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327 S Glenwood St
C Composite 55.2
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.3/10.0
  • DSCR +4.9/10.0
  • Livability +4.0/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$150,000

327 S Glenwood St · El Paso, TX 79905
3 bd · 2.0 ba · 1,575 sqft · SingleFamily public records · 16 Days on market
Built 1950 0.47 ac lot ↓ 21% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Estate: Centrally located off Delta, close to Coliseum, Hospitals, Loop 375 and its . 47 acre lot. Home has Old time Charm, Good Bones, Living/dining room/ Home has 1,575ft 3 bedrooms /2 baths house/1 3/4needs work, large covered patio/needs TLC, Storage, or you can Demolish and build spacious duplexes. This is an Estate selling 'AS IS' Minutes to Medical School and Children's hospital, etc.

Key facts

  • Storage
  • Centrally located
  • Large covered patio

Tags

CENTRALLY LOCATEDLARGE COVERED PATIOSTORAGESPACIOUS DUPLEXES

Property features AI

Finance

  • Other: Property sold as a fixer upper

Exterior

  • Utilities: Natural gas available
  • Home design: Single family residence
  • Construction: Stucco and block construction; Other/see remarks construction details; Flat roof; Built on existing foundation
  • Exterior features: Fenced yard (front and back); Covered patio/porch; See remarks for additional exterior details

Interior

  • Kitchen: Free‑standing gas oven; Refrigerator
  • Flooring: Tile; Carpet
  • Bathrooms: 1 full bathroom; 1 three-quarter bathroom
  • Heating & cooling: Natural gas heating; Evaporative cooling
  • Interior features: Ceiling fans; Living room / dining room combo; Sun room; Single-pane windows with drapes

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $70 ($835/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $148k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Jefferson H S (math 17% / reading 18%, grade F, #1,451 of 1,632 statewide, top 89%, 1,107 students, 97% FRL) — zoned schools average 97% FRL vs 65% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 18% at this address vs 32% district-wide (-14 pts) — the specific schools serving this property underperform the El Paso ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: 60 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
6.85%
Cash-on-cash
1.99%
DSCR
1.09
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.7%
Equity multiple
3.05×
Total profit
$86,218
Equity at exit
$135,132
10-year hold
IRR
22.6%
Equity multiple
6.97×
Total profit
$250,592
Equity at exit
$291,417

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79905

Home prices YoY
12.8%
Active inventory
60
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,539 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$297 /mo · $3,563/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$323
Net cashflow
$70

Break-even live

Break-even rent $1,451
Max offer price $150,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
339 Medina St Unit A El Paso, TX 4.0 2.0 1300 $1,465 $1.13 43d 1 0.10mi
252 Trinity Pl El Paso, TX 3.0 2.0 1876 $1,900 $1.01 2d 1 0.39mi
726 Medina St El Paso, TX 3.0 2.0 1310 $1,600 $1.22 3d 1 0.44mi
649 De Vargas Dr El Paso, TX 3.0 1.0 1518 $1,500 $0.99 10d 1 0.48mi
517 Val Verde St Unit B El Paso, TX 2.0 2.0 1200 $1,300 $1.08 3d 1 0.71mi
209 N Seville Dr Unit A El Paso, TX 3.0 2.5 1250 $1,600 $1.28 2d 1 0.99mi

Listing history 8 events

  1. 2026-06-07
    statusdays on market $150,000 Pending 16 DOM
  2. 2026-06-05
    days on market $150,000 Active 14 DOM
  3. 2026-06-03
    days on market $150,000 Active 13 DOM
  4. 2026-06-03
    days on market $150,000 Active 12 DOM
  5. 2026-06-01
    days on market $150,000 Active 11 DOM
  6. 2026-05-31
    days on market $150,000 Active 10 DOM
  7. 2026-05-07
    listed $189,000 Active 365-char remark
  8. 1985-07-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,563 · $297/mo
Projected year-2 tax
$3,563 · $297/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,465
− Mortgage interest
−$8,402
− Property taxes
−$3,563
− Insurance
−$750
− Repairs & maintenance
−$1,477
− Management
−$1,477
− Depreciation
−$4,364
Taxable loss
−$1,568
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$376
After-tax cash flow
$1,212/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
El Paso ISD
NCES district ID
4818300
Math proficiency
27% ▼ -24.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$38,704
Composite
26.75/100
National rank
#7138
State rank
#591 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
City population
630,223
Population (ZIP)
22,062

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (93%)
Race & ethnicity
Hispanic / Latino 93% Two or more races 50% White 2% Native American 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 89%
Foreign-born
32% · Canada
Languages at home
14% English-only · Spanish 86%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 29.29%
Current HPI
258.3487
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-20.6% since first listed
5 events — show timeline
  • 2026-06-06 Pending GEPARMLS
  • 2026-05-21 Listing Removed GEPARMLS
  • 2026-05-21 Listed $150,000 GEPARMLS
  • 2026-05-07 Listed $189,000 GEPARMLS
  • 1985-07-01 Sold (Public Records) Public Records

Property tax history

+6.5%/yr

Latest (2025): $3,563 · +20.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…