the first floor. The Lower Level has 800 sf of additional space & includes a nice big family room, 3 bedrooms PLUS a FULL BATH. Great location minutes from 22 & shopping!
-
2008-08-20soldstatus $150,000
Show marketing remark (589 chars)
Bank foreclosure - but what a value! Unusually spacious ranch benefitting from huge finished basement containing 2 rooms, a study/office, full bath, and laundry room. Large EIK. (Cabinets need to be re-painted - previous owner primed them but never applied final coat). Low maintenance, brick facade, newer roof, huge oversized parking pad off alley in rear. All prospective buyers must be pre-approved through Countrywide Home Loans BEFORE submitting an offer. Contact Debra Milite direct at 610-250-5526. If Buyer uses Countrywide, credit report and appraisal are free, a $375 savings.
-
2008-05-30$151,900
Show marketing remark (589 chars)
Bank foreclosure - but what a value! Unusually spacious ranch benefitting from huge finished basement containing 2 rooms, a study/office, full bath, and laundry room. Large EIK. (Cabinets need to be re-painted - previous owner primed them but never applied final coat). Low maintenance, brick facade, newer roof, huge oversized parking pad off alley in rear. All prospective buyers must be pre-approved through Countrywide Home Loans BEFORE submitting an offer. Contact Debra Milite direct at 610-250-5526. If Buyer uses Countrywide, credit report and appraisal are free, a $375 savings.
-
2007-11-01historical
-
2007-07-02$194,900
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2006-05-19soldstatus $179,900
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2006-02-03$179,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,190
- − Mortgage interest
- −$12,878
- − Property taxes
- −$3,448
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$1,775
- − Management
- −$1,775
- − Depreciation
- −$6,688
- Taxable loss
- −$5,525
- Est. tax savings @ 24.0%
- +$1,326
- After-tax cash flow
- $-210/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This expanded ranch-style home with a finished lower level is in good condition and ready for a new owner. It offers flexible living space and strong upside potential.
Value-add opportunities
- Resale Paint exterior walls — Fresh paint can enhance curb appeal and home value
- Resale Trim and paint trim — Well-maintained trim can improve the home's overall appearance
- Both Landscaping — Well-maintained landscaping can improve curb appeal and attract potential buyers
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior walls — Fresh paint can enhance curb appeal and home value ↑
- Resale Trim and paint trim — Well-maintained trim can improve the home's overall appearance ↑
- Both Landscaping — Well-maintained landscaping can improve curb appeal and attract potential buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Allentown City SD
- NCES district ID
- 4202280
- Math proficiency
- 10% ▼ -10.00%
- Reading proficiency
- 20% ▼ -15.00%
- Median HH income
- $36,337
- Composite
- 12.43/100
- National rank
- #9630
- State rank
- #513 of 539 in PA
Livability — Allentown
- Score
- 81/100
- State rank
- #171
- US rank
- #1440
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Allentown, PA
- County
- Lehigh County · 333,019 people
- City population
- 172,996
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- Population (ZIP)
- 51,001
- Household income
- $43,085
- Rent vs Own
- Severe rent burden
- 4313.0
Population outlook (Lehigh County) Hauer SSP2
- Today (2025)
- 392,957 people
- By 2030
- 408,319 · +3.9%
- By 2040
- 440,007 · +12.0%
- By 2050
- 475,940 · +21.1%
- By 2075
- 590,448 · +50.3%
- By 2100
- 690,314 · +75.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (69%)
- Race & ethnicity
- Hispanic / Latino 69% Two or more races 28% White 18% Black 10%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 38% Dominican 22%
- Common ancestry
- Polish 1% Romanian 1% Hispanic 1%
- Foreign-born
- 22% · Canada, Jamaica
- Languages at home
- 45% English-only · Spanish 52% Arabic 2%
Political lean MEDSL · Lehigh
- 2024 margin
- Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
- 2008→2024 swing
- -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
- All cycles
- 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -227.01%
- Current HPI
- 404.834
- Rent YoY
- ▲ 5.48%
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+27.8% since first listed14 events — show timeline
- 2026-05-28 Price Changed $229,900 GLVRMLS
- 2026-05-15 Listed $249,900 GLVRMLS
- 2016-08-31 Sold (MLS) $155,000 GLVRMLS
- 2016-07-21 Pending — GLVRMLS
- 2016-07-15 Relisted — GLVRMLS
- 2016-07-12 Pending — GLVRMLS
- 2016-07-11 Price Changed $155,000 GLVRMLS
- 2016-07-06 Listed $159,900 GLVRMLS
- 2008-08-20 Sold (MLS) $150,000 GLVRMLS
- 2008-05-30 Listed $151,900 GLVRMLS
- 2007-11-01 Listing Removed — GLVRMLS
- 2007-07-02 Listed $194,900 GLVRMLS
- 2006-05-19 Sold (MLS) $179,900 GLVRMLS
- 2006-02-03 Listed $179,900 GLVRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…