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5143 NW 18th St
D Composite 40.85
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.4/15.0
  • Cash flow +9.5/30.0
  • Rent growth +5.0/5.0
  • 1% rule +3.7/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$234,900

5143 NW 18th St · Ocala, FL 34482
2 bd · 2.0 ba · 1,165 sqft · SingleFamily public records · 61 Days on market
Built 1994 8,712 sqft lot $202/sqft · 6% below area Est $251k · 6% under $294/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This Ocala Palms Pinto II model is absolutely picture perfect - inside and out! Every detail has been attended to in this 2 bedroom, 2 bath home with 2 car garage. From the moment you arrive at this property you will feel welcomed. The views of the golf course and pond from the front porch are just picturesque! The living room features vaulted ceilings and gorgeous porcelain tile which is throughout the home - that's right - no carpet! Updated kitchen with wood cabinetry, new ceramic tile backsplash and spacious pantry. Eat in area in the kitchen with bay window too. Generously sized indoor laundry just off of the kitchen. Split bedroom plan. Master suite is very well designed with spacious bedroom featuring tray ceiling, walk in closet, and updated bathroom with plenty of counter space, walk in glass enclosed shower and separate tub and lots of natural light! The spare bedroom also features a tray ceiling and is just off of the spare bathroom. The enclosed lanai includes a stand alone A/C unit making this an all season room to enjoy! Paver patio off of the lanai is the perfect place to grill or sunbath or both! Situated in a newly chain link fenced backyard that features palm trees and very tasteful landscaping. It is evident that this home has been well loved and cared for and little extras throughout including marble window sills. Several recent updates within the past year include modern farmhouse light fixtures inside and out, new dishwasher, new front storm door with screen, new cabinet hardware in both bathrooms, new door handles throughout - including entry doors. Fresh landscaping out front too! New door with doggie door and new motion detection lighting in the backyard. New roof in 2015 and recently serviced HVAC! All situated within 2 miles of the World Equestrian Center - a world-class facility. Which is also the largest equestrian complex in the United States situated on nearly 378 acres nestled in the Horse Capital of the World. The decor in this home was designed with the horse community in mind. This home is truly a professional designers dream! All details have been attended to so you can enjoy your new Florida home in Ocala Palms and spend your time golfing, playing tennis, swimming in the outdoor or indoor pool or participating in the many community activities. Enjoy dinner every evening in the community restaurant too! Or scoot down the road to one of the many dining options offered at WEC!

Key facts

  • Spacious pantry
  • Pond views
  • Updated kitchen

Tags

GOLF COURSE VIEWSPOND VIEWSUPDATED KITCHENSPACIOUS PANTRYINDOOR LAUNDRYENCLOSED LANAI

Property features AI

Finance

  • Other: Association name: Donna or Bronze - Ocala Palms Operations
  • Financial info: Lease restrictions apply
  • HOA & community: Monthly HOA $294.70 (required) — includes guard, pool, maintenance of grounds, private road, recreational facilities, security, and trash; Community amenities: clubhouse, fitness center, pool, tennis courts, shuffleboard, spa/hot tub, golf, golf carts allowed, dog park, recreation facilities; Buyer/association approval required; Senior community; Deed restrictions and special community restrictions apply; Pets allowed (cats and dogs with limits)

Exterior

  • Parking: Attached 2-car garage
  • Security: Gated community; 24-hour guard (HOA-provided)
  • Utilities: Private water source; Public sewer; Electricity connected; Water connected; Sewer connected
  • Home design: Single family residence (PUD); One story; Faces south; Homestead exempt
  • Construction: Vinyl siding; Shingle roof; Slab foundation; Built on a 0.2-acre lot (approx. 84 x 105)
  • Exterior features: Private mailbox; Asphalt road access; Irrigation equipment

Interior

  • Kitchen: Dishwasher; Microwave; Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Living room/dining room combo; Split bedroom floorplan; Walk-in closet(s); Window treatments
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $206k (12.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (12.6% below list).
  • Recommended offer: $205k (12.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.1% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
  • Market conditions: Rents rising fast (+11.1%/yr); 670 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $205,387 (12.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
5.46%
Cash-on-cash
-2.97%
DSCR
0.87
GRM
9.5

CMA / ARV

ARV (median comp)
$251,171
List price
$234,900
Delta
-6.48%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1925 NW 50th Cir 0.15mi 2/2.0 1,140 (-2%) 20mo $215,000 $189 72
1384 NW 48th Ter 0.44mi 3/2.0 (+1) 1,263 (+8%) 2mo $262,790 $208 58
1089 NW 52nd Ct 0.56mi 3/2.0 (+1) 1,181 (+1%) 17mo $220,000 $186 52
1035 NW 52nd Ct 0.58mi 3/2.0 (+1) 1,181 (+1%) 17mo $215,000 $182 52
5785 NW 14th St 0.68mi 3/2.0 (+1) 1,232 (+6%) 6mo $215,000 $175 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-15.2%
Equity multiple
0.43×
Total profit
$-37,463
Equity at exit
$35,024
10-year hold
IRR
0.7%
Equity multiple
1.06×
Total profit
$3,939
Equity at exit
$20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34482

Rents YoY
11.1%
Active inventory
670
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,054 high interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$162 /mo · $1,943/yr
Insurance
$98
HOA
$294
Vacancy / Maint / Mgmt
$431
Net cashflow
$-163

Break-even live

Break-even rent $2,260
Max offer price $206,097
Occupancy floor

Sensitivity live

Price -10% $-30 -5% $-97 +0% $-163 +5% $-230 +10% $-296
Rent -10% $-325 -5% $-244 +0% $-163 +5% $-82 +10% $-1
Rate -1.0pp $-45 -0.5pp $-103 base $-163 +0.5pp $-224 +1.0pp $-286

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,725
Closing costs
$7,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1918 NW 50th Cir Ocala, FL 2.0 2.0 1061 $2,200 $2.07 23d 1 0.13mi
2028 NW 50th Ave Ocala, FL 2.0 2.0 1066 $1,595 $1.50 23d 1 0.18mi
2038 NW 50th Ave Ocala, FL 2.0 2.0 1062 $2,250 $2.12 23d 1 0.19mi
2048 NW 50th Ave Ocala, FL 2.0 2.0 1062 $2,250 $2.12 23d 1 0.19mi
5399 NW 18th St Ocala, FL 2.0 2.0 1085 $2,100 $1.94 15d 1 0.22mi
5399 NW 18th St Ocala, FL 2.0 2.0 1085 $2,100 $1.94 23d 1 0.22mi
1527 NW 57th Ct Unit 1 Ocala, FL 3.0 2.0 1460 $1,550 $1.06 23d 1 0.61mi
1017 NW 57th Ct Unit 1019 Ocala, FL 3.0 2.0 1162 $1,649 $1.42 23d 1 0.80mi
985 NW 57th Ct Unit 987 Ocala, FL 3.0 2.0 1162 $1,697 $1.46 23d 1 0.82mi
985 NW 57th Ct Unit 985 Ocala, FL 3.0 2.0 1162 $1,649 $1.42 23d 1 0.82mi
5811 NW 10th St Unit 5811 Ocala, FL 3.0 2.0 1162 $1,649 $1.42 23d 1 0.83mi
933 NW 57th Ct Unit 935 Ocala, FL 3.0 2.0 1162 $1,649 $1.42 23d 1 0.85mi
5353 N US Highway 27 Ocala, FL 1.0–3.0 1.0–2.0 1169 $1,785 $1.53 23d 1 0.86mi
3335 NW 52nd Avenue Rd Ocala, FL 2.0 2.5 1318 $2,500 $1.90 23d 1 1.10mi
5361 NW 33rd Pl Ocala, FL 2.0 2.0 1318 $2,500 $1.90 23d 1 1.10mi
5333 NW 33rd Pl Ocala, FL 2.0 2.0 1368 $2,300 $1.68 15d 1 1.10mi
5471 NW 34th St Ocala, FL 2.0 2.0 1318 $2,900 $2.20 23d 1 1.17mi
5191 NW 34th St Ocala, FL 2.0 2.0 1318 $2,400 $1.82 23d 1 1.17mi
311 NW 60th Ave Ocala, FL 3.0 2.0 1462 $1,900 $1.30 23d 1 1.35mi

HOA detail

Monthly dues
$294 · $3,528/yr
Likely covers
landscapingpool

Listing history 33 events

  1. 2026-06-21
    days on market $234,900 Active 61 DOM
  2. 2026-06-18
    days on market $234,900 Active 58 DOM
  3. 2026-06-17
    days on market $234,900 Active 57 DOM
  4. 2026-06-16
    days on market $234,900 Active 56 DOM
  5. 2026-06-15
    days on market $234,900 Active 55 DOM
  6. 2026-06-14
    days on market $234,900 Active 53 DOM
  7. 2026-06-13
    days on market $234,900 Active 52 DOM
  8. 2026-06-10
    days on market $234,900 Active 50 DOM
  9. 2026-06-09
    days on market $234,900 Active 49 DOM
  10. 2026-06-08
    days on market $234,900 Active 48 DOM
  11. 2026-06-07
    days on market $234,900 Active 47 DOM
  12. 2026-06-03
    days on market $234,900 Active 43 DOM
  13. 2026-06-02
    days on market $234,900 Active 42 DOM
  14. 2026-06-01
    days on market $234,900 Active 41 DOM
  15. 2026-05-31
    days on market $234,900 Active 40 DOM
  16. 2026-05-30
    days on market $234,900 Active 39 DOM
  17. 2026-04-21
    listed $234,900 Active 2521-char remark
  18. 2022-07-01
    soldstatus $300,000 Closed 2460-char remark
    Show marketing remark (2460 chars)

    This Ocala Palms Pinto II model is absolutely picture perfect - inside and out! Every detail has been attended to in this 2 bedroom, 2 bath home with 2 car garage. From the moment you arrive at this property you will feel welcomed. The views of the golf course and pond from the front porch are just picturesque! The living room features vaulted ceilings and gorgeous porcelain tile which is throughout the home - that's right - no carpet! Updated kitchen with wood cabinetry, new ceramic tile backsplash and spacious pantry. Eat in area in the kitchen with bay window too. Generously sized indoor laundry just off of the kitchen. Split bedroom plan. Master suite is very well designed with spacious bedroom featuring tray ceiling, walk in closet, and updated bathroom with plenty of counter space, walk in glass enclosed shower and separate tub and lots of natural light! The spare bedroom also features a tray ceiling and is just off of the spare bathroom. The enclosed lanai includes a stand alone A/C unit making this an all season room to enjoy! Paver patio off of the lanai is the perfect place to grill or sunbath or both! Situated in a newly chain link fenced backyard that features palm trees and very tasteful landscaping. It is evident that this home has been well loved and cared for and little extras throughout including marble window sills. Several recent updates within the past year include modern farmhouse light fixtures inside and out, new dishwasher, new front storm door with screen, new cabinet hardware in both bathrooms, new door handles throughout - including entry doors. Fresh landscaping out front too! New door with doggie door and new motion detection lighting in the backyard. New roof in 2015 and recently serviced HVAC! All situated within 2 miles of the World Equestrian Center - a world-class facility. Which is also the largest equestrian complex in the United States situated on nearly 378 acres nestled in the Horse Capital of the World. The decor in this home was designed with the horse community in mind. This home is truly a professional designers dream! All details have been attended to so you can enjoy your new Florida home in Ocala Palms and spend your time golfing, playing tennis, swimming in the outdoor or indoor pool or participating in the many community activities. Enjoy dinner every evening in the community restaurant too! Or scoot down the road to one of the many dining options offered at WEC!

  19. 2022-07-01
    soldstatus $300,000
    Show marketing remark (2460 chars)

    This Ocala Palms Pinto II model is absolutely picture perfect - inside and out! Every detail has been attended to in this 2 bedroom, 2 bath home with 2 car garage. From the moment you arrive at this property you will feel welcomed. The views of the golf course and pond from the front porch are just picturesque! The living room features vaulted ceilings and gorgeous porcelain tile which is throughout the home - that's right - no carpet! Updated kitchen with wood cabinetry, new ceramic tile backsplash and spacious pantry. Eat in area in the kitchen with bay window too. Generously sized indoor laundry just off of the kitchen. Split bedroom plan. Master suite is very well designed with spacious bedroom featuring tray ceiling, walk in closet, and updated bathroom with plenty of counter space, walk in glass enclosed shower and separate tub and lots of natural light! The spare bedroom also features a tray ceiling and is just off of the spare bathroom. The enclosed lanai includes a stand alone A/C unit making this an all season room to enjoy! Paver patio off of the lanai is the perfect place to grill or sunbath or both! Situated in a newly chain link fenced backyard that features palm trees and very tasteful landscaping. It is evident that this home has been well loved and cared for and little extras throughout including marble window sills. Several recent updates within the past year include modern farmhouse light fixtures inside and out, new dishwasher, new front storm door with screen, new cabinet hardware in both bathrooms, new door handles throughout - including entry doors. Fresh landscaping out front too! New door with doggie door and new motion detection lighting in the backyard. New roof in 2015 and recently serviced HVAC! All situated within 2 miles of the World Equestrian Center - a world-class facility. Which is also the largest equestrian complex in the United States situated on nearly 378 acres nestled in the Horse Capital of the World. The decor in this home was designed with the horse community in mind. This home is truly a professional designers dream! All details have been attended to so you can enjoy your new Florida home in Ocala Palms and spend your time golfing, playing tennis, swimming in the outdoor or indoor pool or participating in the many community activities. Enjoy dinner every evening in the community restaurant too! Or scoot down the road to one of the many dining options offered at WEC!

  20. 2022-06-06
    status Pending 2460-char remark
    Show marketing remark (2460 chars)

    This Ocala Palms Pinto II model is absolutely picture perfect - inside and out! Every detail has been attended to in this 2 bedroom, 2 bath home with 2 car garage. From the moment you arrive at this property you will feel welcomed. The views of the golf course and pond from the front porch are just picturesque! The living room features vaulted ceilings and gorgeous porcelain tile which is throughout the home - that's right - no carpet! Updated kitchen with wood cabinetry, new ceramic tile backsplash and spacious pantry. Eat in area in the kitchen with bay window too. Generously sized indoor laundry just off of the kitchen. Split bedroom plan. Master suite is very well designed with spacious bedroom featuring tray ceiling, walk in closet, and updated bathroom with plenty of counter space, walk in glass enclosed shower and separate tub and lots of natural light! The spare bedroom also features a tray ceiling and is just off of the spare bathroom. The enclosed lanai includes a stand alone A/C unit making this an all season room to enjoy! Paver patio off of the lanai is the perfect place to grill or sunbath or both! Situated in a newly chain link fenced backyard that features palm trees and very tasteful landscaping. It is evident that this home has been well loved and cared for and little extras throughout including marble window sills. Several recent updates within the past year include modern farmhouse light fixtures inside and out, new dishwasher, new front storm door with screen, new cabinet hardware in both bathrooms, new door handles throughout - including entry doors. Fresh landscaping out front too! New door with doggie door and new motion detection lighting in the backyard. New roof in 2015 and recently serviced HVAC! All situated within 2 miles of the World Equestrian Center - a world-class facility. Which is also the largest equestrian complex in the United States situated on nearly 378 acres nestled in the Horse Capital of the World. The decor in this home was designed with the horse community in mind. This home is truly a professional designers dream! All details have been attended to so you can enjoy your new Florida home in Ocala Palms and spend your time golfing, playing tennis, swimming in the outdoor or indoor pool or participating in the many community activities. Enjoy dinner every evening in the community restaurant too! Or scoot down the road to one of the many dining options offered at WEC!

  21. 2022-05-29
    listed $294,990 Active 2460-char remark
    Show marketing remark (2460 chars)

    This Ocala Palms Pinto II model is absolutely picture perfect - inside and out! Every detail has been attended to in this 2 bedroom, 2 bath home with 2 car garage. From the moment you arrive at this property you will feel welcomed. The views of the golf course and pond from the front porch are just picturesque! The living room features vaulted ceilings and gorgeous porcelain tile which is throughout the home - that's right - no carpet! Updated kitchen with wood cabinetry, new ceramic tile backsplash and spacious pantry. Eat in area in the kitchen with bay window too. Generously sized indoor laundry just off of the kitchen. Split bedroom plan. Master suite is very well designed with spacious bedroom featuring tray ceiling, walk in closet, and updated bathroom with plenty of counter space, walk in glass enclosed shower and separate tub and lots of natural light! The spare bedroom also features a tray ceiling and is just off of the spare bathroom. The enclosed lanai includes a stand alone A/C unit making this an all season room to enjoy! Paver patio off of the lanai is the perfect place to grill or sunbath or both! Situated in a newly chain link fenced backyard that features palm trees and very tasteful landscaping. It is evident that this home has been well loved and cared for and little extras throughout including marble window sills. Several recent updates within the past year include modern farmhouse light fixtures inside and out, new dishwasher, new front storm door with screen, new cabinet hardware in both bathrooms, new door handles throughout - including entry doors. Fresh landscaping out front too! New door with doggie door and new motion detection lighting in the backyard. New roof in 2015 and recently serviced HVAC! All situated within 2 miles of the World Equestrian Center - a world-class facility. Which is also the largest equestrian complex in the United States situated on nearly 378 acres nestled in the Horse Capital of the World. The decor in this home was designed with the horse community in mind. This home is truly a professional designers dream! All details have been attended to so you can enjoy your new Florida home in Ocala Palms and spend your time golfing, playing tennis, swimming in the outdoor or indoor pool or participating in the many community activities. Enjoy dinner every evening in the community restaurant too! Or scoot down the road to one of the many dining options offered at WEC!

  22. 2022-05-29
    historical
    Show marketing remark (2460 chars)

    This Ocala Palms Pinto II model is absolutely picture perfect - inside and out! Every detail has been attended to in this 2 bedroom, 2 bath home with 2 car garage. From the moment you arrive at this property you will feel welcomed. The views of the golf course and pond from the front porch are just picturesque! The living room features vaulted ceilings and gorgeous porcelain tile which is throughout the home - that's right - no carpet! Updated kitchen with wood cabinetry, new ceramic tile backsplash and spacious pantry. Eat in area in the kitchen with bay window too. Generously sized indoor laundry just off of the kitchen. Split bedroom plan. Master suite is very well designed with spacious bedroom featuring tray ceiling, walk in closet, and updated bathroom with plenty of counter space, walk in glass enclosed shower and separate tub and lots of natural light! The spare bedroom also features a tray ceiling and is just off of the spare bathroom. The enclosed lanai includes a stand alone A/C unit making this an all season room to enjoy! Paver patio off of the lanai is the perfect place to grill or sunbath or both! Situated in a newly chain link fenced backyard that features palm trees and very tasteful landscaping. It is evident that this home has been well loved and cared for and little extras throughout including marble window sills. Several recent updates within the past year include modern farmhouse light fixtures inside and out, new dishwasher, new front storm door with screen, new cabinet hardware in both bathrooms, new door handles throughout - including entry doors. Fresh landscaping out front too! New door with doggie door and new motion detection lighting in the backyard. New roof in 2015 and recently serviced HVAC! All situated within 2 miles of the World Equestrian Center - a world-class facility. Which is also the largest equestrian complex in the United States situated on nearly 378 acres nestled in the Horse Capital of the World. The decor in this home was designed with the horse community in mind. This home is truly a professional designers dream! All details have been attended to so you can enjoy your new Florida home in Ocala Palms and spend your time golfing, playing tennis, swimming in the outdoor or indoor pool or participating in the many community activities. Enjoy dinner every evening in the community restaurant too! Or scoot down the road to one of the many dining options offered at WEC!

  23. 2022-05-26
    listed $325,000 Active
  24. 2021-06-02
    soldstatus $175,000
  25. 2021-05-29
    soldstatus $175,000 Closed
  26. 2021-04-20
    status Pending
  27. 2021-04-16
    status Active
  28. 2021-04-10
    status Pending
  29. 2021-04-07
    listed $167,750 Active
  30. 2015-11-13
    soldstatus $86,000
  31. 2015-11-13
    soldstatus $86,000
  32. 2015-09-07
    listed $89,000
  33. 2003-11-19
    soldstatus $114,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,943 · $162/mo
Projected year-2 tax
$1,950 · $162/mo
Expected delta
+$7/yr (+$1/mo · 0.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,646
− Mortgage interest
−$13,158
− Property taxes
−$1,943
− Insurance
−$1,174
− Repairs & maintenance
−$1,972
− Management
−$1,972
− HOA
−$3,528
− Depreciation
−$6,833
Taxable loss
−$5,934
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,424
After-tax cash flow
$-532/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Ocala

Score
69/100
State rank
#476
US rank
#8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Marion County · 315,796 people
City population
263,375
Metro
Ocala, FL
Population (ZIP)
22,807
Household income
$65,901
Rent vs Own
16.7% rent · 83.3% own
Severe rent burden
282.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 19% Black 14% Two or more races 12%
Hispanic origin (detail)
Mexican 6% Puerto Rican 9% Cuban 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.62%
Current HPI
194.3857
Rent YoY
▲ 11.12%
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+106.1% since first listed
17 events — show timeline
  • 2026-04-21 Listed $234,900 Stellar MLS as Distributed by MLS Grid
  • 2022-07-01 Sold (Public Records) $300,000 Public Records
  • 2022-07-01 Sold (MLS) $300,000 Stellar MLS as Distributed by MLS Grid
  • 2022-06-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-05-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2022-05-29 Listed $294,990 Stellar MLS as Distributed by MLS Grid
  • 2022-05-26 Listed $325,000 Stellar MLS as Distributed by MLS Grid
  • 2021-06-02 Sold (Public Records) $175,000 Public Records
  • 2021-05-29 Sold (MLS) $175,000 Stellar MLS as Distributed by MLS Grid
  • 2021-04-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-04-16 Relisted Stellar MLS as Distributed by MLS Grid
  • 2021-04-10 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-04-07 Listed $167,750 Stellar MLS as Distributed by MLS Grid
  • 2015-11-13 Sold (Public Records) $86,000 Public Records
  • 2015-11-13 Sold (MLS) $86,000 Stellar MLS as Distributed by MLS Grid
  • 2015-09-07 Listed $89,000 Stellar MLS as Distributed by MLS Grid
  • 2003-11-19 Sold (Public Records) $114,000 Public Records

Property tax history

+9.1%/yr

Latest (2025): $1,943 · +14.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…