3596 Harbor Blvd · Port Charlotte, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.2/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.6/10.0
- Schools +4.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
Key facts
- Solid foundation
- Good condition
- Conveniently located
Tags
Property features AI
Finance
- Other: Homestead exempt
- HOA & community: No association (no HOA)
Exterior
- Parking: Attached 2-car garage (20 x 24) with garage door opener; Driveway parking at ground level
- Utilities: Public sewer; Water available; Electricity available; Cable available; Sewer connected
- Home design: Single family residence; One-story; Faces west
- Construction: Block construction; Shingle roof; Block and slab foundation; Built as a residential single-family home
- Exterior features: Deck; Rear porch; Vinyl fencing; In-ground private pool; Landscaped with trees; Paved road access; Flood insurance required for the lot
Interior
- Kitchen: Range; Microwave; Refrigerator; Dishwasher (not listed — excluded if not present)
- Bedrooms: 3 bedrooms
- Flooring: Terrazzo floors
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Living room and dining room combo
- Laundry & utility: Washer and Dryer (appliances included); Laundry area in the garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $165k.
Deal economics
- At list price, monthly cash flow is $98 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
- Cap rate 10.1% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Peace River Elementary School (math 56% / reading 54%, grade C, #872 of 2,144 statewide, top 42%, 581 students, 64% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 54% FRL track the district average.
- Market conditions: Rents soft (-1.4%/yr); 707 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 44% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 14y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 10.11%
- Cash-on-cash
- 13.62%
- DSCR
- 1.61
- GRM
- 6.1
CMA / ARV
- ARV (on-the-fly)
- $303,810
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 109 Arlington Ct NE | 0.32mi | 3/2.0 | 1,530 (-2%) | 1mo | $369,000 | $241 | 81 |
| 165 Francis Dr NE | 0.29mi | 3/2.0 | 1,603 (+3%) | 4mo | $270,000 | $168 | 78 |
| 21285 Edgewater Dr | 0.42mi | 2/2.0 (-1) | 1,503 (-4%) | 1mo | $378,500 | $252 | 69 |
| 3465 Sunrise Trl | 0.42mi | 2/2.0 (-1) | 1,531 (-2%) | 13mo | $195,000 | $127 | 62 |
| 721 Dalton Blvd | 0.71mi | 3/2.0 | 1,514 (-3%) | 2mo | $150,000 | $99 | 61 |
| 240 Dalton Blvd | 0.64mi | 3/2.0 | 1,513 (-3%) | 8mo | $195,000 | $129 | 58 |
| 151 Francis Dr | 0.31mi | 2/2.0 (-1) | 1,414 (-9%) | 14mo | $390,000 | $276 | 54 |
| 171 N Waterway Dr NW | 0.51mi | 3/3.0 | 1,749 (+12%) | 8mo | $395,000 | $226 | 45 |
| 115 Sinclair SE | 0.72mi | 3/2.0 | 1,741 (+12%) | 9mo | $340,000 | $195 | 39 |
| 112 Cousley Dr SE | 0.60mi | 2/2.0 (-1) | 1,409 (-10%) | 16mo | $360,000 | $256 | 38 |
| 281 Seminole Blvd NW | 0.62mi | 3/2.0 | 1,329 (-15%) | 12mo | $160,000 | $120 | 37 |
| 760 Dalton Blvd | 0.70mi | 3/2.0 | 1,349 (-13%) | 13mo | $170,000 | $126 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.0%
- Equity multiple
- 0.42×
- Total profit
- $-26,705
- Equity at exit
- $24,602
- IRR
- -20.0%
- Equity multiple
- 0.15×
- Total profit
- $-39,131
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33952
- Home prices YoY
- -4.8%
- Rents YoY
- -1.4%
- Active inventory
- 707
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $2,240 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$311 /mo · $3,736/yr
- Insurance
- −$69
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$470
- Net cashflow
- $98
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3602 Harbor Blvd Port Charlotte, FL | 2.0 | 2.0 | 1292 | $1,700 | $1.32 | 21d | 1 | 0.03mi |
| 177 Dartmouth Dr NW Port Charlotte, FL | 2.0 | 1.5 | 1541 | $3,250 | $2.11 | 21d | 1 | 0.24mi |
| 167 Godfrey Ave NE Port Charlotte, FL | 3.0 | 2.0 | 1731 | $2,750 | $1.59 | 13d | 1 | 0.26mi |
| 125 Cambridge Dr NW Unit NA Port Charlotte, FL | 2.0 | 1.0 | 1200 | $1,750 | $1.46 | 21d | 1 | 0.33mi |
| 21088 Edgewater Dr Port Charlotte, FL | 3.0 | 2.0 | 1346 | $3,000 | $2.23 | 13d | 1 | 0.36mi |
| 322 Lasayette Dr NE Port Charlotte, FL | 2.0 | 1.5 | 1140 | $1,475 | $1.29 | 21d | 1 | 0.42mi |
| 20550 Edgewater Dr Port Charlotte, FL | 3.0 | 2.0 | 1176 | $1,900 | $1.62 | 21d | 1 | 0.43mi |
| 115 Leland St SE Unit 1371159P Port Charlotte, FL | 3.0 | 2.0 | 1539 | $3,758 | $2.44 | 21d | 1 | 0.49mi |
| 3509 Port Charlotte Blvd Port Charlotte, FL | 3.0 | 2.0 | 1830 | $5,000 | $2.73 | 21d | 1 | 0.49mi |
| 21380 Edgewater Dr Port Charlotte, FL | 3.0 | 1.0 | 1371 | $2,000 | $1.46 | 21d | 1 | 0.49mi |
| 511 Palmetto Dr NE Port Charlotte, FL | 3.0 | 2.0 | 1216 | $2,100 | $1.73 | 21d | 1 | 0.51mi |
| 182 Chelsea Ct NW Port Charlotte, FL | 2.0 | 2.0 | 1389 | $2,200 | $1.58 | 21d | 1 | 0.53mi |
| 249 Seminole Blvd NW Port Charlotte, FL | 3.0 | 2.0 | 1389 | $1,750 | $1.26 | 21d | 1 | 0.58mi |
| 21484 Edgewater Dr Port Charlotte, FL | 3.0 | 2.0 | 1731 | $2,500 | $1.44 | 21d | 1 | 0.62mi |
| 240 Dalton Blvd Port Charlotte, FL | 3.0 | 2.0 | 1513 | $1,600 | $1.06 | 21d | 1 | 0.64mi |
| 835 Conreid Dr NE Port Charlotte, FL | 3.0 | 2.0 | 1962 | $2,200 | $1.12 | 21d | 1 | 0.66mi |
| 480 Sharon Cir Port Charlotte, FL | 3.0 | 1.0 | 1240 | $1,695 | $1.37 | 21d | 1 | 0.69mi |
| 3250 Sunrise Trl Port Charlotte, FL | 2.0 | 2.0 | 2151 | $3,900 | $1.81 | 21d | 1 | 0.70mi |
| 266 Rockwood St NW Port Charlotte, FL | 3.0 | 2.0 | 1400 | $1,850 | $1.32 | 13d | 1 | 0.71mi |
| 510 Sharon Cir Port Charlotte, FL | 2.0 | 2.0 | 1204 | $1,500 | $1.25 | 21d | 1 | 0.73mi |
| 129 Cousley Dr SE Port Charlotte, FL | 3.0 | 2.0 | 2021 | $5,900 | $2.92 | 21d | 1 | 0.75mi |
| 3281 Easy St Port Charlotte, FL | 3.0 | 2.0 | 1196 | $1,750 | $1.46 | 13d | 1 | 0.86mi |
| 3126 Harbor Blvd Unit 3A Port Charlotte, FL | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 13d | 1 | 0.86mi |
| 3100 Harbor Blvd Port Charlotte, FL | 2.0 | 1.0–1.5 | 994 | $1,472 | $1.48 | 21d | 2 | 0.89mi |
| 181 Beeney Rd SE Port Charlotte, FL | 4.0 | 2.5 | 1846 | $4,900 | $2.65 | 21d | 1 | 1.00mi |
| 401 Skylark Ln NW Port Charlotte, FL | 3.0 | 2.0 | 1167 | $1,650 | $1.41 | 21d | 1 | 1.01mi |
| 21422 Kenyon Ave Port Charlotte, FL | 2.0 | 2.0 | 1149 | $1,400 | $1.22 | 21d | 1 | 1.06mi |
| 189 Small St SE Port Charlotte, FL | 3.0 | 2.0 | 1454 | $2,300 | $1.58 | 21d | 1 | 1.12mi |
| 557 Mayview Ave NW Port Charlotte, FL | 3.0 | 2.0 | 1513 | $1,796 | $1.19 | 21d | 1 | 1.17mi |
| 22148 Lockport Ave Port Charlotte, FL | 3.0 | 2.0 | 1760 | $1,850 | $1.05 | 13d | 1 | 1.18mi |
| 22328 Yonkers Ave Port Charlotte, FL | 2.0 | 2.0 | 1342 | $1,575 | $1.17 | 21d | 1 | 1.26mi |
| 21307 Gertrude Ave Port Charlotte, FL | 2.0 | 3.0 | 1170 | $1,650 | $1.41 | 21d | 1 | 1.30mi |
| 22153 Olean Blvd Port Charlotte, FL | 2.0 | 2.0 | 1337 | $1,425 | $1.07 | 21d | 1 | 1.33mi |
| 533 Crandall St NW Port Charlotte, FL | 3.0 | 2.0 | 1328 | $1,550 | $1.17 | 21d | 1 | 1.39mi |
| 22017 Beverly Ave Port Charlotte, FL | 3.0 | 2.0 | 1472 | $1,600 | $1.09 | 13d | 1 | 1.44mi |
| 21298 Stillwater Ave Port Charlotte, FL | 2.0 | 1.0 | 1798 | $1,300 | $0.72 | 21d | 1 | 1.44mi |
| 21322 Stillwater Ave Port Charlotte, FL | 2.0 | 1.0 | 1080 | $1,300 | $1.20 | 21d | 1 | 1.44mi |
| 2443 Duke Ln Port Charlotte, FL | 3.0 | 2.0 | 1831 | $1,650 | $0.90 | 13d | 1 | 1.45mi |
| 3215 Brooklyn Ave Port Charlotte, FL | 3.0 | 2.0 | 1998 | $2,390 | $1.20 | 21d | 1 | 1.48mi |
Listing history 21 events
-
2026-04-16status Pending
-
2026-03-31price $165,000
-
2026-03-14$175,000 Active
-
2024-03-28soldstatus $215,000
-
2024-03-27soldstatus $215,000 Closed 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
-
2024-03-11status Pending 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
-
2024-02-29status Active 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
-
2024-02-12status Pending 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-29price $259,000 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-26price $269,900 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-26status Active 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-26price $269,900,000 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-11status Active 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-06status Pending 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2024-01-02price $249,500 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2023-12-12price $279,500 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2023-12-08$278,900 Active 1642-char remark
Show marketing remark (1642 chars)
Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!
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2012-04-19soldstatus $75,000
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2012-04-18soldstatus $75,000 654-char remark
Show marketing remark (654 chars)
Fantastic opportunity to own a fabulous pool home! Do not let the age of this home persuade your decision. Almost 1600sqft. of living area abounds. Three bedrooms, two baths and a very roomy Florida Room under air! Separate dining area and large living room providing ample space for entertaining. Once through the Florida Room you are greeted by a sparkling over sized pool. Fabulous outdoor living space. The entire home's floor covering is Terrazo. No carpet to be found. A must see on your list. Lovingly and meticulously maintained. The owners brought this home back to life after it was determined unlivable. Being sold as is. As is contracts only.
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2012-02-09$75,000 654-char remark
Show marketing remark (654 chars)
Fantastic opportunity to own a fabulous pool home! Do not let the age of this home persuade your decision. Almost 1600sqft. of living area abounds. Three bedrooms, two baths and a very roomy Florida Room under air! Separate dining area and large living room providing ample space for entertaining. Once through the Florida Room you are greeted by a sparkling over sized pool. Fabulous outdoor living space. The entire home's floor covering is Terrazo. No carpet to be found. A must see on your list. Lovingly and meticulously maintained. The owners brought this home back to life after it was determined unlivable. Being sold as is. As is contracts only.
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1981-03-01soldstatus $58,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,736 · $311/mo
- Projected year-2 tax
- $3,736 · $311/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $26,883
- − Mortgage interest
- −$9,243
- − Property taxes
- −$3,736
- − Insurance
- −$5,944
- − Repairs & maintenance
- −$2,151
- − Management
- −$2,151
- − Depreciation
- −$4,800
- Taxable loss
- −$1,140
- Est. tax savings @ 24.0%
- +$274
- After-tax cash flow
- $1,449/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Port Charlotte
- Score
- 65/100
- State rank
- #655
- US rank
- #13081
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Charlotte, FL
- County
- Charlotte County · 196,994 people
- City population
- 102,180
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 35,231
- Household income
- $61,382
- Rent vs Own
- Severe rent burden
- 733.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 14% Two or more races 8% Black 6% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 10% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -17.18%
- Current HPI
- 339.0932
- Rent YoY
- ▼ -1.35%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
+184.5% since first listed21 events — show timeline
- 2026-04-16 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-31 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-14 Listed $175,000 Stellar MLS as Distributed by MLS Grid
- 2024-03-28 Sold (Public Records) $215,000 Public Records
- 2024-03-27 Sold (MLS) $215,000 Stellar MLS as Distributed by MLS Grid
- 2024-03-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-02-29 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-02-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-01-29 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
- 2024-01-26 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
- 2024-01-26 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-01-26 Price Changed $269,900,000 Stellar MLS as Distributed by MLS Grid
- 2024-01-11 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-01-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-01-02 Price Changed $249,500 Stellar MLS as Distributed by MLS Grid
- 2023-12-12 Price Changed $279,500 Stellar MLS as Distributed by MLS Grid
- 2023-12-08 Listed $278,900 Stellar MLS as Distributed by MLS Grid
- 2012-04-19 Sold (Public Records) $75,000 Public Records
- 2012-04-18 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
- 2012-02-09 Listed $75,000 Stellar MLS as Distributed by MLS Grid
- 1981-03-01 Sold (Public Records) $58,000 Public Records
Property tax history
+9.5%/yrLatest (2025): $3,736 · +9.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…