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158 Sharyn Ln
C+ Composite 60.58
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +4.7/10.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,000

158 Sharyn Ln · Aiken, SC 29803
2 bd · 1.0 ba · 800 sqft · SingleFamily public records · 265 Days on market
Built 1977 0.31 ac lot Est $178k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.

Key facts

  • Laminate flooring
  • Fenced backyard
  • 0.31 acre lot

Tags

LAMINATE FLOORINGFENCED BACKYARD

Property features AI

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Public water; Septic sewer
  • Home design: Single-story home
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior; Rear chain-link fence

Interior

  • Kitchen: Laminate flooring; Refrigerator; Free-standing range
  • Bedrooms: Main-level primary bedroom with ceiling fan, private closet, and laminate floors; Second bedroom with private closet and laminate floors
  • Flooring: Laminate floors throughout main living areas and bedrooms
  • Bathrooms: One full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fan; Free-standing range; Electric water heater; Refrigerator
  • Laundry & utility: Electric laundry hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $139k.

Deal economics

  • At list price, monthly cash flow is $206 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (2.8% below list).
  • Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.1% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Millbrook Elementary (math 42% / reading 44%, grade F, #250 of 597 statewide, top 42%, 661 students, 38% FRL); South Aiken High (math 42% / reading 88%, grade B, #85 of 196 statewide, top 45%, 1,356 students, 42% FRL).
  • Zoned-school proficiency averages 54% at this address vs 38% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Aiken 01 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+4.4%/yr); 515 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 265 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $37k; list at $139k implies a 276% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.07%
Cash-on-cash
6.34%
DSCR
1.28
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$177,600
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
898 Brunswick Ln 0.28mi 2/1.0 833 (+4%) 11mo $155,000 $186 71
900 Brunswick Ln 0.27mi 2/1.0 899 (+12%) 4mo $199,500 $222 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.43% rent growth · sell at horizon

5-year hold
IRR
-5.1%
Equity multiple
0.81×
Total profit
$-7,488
Equity at exit
$20,725
10-year hold
IRR
6.0%
Equity multiple
1.48×
Total profit
$18,519
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29803

Rents YoY
4.4%
Active inventory
515
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,351 high interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$75 /mo · $895/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$206

Break-even live

Break-even rent $1,090
Max offer price $139,000
Occupancy floor 80%

Sensitivity live

Price -10% $284 -5% $245 +0% $206 +5% $166 +10% $127
Rent -10% $99 -5% $152 +0% $206 +5% $259 +10% $312
Rate -1.0pp $276 -0.5pp $241 base $206 +0.5pp $170 +1.0pp $133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1900 Roses Run Aiken, SC 2.0–3.0 2.0 1025 $1,124 $1.10 15d 10 0.38mi
4285 Julep Way SW Aiken, SC 2.0 1.0–2.0 825 $2,093 $2.54 15d 28 0.72mi
111 Smallridge St Aiken, SC 3.0 1.0 1032 $1,500 $1.45 15d 1 0.88mi
1030 Carriage Dr Unit D Aiken, SC 2.0 1.0 957 $1,100 $1.15 22d 1 0.88mi
107 Raintree Ct Aiken, SC 2.0 2.0 1092 $1,800 $1.65 22d 1 0.89mi
209 Silver Bluff Rd Aiken, SC 1.0 1.0 962 $1,250 $1.30 15d 1 0.96mi
3000 London Ct Aiken, SC 1.0–2.0 1.0–2.0 855 $1,255 $1.47 24d 3 1.02mi
3400 London Ct SW Unit 203 3400-203 Aiken, SC 2.0 2.0 985 $1,155 $1.17 24d 1 1.03mi
3301 London Ct SW Apt 201 Aiken, SC 2.0 2.0 985 $1,300 $1.32 22d 1 1.04mi
111 Bennington Ln Aiken, SC 2.0 2.0 1092 $1,400 $1.28 15d 1 1.06mi
650 Silver Bluff Rd Aiken, SC 1.0–3.0 1.0–2.0 894 $1,329 $1.49 15d 15 1.09mi
130 Bennington Ln Aiken, SC 2.0 2.0 1046 $1,275 $1.22 24d 1 1.10mi
704 Maple St Aiken, SC 3.0 1.0 1045 $1,250 $1.20 15d 1 1.14mi
304 Shadowood Pl Aiken, SC 2.0–3.0 1.5–2.5 1050 $1,299 $1.24 15d 6 1.19mi
118 Riverbirch Dr Aiken, SC 2.0 1.5 1072 $1,050 $0.98 24d 1 1.25mi
101 Greengate Cir Aiken, SC 1.0–3.0 1.0–2.0 950 $1,412 $1.49 15d 10 1.28mi
100 Cody Ln Aiken, SC 2.0–3.0 2.0–2.5 1163 $1,126 $0.97 15d 11 1.37mi

Listing history 24 events

  1. 2026-06-21
    days on market $139,000 Active 265 DOM
  2. 2026-06-18
    days on market $139,000 Active 262 DOM
  3. 2026-06-17
    days on market $139,000 Active 261 DOM
  4. 2026-06-16
    days on market $139,000 Active 260 DOM
  5. 2026-06-15
    days on market $139,000 Active 259 DOM
  6. 2026-06-14
    days on market $139,000 Active 257 DOM
  7. 2026-06-13
    days on market $139,000 Active 256 DOM
  8. 2026-06-10
    days on market $139,000 Active 254 DOM
  9. 2026-06-09
    days on market $139,000 Active 253 DOM
  10. 2026-06-08
    days on market $139,000 Active 252 DOM
  11. 2026-06-07
    days on market $139,000 Active 251 DOM
  12. 2026-06-03
    days on market $139,000 Active 247 DOM
  13. 2026-06-02
    days on market $139,000 Active 246 DOM
  14. 2026-06-01
    days on market $139,000 Active 245 DOM
  15. 2026-05-31
    days on market $139,000 Active 244 DOM
  16. 2026-05-30
    days on market $139,000 Active 243 DOM
  17. 2026-04-30
    price $139,000
  18. 2026-04-29
    price $139,000 238-char remark
    Show marketing remark (238 chars)

    Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.

  19. 2026-02-11
    price $148,000
  20. 2026-02-10
    price $148,000 238-char remark
    Show marketing remark (238 chars)

    Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.

  21. 2025-09-29
    listed $150,000 Active 238-char remark
    Show marketing remark (238 chars)

    Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.

  22. 2025-09-29
    listed $150,000 Active
    Show marketing remark (238 chars)

    Cute ranch with 1 car garage. Laminate flooring throughout interior. Spacious living room that is open to kitchen. 2 nice sized bedrooms. Bathroom with tub/shower. Fenced backyard. Patio. Close proximity to all the southside has to offer.

  23. 1989-02-01
    soldstatus $37,000
  24. 1977-06-01
    soldstatus $14,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$895 · $75/mo
Projected year-2 tax
$895 · $75/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 73% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,211
− Mortgage interest
−$7,786
− Property taxes
−$895
− Insurance
−$695
− Repairs & maintenance
−$1,297
− Management
−$1,297
− Depreciation
−$4,044
Taxable income
$197
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$47
After-tax cash flow
$2,422/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Aiken

Score
67/100
State rank
#93
US rank
#10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
71,807
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
40,699
Household income
$86,023
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
641.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 16% Two or more races 6% Hispanic / Latino 5% Asian 2%
Common ancestry
Slovak 3% Serbian 3% Lithuanian 3%
Foreign-born
3% · Canada, Vietnam, China
Languages at home
95% English-only · Spanish 3% Vietnamese 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -221.02%
Current HPI
231.6908
Rent YoY
▲ 4.43%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+858.6% since first listed
8 events — show timeline
  • 2026-04-30 Price Changed $139,000 Consolidated MLS
  • 2026-04-29 Price Changed $139,000 AMLS
  • 2026-02-11 Price Changed $148,000 Consolidated MLS
  • 2026-02-10 Price Changed $148,000 AMLS
  • 2025-09-29 Listed $150,000 AMLS
  • 2025-09-29 Listed $150,000 Consolidated MLS
  • 1989-02-01 Sold (Public Records) $37,000 Public Records
  • 1977-06-01 Sold (Public Records) $14,500 Public Records

Property tax history

+1.4%/yr

Latest (2025): $895 · +9.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…