158 Sharyn Ln · Aiken, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 73.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.4/30.0
- ARV discount +15.0/15.0
- DSCR +6.8/10.0
- 1% rule +4.7/10.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Schools +3.2/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.
Key facts
- Laminate flooring
- Fenced backyard
- 0.31 acre lot
Tags
Property features AI
Exterior
- Parking: Attached 1-car garage
- Utilities: Public water; Septic sewer
- Home design: Single-story home
- Construction: Slab foundation
- Exterior features: Vinyl exterior; Rear chain-link fence
Interior
- Kitchen: Laminate flooring; Refrigerator; Free-standing range
- Bedrooms: Main-level primary bedroom with ceiling fan, private closet, and laminate floors; Second bedroom with private closet and laminate floors
- Flooring: Laminate floors throughout main living areas and bedrooms
- Bathrooms: One full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fan; Free-standing range; Electric water heater; Refrigerator
- Laundry & utility: Electric laundry hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $139k.
Deal economics
- At list price, monthly cash flow is $206 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (2.8% below list).
- Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 4.1% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Millbrook Elementary (math 42% / reading 44%, grade F, #250 of 597 statewide, top 42%, 661 students, 38% FRL); South Aiken High (math 42% / reading 88%, grade B, #85 of 196 statewide, top 45%, 1,356 students, 42% FRL).
- Zoned-school proficiency averages 54% at this address vs 38% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Aiken 01 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+4.4%/yr); 515 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 265 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $37k; list at $139k implies a 276% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.07%
- Cash-on-cash
- 6.34%
- DSCR
- 1.28
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $177,600
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 898 Brunswick Ln | 0.28mi | 2/1.0 | 833 (+4%) | 11mo | $155,000 | $186 | 71 |
| 900 Brunswick Ln | 0.27mi | 2/1.0 | 899 (+12%) | 4mo | $199,500 | $222 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.43% rent growth · sell at horizon
- IRR
- -5.1%
- Equity multiple
- 0.81×
- Total profit
- $-7,488
- Equity at exit
- $20,725
- IRR
- 6.0%
- Equity multiple
- 1.48×
- Total profit
- $18,519
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29803
- Rents YoY
- 4.4%
- Active inventory
- 515
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,351 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$75 /mo · $895/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$284
- Net cashflow
- $206
Break-even live
Sensitivity live
| Price | -10% $284 | -5% $245 | +0% $206 | +5% $166 | +10% $127 |
|---|---|---|---|---|---|
| Rent | -10% $99 | -5% $152 | +0% $206 | +5% $259 | +10% $312 |
| Rate | -1.0pp $276 | -0.5pp $241 | base $206 | +0.5pp $170 | +1.0pp $133 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1900 Roses Run Aiken, SC | 2.0–3.0 | 2.0 | 1025 | $1,124 | $1.10 | 15d | 10 | 0.38mi |
| 4285 Julep Way SW Aiken, SC | 2.0 | 1.0–2.0 | 825 | $2,093 | $2.54 | 15d | 28 | 0.72mi |
| 111 Smallridge St Aiken, SC | 3.0 | 1.0 | 1032 | $1,500 | $1.45 | 15d | 1 | 0.88mi |
| 1030 Carriage Dr Unit D Aiken, SC | 2.0 | 1.0 | 957 | $1,100 | $1.15 | 22d | 1 | 0.88mi |
| 107 Raintree Ct Aiken, SC | 2.0 | 2.0 | 1092 | $1,800 | $1.65 | 22d | 1 | 0.89mi |
| 209 Silver Bluff Rd Aiken, SC | 1.0 | 1.0 | 962 | $1,250 | $1.30 | 15d | 1 | 0.96mi |
| 3000 London Ct Aiken, SC | 1.0–2.0 | 1.0–2.0 | 855 | $1,255 | $1.47 | 24d | 3 | 1.02mi |
| 3400 London Ct SW Unit 203 3400-203 Aiken, SC | 2.0 | 2.0 | 985 | $1,155 | $1.17 | 24d | 1 | 1.03mi |
| 3301 London Ct SW Apt 201 Aiken, SC | 2.0 | 2.0 | 985 | $1,300 | $1.32 | 22d | 1 | 1.04mi |
| 111 Bennington Ln Aiken, SC | 2.0 | 2.0 | 1092 | $1,400 | $1.28 | 15d | 1 | 1.06mi |
| 650 Silver Bluff Rd Aiken, SC | 1.0–3.0 | 1.0–2.0 | 894 | $1,329 | $1.49 | 15d | 15 | 1.09mi |
| 130 Bennington Ln Aiken, SC | 2.0 | 2.0 | 1046 | $1,275 | $1.22 | 24d | 1 | 1.10mi |
| 704 Maple St Aiken, SC | 3.0 | 1.0 | 1045 | $1,250 | $1.20 | 15d | 1 | 1.14mi |
| 304 Shadowood Pl Aiken, SC | 2.0–3.0 | 1.5–2.5 | 1050 | $1,299 | $1.24 | 15d | 6 | 1.19mi |
| 118 Riverbirch Dr Aiken, SC | 2.0 | 1.5 | 1072 | $1,050 | $0.98 | 24d | 1 | 1.25mi |
| 101 Greengate Cir Aiken, SC | 1.0–3.0 | 1.0–2.0 | 950 | $1,412 | $1.49 | 15d | 10 | 1.28mi |
| 100 Cody Ln Aiken, SC | 2.0–3.0 | 2.0–2.5 | 1163 | $1,126 | $0.97 | 15d | 11 | 1.37mi |
Listing history 24 events
-
2026-06-21days on market $139,000 Active 265 DOM
-
2026-06-18days on market $139,000 Active 262 DOM
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2026-06-17days on market $139,000 Active 261 DOM
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2026-06-16days on market $139,000 Active 260 DOM
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2026-06-15days on market $139,000 Active 259 DOM
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2026-06-14days on market $139,000 Active 257 DOM
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2026-06-13days on market $139,000 Active 256 DOM
-
2026-06-10days on market $139,000 Active 254 DOM
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2026-06-09days on market $139,000 Active 253 DOM
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2026-06-08days on market $139,000 Active 252 DOM
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2026-06-07days on market $139,000 Active 251 DOM
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2026-06-03days on market $139,000 Active 247 DOM
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2026-06-02days on market $139,000 Active 246 DOM
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2026-06-01days on market $139,000 Active 245 DOM
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2026-05-31days on market $139,000 Active 244 DOM
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2026-05-30days on market $139,000 Active 243 DOM
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2026-04-30price $139,000
-
2026-04-29price $139,000 238-char remark
Show marketing remark (238 chars)
Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.
-
2026-02-11price $148,000
-
2026-02-10price $148,000 238-char remark
Show marketing remark (238 chars)
Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.
-
2025-09-29$150,000 Active 238-char remark
Show marketing remark (238 chars)
Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.
-
2025-09-29$150,000 Active
Show marketing remark (238 chars)
Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.
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1989-02-01soldstatus $37,000
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1977-06-01soldstatus $14,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $895 · $75/mo
- Projected year-2 tax
- $895 · $75/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 73% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,211
- − Mortgage interest
- −$7,786
- − Property taxes
- −$895
- − Insurance
- −$695
- − Repairs & maintenance
- −$1,297
- − Management
- −$1,297
- − Depreciation
- −$4,044
- Taxable income
- $197
- Est. tax owed @ 24.0%
- −$47
- After-tax cash flow
- $2,422/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Aiken
- Score
- 67/100
- State rank
- #93
- US rank
- #10443
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 71,807
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 40,699
- Household income
- $86,023
- Rent vs Own
- Severe rent burden
- 641.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 16% Two or more races 6% Hispanic / Latino 5% Asian 2%
- Common ancestry
- Slovak 3% Serbian 3% Lithuanian 3%
- Foreign-born
- 3% · Canada, Vietnam, China
- Languages at home
- 95% English-only · Spanish 3% Vietnamese 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -221.02%
- Current HPI
- 231.6908
- Rent YoY
- ▲ 4.43%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+858.6% since first listed8 events — show timeline
- 2026-04-30 Price Changed $139,000 Consolidated MLS
- 2026-04-29 Price Changed $139,000 AMLS
- 2026-02-11 Price Changed $148,000 Consolidated MLS
- 2026-02-10 Price Changed $148,000 AMLS
- 2025-09-29 Listed $150,000 AMLS
- 2025-09-29 Listed $150,000 Consolidated MLS
- 1989-02-01 Sold (Public Records) $37,000 Public Records
- 1977-06-01 Sold (Public Records) $14,500 Public Records
Property tax history
+1.4%/yrLatest (2025): $895 · +9.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…