4141 Hickory Rd · Mount Pocono, PA 18466

$249,000

3 bd · 2.0 ba · 1,394 sqft · SingleFamily public records · 10 Days on market

Built 1999 0.45 ac lot $179/sqft · 19% above area Est $353k · 29% under $146/mo HOA · 6% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.9/30.0
• Appreciation +6.2/10.0
• 1% rule +4.5/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• DSCR +3.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

POCONO FARMS BEAUTY! Lovely bi-level 4 bed/2 bath home. Plenty of space for the whole family. You'll love the feel of this spacious and tastefully decorated home with it's roomy layout and cozy woodstove at the heart of the home. Pretty kitchen with unusual tile backsplash and stainless appliances. Dining/living combo area with hardwood floors and vaulted ceiling. Beautiful master suite with own bath complete with soaking tub under skylight. Lovely tiled main bath and 2 good-sized bedrooms complete the main level. Downstairs there is tons of space, including 4th bedroom. Also not one but TWO family rooms, one currently being used as bedroom/sitting room for relative. DON'T MISS OUT ON THIS ONE! TAXES UNDER $5000! Check out the photo tour and make appointment today.

Key facts

• Clubhouse
• Pool
• Private setting

Tags

• OUTDOOR LIVING SPACE
• PRIVATE SETTING
• COMMUNITY ACCESS TO AMENITIES
• LAKE
• POOL
• CLUBHOUSE

Property features AI

Finance

• Other: Located in the Pocono Farms subdivision
• HOA & community: Homeowners association with annual fee; Annual association fee: $1,750 (about $145.83/month); HOA amenities include pool, clubhouse, playground, fitness center, basketball court, shuffleboard court, golf course, picnic area, jogging path; Association provides security and snow removal

Exterior

• Parking: Deck parking; Gravel parking
• Utilities: Electric service; Public water and sewer (implied by residential property)
• Home design: Single-family residence; Residential property; 2 stories; Vinyl siding
• Construction: Vinyl siding construction; Finished below-grade living area
• Exterior features: Shingle roof; Level lot; Paved roads; Private maintained road frontage; Private road

Interior

• Kitchen: Dishwasher; Oven; Refrigerator; Electric range; Electric water heater
• Flooring: Hardwood
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Electric heating; Window air conditioning units
• Interior features: Entrance foyer; Kitchen island; Finished full basement with exterior entry
• Laundry & utility: Washer/Dryer; Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $249k.

Deal economics

• At list price, monthly cash flow is $-20 ($-243/yr) — negative.
• To cash-flow at today's rent, offer at most $245k (1.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (5.2% below list).
• Recommended offer: $236k (5.2% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 5.1% in Mount Pocono — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 355 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~8 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $236,159 (5.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.20%
• Cash-on-cash: -0.35%
• DSCR: 0.98
• GRM: 8.8

CMA / ARV

• ARV (median comp): $353,145
• List price: $249,000
• Delta: -29.49%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
110 Violet Pl	0.30mi	3/2.0	1,456 (+4%)	6mo	$300,000	$206	74
2109 Cherry Dr	0.18mi	4/2.0 (+1)	1,500 (+8%)	6mo	$235,000	$157	69
206 Adams Pl	0.51mi	3/2.5	1,400 (+0%)	7mo	$465,000	$332	68
129 Echo Lake Rd	0.21mi	3/2.0	1,276 (-8%)	13mo	$252,500	$198	65
1104 Crescent Cir	0.27mi	4/2.0 (+1)	1,488 (+7%)	8mo	$270,000	$181	65
107 Douglas Fir Ln	0.37mi	4/2.0 (+1)	1,374 (-1%)	16mo	$320,000	$233	62
234 Viceroy Cir	0.73mi	3/2.0	1,462 (+5%)	4mo	$270,000	$185	54
214 Pheasant Pl	0.68mi	4/2.0 (+1)	1,344 (-4%)	8mo	$360,000	$268	51
605 Quail Ln	0.57mi	3/1.5	1,512 (+8%)	12mo	$295,000	$195	48
9341 Horn Owl Ln	0.63mi	2/1.0 (-1)	1,245 (-11%)	7mo	$227,000	$182	38
156 Ryans Rd	0.69mi	3/1.5	1,552 (+11%)	12mo	$385,000	$248	37
107 Black Bear Ln	0.71mi	3/2.0	1,194 (-14%)	9mo	$255,000	$214	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 5.3%
• Equity multiple: 1.29×
• Total profit: $20,472
• Equity at exit: $103,053

10-year hold

• IRR: 8.7%
• Equity multiple: 2.23×
• Total profit: $85,603
• Equity at exit: $152,211

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 355
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $2,362 medium
• Mortgage (P&I): −$1,306
• Tax from tax record: −$330 /mo · $3,964/yr
• Insurance: −$104
• HOA: −$146
• Vacancy / Maint / Mgmt: −$496
• Net cashflow: $-20

Break-even live

Break-even rent $2,387

Max offer price $245,429

Occupancy floor 96%

Sensitivity live

Price	-10% $121	-5% $50	+0% $-20	+5% $-91	+10% $-161
Rent	-10% $-207	-5% $-113	+0% $-20	+5% $73	+10% $166
Rate	-1.0pp $105	-0.5pp $43	base $-20	+0.5pp $-85	+1.0pp $-150

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,250
• Closing costs: $7,470
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $146 · $1,752/yr

Listing history 6 events

1. 2026-05-06
   status Pending 1237-char remark
2. 2026-04-23
   listed $249,000 Active 1237-char remark
3. 2018-05-23
   soldstatus $144,399
4. 2018-05-07
   soldstatus $144,399 775-char remark

   Show marketing remark (775 chars)

   POCONO FARMS BEAUTY! Lovely bi-level 4 bed/2 bath home. Plenty of space for the whole family. You'll love the feel of this spacious and tastefully decorated home with it's roomy layout and cozy woodstove at the heart of the home. Pretty kitchen with unusual tile backsplash and stainless appliances. Dining/living combo area with hardwood floors and vaulted ceiling. Beautiful master suite with own bath complete with soaking tub under skylight. Lovely tiled main bath and 2 good-sized bedrooms complete the main level. Downstairs there is tons of space, including 4th bedroom. Also not one but TWO family rooms, one currently being used as bedroom/sitting room for relative. DON'T MISS OUT ON THIS ONE! TAXES UNDER $5000! Check out the photo tour and make appointment today.

5. 2017-11-09
   listed $144,399 775-char remark

   Show marketing remark (775 chars)

   POCONO FARMS BEAUTY! Lovely bi-level 4 bed/2 bath home. Plenty of space for the whole family. You'll love the feel of this spacious and tastefully decorated home with it's roomy layout and cozy woodstove at the heart of the home. Pretty kitchen with unusual tile backsplash and stainless appliances. Dining/living combo area with hardwood floors and vaulted ceiling. Beautiful master suite with own bath complete with soaking tub under skylight. Lovely tiled main bath and 2 good-sized bedrooms complete the main level. Downstairs there is tons of space, including 4th bedroom. Also not one but TWO family rooms, one currently being used as bedroom/sitting room for relative. DON'T MISS OUT ON THIS ONE! TAXES UNDER $5000! Check out the photo tour and make appointment today.

6. 2003-07-29
   soldstatus $134,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,964 · $330/mo
• Projected year-2 tax: $3,964 · $330/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,339
• − Mortgage interest: −$13,948
• − Property taxes: −$3,964
• − Insurance: −$1,245
• − Repairs & maintenance: −$2,267
• − Management: −$2,267
• − HOA: −$1,752
• − Depreciation: −$7,244
• Taxable loss: −$4,348
• Est. tax savings @ 24.0%: +$1,043
• After-tax cash flow: $801/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+79.1% since first listed

8 events — show timeline

• 2026-06-05 Sold (Public Records) $240,000 Public Records
• 2026-06-03 Sold (MLS) $240,000 PWMLS
• 2026-05-06 Pending — PWMLS
• 2026-04-23 Listed $249,000 PWMLS
• 2018-05-23 Sold (Public Records) $144,399 Public Records
• 2018-05-07 Sold (MLS) $144,399 PMAR
• 2017-11-09 Listed $144,399 PMAR
• 2003-07-29 Sold (Public Records) $134,000 Public Records

Property tax history

-0.6%/yr

Latest (2026): $3,964 · +3.2% YoY. Source: county tax records.