6653 Neptune · San Diego, CA 92037

$1,335,000

3 bd · 5.0 ba · 3,124 sqft · SingleFamily public records · 286 Days on market

Built 2012 Excellent condition 2-car garage $427/sqft · 64% below area ↓ 48% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +8.1/10.0
• ARV discount +7.5/15.0
• Condition / age +4.8/5.0
• Livability +3.8/5.0
• Rent growth +3.1/5.0
• Cash flow +2.9/30.0
• Schools +2.5/10.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. This is multi-tasking, La Jolla style — where you can take a dip in the rooftop saltwater pool, soak in the 8-person spa, or enjoy a drink from the wet bar as the Pacific stretches out before you. Perfectly positioned across from Windansea Beach, this 3-bedroom, 4.5-bath contemporary home is thoughtfully designed to maximize ocean views. Vanishing window walls open wide, blending the interior with the coastal landscape and filling the home with light and fresh sea air. The open-concept layout features a sleek kitchen with a sculptural curved island, a modern fireplace, and a dining area ideal for hosting. Finishes throughout are refined and textural, including a striking backlit Brazilian granite steam room and a temperature-controlled wine room. Practicality meets polish with a hydraulic driveway and a turntable garage floor that ensures you always head out facing the coast. The primary suite is a serene escape with a spa-inspired bathroom, spacious closet, and a private balcony where ocean views take center stage. Just across the road is Windansea Beach, a popular and picturesque beach known for its magnificent scenery and surf breaks created by underwater reefs. The home comes fully furnished and professionally decorated.

Key facts

• Wet bar
• Private balcony
• 8-person spa

Tags

• ROOFTOP SALTWATER POOL
• VANISHING WINDOW WALLS
• PRIVATE BALCONY
• ROOFTOP INFINITY POOL AREA
• 8-PERSON SPA
• WET BAR

What this means for you Summary

Snapshot

• This is a 3-bed/5.0-bath single-family listed at $1.33M. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-4k ($-53k/yr) — negative.
• To cash-flow at today's rent, offer at most $697k (47.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $609k (54.4% below list).
• Recommended offer: $609k (54.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 75/100 on livability (#123 in CA, #4,206 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, crime D+, cost of living F.
• San Diego Unified (urban): math 19% / reading 29% proficiency, ranked #393 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: La Jolla Elementary (489 students, 18% FRL); Muirlands Middle (math 24% / reading 24%, grade F, #277 of 498 statewide, top 73%, 696 students, 25% FRL); La Jolla High (1,227 students, 26% FRL) — zoned schools average 23% FRL vs 52% district-wide (29 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising (+2.4%/yr); 355 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 69d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
• At $6,093/mo this rent would consume 50% of the median local household income ($147k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $91k of equity ($9k loan paydown + $81k appreciation (6.1% local appreciation)).
• San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$145k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 286 days — a 12% lower offer ($1.17M) is reasonable based on typical stale-listing flexibility.
• 22 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $609,339 (54.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 286 days. Have you received any prior offers? Is the seller open to a 54% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.46% ✗
• Cap rate: 2.33%
• Cash-on-cash: -14.16%
• DSCR: 0.37
• GRM: 18.3

CMA / ARV

• ARV (median comp): $3,757,098
• List price: $1,335,000
• Delta: -64.47%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6653 Neptune	0.00mi	3/6.0	3,124 (0%)	16mo	$1,335,000	$427	83
7076 Neptune Pl	0.39mi	3/4.5	3,323 (+6%)	7mo	$22,250,000	$6,696	64
6675 Neptune Pl	0.03mi	4/4.0 (+1)	2,697 (-14%)	11mo	$5,605,000	$2,078	58
746 Bonair St	0.47mi	3/3.5	2,901 (-7%)	11mo	$3,350,000	$1,155	51
335 Fern Gln	0.39mi	4/3.0 (+1)	2,946 (-6%)	11mo	$5,740,000	$1,948	50
5912 La Jolla Blvd	0.72mi	3/4.0	2,855 (-9%)	4mo	$3,200,000	$1,121	44
6011 Vista De La Mesa	0.61mi	4/4.0 (+1)	3,424 (+10%)	3mo	$5,850,000	$1,709	44
6510 Avenida Manana	0.58mi	4/3.5 (+1)	2,911 (-7%)	10mo	$4,721,902	$1,622	43
6502 Manana Pl	0.49mi	3/2.5	2,704 (-13%)	4mo	$4,200,000	$1,553	41
621 Mira Monte	0.58mi	4/4.0 (+1)	2,784 (-11%)	10mo	$4,250,000	$1,527	37
7253 Monte Vista Ave	0.55mi	3/4.5	3,577 (+14%)	13mo	$6,200,000	$1,733	37
315 Mira Monte	0.55mi	4/3.5 (+1)	2,762 (-12%)	11mo	$3,800,000	$1,376	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.1% appreciation · 2.41% rent growth · sell at horizon

5-year hold

• IRR: 4.2%
• Equity multiple: 1.29×
• Total profit: $108,992
• Equity at exit: $847,812

10-year hold

• IRR: 6.8%
• Equity multiple: 2.42×
• Total profit: $531,548
• Equity at exit: $1,544,921

Cash invested: $373,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 10 active · 3 under contract
• Months of supply: 5.0 mo (20%/mo absorbed)
• Median asking: $4,042,500 ($1261/sqft)
• Median days on market: 117 d
• This list price: 20% of active listings are priced below it
• ARV vs active asking: -4.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 92037

• Home prices YoY: 1.5%
• Rents YoY: 2.4%
• Active inventory: 355
• Price-to-rent: 18.3×

Monthly cashflow live

• Estimated rent: $6,093 medium
• Mortgage (P&I): −$7,001
• Tax est. 1.5%: −$1,669 /mo · $20,025/yr
• Insurance: −$556
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,280
• Net cashflow: $-4,412

Break-even live

Break-even rent $11,678

Max offer price $696,561

Occupancy floor —

Sensitivity live

Price	-10% $-3,490	-5% $-3,951	+0% $-4,412	+5% $-4,873	+10% $-5,335
Rent	-10% $-4,893	-5% $-4,653	+0% $-4,412	+5% $-4,171	+10% $-3,931
Rate	-1.0pp $-3,740	-0.5pp $-4,073	base $-4,412	+0.5pp $-4,758	+1.0pp $-5,110

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $333,750
• Closing costs: $40,050
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6515 Neptune Pl La Jolla, CA	4.0	5.5	4007	$35,000	$8.73	73d	1	0.10mi
298 Playa del Sur La Jolla, CA	4.0	4.5	2370	$20,000	$8.44	73d	1	0.11mi
6429 Dowling Dr La Jolla, CA	4.0	3.0	3200	$20,000	$6.25	73d	1	0.36mi
7135 Olivetas Ave La Jolla, CA	4.0	3.0	2231	$20,000	$8.96	73d	1	0.48mi
438 Sea Ln La Jolla, CA	3.0	3.5	2778	$20,000	$7.20	73d	1	0.58mi
7337 Olivetas Ave La Jolla, CA	4.0	4.0	2786	$20,000	$7.18	73d	1	0.63mi
6011 Vista de la Mesa La Jolla, CA	4.0	4.0	3424	$16,500	$4.82	48d	1	0.63mi
7211 Eads Ave Unit 1335163P La Jolla, CA	3.0	3.0	2292	$10,728	$4.68	73d	1	0.69mi
7303 Eads Ave La Jolla, CA	3.0	3.0	2103	$7,800	$3.71	73d	1	0.73mi
1110 W Muirlands Dr La Jolla, CA	3.0	3.0	3340	$13,500	$4.04	47d	1	0.76mi
6131 Terryhill Dr La Jolla, CA	3.0	3.0	2500	$13,500	$5.40	54d	1	0.86mi
1375 Muirlands Vista Way La Jolla, CA	3.0	2.5	2367	$7,995	$3.38	7d	1	0.98mi
464 Prospect St Unit 101 La Jolla, CA	2.0	2.5	3283	$12,250	$3.73	13d	1	1.00mi
5606 Dolphin Pl La Jolla, CA	3.0	3.5	2171	$11,995	$5.53	19d	1	1.09mi
5606 Dolphin Pl La Jolla, CA	3.0	3.5	2171	$11,995	$5.53	17d	1	1.09mi
1348 Rhoda Dr La Jolla, CA	4.0	3.0	4500	$11,495	$2.55	30d	1	1.17mi
5556 Calumet Ave La Jolla, CA	3.0	3.5	2624	$30,000	$11.43	73d	1	1.18mi
5618 Bellevue Ave La Jolla, CA	4.0	3.5	3093	$11,500	$3.72	11d	1	1.20mi
5610 Bellevue Ave La Jolla, CA	4.0	3.5	3323	$18,995	$5.72	73d	1	1.22mi
7720 Ivanhoe Ave La Jolla, CA	4.0	4.0	2391	$11,000	$4.60	36d	1	1.24mi
7729 Ivanhoe Ave La Jolla, CA	3.0	2.5	2530	$20,000	$7.91	54d	1	1.27mi
7201 Country Club Dr La Jolla, CA	4.0	3.0	2758	$35,000	$12.69	73d	1	1.31mi
5940 La Jolla Mesa Dr La Jolla, CA	3.0	3.0	3100	$12,750	$4.11	22d	1	1.32mi
5940 La Jolla Mesa Dr La Jolla, CA	3.0	3.0	2976	$15,000	$5.04	69d	1	1.32mi
5662 Ladybird Ln La Jolla, CA	3.0	3.0	3450	$16,900	$4.90	73d	1	1.33mi
1357 Olivet St La Jolla, CA	3.0	3.5	2507	$13,000	$5.19	73d	1	1.34mi
309 Colima Ct La Jolla, CA	4.0	3.0	2786	$26,500	$9.51	30d	1	1.38mi
1586 Crespo Dr La Jolla, CA	3.0	3.5	2892	$15,000	$5.19	59d	1	1.45mi
1935 Nautilus St La Jolla, CA	3.0	3.5	2685	$15,580	$5.80	73d	1	1.46mi
7768 Prospect Pl La Jolla, CA	3.0	2.5	2900	$19,900	$6.86	38d	1	1.49mi

Property features AI

Finance

• Other: Property is listed by Pacaso Inc.
• HOA & community: Sidewalks in the communityBreed restrictions for pets

Exterior

• Parking: Attached 2-car garageTotal 4 parking spacesGarage door opener
• Home design: Detached residential homeLocated in La Jolla
• Exterior features: Covered patio/porchPartial fencingAbove-ground poolOceanfront waterfrontPublicly maintained road access

Interior

• Kitchen: DishwasherDisposalMicrowaveRefrigeratorRangeOven
• Bathrooms: 4 full bathrooms1 half bathroom
• Heating & cooling: Central air conditioningNatural gas heating
• Interior features: Fireplace in family roomBalcony
• Laundry & utility: WasherDryer

Listing history 50 events

1. 2026-07-20
   days on market $1,335,000 Active 286 DOM
2. 2026-07-18
   days on market $1,335,000 Active 284 DOM
3. 2026-07-16
   days on market $1,335,000 Active 282 DOM
4. 2026-07-15
   days on market $1,335,000 Active 281 DOM
5. 2026-07-14
   days on market $1,335,000 Active 280 DOM
6. 2026-07-13
   days on market $1,335,000 Active 279 DOM
7. 2026-07-13
   days on market $1,335,000 Active 278 DOM
8. 2026-07-11
   days on market $1,335,000 Active 277 DOM
9. 2026-07-10
   days on market $1,335,000 Active 276 DOM
10. 2026-07-09
    days on market $1,335,000 Active 275 DOM
11. 2026-07-07
    days on market $1,335,000 Active 273 DOM
12. 2026-07-06
    days on market $1,335,000 Active 272 DOM
13. 2026-07-06
    days on market $1,335,000 Active 271 DOM
14. 2026-07-05
    days on market $1,335,000 Active 270 DOM
15. 2026-07-03
    days on market $1,335,000 Active 269 DOM
16. 2026-07-02
    days on market $1,335,000 Active 268 DOM
17. 2026-07-01
    days on market $1,335,000 Active 267 DOM
18. 2026-06-30
    days on market $1,335,000 Active 266 DOM
19. 2026-06-29
    days on market $1,335,000 Active 265 DOM
20. 2026-06-28
    days on market $1,335,000 Active 264 DOM
21. 2026-06-27
    days on market $1,335,000 Active 263 DOM
22. 2026-06-26
    days on market $1,335,000 Active 262 DOM
23. 2026-06-24
    days on market $1,335,000 Active 260 DOM
24. 2026-06-22
    days on market $1,335,000 Active 258 DOM
25. 2026-06-21
    days on market $1,335,000 Active 257 DOM
26. 2026-06-18
    days on market $1,335,000 Active 254 DOM
27. 2026-06-17
    days on market $1,335,000 Active 253 DOM
28. 2026-06-16
    days on market $1,335,000 Active 252 DOM
29. 2026-06-15
    days on market $1,335,000 Active 251 DOM
30. 2026-06-13
    days on market $1,335,000 Active 249 DOM
31. 2026-06-09
    days on market $1,335,000 Active 245 DOM
32. 2026-06-08
    days on market $1,335,000 Active 244 DOM
33. 2026-06-07
    days on market $1,335,000 Active 243 DOM
34. 2026-06-04
    days on market $1,335,000 Active 240 DOM
35. 2026-06-03
    days on market $1,335,000 Active 239 DOM
36. 2026-06-01
    days on market $1,335,000 Active 237 DOM
37. 2026-05-31
    days on market $1,335,000 Active 236 DOM
38. 2026-03-11
    price $1,335,000
39. 2025-10-07
    listed $1,350,000 Active
40. 2025-10-07
    historical
41. 2025-09-20
    listed $1,350,000 Active
42. 2025-04-14
    soldstatus $1,335,000 Sold 1351-char remark

    Show marketing remark (1351 chars)

    New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. This is multi-tasking, La Jolla style — where you can take a dip in the rooftop saltwater pool, soak in the 8-person spa, or enjoy a drink from the wet bar as the Pacific stretches out before you. Perfectly positioned across from Windansea Beach, this 3-bedroom, 4.5-bath contemporary home is thoughtfully designed to maximize ocean views. Vanishing window walls open wide, blending the interior with the coastal landscape and filling the home with light and fresh sea air. The open-concept layout features a sleek kitchen with a sculptural curved island, a modern fireplace, and a dining area ideal for hosting. Finishes throughout are refined and textural, including a striking backlit Brazilian granite steam room and a temperature-controlled wine room. Practicality meets polish with a hydraulic driveway and a turntable garage floor that ensures you always head out facing the coast. The primary suite is a serene escape with a spa-inspired bathroom, spacious closet, and a private balcony where ocean views take center stage. Just across the road is Windansea Beach, a popular and picturesque beach known for its magnificent scenery and surf breaks created by underwater reefs. The home comes fully furnished and professionally decorated.

43. 2025-03-26
    status Pending 1351-char remark

    Show marketing remark (1351 chars)

    New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. This is multi-tasking, La Jolla style — where you can take a dip in the rooftop saltwater pool, soak in the 8-person spa, or enjoy a drink from the wet bar as the Pacific stretches out before you. Perfectly positioned across from Windansea Beach, this 3-bedroom, 4.5-bath contemporary home is thoughtfully designed to maximize ocean views. Vanishing window walls open wide, blending the interior with the coastal landscape and filling the home with light and fresh sea air. The open-concept layout features a sleek kitchen with a sculptural curved island, a modern fireplace, and a dining area ideal for hosting. Finishes throughout are refined and textural, including a striking backlit Brazilian granite steam room and a temperature-controlled wine room. Practicality meets polish with a hydraulic driveway and a turntable garage floor that ensures you always head out facing the coast. The primary suite is a serene escape with a spa-inspired bathroom, spacious closet, and a private balcony where ocean views take center stage. Just across the road is Windansea Beach, a popular and picturesque beach known for its magnificent scenery and surf breaks created by underwater reefs. The home comes fully furnished and professionally decorated.

44. 2025-03-25
    listed $1,335,000 Active 1351-char remark

    Show marketing remark (1351 chars)

    New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home by Pacaso. This is multi-tasking, La Jolla style — where you can take a dip in the rooftop saltwater pool, soak in the 8-person spa, or enjoy a drink from the wet bar as the Pacific stretches out before you. Perfectly positioned across from Windansea Beach, this 3-bedroom, 4.5-bath contemporary home is thoughtfully designed to maximize ocean views. Vanishing window walls open wide, blending the interior with the coastal landscape and filling the home with light and fresh sea air. The open-concept layout features a sleek kitchen with a sculptural curved island, a modern fireplace, and a dining area ideal for hosting. Finishes throughout are refined and textural, including a striking backlit Brazilian granite steam room and a temperature-controlled wine room. Practicality meets polish with a hydraulic driveway and a turntable garage floor that ensures you always head out facing the coast. The primary suite is a serene escape with a spa-inspired bathroom, spacious closet, and a private balcony where ocean views take center stage. Just across the road is Windansea Beach, a popular and picturesque beach known for its magnificent scenery and surf breaks created by underwater reefs. The home comes fully furnished and professionally decorated.

45. 2025-01-18
    historical
46. 2024-12-09
    soldstatus $1,325,001 Sold
47. 2024-11-26
    status Pending
48. 2024-11-14
    listed $1,300,000 Active
49. 2023-09-13
    soldstatus $1,250,000 Sold
50. 2023-08-29
    status Pending

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 6 d/yr ≥84°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $73,121
• − Mortgage interest: −$74,781
• − Property taxes: −$20,025
• − Insurance: −$6,675
• − Repairs & maintenance: −$5,850
• − Management: −$5,850
• − Depreciation: −$38,836
• Taxable loss: −$78,896
• Est. tax savings @ 24.0%: +$18,935
• After-tax cash flow: $-34,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Excellent 95/100 None rehab

This stunning La Jolla home offers breathtaking ocean views and is in excellent condition, requiring minimal repairs or maintenance. The property is move-in ready and would benefit from landscaping and exterior painting to further enhance its curb appeal and resale value.

Components & finishes AI

Roof tile · good Flooring tile

Deferred maintenance Est. $10,000–$30,000 screening

• Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No visible signs of wear or damage on the roof.

Value-add opportunities

• Resale Landscaping improvements — Enhances curb appeal and adds to the home's aesthetic. ↑
• Resale Painting exterior walls — Fresh paint can improve the home's curb appeal and value. ↑

F Composite school gradezoned avg 24/100

Zoned Schools

Elementary La Jolla Elementary Middle Muirlands Middle F CA #277/498 Nat'l #10,474/14,009 High La Jolla High

Schools (NCES district)

• District: San Diego Unified
• NCES district ID: 0634320
• Math proficiency: 19% ▼ -29.00%
• Reading proficiency: 29% ▼ -28.00%
• Median HH income: $61,673
• Composite: 22.31/100
• National rank: #8135
• State rank: #393 of 517 in CA

B Composite livability gradescore 75/100

Livability — San Diego

• Score: 75/100
• State rank: #123
• US rank: #4206

Category grades

Amenities A+ Commute A+ Cost of living F Crime D+ Employment A+ Housing C+ Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Diego, CA
• County: San Diego County · 3,678,185 people
• City population: 1,397,612
• Metro: San Diego-Chula Vista-Carlsbad, CA
• Population (ZIP): 40,717
• Household income: $147,230
• Rent vs Own: 38.5% rent · 61.5% own
• Severe rent burden: 10% of renters

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Population outlook (San Diego County) Hauer SSP2

• Today (2025): 3,678,185 people
• By 2030: 3,856,546 · +4.8%
• By 2040: 4,171,407 · +13.4%
• By 2050: 4,421,607 · +20.2%
• By 2075: 4,831,599 · +31.4%
• By 2100: 4,832,502 · +31.4%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (67%)
• Race & ethnicity: White 67% Hispanic / Latino 13% Asian 12% Two or more races 12% Black 1%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Scotch-Irish 3% Romanian 3% Lithuanian 3%
• Foreign-born: 22% · Canada, China, South Korea
• Languages at home: 75% English-only · Spanish 8% Other Indo-European 4% Chinese 4%

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Political lean MEDSL · San Diego

• 2024 margin: D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
• 2008→2024 swing: +6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
• All cycles: 2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.10%
• Current HPI: 415.3902
• Rent YoY: ▲ 2.41%
• Metro: San Diego-Chula Vista-Carlsbad, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

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Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Property features AI

Finance

• Other: Property is listed by Pacaso Inc.
• HOA & community: Sidewalks in the communityBreed restrictions for pets

Exterior

• Parking: Attached 2-car garageTotal 4 parking spacesGarage door opener
• Home design: Detached residential homeLocated in La Jolla
• Exterior features: Covered patio/porchPartial fencingAbove-ground poolOceanfront waterfrontPublicly maintained road access

Interior

• Kitchen: DishwasherDisposalMicrowaveRefrigeratorRangeOven
• Bathrooms: 4 full bathrooms1 half bathroom
• Heating & cooling: Central air conditioningNatural gas heating
• Interior features: Fireplace in family roomBalcony
• Laundry & utility: WasherDryer

Price history

-48.2% since first listed

52 events — show timeline

• 2026-03-11 Price Changed $1,335,000 SDMLS
• 2025-10-07 Listed $1,350,000 SDMLS
• 2025-10-07 Listing Removed — SDMLS
• 2025-09-20 Listed $1,350,000 SDMLS
• 2025-04-14 Sold (MLS) $1,335,000 SDMLS
• 2025-03-26 Pending — SDMLS
• 2025-03-25 Listed $1,335,000 SDMLS
• 2025-01-18 Listing Removed — SDMLS
• 2024-12-09 Sold (MLS) $1,325,001 SDMLS
• 2024-11-26 Pending — SDMLS
• 2024-11-14 Listed $1,300,000 SDMLS
• 2023-09-13 Sold (MLS) $1,250,000 SDMLS
• 2023-08-29 Pending — SDMLS
• 2023-08-28 Listed $1,250,000 SDMLS
• 2023-07-10 Listing Removed — SDMLS
• 2023-07-06 Price Changed — TheMLS
• 2023-06-19 Listed $1,250,000 SDMLS
• 2023-02-23 Relisted — TheMLS
• 2023-01-18 Sold (MLS) $1,350,000 SDMLS
• 2023-01-18 Sold (MLS) $1,350,000 TheMLS
• 2023-01-11 Pending — TheMLS
• 2023-01-03 Listed $1,350,000 SDMLS
• 2023-01-03 Listed $1,350,000 TheMLS
• 2022-10-18 Listed — TheMLS
• 2021-07-06 Listing Removed — CRMLS
• 2021-04-27 Sold (Public Records) $8,250,000 Public Records
• 2021-04-23 Listed $1,151,000 CRMLS
• 2020-12-30 Listing Removed — SDMLS
• 2020-09-03 Listed $9,000,000 SDMLS
• 2020-08-18 Listing Removed — SDMLS
• 2020-03-26 Price Changed $8,995,000 SDMLS
• 2020-02-06 Listed $9,395,000 SDMLS
• 2019-12-27 Delisted — TheMLS
• 2019-12-20 Listing Removed — SDMLS
• 2019-10-15 Listed $9,495,000 SDMLS
• 2019-10-15 Listed — TheMLS
• 2019-10-09 Listing Removed — SDMLS
• 2019-08-14 Price Changed $9,495,000 SDMLS
• 2019-05-24 Listed $9,895,000 SDMLS
• 2019-05-20 Listing Removed — SDMLS
• 2019-03-18 Listed $9,895,000 SDMLS
• 2019-02-04 Listing Removed — SDMLS
• 2018-10-31 Price Changed $10,495,000 SDMLS
• 2018-09-26 Listed $10,500,000 SDMLS
• 2018-09-24 Listed $10,500,000 SDMLS
• 2018-09-23 Listing Removed — SDMLS
• 2018-06-22 Listed $11,800,000 SDMLS
• 2018-06-21 Listing Removed — SDMLS
• 2018-06-16 Relisted — SDMLS
• 2018-06-07 Pending — SDMLS
• 2017-11-10 Listed $11,800,000 SDMLS
• 2009-01-26 Sold (Public Records) $2,575,000 Public Records

Property tax history

+28.7%/yr

Latest (2025): $112,288 · +4.4% YoY. Source: county tax records.