19582 NW 212th St · High Springs, FL 32643

$239,000

3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 226 Days on market

Built 1998 5.00 ac lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.3/30.0
• ARV discount +7.5/15.0
• DSCR +6.4/10.0
• 1% rule +4.6/10.0
• Schools +4.3/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

SELLER MOTIVATED! Location Supreme! Brand new Roof, Ac within 5 years old! Just minutes from downtown High Springs and quick access to I-75. This partially wooded and partially cleared 5 acre lot offers privacy and a beautiful park like feel all in one. No HOA and No Deed Restrictions! This home has a split bedroom plan with a large main bathroom. Open floor plan and large covered back porch with french doors, for the afternoon barbecues and family gatherings. This home has an ample size living and dining open floor plan. Spacious main bedroom with barn style doors on closet and bath which gives you a cozy country feel. Large main bath with walk in shower, split floor plan for privacy of owners suite. This quiet neighborhood with large lots offers privacy and serenity for a peaceful retreat. You are just 10 to 15 minutes from the springs and the Santa Fe River for year round recreation. Disclosure. .There are camera's in this home. Schedule a showing today so we can get you in your new home!

Key facts

• 5 acre lot
• Split bedroom plan
• Ac within 5 years

Tags

• NEW ROOF
• AC WITHIN 5 YEARS
• 5 ACRE LOT
• NO HOA
• NO DEED RESTRICTIONS
• SPLIT BEDROOM PLAN

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $239k.

Deal economics

• At list price, monthly cash flow is $306 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (4.2% below list).
• Recommended offer: $210k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 4.0% in High Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#506 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: health & safety D, amenities F, commute F.
• Alachua (urban): math 49% / reading 54% proficiency, ranked #30 of 73 in FL (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 189 active listings in the ZIP; solid renter incomes; 1,774 units permitted in Alachua County in 2024 (984 in 5+ unit buildings).
• This rent runs 33% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Alachua County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 226 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $38k; list at $239k implies a 529% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $210,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 226 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.83%
• Cash-on-cash: 5.49%
• DSCR: 1.24
• GRM: 8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.8%
• Equity multiple: 0.71×
• Total profit: $-19,277
• Equity at exit: $35,636

10-year hold

• IRR: 1.7%
• Equity multiple: 1.12×
• Total profit: $8,103
• Equity at exit: $20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32643

• Home prices YoY: -5.5%
• Active inventory: 189
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,290 medium
• Mortgage (P&I): −$1,253
• Tax from tax record: −$150 /mo · $1,801/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$481
• Net cashflow: $306

Break-even live

Break-even rent $1,903

Max offer price $239,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,750
• Closing costs: $7,170
• Reserves months: —
• Total cash needed: —

Listing history 19 events

1. 2026-06-18
   days on market $239,000 Active 226 DOM
2. 2026-06-17
   days on market $239,000 Active 225 DOM
3. 2026-06-16
   days on market $239,000 Active 224 DOM
4. 2026-06-15
   days on market $239,000 Active 223 DOM
5. 2026-06-14
   days on market $239,000 Active 221 DOM
6. 2026-06-13
   days on market $239,000 Active 220 DOM
7. 2026-06-10
   days on market $239,000 Active 218 DOM
8. 2026-06-09
   days on market $239,000 Active 217 DOM
9. 2026-06-08
   days on market $239,000 Active 216 DOM
10. 2026-06-07
    days on market $239,000 Active 215 DOM
11. 2026-06-05
    days on market $239,000 Active 212 DOM
12. 2026-06-03
    days on market $239,000 Active 211 DOM
13. 2026-06-03
    status $239,000 Active 210 DOM
14. 2026-05-04
    price $239,000 1007-char remark

    Show marketing remark (1007 chars)

    SELLER MOTIVATED! Location Supreme! Brand new Roof, Ac within 5 years old! Just minutes from downtown High Springs and quick access to I-75. This partially wooded and partially cleared 5 acre lot offers privacy and a beautiful park like feel all in one. No HOA and No Deed Restrictions! This home has a split bedroom plan with a large main bathroom. Open floor plan and large covered back porch with french doors, for the afternoon barbecues and family gatherings. This home has an ample size living and dining open floor plan. Spacious main bedroom with barn style doors on closet and bath which gives you a cozy country feel. Large main bath with walk in shower, split floor plan for privacy of owners suite. This quiet neighborhood with large lots offers privacy and serenity for a peaceful retreat. You are just 10 to 15 minutes from the springs and the Santa Fe River for year round recreation. Disclosure. .There are camera's in this home. Schedule a showing today so we can get you in your new home!

15. 2026-04-03
    price $255,000 1007-char remark

    Show marketing remark (1007 chars)

    SELLER MOTIVATED! Location Supreme! Brand new Roof, Ac within 5 years old! Just minutes from downtown High Springs and quick access to I-75. This partially wooded and partially cleared 5 acre lot offers privacy and a beautiful park like feel all in one. No HOA and No Deed Restrictions! This home has a split bedroom plan with a large main bathroom. Open floor plan and large covered back porch with french doors, for the afternoon barbecues and family gatherings. This home has an ample size living and dining open floor plan. Spacious main bedroom with barn style doors on closet and bath which gives you a cozy country feel. Large main bath with walk in shower, split floor plan for privacy of owners suite. This quiet neighborhood with large lots offers privacy and serenity for a peaceful retreat. You are just 10 to 15 minutes from the springs and the Santa Fe River for year round recreation. Disclosure. .There are camera's in this home. Schedule a showing today so we can get you in your new home!

16. 2026-02-06
    price $269,000 1007-char remark

    Show marketing remark (1007 chars)

    SELLER MOTIVATED! Location Supreme! Brand new Roof, Ac within 5 years old! Just minutes from downtown High Springs and quick access to I-75. This partially wooded and partially cleared 5 acre lot offers privacy and a beautiful park like feel all in one. No HOA and No Deed Restrictions! This home has a split bedroom plan with a large main bathroom. Open floor plan and large covered back porch with french doors, for the afternoon barbecues and family gatherings. This home has an ample size living and dining open floor plan. Spacious main bedroom with barn style doors on closet and bath which gives you a cozy country feel. Large main bath with walk in shower, split floor plan for privacy of owners suite. This quiet neighborhood with large lots offers privacy and serenity for a peaceful retreat. You are just 10 to 15 minutes from the springs and the Santa Fe River for year round recreation. Disclosure. .There are camera's in this home. Schedule a showing today so we can get you in your new home!

17. 2025-11-24
    price $279,000 1007-char remark

    Show marketing remark (1007 chars)

    SELLER MOTIVATED! Location Supreme! Brand new Roof, Ac within 5 years old! Just minutes from downtown High Springs and quick access to I-75. This partially wooded and partially cleared 5 acre lot offers privacy and a beautiful park like feel all in one. No HOA and No Deed Restrictions! This home has a split bedroom plan with a large main bathroom. Open floor plan and large covered back porch with french doors, for the afternoon barbecues and family gatherings. This home has an ample size living and dining open floor plan. Spacious main bedroom with barn style doors on closet and bath which gives you a cozy country feel. Large main bath with walk in shower, split floor plan for privacy of owners suite. This quiet neighborhood with large lots offers privacy and serenity for a peaceful retreat. You are just 10 to 15 minutes from the springs and the Santa Fe River for year round recreation. Disclosure. .There are camera's in this home. Schedule a showing today so we can get you in your new home!

18. 2025-10-29
    listed $289,000 Active 1007-char remark

    Show marketing remark (1007 chars)

    SELLER MOTIVATED! Location Supreme! Brand new Roof, Ac within 5 years old! Just minutes from downtown High Springs and quick access to I-75. This partially wooded and partially cleared 5 acre lot offers privacy and a beautiful park like feel all in one. No HOA and No Deed Restrictions! This home has a split bedroom plan with a large main bathroom. Open floor plan and large covered back porch with french doors, for the afternoon barbecues and family gatherings. This home has an ample size living and dining open floor plan. Spacious main bedroom with barn style doors on closet and bath which gives you a cozy country feel. Large main bath with walk in shower, split floor plan for privacy of owners suite. This quiet neighborhood with large lots offers privacy and serenity for a peaceful retreat. You are just 10 to 15 minutes from the springs and the Santa Fe River for year round recreation. Disclosure. .There are camera's in this home. Schedule a showing today so we can get you in your new home!

19. 1987-04-01
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,801 · $150/mo
• Projected year-2 tax: $1,984 · $165/mo
• Expected delta: +$183/yr (+$15/mo · 10.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,483
• − Mortgage interest: −$13,388
• − Property taxes: −$1,801
• − Insurance: −$1,195
• − Repairs & maintenance: −$2,199
• − Management: −$2,199
• − Depreciation: −$6,953
• Taxable loss: −$251
• Est. tax savings @ 24.0%: +$60
• After-tax cash flow: $3,736/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Alachua
• NCES district ID: 1200030
• Math proficiency: 49% ▼ -9.00%
• Reading proficiency: 54% ▼ -3.00%
• Median HH income: $42,683
• Composite: 43.31/100
• National rank: #3038
• State rank: #30 of 73 in FL

Livability — High Springs

• Score: 68/100
• State rank: #506
• US rank: #9346

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: High Springs, FL
• County: Alachua County · 218,005 people
• City population: 11,953
• Metro: Gainesville, FL
• Population (ZIP): 11,953
• Household income: $83,386
• Rent vs Own: 11.1% rent · 88.9% own
• Severe rent burden: 150.0

Population outlook (Alachua County) Hauer SSP2

• Today (2025): 289,834 people
• By 2030: 305,873 · +5.5%
• By 2040: 335,246 · +15.7%
• By 2050: 364,719 · +25.8%
• By 2075: 436,665 · +50.7%
• By 2100: 482,920 · +66.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Black 11% Hispanic / Latino 8% Two or more races 5%
• Hispanic origin (detail): Mexican 1% Cuban 1%
• Common ancestry: Slovak 5% Italian 3% Lithuanian 3%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Alachua

• 2024 margin: Strong D (+21.0) · D 59.7% · R 38.8% · Other 1.5%
• 2008→2024 swing: -0.6pp no change · 2008: 21.6pp · 2024: 21.0pp
• All cycles: 2024: D+21.0 2020: D+27.2 2016: D+22.5 2012: D+17.3 2008: D+21.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -18.02%
• Current HPI: 308.0178
• Rent YoY: —
• Metro: Gainesville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+528.9% since first listed

6 events — show timeline

• 2026-05-04 Price Changed $239,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-03 Price Changed $255,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-06 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-24 Price Changed $279,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-29 Listed $289,000 Stellar MLS as Distributed by MLS Grid
• 1987-04-01 Sold (Public Records) $38,000 Public Records

Property tax history

+8.8%/yr

Latest (2025): $1,801 · +7.3% YoY. Source: county tax records.