207 S Davis Ave · Sylacauga, AL 35150

$69,900

3 bd · 1.0 ba · 1,400 sqft · SingleFamily public records · 236 Days on market

Built 1940 $50/sqft · 48% below area Est $135k · 48% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• Livability +3.2/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

Key facts

• Bright kitchen
• Well maintained home
• Peaceful backyard

Tags

• WELL MAINTAINED HOME
• BRIGHT KITCHEN
• PEACEFUL BACKYARD
• CONVENIENTLY LOCATED

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $329 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($977 rent vs $70k).
• Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.9% vs local median 4.3% in Sylacauga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#157 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime F, amenities F.
• Sylacauga City (town): math 20% / reading 45% proficiency, ranked #63 of 129 in AL (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 134 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 189 units permitted in Talladega County in 2024 (6 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Talladega County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 236 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago; this cycle's ask has dropped $95k (58%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; major wind risk, 50% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 236 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.95%
• Cash-on-cash: 20.19%
• DSCR: 1.90
• GRM: 6.0

CMA / ARV

• ARV (median comp): $134,917
• List price: $69,900
• Delta: -48.19%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
605 Spring Dr	0.17mi	3/1.0	1,411 (+1%)	3mo	$91,800	$65	88
6 Cannon Rd	0.22mi	3/1.0	1,374 (-2%)	3mo	$118,000	$86	84
221 S Cannon Ave	0.20mi	3/1.0	1,455 (+4%)	8mo	$28,000	$19	77
604 Spring Dr	0.20mi	3/1.0	1,261 (-10%)	8mo	$170,500	$135	67
207 Anniston Dr	0.34mi	3/2.0	1,349 (-4%)	11mo	$190,000	$141	65
107 W Hickory St	0.42mi	3/1.0	1,322 (-6%)	7mo	$167,000	$126	65
312 Wheeler St	0.30mi	3/1.0	1,231 (-12%)	2mo	$139,900	$114	65
908 Hickory St	0.30mi	3/2.0	1,290 (-8%)	9mo	$217,000	$168	62
223 Country Dr	0.50mi	3/1.0	1,309 (-6%)	6mo	$174,500	$133	60
705 W 4th St	0.66mi	3/2.0	1,352 (-3%)	6mo	$199,000	$147	54
917 W Park St	0.50mi	3/2.0	1,605 (+15%)	0mo	$192,900	$120	48
9 S Douglas Ave	0.38mi	2/2.0 (-1)	1,226 (-12%)	11mo	$138,000	$113	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.4%
• Equity multiple: 1.49×
• Total profit: $9,638
• Equity at exit: $10,422

10-year hold

• IRR: 21.3%
• Equity multiple: 2.81×
• Total profit: $35,359
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35150

• Home prices YoY: -7.9%
• Active inventory: 134
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $977 high
• Mortgage (P&I): −$367
• Tax from tax record: −$46 /mo · $558/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$205
• Net cashflow: $329

Break-even live

Break-even rent $560

Max offer price $69,900

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
123 Avondale Ave Sylacauga, AL	3.0	1.5	1316	$915	$0.70	43d	1	0.54mi
12 E Clay St Sylacauga, AL	3.0	1.0	1000	$895	$0.90	43d	1	0.59mi
14 E Clay St Sylacauga, AL	3.0	1.0	1000	$895	$0.90	43d	1	0.60mi
307 N Cannon Ave Sylacauga, AL	4.0	2.0	1540	$1,350	$0.88	43d	1	0.64mi
600 S Broadway Ave Sylacauga, AL	1.0–2.0	1.0	785	$700	$0.89	43d	1	0.69mi

Listing history 28 events

1. 2026-06-19
   days on market $69,900 Active 236 DOM
2. 2026-06-18
   days on market $69,900 Active 235 DOM
3. 2026-06-17
   days on market $69,900 Active 234 DOM
4. 2026-06-16
   days on market $69,900 Active 233 DOM
5. 2026-06-15
   days on market $69,900 Active 232 DOM
6. 2026-06-14
   days on market $69,900 Active 230 DOM
7. 2026-06-12
   days on market $69,900 Active 229 DOM
8. 2026-06-09
   days on market $69,900 Active 226 DOM
9. 2026-06-08
   pricedays on market $69,900 Active 225 DOM
10. 2026-06-07
    days on market $84,900 Active 224 DOM
11. 2026-06-07
    days on market $84,900 Active 223 DOM
12. 2026-06-04
    days on market $84,900 Active 220 DOM
13. 2026-06-02
    days on market $84,900 Active 219 DOM
14. 2026-06-01
    days on market $84,900 Active 218 DOM
15. 2026-05-31
    days on market $84,900 Active 217 DOM
16. 2026-05-31
    days on market $84,900 Active 216 DOM
17. 2026-05-08
    price $84,900 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

18. 2026-04-03
    price $99,900 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

19. 2026-03-11
    price $114,900 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

20. 2026-01-29
    price $124,900 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

21. 2026-01-02
    price $134,900 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

22. 2025-11-27
    price $154,900 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

23. 2025-10-26
    listed $164,900 Active 577-char remark

    Show marketing remark (577 chars)

    Welcome to 207 S Davis Avenue — a charming and wonderful investment opportunity in the heart of Sylacauga! This property offers a perfect blend of comfort and character with spacious living areas, a bright and functional kitchen, and plenty of natural light throughout. Enjoy cozy bedrooms, updated features, and a peaceful backyard ideal for relaxing or entertaining. Conveniently located near local schools, shopping, and dining, this home provides small-town charm with easy access to modern conveniences. Don’t miss your chance to make this inviting home yours!

24. 2023-03-31
    soldstatus $120,000
25. 2023-03-29
    soldstatus $120,000 Sold 359-char remark

    Show marketing remark (359 chars)

    This charming home is nestled in the heart of Sylacauga just minutes away from downtown, Blue Bell Creameries, Publix and other local shopping. This home offers a large front porch, open living room that flows into the dining room and kitchen. Spacious bedrooms with a laundry and mud room combo. The additional storage in the back will make a great workshop.

26. 2023-03-01
    historical Contingent 359-char remark

    Show marketing remark (359 chars)

    This charming home is nestled in the heart of Sylacauga just minutes away from downtown, Blue Bell Creameries, Publix and other local shopping. This home offers a large front porch, open living room that flows into the dining room and kitchen. Spacious bedrooms with a laundry and mud room combo. The additional storage in the back will make a great workshop.

27. 2023-02-21
    listed $115,000 Active 359-char remark

    Show marketing remark (359 chars)

    This charming home is nestled in the heart of Sylacauga just minutes away from downtown, Blue Bell Creameries, Publix and other local shopping. This home offers a large front porch, open living room that flows into the dining room and kitchen. Spacious bedrooms with a laundry and mud room combo. The additional storage in the back will make a great workshop.

28. 1994-09-20
    soldstatus $17,850

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $558 · $46/mo
• Projected year-2 tax: $558 · $46/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 50% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,719
• − Mortgage interest: −$3,915
• − Property taxes: −$558
• − Insurance: −$350
• − Repairs & maintenance: −$938
• − Management: −$938
• − Depreciation: −$2,033
• Taxable income: $2,988
• Est. tax owed @ 24.0%: −$717
• After-tax cash flow: $3,235/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sylacauga City
• NCES district ID: 0103120
• Math proficiency: 20% ▼ -25.00%
• Reading proficiency: 45% ▲ 4.00%
• Median HH income: $33,900
• Composite: 26.64/100
• National rank: #7170
• State rank: #63 of 129 in AL

Livability — Sylacauga

• Score: 64/100
• State rank: #157
• US rank: #14297

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sylacauga, AL
• City population: 17,118
• Population (ZIP): 17,118

Population outlook (Talladega County) Hauer SSP2

• Today (2025): 78,905 people
• By 2030: 77,160 · -2.2%
• By 2040: 72,937 · -7.6%
• By 2050: 68,279 · -13.5%
• By 2075: 57,884 · -26.6%
• By 2100: 47,220 · -40.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Black 32% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 1% Hispanic 1% Italian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Talladega

• 2024 margin: Solid R (+33.8) · D 32.9% · R 66.6%
• 2008→2024 swing: -15.3pp toward R · 2008: -18.5pp · 2024: -33.8pp
• All cycles: 2024: R+33.8 2020: R+25.5 2016: R+25.6 2012: R+16.0 2008: R+18.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -20.65%
• Current HPI: 240.527
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+375.6% since first listed

12 events — show timeline

• 2026-05-08 Price Changed $84,900 Greater Alabama MLS
• 2026-04-03 Price Changed $99,900 Greater Alabama MLS
• 2026-03-11 Price Changed $114,900 Greater Alabama MLS
• 2026-01-29 Price Changed $124,900 Greater Alabama MLS
• 2026-01-02 Price Changed $134,900 Greater Alabama MLS
• 2025-11-27 Price Changed $154,900 Greater Alabama MLS
• 2025-10-26 Listed $164,900 Greater Alabama MLS
• 2023-03-31 Sold (Public Records) $120,000 Public Records
• 2023-03-29 Sold (MLS) $120,000 Greater Alabama MLS
• 2023-03-01 Contingent — Greater Alabama MLS
• 2023-02-21 Listed $115,000 Greater Alabama MLS
• 1994-09-20 Sold (Public Records) $17,850 Public Records

Property tax history

-2.7%/yr

Latest (2025): $558 · +0.0% YoY. Source: county tax records.