3080 Wooded Way · Jeffersonville, IN 47130

$138,999

3 bd · 1.5 ba · 1,200 sqft · Townhouse public records · 58 Days on market

Built 1977 531 sqft lot $116/sqft · at area comps Est $135k · at est. $200/mo HOA · 14% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.5/30.0
• ARV discount +6.2/15.0
• 1% rule +5.4/10.0
• Livability +4.2/5.0
• DSCR +3.7/10.0
• Schools +2.7/10.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this beautifully updated 3-bedroom, 1.5-bath condo that is truly move-in ready! From the moment you step inside, you’ll notice the fresh, modern feel created by recent upgrades throughout the home. The updated kitchen features stylish finishes, ample cabinet space, and a clean, contemporary look that makes both everyday cooking and hosting a breeze. Just off the kitchen, you’ll find a convenient dining area that flows seamlessly into the living room. Upstairs, you’ll love the comfort of brand-new carpet and newly installed flooring in the bathroom. All three bedrooms provide generous space and natural light. This home has been thoughtfully updated, giving you peace of mind for years to come. Major improvements include a brand-new HVAC system and AC unit, 3 year old water heater, fresh paint, new storm door and interior doors. This condo offers the perfect combination of comfort, convenience, and value. Don’t miss your chance to own this move-in ready gem!

Key facts

• $200 HOA
• Community pool
• Built 1977

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $139k.

Deal economics

• At list price, monthly cash flow is $-21 ($-255/yr) — negative.
• To cash-flow at today's rent, offer at most $136k (2.2% below list).
• Meets the 1% rule at list price ($1k rent vs $139k).
• Recommended offer: $135k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.1% vs local median 3.6% in Jeffersonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#8 in IN, #843 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+.
• Greater Clark County Schools (suburban): math 26% / reading 37% proficiency, ranked #224 of 301 in IN (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: W E Wilson Elementary (math 31% / reading 32%, grade F, #678 of 994 statewide, top 68%, 481 students, 70% FRL); Parkview Middle School (math 22% / reading 34%, grade F, #226 of 330 statewide, top 69%, 713 students, 63% FRL); Jeffersonville High School (math 17% / reading 52%, grade F, #270 of 369 statewide, top 77%, 2,130 students, 58% FRL) — zoned schools average 64% FRL vs 48% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 433 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 911 units permitted in Clark County in 2024 (133 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Clark County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($135k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $54k; list at $139k implies a 157% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $134,829 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
3. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 6.11%
• Cash-on-cash: -0.66%
• DSCR: 0.97
• GRM: 8.0

CMA / ARV

• ARV (median comp): $134,963
• List price: $138,999
• Delta: 2.99%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3082 Wooded Way	0.00mi	3/1.5	1,200 (0%)	1mo	$150,000	$125	99
3053 Wooded Way	0.05mi	3/1.5	1,200 (0%)	2mo	$149,900	$125	96
3059 Wooded Way	0.04mi	3/1.5	1,200 (0%)	3mo	$149,900	$125	96
3033 Wooded Way	0.08mi	3/1.5	1,200 (0%)	2mo	$97,000	$81	94
3204 Wooded Way	0.14mi	3/1.5	1,200 (0%)	1mo	$125,000	$104	92
3074 Wooded Way	0.01mi	3/1.5	1,200 (0%)	14mo	$134,907	$112	88
3064 Wooded Way	0.03mi	2/1.5 (-1)	1,200 (0%)	11mo	$143,500	$120	84
3166 Wooded Way	0.16mi	3/1.5	1,200 (0%)	13mo	$155,000	$129	82
2900 Middle Rd #11	0.71mi	2/1.5 (-1)	1,120 (-7%)	8mo	$165,000	$147	44
2900 Middle Rd #27	0.71mi	2/1.5 (-1)	1,050 (-12%)	1mo	$155,000	$148	40
2900 Middle Rd #8	0.71mi	2/1.5 (-1)	1,120 (-7%)	23mo	$167,500	$150	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.58% rent growth · sell at horizon

5-year hold

• IRR: -20.6%
• Equity multiple: 0.30×
• Total profit: $-27,163
• Equity at exit: $20,725

10-year hold

• IRR: -22.0%
• Equity multiple: 0.02×
• Total profit: $-38,214
• Equity at exit: $12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Indiana: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

10-day pay-or-quit; landlord-favorable; preempted.

Methodology + full state rankings →

ZIP-level market 47130

• Rents YoY: 0.6%
• Active inventory: 433
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,442 high
• Mortgage (P&I): −$729
• Tax est. 1.5%: −$174 /mo · $2,085/yr
• Insurance: −$58
• HOA: −$200
• Vacancy / Maint / Mgmt: −$303
• Net cashflow: $-21

Break-even live

Break-even rent $1,469

Max offer price $135,920

Occupancy floor 96%

Sensitivity live

Price	-10% $75	-5% $27	+0% $-21	+5% $-69	+10% $-117
Rent	-10% $-135	-5% $-78	+0% $-21	+5% $36	+10% $93
Rate	-1.0pp $49	-0.5pp $14	base $-21	+0.5pp $-57	+1.0pp $-94

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3300 Wooded Way Jeffersonville, IN	1.0–2.0	1.0–1.5	660	$919	$1.39	16d	1	0.21mi
3117 Middle Rd Jeffersonville, IN	2.0	2.0	1200	$1,074	$0.90	45d	2	0.42mi
3250 Autumn Ridge Ct Jeffersonville, IN	1.0–2.0	1.0–2.0	904	$1,125	$1.24	4d	9	0.55mi
1718 Birchbark Ln Jeffersonville, IN	3.0	1.0	1044	$1,600	$1.53	25d	1	0.62mi
3130 Middle Rd Jeffersonville, IN	1.0–2.0	1.0	950	$1,280	$1.35	4d	12	0.63mi
201 Orchard Hills Dr Jeffersonville, IN	1.0–3.0	1.0–2.5	1015	$1,584	$1.56	4d	7	0.64mi
2405 Ashley Dr Jeffersonville, IN	2.0	1.0	1200	$1,050	$0.88	45d	1	0.67mi
3104 Holmans Ln Jeffersonville, IN	1.0–2.0	1.0–2.0	1151	$1,119	$0.97	4d	8	0.71mi
3645 Rolling Ridge Way Jeffersonville, IN	3.0	2.0	1287	$2,215	$1.72	45d	1	0.71mi
3002 Eastbrook Blvd Jeffersonville, IN	2.0	1.0	1050	$899	$0.86	45d	4	0.72mi
3401 Prestwick Square Dr Jeffersonville, IN	2.0	2.0	837	$849	$1.01	12d	2	0.76mi
3500 Ellingsworth Dairy Dr Jeffersonville, IN	2.0	1.0–2.0	829	$1,890	$2.28	3d	17	0.78mi
3906 Brownstone Dr Jeffersonville, IN	3.0	2.0	1200	$1,875	$1.56	4d	1	0.87mi
2727 Middle Rd Jeffersonville, IN	1.0–2.0	1.0–1.5	850	$977	$1.15	3d	13	0.87mi
1104 Lighthouse Dr Unit B 1 Jeffersonville, IN	3.0	2.0	1300	$1,600	$1.23	45d	1	0.91mi
2125 E 10th St Jeffersonville, IN	1.0–2.0	1.0	725	$1,470	$2.03	18d	4	1.01mi
2067 Aster Dr Jeffersonville, IN	3.0	2.0	1200	$1,900	$1.58	45d	1	1.12mi
4038 Herb Lewis Rd Jeffersonville, IN	1.0–3.0	1.0–2.0	1172	$1,850	$1.58	4d	28	1.13mi
4101 Herb Lewis Rd Jeffersonville, IN	1.0–3.0	1.0–2.0	1172	$1,749	$1.49	3d	43	1.25mi
3620 Alannah Gardens Ct Jeffersonville, IN	3.0	2.0	1300	$1,850	$1.42	45d	1	1.43mi

HOA detail

• Monthly dues: $200 · $2,400/yr
• Likely covers: water

Listing history 18 events

1. 2026-06-15
   days on market $138,999 Active 58 DOM
2. 2026-06-13
   days on market $138,999 Active 56 DOM
3. 2026-06-13
   days on market $138,999 Active 55 DOM
4. 2026-06-10
   days on market $138,999 Active 53 DOM
5. 2026-06-09
   days on market $138,999 Active 52 DOM
6. 2026-06-08
   days on market $138,999 Active 51 DOM
7. 2026-06-07
   days on market $138,999 Active 50 DOM
8. 2026-06-03
   days on market $138,999 Active 46 DOM
9. 2026-06-02
   days on market $138,999 Active 45 DOM
10. 2026-06-01
    days on market $138,999 Active 44 DOM
11. 2026-05-31
    days on market $138,999 Active 43 DOM
12. 2026-05-18
    price $138,999 1017-char remark

    Show marketing remark (1017 chars)

    Welcome home to this beautifully updated 3-bedroom, 1.5-bath condo that is truly move-in ready! From the moment you step inside, you’ll notice the fresh, modern feel created by recent upgrades throughout the home. The updated kitchen features stylish finishes, ample cabinet space, and a clean, contemporary look that makes both everyday cooking and hosting a breeze. Just off the kitchen, you’ll find a convenient dining area that flows seamlessly into the living room. Upstairs, you’ll love the comfort of brand-new carpet and newly installed flooring in the bathroom. All three bedrooms provide generous space and natural light. This home has been thoughtfully updated, giving you peace of mind for years to come. Major improvements include a brand-new HVAC system and AC unit, 3 year old water heater, fresh paint, new storm door and interior doors. This condo offers the perfect combination of comfort, convenience, and value. Don’t miss your chance to own this move-in ready gem!

13. 2026-04-23
    price $145,999 1017-char remark

    Show marketing remark (1017 chars)

    Welcome home to this beautifully updated 3-bedroom, 1.5-bath condo that is truly move-in ready! From the moment you step inside, you’ll notice the fresh, modern feel created by recent upgrades throughout the home. The updated kitchen features stylish finishes, ample cabinet space, and a clean, contemporary look that makes both everyday cooking and hosting a breeze. Just off the kitchen, you’ll find a convenient dining area that flows seamlessly into the living room. Upstairs, you’ll love the comfort of brand-new carpet and newly installed flooring in the bathroom. All three bedrooms provide generous space and natural light. This home has been thoughtfully updated, giving you peace of mind for years to come. Major improvements include a brand-new HVAC system and AC unit, 3 year old water heater, fresh paint, new storm door and interior doors. This condo offers the perfect combination of comfort, convenience, and value. Don’t miss your chance to own this move-in ready gem!

14. 2026-04-22
    status Active 1017-char remark

    Show marketing remark (1017 chars)

    Welcome home to this beautifully updated 3-bedroom, 1.5-bath condo that is truly move-in ready! From the moment you step inside, you’ll notice the fresh, modern feel created by recent upgrades throughout the home. The updated kitchen features stylish finishes, ample cabinet space, and a clean, contemporary look that makes both everyday cooking and hosting a breeze. Just off the kitchen, you’ll find a convenient dining area that flows seamlessly into the living room. Upstairs, you’ll love the comfort of brand-new carpet and newly installed flooring in the bathroom. All three bedrooms provide generous space and natural light. This home has been thoughtfully updated, giving you peace of mind for years to come. Major improvements include a brand-new HVAC system and AC unit, 3 year old water heater, fresh paint, new storm door and interior doors. This condo offers the perfect combination of comfort, convenience, and value. Don’t miss your chance to own this move-in ready gem!

15. 2026-03-30
    historical 1017-char remark

    Show marketing remark (1017 chars)

    Welcome home to this beautifully updated 3-bedroom, 1.5-bath condo that is truly move-in ready! From the moment you step inside, you’ll notice the fresh, modern feel created by recent upgrades throughout the home. The updated kitchen features stylish finishes, ample cabinet space, and a clean, contemporary look that makes both everyday cooking and hosting a breeze. Just off the kitchen, you’ll find a convenient dining area that flows seamlessly into the living room. Upstairs, you’ll love the comfort of brand-new carpet and newly installed flooring in the bathroom. All three bedrooms provide generous space and natural light. This home has been thoughtfully updated, giving you peace of mind for years to come. Major improvements include a brand-new HVAC system and AC unit, 3 year old water heater, fresh paint, new storm door and interior doors. This condo offers the perfect combination of comfort, convenience, and value. Don’t miss your chance to own this move-in ready gem!

16. 2026-03-26
    listed $148,999 Active 1017-char remark

    Show marketing remark (1017 chars)

    Welcome home to this beautifully updated 3-bedroom, 1.5-bath condo that is truly move-in ready! From the moment you step inside, you’ll notice the fresh, modern feel created by recent upgrades throughout the home. The updated kitchen features stylish finishes, ample cabinet space, and a clean, contemporary look that makes both everyday cooking and hosting a breeze. Just off the kitchen, you’ll find a convenient dining area that flows seamlessly into the living room. Upstairs, you’ll love the comfort of brand-new carpet and newly installed flooring in the bathroom. All three bedrooms provide generous space and natural light. This home has been thoughtfully updated, giving you peace of mind for years to come. Major improvements include a brand-new HVAC system and AC unit, 3 year old water heater, fresh paint, new storm door and interior doors. This condo offers the perfect combination of comfort, convenience, and value. Don’t miss your chance to own this move-in ready gem!

17. 2017-10-20
    soldstatus $54,000 228-char remark

    Show marketing remark (228 chars)

    This great property is located in Cherry Creek Condominium! Has 3 Bedrooms with 1.5 Baths. Features a nice private patio. You also have your own parking space. Needs a little TLC but move in ready. Call today for an appointment.

18. 2017-07-28
    listed $60,000 228-char remark

    Show marketing remark (228 chars)

    This great property is located in Cherry Creek Condominium! Has 3 Bedrooms with 1.5 Baths. Features a nice private patio. You also have your own parking space. Needs a little TLC but move in ready. Call today for an appointment.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,306
• − Mortgage interest: −$7,786
• − Property taxes: −$2,085
• − Insurance: −$695
• − Repairs & maintenance: −$1,384
• − Management: −$1,384
• − HOA: −$2,400
• − Depreciation: −$4,044
• Taxable loss: −$2,473
• Est. tax savings @ 24.0%: +$593
• After-tax cash flow: $338/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Greater Clark County Schools
• NCES district ID: 1803940
• Math proficiency: 26% ▼ -15.00%
• Reading proficiency: 37% ▼ -13.00%
• Median HH income: $47,838
• Composite: 27.2/100
• National rank: #7020
• State rank: #224 of 301 in IN

Livability — Jeffersonville

• Score: 83/100
• State rank: #8
• US rank: #843

Category grades

Amenities B+ Commute A+ Cost of living A+ Crime C Employment C+ Housing A+ Health & safety B+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jeffersonville, IN
• County: Clark County · 108,879 people
• City population: 50,514
• Metro: Louisville/Jefferson County, KY-IN
• Population (ZIP): 50,514
• Household income: $70,290
• Rent vs Own: 28.5% rent · 71.5% own
• Severe rent burden: 1088.0

Population outlook (Clark County) Hauer SSP2

• Today (2025): 126,401 people
• By 2030: 131,455 · +4.0%
• By 2040: 140,471 · +11.1%
• By 2050: 147,677 · +16.8%
• By 2075: 161,702 · +27.9%
• By 2100: 164,078 · +29.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 12% Two or more races 8% Hispanic / Latino 6% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Slovak 3% Lithuanian 2% Romanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Clark

• 2024 margin: Strong R (+20.4) · D 38.9% · R 59.3% · Other 1.8%
• 2008→2024 swing: -13.3pp toward R · 2008: -7.1pp · 2024: -20.4pp
• All cycles: 2024: R+20.4 2020: R+18.3 2016: R+22.0 2012: R+9.9 2008: R+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -149.13%
• Current HPI: 218.1985
• Rent YoY: ▲ 0.58%
• Metro: Louisville/Jefferson County, KY-IN
• State GDP YoY: ▲ 2.90%
• F500 in state: 18

Industry mix (Fortune 500 HQ in IN)

Industry	F500 HQs	Revenue
▸Industrial Machinery	2	$37B
▸Healthcare	1	$177B
▸Pharmaceuticals	1	$45B
▸Metals / Steel	1	$18B
▸Agriculture	1	$17B
▸Packaging	1	$12B

Price history

+131.7% since first listed

7 events — show timeline

• 2026-05-18 Price Changed $138,999 SIRA
• 2026-04-23 Price Changed $145,999 SIRA
• 2026-04-22 Relisted — SIRA
• 2026-03-30 Delisted — SIRA
• 2026-03-26 Listed $148,999 SIRA
• 2017-10-20 Sold (MLS) $54,000 SIRA
• 2017-07-28 Listed $60,000 SIRA

Property tax history

+0.0%/yr

Latest (2020): $34 · +0.0% YoY. Source: county tax records.