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3433 Moon Dr
D Composite 41.44
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.6/15.0
  • Cash flow +9.9/30.0
  • 1% rule +3.6/10.0
  • Livability +3.5/5.0
  • Schools +2.9/10.0
  • DSCR +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$209,000

3433 Moon Dr · Mesquite, TX 75150
3 bd · 1.0 ba · 1,112 sqft · SingleFamily public records · 58 Days on market
Built 1958 7,623 sqft lot $188/sqft · 14% below area Est $242k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

It has all been done to this house this year. Foundation, roof, windows, electrical, kitchen, doors, floors, baths, and driveway all updated to be move in ready.

Key facts

  • Foundation work
  • 7,623 sq ft lot
  • Garage

Tags

FOUNDATION WORKPAINTED INSIDE AND OUTNEAR EASTFIELD COLLEGE

Property features AI

Finance

  • HOA & community: No homeowners association

Exterior

  • Parking: Covered parking (1 covered space); Attached garage (1-car; 11' wide x 19' long); Concrete driveway; On-street parking
  • Utilities: City water; City sewer; Electricity connected; Individual gas meter; Individual water meter; Natural gas available; Overhead utilities; Phone service available
  • Home design: Single-family residence; One story; Residential property
  • Construction: Brick construction; Asphalt/composition roof; Concrete perimeter and pillar/post/pier foundation; Built in 1958
  • Exterior features: Back yard chain-link fence; Asphalt street with curbs and sidewalk

Interior

  • Kitchen: Dishwasher; Galley-style kitchen
  • Bedrooms: 3 bedrooms (all on the main level); Primary bedroom on the main level
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (natural gas); Central air conditioning (electric); Ceiling fans
  • Interior features: One-level layout; Built-in cabinets; Galley kitchen; One living area; One dining area; Utility in garage
  • Laundry & utility: Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Laundry located in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $209k.

Deal economics

  • At list price, monthly cash flow is $-128 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $186k (10.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (14.3% below list).
  • Recommended offer: $179k (14.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 4.4% in Mesquite — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#358 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime F, commute F.
  • Mesquite ISD (suburban): math 35% / reading 32% proficiency, ranked #536 of 826 in TX (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Motley El (math 47% / reading 47%, grade D-, #1,006 of 4,322 statewide, top 25%, 241 students, 90% FRL); Vanston Middle (math 34% / reading 27%, grade F, #1,036 of 1,662 statewide, top 63%, 827 students, 87% FRL); North Mesquite H S (math 36% / reading 34%, grade F, #954 of 1,632 statewide, top 59%, 2,087 students, 85% FRL) — zoned schools average 87% FRL vs 63% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 195 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $179,197 (14.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.56%
Cash-on-cash
-2.63%
DSCR
0.88
GRM
9.7

CMA / ARV

ARV (median comp)
$241,709
List price
$209,000
Delta
-13.53%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3509 Statler Dr 0.07mi 3/2.0 1,112 (0%) 2mo $204,999 $184 91
3416 Moon Dr 0.06mi 3/1.5 1,200 (+8%) 2mo $235,000 $196 81
3517 Gray Dr 0.13mi 3/1.5 1,190 (+7%) 2mo $168,000 $141 79
4238 Ridgedale Dr 0.34mi 3/1.0 1,080 (-3%) 1mo $230,000 $213 78
3401 Ruby Dr 0.25mi 3/2.0 1,123 (+1%) 6mo $199,900 $178 78
3432 Hilton Dr 0.20mi 3/2.0 1,255 (+13%) 1mo $239,900 $191 64
4312 Ridgedale Dr 0.39mi 3/1.0 1,230 (+11%) 2mo $149,900 $122 62
3130 Healey Dr 0.75mi 3/1.0 1,070 (-4%) 1mo $205,000 $192 58
4518 Motley Dr 0.71mi 3/1.5 1,018 (-8%) 0mo $200,000 $196 50
4227 Harvey Dr 0.44mi 4/2.0 (+1) 1,265 (+14%) 3mo $250,000 $198 45
3317 Trinidad Dr 0.73mi 3/1.5 1,000 (-10%) 3mo $240,000 $240 45
4432 Oleander Trl 0.62mi 3/2.0 1,253 (+13%) 2mo $250,000 $200 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.4% rent growth · sell at horizon

5-year hold
IRR
-23.8%
Equity multiple
0.20×
Total profit
$-46,526
Equity at exit
$31,163
10-year hold
IRR
-29.0%
Equity multiple
-0.17×
Total profit
$-68,485
Equity at exit
$18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75150

Home prices YoY
-33.8%
Rents YoY
0.4%
Active inventory
195
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,792 high interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$361 /mo · $4,332/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$376
Net cashflow
$-128

Break-even live

Break-even rent $1,955
Max offer price $186,317
Occupancy floor

Sensitivity live

Price -10% $-10 -5% $-69 +0% $-128 +5% $-188 +10% $-247
Rent -10% $-270 -5% $-199 +0% $-128 +5% $-58 +10% $13
Rate -1.0pp $-23 -0.5pp $-75 base $-128 +0.5pp $-183 +1.0pp $-238

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3412 Beth Dr Mesquite, TX 3.0 1.0 1148 $1,795 $1.56 45d 1 0.05mi
3520 Sidney Dr Mesquite, TX 4.0 3.0 1400 $2,150 $1.54 45d 1 0.16mi
3532 Hilton Dr Mesquite, TX 3.0 1.5 1216 $1,690 $1.39 5d 1 0.22mi
3532 Hilton Dr Mesquite, TX 3.0 1.5 1216 $1,690 $1.39 1d 1 0.22mi
3720 Oates Dr Mesquite, TX 1.0–2.0 1.0–2.0 878 $1,358 $1.55 26d 2 0.40mi
2901 Live Oak Dr Mesquite, TX 1.0–2.0 1.0 757 $1,490 $1.97 24d 3 0.60mi
4437 Scottsdale Dr Mesquite, TX 4.0 3.0 1300 $1,950 $1.50 6d 1 0.65mi
3253 Millmar Dr Dallas, TX 3.0 2.0 1268 $1,795 $1.42 19d 1 0.70mi
3008 Scottsbluff Dr Dallas, TX 4.0 2.0 1220 $2,200 $1.80 21d 1 0.72mi
3022 Larry Dr Dallas, TX 3.0 2.0 1125 $1,949 $1.73 4d 1 0.81mi
3531 Bonita Vista Cir Mesquite, TX 4.0 2.0 1358 $1,950 $1.44 14d 1 0.85mi
3531 Bonita Vista Cir Mesquite, TX 4.0 2.0 1358 $1,950 $1.44 26d 1 0.85mi
3057 Dogwood Dr Mesquite, TX 3.0 1.0 1348 $1,575 $1.17 9d 1 0.86mi
2938 Healey Dr Dallas, TX 3.0 2.0 1400 $2,095 $1.50 45d 1 0.89mi
3718 Gus Thomasson Rd Mesquite, TX 1.0–2.0 1.0–2.0 752 $1,515 $2.01 0d 44 0.89mi
3064 Clover Dr Mesquite, TX 3.0 1.5 1334 $1,795 $1.35 9d 1 0.93mi
3064 Clover Dr Mesquite, TX 3.0 1.5 1334 $1,795 $1.35 12d 1 0.93mi
2729 Lockhart Ave Unit NA Dallas, TX 3.0 2.0 1238 $2,300 $1.86 26d 1 0.94mi
2729 Lockhart Ave Dallas, TX 3.0 2.0 1238 $2,300 $1.86 20d 1 0.94mi
4035 Towne Crossing Blvd Mesquite, TX 1.0–2.0 1.0–2.0 747 $1,435 $1.92 1d 34 0.98mi
3511 Casa Ridge Dr Mesquite, TX 4.0 1.5 1276 $1,759 $1.38 9d 1 1.00mi
4345 Chestnut Dr Mesquite, TX 3.0 2.0 1100 $1,525 $1.39 4d 1 1.05mi
2305 Driftwood Dr Mesquite, TX 1.0–2.0 1.0–2.0 842 $1,765 $2.10 1d 29 1.06mi
3230 San Lucas Ave Dallas, TX 3.0 1.0 1164 $2,000 $1.72 20d 1 1.07mi
3512 Bahamas Dr Mesquite, TX 3.0 2.0 1455 $1,795 $1.23 26d 1 1.08mi
3512 Bahamas Dr Mesquite, TX 3.0 2.0 1455 $1,750 $1.20 1d 1 1.08mi
3512 Bahamas Dr Mesquite, TX 3.0 2.0 1455 $1,795 $1.23 14d 1 1.08mi
8411 La Prada Dr Dallas, TX 1.0–3.0 1.0–2.0 825 $1,305 $1.58 1d 24 1.10mi
8702 Shiloh Rd Dallas, TX 2.0–4.0 1.0–2.0 1070 $1,592 $1.49 45d 1 1.15mi
8383 La Prada Dr Dallas, TX 1.0–2.0 1.0–2.0 910 $1,545 $1.70 1d 9 1.16mi
2539 Hillsboro Ave Dallas, TX 3.0 1.5 1438 $1,800 $1.25 45d 1 1.21mi
3216 San Vicente Ave Dallas, TX 3.0 1.0 1209 $2,250 $1.86 7d 1 1.25mi
2310 La Costa Mesquite, TX 3.0 2.0 1479 $2,000 $1.35 9d 1 1.25mi
2709 Highwood Dr Dallas, TX 3.0 1.0 1116 $1,695 $1.52 26d 1 1.26mi
2523 Gross Rd Dallas, TX 3.0 1.0 1025 $1,650 $1.61 45d 1 1.26mi
2506 Hillsboro Ave Dallas, TX 4.0 1.5 1234 $2,200 $1.78 24d 1 1.29mi
2605 John West Rd Dallas, TX 2.0–3.0 2.0 1025 $1,396 $1.36 1d 11 1.32mi
3017 Percheron Dr Mesquite, TX 3.0 3.0 1473 $1,995 $1.35 24d 1 1.34mi
2508 Hillglenn Rd Dallas, TX 3.0 2.0 1392 $2,050 $1.47 9d 1 1.35mi
2808 Belhaven Dr Mesquite, TX 3.0 1.5 1199 $1,695 $1.41 4d 1 1.38mi

Listing history 20 events

  1. 2026-06-21
    days on market $209,000 Active 58 DOM
  2. 2026-06-18
    days on market $209,000 Active 55 DOM
  3. 2026-06-17
    pricedays on market $209,000 Active 54 DOM
  4. 2026-06-16
    days on market $219,000 Active 53 DOM
  5. 2026-06-15
    days on market $219,000 Active 52 DOM
  6. 2026-06-13
    days on market $219,000 Active 50 DOM
  7. 2026-06-13
    days on market $219,000 Active 49 DOM
  8. 2026-06-09
    days on market $219,000 Active 46 DOM
  9. 2026-06-08
    days on market $219,000 Active 45 DOM
  10. 2026-06-07
    days on market $219,000 Active 44 DOM
  11. 2026-06-04
    days on market $219,000 Active 41 DOM
  12. 2026-06-03
    days on market $219,000 Active 40 DOM
  13. 2026-06-02
    days on market $219,000 Active 39 DOM
  14. 2026-06-01
    days on market $219,000 Active 38 DOM
  15. 2026-05-31
    days on market $219,000 Active 37 DOM
  16. 2026-04-24
    listed $219,000 Active 260-char remark
  17. 2010-08-04
    soldstatus
  18. 2010-08-03
    soldstatus 161-char remark
    Show marketing remark (161 chars)

    It has all been done to this house this year. Foundation, roof, windows, electrical, kitchen, doors, floors, baths, and driveway all updated to be move in ready.

  19. 2010-07-16
    historical 161-char remark
    Show marketing remark (161 chars)

    It has all been done to this house this year. Foundation, roof, windows, electrical, kitchen, doors, floors, baths, and driveway all updated to be move in ready.

  20. 2010-06-17
    listed $77,000 161-char remark
    Show marketing remark (161 chars)

    It has all been done to this house this year. Foundation, roof, windows, electrical, kitchen, doors, floors, baths, and driveway all updated to be move in ready.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,332 · $361/mo
Projected year-2 tax
$4,332 · $361/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,504
− Mortgage interest
−$11,707
− Property taxes
−$4,332
− Insurance
−$1,045
− Repairs & maintenance
−$1,720
− Management
−$1,720
− Depreciation
−$6,080
Taxable loss
−$5,101
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,224
After-tax cash flow
$-317/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mesquite ISD
NCES district ID
4830390
Math proficiency
35% ▼ -11.00%
Reading proficiency
32% ▼ -7.00%
Median HH income
$49,372
Composite
29.06/100
National rank
#6606
State rank
#536 of 826 in TX

Livability — Mesquite

Score
70/100
State rank
#358
US rank
#7743

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mesquite, TX
County
Dallas County · 2,612,404 people
City population
150,788
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
62,738
Household income
$65,440
Rent vs Own
48.6% rent · 51.4% own
Severe rent burden
3609.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 47% White 27% Two or more races 21% Black 21% Asian 3%
Hispanic origin (detail)
Mexican 42%
Common ancestry
Slovak 1% Lithuanian 1% Serbian 1%
Foreign-born
20% · Canada, Vietnam, China
Languages at home
56% English-only · Spanish 40% Other Asian/Pacific 1% Arabic 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -172.95%
Current HPI
338.3934
Rent YoY
▲ 0.40%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+171.4% since first listed
6 events — show timeline
  • 2026-06-16 Price Changed $209,000 NTREIS
  • 2026-04-24 Listed $219,000 NTREIS
  • 2010-08-04 Sold (Public Records) Public Records
  • 2010-08-03 Sold (MLS) NTREIS
  • 2010-07-16 Listing Removed NTREIS
  • 2010-06-17 Listed $77,000 NTREIS

Property tax history

+6.6%/yr

Latest (2025): $4,332 · -7.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…