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3596 Harbor Blvd
B Composite 74.27
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.6/10.0
  • Schools +4.6/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$165,000

3596 Harbor Blvd · Port Charlotte, FL 33952
3 bd · 2.0 ba · 1,558 sqft · SingleFamily public records · 33 Days on market
Built 1961 10,558 sqft lot Est $304k · 46% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

Key facts

  • Solid foundation
  • Good condition
  • Conveniently located

Tags

SOLID FOUNDATIONGOOD CONDITIONINSTALLATION OF APPLIANCESMAJOR MECHANICAL COMPONENTSCONVENIENTLY LOCATED

Property features AI

Finance

  • Other: Homestead exempt
  • HOA & community: No association (no HOA)

Exterior

  • Parking: Attached 2-car garage (20 x 24) with garage door opener; Driveway parking at ground level
  • Utilities: Public sewer; Water available; Electricity available; Cable available; Sewer connected
  • Home design: Single family residence; One-story; Faces west
  • Construction: Block construction; Shingle roof; Block and slab foundation; Built as a residential single-family home
  • Exterior features: Deck; Rear porch; Vinyl fencing; In-ground private pool; Landscaped with trees; Paved road access; Flood insurance required for the lot

Interior

  • Kitchen: Range; Microwave; Refrigerator; Dishwasher (not listed — excluded if not present)
  • Bedrooms: 3 bedrooms
  • Flooring: Terrazzo floors
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Living room and dining room combo
  • Laundry & utility: Washer and Dryer (appliances included); Laundry area in the garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $98 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Peace River Elementary School (math 56% / reading 54%, grade C, #872 of 2,144 statewide, top 42%, 581 students, 64% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 54% FRL track the district average.
  • Market conditions: Rents soft (-1.4%/yr); 707 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 14y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $160,050 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
10.11%
Cash-on-cash
13.62%
DSCR
1.61
GRM
6.1

CMA / ARV

ARV (on-the-fly)
$303,810
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
109 Arlington Ct NE 0.32mi 3/2.0 1,530 (-2%) 1mo $369,000 $241 81
165 Francis Dr NE 0.29mi 3/2.0 1,603 (+3%) 4mo $270,000 $168 78
21285 Edgewater Dr 0.42mi 2/2.0 (-1) 1,503 (-4%) 1mo $378,500 $252 69
3465 Sunrise Trl 0.42mi 2/2.0 (-1) 1,531 (-2%) 13mo $195,000 $127 62
721 Dalton Blvd 0.71mi 3/2.0 1,514 (-3%) 2mo $150,000 $99 61
240 Dalton Blvd 0.64mi 3/2.0 1,513 (-3%) 8mo $195,000 $129 58
151 Francis Dr 0.31mi 2/2.0 (-1) 1,414 (-9%) 14mo $390,000 $276 54
171 N Waterway Dr NW 0.51mi 3/3.0 1,749 (+12%) 8mo $395,000 $226 45
115 Sinclair SE 0.72mi 3/2.0 1,741 (+12%) 9mo $340,000 $195 39
112 Cousley Dr SE 0.60mi 2/2.0 (-1) 1,409 (-10%) 16mo $360,000 $256 38
281 Seminole Blvd NW 0.62mi 3/2.0 1,329 (-15%) 12mo $160,000 $120 37
760 Dalton Blvd 0.70mi 3/2.0 1,349 (-13%) 13mo $170,000 $126 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.0%
Equity multiple
0.42×
Total profit
$-26,705
Equity at exit
$24,602
10-year hold
IRR
-20.0%
Equity multiple
0.15×
Total profit
$-39,131
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33952

Home prices YoY
-4.8%
Rents YoY
-1.4%
Active inventory
707
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$2,240 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$311 /mo · $3,736/yr
Insurance
$69
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$470
Net cashflow
$98

Break-even live

Break-even rent $2,116
Max offer price $165,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3602 Harbor Blvd Port Charlotte, FL 2.0 2.0 1292 $1,700 $1.32 21d 1 0.03mi
177 Dartmouth Dr NW Port Charlotte, FL 2.0 1.5 1541 $3,250 $2.11 21d 1 0.24mi
167 Godfrey Ave NE Port Charlotte, FL 3.0 2.0 1731 $2,750 $1.59 13d 1 0.26mi
125 Cambridge Dr NW Unit NA Port Charlotte, FL 2.0 1.0 1200 $1,750 $1.46 21d 1 0.33mi
21088 Edgewater Dr Port Charlotte, FL 3.0 2.0 1346 $3,000 $2.23 13d 1 0.36mi
322 Lasayette Dr NE Port Charlotte, FL 2.0 1.5 1140 $1,475 $1.29 21d 1 0.42mi
20550 Edgewater Dr Port Charlotte, FL 3.0 2.0 1176 $1,900 $1.62 21d 1 0.43mi
115 Leland St SE Unit 1371159P Port Charlotte, FL 3.0 2.0 1539 $3,758 $2.44 21d 1 0.49mi
3509 Port Charlotte Blvd Port Charlotte, FL 3.0 2.0 1830 $5,000 $2.73 21d 1 0.49mi
21380 Edgewater Dr Port Charlotte, FL 3.0 1.0 1371 $2,000 $1.46 21d 1 0.49mi
511 Palmetto Dr NE Port Charlotte, FL 3.0 2.0 1216 $2,100 $1.73 21d 1 0.51mi
182 Chelsea Ct NW Port Charlotte, FL 2.0 2.0 1389 $2,200 $1.58 21d 1 0.53mi
249 Seminole Blvd NW Port Charlotte, FL 3.0 2.0 1389 $1,750 $1.26 21d 1 0.58mi
21484 Edgewater Dr Port Charlotte, FL 3.0 2.0 1731 $2,500 $1.44 21d 1 0.62mi
240 Dalton Blvd Port Charlotte, FL 3.0 2.0 1513 $1,600 $1.06 21d 1 0.64mi
835 Conreid Dr NE Port Charlotte, FL 3.0 2.0 1962 $2,200 $1.12 21d 1 0.66mi
480 Sharon Cir Port Charlotte, FL 3.0 1.0 1240 $1,695 $1.37 21d 1 0.69mi
3250 Sunrise Trl Port Charlotte, FL 2.0 2.0 2151 $3,900 $1.81 21d 1 0.70mi
266 Rockwood St NW Port Charlotte, FL 3.0 2.0 1400 $1,850 $1.32 13d 1 0.71mi
510 Sharon Cir Port Charlotte, FL 2.0 2.0 1204 $1,500 $1.25 21d 1 0.73mi
129 Cousley Dr SE Port Charlotte, FL 3.0 2.0 2021 $5,900 $2.92 21d 1 0.75mi
3281 Easy St Port Charlotte, FL 3.0 2.0 1196 $1,750 $1.46 13d 1 0.86mi
3126 Harbor Blvd Unit 3A Port Charlotte, FL 2.0 2.0 1100 $1,500 $1.36 13d 1 0.86mi
3100 Harbor Blvd Port Charlotte, FL 2.0 1.0–1.5 994 $1,472 $1.48 21d 2 0.89mi
181 Beeney Rd SE Port Charlotte, FL 4.0 2.5 1846 $4,900 $2.65 21d 1 1.00mi
401 Skylark Ln NW Port Charlotte, FL 3.0 2.0 1167 $1,650 $1.41 21d 1 1.01mi
21422 Kenyon Ave Port Charlotte, FL 2.0 2.0 1149 $1,400 $1.22 21d 1 1.06mi
189 Small St SE Port Charlotte, FL 3.0 2.0 1454 $2,300 $1.58 21d 1 1.12mi
557 Mayview Ave NW Port Charlotte, FL 3.0 2.0 1513 $1,796 $1.19 21d 1 1.17mi
22148 Lockport Ave Port Charlotte, FL 3.0 2.0 1760 $1,850 $1.05 13d 1 1.18mi
22328 Yonkers Ave Port Charlotte, FL 2.0 2.0 1342 $1,575 $1.17 21d 1 1.26mi
21307 Gertrude Ave Port Charlotte, FL 2.0 3.0 1170 $1,650 $1.41 21d 1 1.30mi
22153 Olean Blvd Port Charlotte, FL 2.0 2.0 1337 $1,425 $1.07 21d 1 1.33mi
533 Crandall St NW Port Charlotte, FL 3.0 2.0 1328 $1,550 $1.17 21d 1 1.39mi
22017 Beverly Ave Port Charlotte, FL 3.0 2.0 1472 $1,600 $1.09 13d 1 1.44mi
21298 Stillwater Ave Port Charlotte, FL 2.0 1.0 1798 $1,300 $0.72 21d 1 1.44mi
21322 Stillwater Ave Port Charlotte, FL 2.0 1.0 1080 $1,300 $1.20 21d 1 1.44mi
2443 Duke Ln Port Charlotte, FL 3.0 2.0 1831 $1,650 $0.90 13d 1 1.45mi
3215 Brooklyn Ave Port Charlotte, FL 3.0 2.0 1998 $2,390 $1.20 21d 1 1.48mi

Listing history 21 events

  1. 2026-04-16
    status Pending
  2. 2026-03-31
    price $165,000
  3. 2026-03-14
    listed $175,000 Active
  4. 2024-03-28
    soldstatus $215,000
  5. 2024-03-27
    soldstatus $215,000 Closed 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  6. 2024-03-11
    status Pending 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  7. 2024-02-29
    status Active 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  8. 2024-02-12
    status Pending 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  9. 2024-01-29
    price $259,000 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  10. 2024-01-26
    price $269,900 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  11. 2024-01-26
    status Active 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  12. 2024-01-26
    price $269,900,000 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  13. 2024-01-11
    status Active 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  14. 2024-01-06
    status Pending 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  15. 2024-01-02
    price $249,500 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  16. 2023-12-12
    price $279,500 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  17. 2023-12-08
    listed $278,900 Active 1642-char remark
    Show marketing remark (1642 chars)

    Thanks for stopping by. Let's take a tour. We will start with the front door, as you enter the first thing you will see is sliding glass doors that lead out to the back door patio and this BEAUTIFUL POOL, which by the way has a cleaning service and a pump that is a year old, that is totally fenced in. Now come back in and you will see the huge living room along with the dining room, which also has sliding glass doors that lead out to the pool. From there let's check out the kitchen. Very sufficient with frig, stove, microwave and a huge pantry. New cabinets. This leads us to the Huge 2 car garage, and room for handy man to put your tools and toys. Now let's go back in through the kitchen, dining room. and living room where the first bedroom is spacious with a cedar closet. Then we head back down the hallway to another cedar closet which is adjacent to the first bathroom that has bathtub and shower. Moving on down the hall is the second very spacious bedroom where there is a sliding glass door to lead you to the back lanai then pool. The 2nd bathroom has been updated. Has a shower, then there is a door that leads to the back lanai then pool. So, our last bedroom is also very spacious with a sliding glass door that leads straight to the pool. Don't forget to drive down to the end of the street where you will find a small beach, picnic tables, boat launch, tennis courts, huge community pool all on the Peace River. The Eletric Box has been updated. There is a survey, Elevation Certificate and rolled roofing. Terrazzo floors throughout Thanks for stopping in. Hope to hear from you. !!!! OWNER MOTIVATED!!!! MAKE OFFER!!!

  18. 2012-04-19
    soldstatus $75,000
  19. 2012-04-18
    soldstatus $75,000 654-char remark
    Show marketing remark (654 chars)

    Fantastic opportunity to own a fabulous pool home! Do not let the age of this home persuade your decision. Almost 1600sqft. of living area abounds. Three bedrooms, two baths and a very roomy Florida Room under air! Separate dining area and large living room providing ample space for entertaining. Once through the Florida Room you are greeted by a sparkling over sized pool. Fabulous outdoor living space. The entire home's floor covering is Terrazo. No carpet to be found. A must see on your list. Lovingly and meticulously maintained. The owners brought this home back to life after it was determined unlivable. Being sold as is. As is contracts only.

  20. 2012-02-09
    listed $75,000 654-char remark
    Show marketing remark (654 chars)

    Fantastic opportunity to own a fabulous pool home! Do not let the age of this home persuade your decision. Almost 1600sqft. of living area abounds. Three bedrooms, two baths and a very roomy Florida Room under air! Separate dining area and large living room providing ample space for entertaining. Once through the Florida Room you are greeted by a sparkling over sized pool. Fabulous outdoor living space. The entire home's floor covering is Terrazo. No carpet to be found. A must see on your list. Lovingly and meticulously maintained. The owners brought this home back to life after it was determined unlivable. Being sold as is. As is contracts only.

  21. 1981-03-01
    soldstatus $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,736 · $311/mo
Projected year-2 tax
$3,736 · $311/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,883
− Mortgage interest
−$9,243
− Property taxes
−$3,736
− Insurance
−$5,944
− Repairs & maintenance
−$2,151
− Management
−$2,151
− Depreciation
−$4,800
Taxable loss
−$1,140
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$274
After-tax cash flow
$1,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Port Charlotte

Score
65/100
State rank
#655
US rank
#13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Charlotte, FL
County
Charlotte County · 196,994 people
City population
102,180
Metro
Punta Gorda, FL
Population (ZIP)
35,231
Household income
$61,382
Rent vs Own
20.8% rent · 79.2% own
Severe rent burden
733.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 14% Two or more races 8% Black 6% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Cuban 2%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
12% · Canada, Vietnam
Languages at home
85% English-only · Spanish 10% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -17.18%
Current HPI
339.0932
Rent YoY
▼ -1.35%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+184.5% since first listed
21 events — show timeline
  • 2026-04-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-31 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-14 Listed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2024-03-28 Sold (Public Records) $215,000 Public Records
  • 2024-03-27 Sold (MLS) $215,000 Stellar MLS as Distributed by MLS Grid
  • 2024-03-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-02-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-02-12 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-01-29 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
  • 2024-01-26 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
  • 2024-01-26 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-01-26 Price Changed $269,900,000 Stellar MLS as Distributed by MLS Grid
  • 2024-01-11 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-01-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-01-02 Price Changed $249,500 Stellar MLS as Distributed by MLS Grid
  • 2023-12-12 Price Changed $279,500 Stellar MLS as Distributed by MLS Grid
  • 2023-12-08 Listed $278,900 Stellar MLS as Distributed by MLS Grid
  • 2012-04-19 Sold (Public Records) $75,000 Public Records
  • 2012-04-18 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
  • 2012-02-09 Listed $75,000 Stellar MLS as Distributed by MLS Grid
  • 1981-03-01 Sold (Public Records) $58,000 Public Records

Property tax history

+9.5%/yr

Latest (2025): $3,736 · +9.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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