CashFlowRE
Sign in Sign up
7147 Le Chalet Blvd
C+ Composite 60.2
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.1/30.0
  • 1% rule +8.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • Appreciation +5.1/10.0
  • Schools +4.3/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$225,000

7147 Le Chalet Blvd · Boynton Beach, FL 33472
2 bd · 2.0 ba · 1,401 sqft · SingleFamily public records · 193 Days on market
Built 1987 9,916 sqft lot $684/mo HOA · 23% of rent ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

Key facts

  • 9,916 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Association fee paid monthly
  • Financial info: Pets allowed (possible pet restrictions)
  • HOA & community: Monthly association fee (includes grounds maintenance); Community amenities: clubhouse, fitness center, golf course, game room, pool, tennis courts, cafe/restaurant, community room, pickleball courts

Exterior

  • Parking: 2-car garage with garage door opener; 2-car carport; 4 covered parking spaces total
  • Security: Owned security system
  • Utilities: Public water; Public sewer; Three-phase electric; Cable available; Water available; Sewer available
  • Home design: Villa; Single-story; Entry-level living area; Faces south; Resale condition
  • Construction: CBS construction; Barrel roof; Built as a single-story structure
  • Exterior features: Patio; Not waterfront

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Clay; Ceramic tile; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Built-in features; Wet bar; Walk-in closet(s); Furnished
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $281 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $225k).
  • Recommended offer: $198k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 4.3% in Boynton Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#351 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, cost of living B; Watch: amenities D+, crime D-, commute F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Crystal Lakes Elementary School (math 55% / reading 64%, grade B-, #690 of 2,144 statewide, top 34%, 788 students, 37% FRL); Christa Mcauliffe Middle School (math 63% / reading 63%, grade B+, #111 of 571 statewide, top 20%, 1,387 students, 35% FRL); Park Vista Community High School (math 43% / reading 64%, grade C-, #146 of 667 statewide, top 22%, 3,191 students, 28% FRL) — zoned schools average 34% FRL vs 52% district-wide (18 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 169 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($2k loan paydown + $446 appreciation (0.2% local appreciation)).
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (0.2% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 193 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 22y ago; this cycle's ask has dropped $51k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $225k implies a 181% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 23% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $198,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 193 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
7.79%
Cash-on-cash
5.34%
DSCR
1.24
GRM
6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.5%
Equity multiple
1.22×
Total profit
$13,752
Equity at exit
$67,571
10-year hold
IRR
9.7%
Equity multiple
2.09×
Total profit
$68,371
Equity at exit
$83,031

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33472

Home prices YoY
0.1%
Active inventory
169
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,978 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$115 /mo · $1,375/yr
Insurance
$94
HOA
$684
Vacancy / Maint / Mgmt
$625
Net cashflow
$281

Break-even live

Break-even rent $2,623
Max offer price $225,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8082 Aberdeen Dr #102 Boynton Beach, FL 2.0 2.0 1619 $8,500 $5.25 24d 1 0.47mi
6581 Marissa Cir Lake Worth, FL 3.0 2.0 1414 $3,300 $2.33 18d 1 0.75mi
7888 Sonoma Springs Cir #105 Lake Worth, FL 2.0 2.0 1105 $2,200 $1.99 24d 1 0.82mi
6731 Southport Dr Boynton Beach, FL 3.0 2.0 1727 $3,600 $2.08 24d 1 0.83mi
7840 Sonoma Springs Cir #103 Lake Worth, FL 2.0 2.0 1105 $2,200 $1.99 24d 1 0.84mi
7856 Sonoma Springs Cir #205 Lake Worth, FL 2.0 2.0 1105 $2,300 $2.08 7d 1 0.85mi
6836 Long Key St Lake Worth, FL 3.0 2.5 1637 $2,950 $1.80 17d 1 0.87mi
7218 Michigan Isle Rd Lake Worth, FL 3.0 2.0 1656 $3,500 $2.11 13d 1 0.93mi
7218 Michigan Isle Rd Lake Worth, FL 3.0 2.0 1656 $3,500 $2.11 15d 1 0.93mi
7085 Merganser Ct Lake Worth, FL 2.0 2.0 1155 $2,110 $1.83 1d 1 0.99mi
7975 Rockford Rd Boynton Beach, FL 2.0 2.0 1720 $3,700 $2.15 24d 1 1.07mi
7273 Burgess Dr Lake Worth, FL 3.0 2.0 1385 $2,630 $1.90 7d 1 1.12mi
7600 Edisto Dr Lake Worth, FL 3.0 2.5 1764 $2,700 $1.53 20d 1 1.14mi
6974 Oak Bridge Ln Lake Worth, FL 2.0 2.5 1310 $2,650 $2.02 15d 1 1.16mi
7936 Rockford Rd Boynton Beach, FL 3.0 2.0 1871 $9,000 $4.81 22d 1 1.17mi
5945 Parkwalk Dr Boynton Beach, FL 2.0 2.0 1178 $2,500 $2.12 22d 1 1.19mi
8451 Siciliano St Boynton Beach, FL 3.0 2.0 1627 $3,200 $1.97 12d 1 1.20mi
7832 Rockford Rd Boynton Beach, FL 3.0 2.0 1598 $3,800 $2.38 22d 1 1.21mi
6880 Brook Hollow Rd Lake Worth, FL 3.0 2.5 1428 $2,850 $2.00 24d 1 1.21mi
8481 Siciliano St Unit 8481 Boynton Beach, FL 3.0 2.0 1774 $3,650 $2.06 24d 1 1.23mi
6365 Lansdowne Cir Boynton Beach, FL 3.0 2.0 1769 $3,200 $1.81 3d 1 1.31mi
7192 Summer Tree Dr Boynton Beach, FL 2.0 2.0 1722 $3,000 $1.74 24d 1 1.33mi
6975 Blacksmith Way Lake Worth, FL 2.0 2.5 1008 $2,300 $2.28 24d 1 1.34mi
7275 Summer Tree Dr Boynton Beach, FL 2.0 2.0 1722 $4,300 $2.50 24d 1 1.34mi
6953 Crooked Fence Dr Lake Worth, FL 2.0 2.5 1008 $2,500 $2.48 17d 1 1.39mi

HOA detail

Monthly dues
$684 · $8,208/yr

Listing history 37 events

  1. 2026-06-18
    days on market $225,000 Active 193 DOM
  2. 2026-06-17
    days on market $225,000 Active 192 DOM
  3. 2026-06-16
    days on market $225,000 Active 191 DOM
  4. 2026-06-15
    days on market $225,000 Active 190 DOM
  5. 2026-06-13
    days on market $225,000 Active 188 DOM
  6. 2026-06-09
    days on market $225,000 Active 184 DOM
  7. 2026-06-07
    days on market $225,000 Active 182 DOM
  8. 2026-06-04
    days on market $225,000 Active 179 DOM
  9. 2026-06-03
    days on market $225,000 Active 178 DOM
  10. 2026-06-01
    days on market $225,000 Active 176 DOM
  11. 2026-05-31
    days on market $225,000 Active 175 DOM
  12. 2026-02-11
    price $225,000
  13. 2026-01-29
    price $249,000
  14. 2025-12-07
    listed $276,000 Active
  15. 2025-12-06
    price $276,000
  16. 2025-12-05
    historical $289,900
  17. 2020-08-26
    soldstatus $80,000
  18. 2020-08-18
    soldstatus $80,000 Closed 208-char remark
    Show marketing remark (208 chars)

    ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

  19. 2020-07-10
    status Pending 208-char remark
    Show marketing remark (208 chars)

    ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

  20. 2020-07-03
    price $89,500 208-char remark
    Show marketing remark (208 chars)

    ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

  21. 2020-06-29
    status Active 208-char remark
    Show marketing remark (208 chars)

    ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

  22. 2020-06-22
    status Pending 208-char remark
    Show marketing remark (208 chars)

    ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

  23. 2020-06-14
    listed $99,500 Active 208-char remark
    Show marketing remark (208 chars)

    ALL AGES. LOVELY VILLA, FULLY FURNISHED, TURNKEY,HAS AN EXTRA REFRIGERATOR IN THE 2 CAR GARAGE WITH A WINDOW, VERY LARGE SCREENED PATIO WITH ROLL DOWN SHUTTERS, A HUGE LAWN IN THE BACK YARD, SHOW AND SELL!!!!

  24. 2020-06-11
    historical
  25. 2020-05-15
    listed $99,500 Active
  26. 2017-01-11
    soldstatus $95,000
  27. 2013-04-23
    historical
  28. 2013-04-15
    soldstatus $44,900 Sold
  29. 2012-08-15
    historical
  30. 2012-08-14
    listed Contingent
  31. 2012-04-05
    listed $78,000
  32. 2010-02-20
    historical
  33. 2007-01-12
    listed $179,000
  34. 2005-03-10
    soldstatus $240,000
  35. 2005-02-28
    soldstatus $240,000
  36. 2004-11-29
    historical
  37. 2004-10-10
    listed $264,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,375 · $115/mo
Projected year-2 tax
$1,868 · $156/mo
Expected delta
+$493/yr (+$41/mo · 35.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,739
− Mortgage interest
−$12,603
− Property taxes
−$1,375
− Insurance
−$1,125
− Repairs & maintenance
−$2,859
− Management
−$2,859
− HOA
−$8,208
− Depreciation
−$6,545
Taxable income
$164
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$39
After-tax cash flow
$3,327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Boynton Beach

Score
72/100
State rank
#351
US rank
#6098

Category grades

Amenities D+ Commute F Cost of living B Crime D- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
148,060
Population (ZIP)
18,689

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Hispanic / Latino 18% Two or more races 14% Black 10% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7%
Common ancestry
Romanian 5% Scotch-Irish 4% Hispanic 3%
Foreign-born
24% · Canada, China, Jamaica
Languages at home
77% English-only · Spanish 11% Other Indo-European 4% French/Haitian/Cajun 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.20%
Current HPI
268.1142
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-15.1% since first listed
26 events — show timeline
  • 2026-02-11 Price Changed $225,000 Beaches MLS
  • 2026-01-29 Price Changed $249,000 Beaches MLS
  • 2025-12-07 Listed $276,000 Beaches MLS
  • 2025-12-06 Price Changed $276,000 Beaches MLS
  • 2025-12-05 Coming Soon $289,900 Beaches MLS
  • 2020-08-26 Sold (Public Records) $80,000 Public Records
  • 2020-08-18 Sold (MLS) $80,000 Beaches MLS
  • 2020-07-10 Pending Beaches MLS
  • 2020-07-03 Price Changed $89,500 Beaches MLS
  • 2020-06-29 Relisted Beaches MLS
  • 2020-06-22 Pending Beaches MLS
  • 2020-06-14 Listed $99,500 Beaches MLS
  • 2020-06-11 Listing Removed Beaches MLS
  • 2020-05-15 Listed $99,500 Beaches MLS
  • 2017-01-11 Sold (Public Records) $95,000 Public Records
  • 2013-04-23 Listing Removed Beaches MLS
  • 2013-04-15 Sold (MLS) $44,900 Beaches MLS
  • 2012-08-15 Listing Removed Beaches MLS
  • 2012-08-14 Listed Beaches MLS
  • 2012-04-05 Listed $78,000 Beaches MLS
  • 2010-02-20 Listing Removed Beaches MLS
  • 2007-01-12 Listed $179,000 Beaches MLS
  • 2005-03-10 Sold (Public Records) $240,000 Public Records
  • 2005-02-28 Sold (MLS) $240,000 Beaches MLS
  • 2004-11-29 Listing Removed Beaches MLS
  • 2004-10-10 Listed $264,900 Beaches MLS

Property tax history

-2.1%/yr

Latest (2025): $1,375 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…