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C- Composite 51.93
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.4/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.8/10.0
  • DSCR +4.7/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$150,000

4216 Hampshire Blvd · Fort Worth, TX 76103
3 bd · 1.0 ba · 1,358 sqft · SingleFamily public records · 13 Days on market
Built 1941 0.26 ac lot Est $230k · 35% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

3 bedroom 1 bath home in Fort Worth. Detached garage, 2 carports. Investor Property.

Key facts

  • 0.26 acre lot
  • Garage
  • Built 1941

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $59 ($704/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 6.8% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Fort Worth ISD (urban): math 18% / reading 28% proficiency, ranked #742 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sagamore Hill El (math 8% / reading 17%, grade F, #4,167 of 4,322 statewide, top 97%, 406 students, 94% FRL) — zoned schools average 94% FRL vs 73% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 46 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price; built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
6.76%
Cash-on-cash
1.68%
DSCR
1.07
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$229,502
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4056 Hampshire Blvd 0.22mi 3/2.0 1,368 (+1%) 9mo $245,000 $179 77
4305 Panola Ave 0.19mi 3/2.0 1,400 (+3%) 9mo $194,999 $139 74
4133 Ave H 0.52mi 3/2.0 1,338 (-2%) 4mo $252,500 $189 66
908 Clairemont Ave 0.35mi 3/1.5 1,243 (-8%) 7mo $209,999 $169 62
2509 N Ayers Ave 0.75mi 3/1.0 1,352 (-0%) 6mo $135,000 $100 59
1408 S Edgewood Ter 0.59mi 3/2.0 1,407 (+4%) 5mo $309,900 $220 58
3916 Avenue H 0.63mi 4/2.0 (+1) 1,408 (+4%) 7mo $159,000 $113 49
4204 Avenue H 0.50mi 3/2.0 1,173 (-14%) 6mo $229,900 $196 45
1700 S Edgewood Ter 0.71mi 3/1.5 1,521 (+12%) 1mo $225,000 $148 44
2612 Forby Ave 0.65mi 2/1.0 (-1) 1,196 (-12%) 2mo $200,000 $167 44
1616 Lindsey St 0.72mi 4/2.0 (+1) 1,530 (+13%) 2mo $329,900 $216 34
4509 Morris Ct 0.69mi 3/2.0 1,558 (+15%) 6mo $249,000 $160 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.5%
Equity multiple
0.51×
Total profit
$-20,432
Equity at exit
$22,365
10-year hold
IRR
-4.5%
Equity multiple
0.70×
Total profit
$-12,423
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76103

Home prices YoY
-5.6%
Active inventory
46
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,618 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$371 /mo · $4,448/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$340
Net cashflow
$59

Break-even live

Break-even rent $1,544
Max offer price $150,000
Occupancy floor 91%

Sensitivity live

Price -10% $144 -5% $101 +0% $59 +5% $16 +10% $-26
Rent -10% $-69 -5% $-5 +0% $59 +5% $123 +10% $187
Rate -1.0pp $134 -0.5pp $97 base $59 +0.5pp $20 +1.0pp $-20

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
912 Clairemont Ave Fort Worth, TX 2.0 1.0 936 $1,300 $1.39 45d 1 0.35mi
501 S Edgewood Ter Fort Worth, TX 1.0–2.0 1.0–2.0 887 $1,575 $1.77 14d 10 0.51mi
3921 Avenue H Unit H Fort Worth, TX 3.0 2.0 1064 $1,550 $1.46 8d 1 0.60mi
4761 E Lancaster Ave Fort Worth, TX 2.0 1.0 714 $1,500 $2.10 0d 8 0.71mi
2112 Ederville Rd S Fort Worth, TX 3.0 1.0 1344 $1,795 $1.34 18d 1 0.74mi
4909 E Lancaster Ave Fort Worth, TX 1.0–3.0 1.0–2.0 958 $2,225 $2.32 0d 12 0.81mi
4900 Morris Ave Fort Worth, TX 3.0 2.0 1248 $1,695 $1.36 8d 1 0.92mi
3731 Avenue M Unit M Fort Worth, TX 3.0 2.0 1425 $1,900 $1.33 24d 1 0.93mi
1007 Tierney Rd Unit 1007 Fort Worth, TX 2.0 1.0 1600 $1,250 $0.78 45d 1 0.97mi
3816 Avenue N Fort Worth, TX 3.0 1.0 1108 $1,550 $1.40 7d 1 0.99mi
1820 Oakland Blvd Fort Worth, TX 2.0 1.0 1224 $1,775 $1.45 45d 1 1.01mi
4929 Willie St Fort Worth, TX 3.0 2.0 1386 $1,650 $1.19 6d 1 1.05mi
4929 Willie St Fort Worth, TX 3.0 2.0 1386 $1,650 $1.19 0d 1 1.05mi
5200 E Lancaster Ave Fort Worth, TX 1.0–2.0 1.0–2.0 799 $1,575 $1.97 0d 12 1.08mi
4312 Lorin Ave Fort Worth, TX 4.0 2.0 1230 $2,000 $1.63 45d 1 1.09mi
2500 S Edgewood Ter Fort Worth, TX 1.0–3.0 1.0–2.5 1123 $1,895 $1.69 3d 34 1.09mi
3302 Avenue H Unit 3300 Fort Worth, TX 2.0 1.0 1050 $1,150 $1.10 45d 1 1.10mi
3300 Avenue H Fort Worth, TX 2.0 1.0 1050 $1,150 $1.10 45d 1 1.11mi
2701 Vogt St Fort Worth, TX 3.0 2.0 1090 $1,475 $1.35 16d 1 1.19mi
3100 Avenue G Unit G Fort Worth, TX 2.0 1.0 1000 $850 $0.85 14d 1 1.24mi
3100 Avenue G Unit 200 Fort Worth, TX 2.0 1.0 1000 $750 $0.75 14d 1 1.24mi
3140 View St Fort Worth, TX 3.0 1.0 1578 $2,000 $1.27 45d 1 1.24mi
5308 Norma St Fort Worth, TX 2.0 2.0 1175 $1,350 $1.15 8d 1 1.33mi
5317 Purington Ave Fort Worth, TX 2.0 1.0 1363 $1,495 $1.10 0d 1 1.33mi
2128 R. W. Bivens Ln Fort Worth, TX 3.0 2.0 1045 $1,615 $1.55 16d 1 1.41mi
2909 Avenue K Fort Worth, TX 3.0 2.0 1490 $700 $0.47 45d 1 1.44mi
2912 Avenue K Fort Worth, TX 3.0 1.5 1200 $1,600 $1.33 45d 1 1.45mi
2839 Avenue J Unit J Fort Worth, TX 3.0 1.5 1000 $1,455 $1.46 26d 1 1.45mi
2837 Avenue J Unit J Fort Worth, TX 3.0 1.5 1000 $1,455 $1.46 26d 1 1.45mi
5433 Purington Ave Fort Worth, TX 3.0 1.0 1168 $1,850 $1.58 17d 1 1.46mi
1810 Wiseman Ave Fort Worth, TX 3.0 2.0 1000 $1,500 $1.50 45d 1 1.47mi
4413 Menzer Rd Fort Worth, TX 3.0 2.0 1430 $2,050 $1.43 8d 1 1.47mi

Listing history 3 events

  1. 2024-03-18
    status Pending
  2. 2024-03-07
    historical Active Option Contract
  3. 2024-03-04
    listed $150,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,448 · $371/mo
Projected year-2 tax
$4,448 · $371/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,420
− Mortgage interest
−$8,402
− Property taxes
−$4,448
− Insurance
−$750
− Repairs & maintenance
−$1,554
− Management
−$1,554
− Depreciation
−$4,364
Taxable loss
−$1,651
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$396
After-tax cash flow
$1,101/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Worth ISD
NCES district ID
4819700
Math proficiency
18% ▼ -16.00%
Reading proficiency
28% ▼ -6.00%
Median HH income
$42,109
Composite
19.61/100
National rank
#8753
State rank
#742 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
15,975
Household income
$60,172
Rent vs Own
38.5% rent · 61.5% own
Severe rent burden
466.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 60% Two or more races 31% White 21% Black 16% Native American 1%
Hispanic origin (detail)
Mexican 47%
Common ancestry
Slovak 1% Italian 1% Serbian 1%
Foreign-born
24% · Canada
Languages at home
52% English-only · Spanish 46% French/Haitian/Cajun 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -18.72%
Current HPI
315.0201
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2024-03-18 Pending NTREIS
  • 2024-03-07 Contingent NTREIS
  • 2024-03-04 Listed $150,000 NTREIS

Property tax history

+10.3%/yr

Latest (2025): $4,448 · +144.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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