36 Alden Ave · Dartmouth, MA 02747

$425,000

3 bd · 1.0 ba · 1,296 sqft · SingleFamily public records · 9 Days on market

Built 1920 4,792 sqft lot Est $512k · 17% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.2/30.0
• Schools +4.4/10.0
• DSCR +4.3/10.0
• 1% rule +3.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

JOHN ALDEN FARM ESTATES. TOWN WATER, SEWER & GAS. BUILDER PACKAGES AVAILABLE!

Key facts

• Updated bath
• Cedar dell lake
• Major updates

Tags

• YEAR ROUND COTTAGE
• CEDAR DELL LAKE
• MAJOR UPDATES
• FRESHLY PAINTED WALLS
• REFINISHED HARDWOOD FLOORS
• UPDATED BATH

Property features AI

Finance

• Other: Has waterview (pond); Frontage length approximately 50 feet
• HOA & community: Community amenities nearby: public transportation, shopping, pool, tennis courts, parks, walk/jog trails, stables, golf, medical facility, laundromat, bike path, conservation area, highway access, house of worship, marina, private and public schools, T-Station, university

Exterior

• Parking: Detached garage with garage door opener (garage faces side); 1 garage space (covered); Tandem layout; Driveway with paved off-street parking; 4 open parking spaces (5 total parking spaces)
• Utilities: Public water; Public sewer; Electric service (100 Amp, circuit breakers); Electric hookups for range and dryer
• Home design: Single family residence; White exterior; Accessible entrance; Approximate year built (public records)
• Construction: Concrete perimeter foundation; Partial basement with interior entry — unfinished, dirt floor, crawl space
• Exterior features: Rain gutters; Level lot; Scenic pond view; Beach ownership (per remarks); Paved road frontage on a public dead-end road; Publicly maintained road

Interior

• Kitchen: Vinyl flooring; Exterior access; Range; Range hood; Dishwasher; Refrigerator
• Bedrooms: Main level primary bedroom with walk-in closet and hardwood floors; Second-floor bedroom with hardwood floors and closet; Second-floor bedroom with hardwood floors and closet
• Flooring: Hardwood; Tile; Laminate; Stone/ceramic tile in bathroom; Vinyl in kitchen
• Bathrooms: One full bathroom with tub and shower, linen closet, and stone/ceramic tile flooring (first floor)
• Heating & cooling: Oil baseboard heating; Window air conditioning units; 100 Amp electrical service; Circuit breakers
• Interior features: Mud room; Storm doors; Insulated windows; Open floorplan; Exterior access from family room and kitchen; Wood / Coal / Pellet stove; Picture windows; 5 total rooms
• Laundry & utility: Washer and dryer included; Washer hookup and electric dryer hookup in basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $425k.

Deal economics

• At list price, monthly cash flow is $69 ($827/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $340k (20.0% below list).
• Recommended offer: $340k (20.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Dartmouth (suburban): math 44% / reading 55% proficiency, ranked #128 of 302 in MA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 23 active listings in the ZIP; 760 units permitted in Bristol County in 2024 (142 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Bristol County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $210k; list at $425k implies a 102% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $339,924 (20.0% below list)

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
5. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
6. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.49%
• Cash-on-cash: 0.69%
• DSCR: 1.03
• GRM: 10.4

CMA / ARV

• ARV (on-the-fly): $511,920
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
462 Old Westport Rd	0.25mi	3/1.0	1,229 (-5%)	9mo	$499,000	$406	72
386 Lucy Little Rd	0.08mi	3/1.5	1,404 (+8%)	24mo	$555,100	$395	60
16 Alden Ave	0.09mi	2/1.5 (-1)	1,408 (+9%)	17mo	$411,000	$292	60
353 Old Westport Rd	0.64mi	3/1.0	1,320 (+2%)	20mo	$475,000	$360	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.2%
• Equity multiple: 0.46×
• Total profit: $-64,625
• Equity at exit: $63,369

10-year hold

• IRR: -6.7%
• Equity multiple: 0.57×
• Total profit: $-51,216
• Equity at exit: $36,746

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 20 Strongly Tenant-Friendly
• State Massachusetts: 20 Strongly Tenant-Friendly · D+15
• County: — inherits STATE
• City: — inherits STATE

Cambridge / Boston historically rent-controlled (preempted 1994 but consideration ongoing); strong tenant protections; court backlogs.

Methodology + full state rankings →

ZIP-level market 02747

• Home prices YoY: -15.4%
• Active inventory: 23
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $3,399 medium
• Mortgage (P&I): −$2,229
• Tax from tax record: −$211 /mo · $2,528/yr
• Insurance: −$177
• HOA: −$0
• Vacancy / Maint / Mgmt: −$714
• Net cashflow: $69

Break-even live

Break-even rent $3,312

Max offer price $425,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,250
• Closing costs: $12,750
• Reserves months: —
• Total cash needed: —

Listing history 8 events

1. 2026-06-18
   days on market $425,000 Active 9 DOM
2. 2026-06-17
   days on market $425,000 Active 8 DOM
3. 2026-06-16
   days on market $425,000 Active 7 DOM
4. 2026-06-15
   days on market $425,000 Active 6 DOM
5. 2026-06-13
   statusdays on market $425,000 Active 4 DOM
6. 2026-06-13
   days on market $425,000 New 3 DOM
7. 2026-06-10
   remarks 699-char remark
8. 2026-06-10
   listed $425,000 New 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MA · Partial reset (capped growth)

• Current annual tax: $2,528 · $211/mo
• Projected year-2 tax: $3,878 · $323/mo
• Expected delta: +$1,350/yr (+$112/mo · 53.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,791
• − Mortgage interest: −$23,807
• − Property taxes: −$2,528
• − Insurance: −$2,125
• − Repairs & maintenance: −$3,263
• − Management: −$3,263
• − Depreciation: −$12,364
• Taxable loss: −$6,559
• Est. tax savings @ 24.0%: +$1,574
• After-tax cash flow: $2,401/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dartmouth
• NCES district ID: 2504020
• Math proficiency: 44% ▼ -11.00%
• Reading proficiency: 55% ▼ -5.00%
• Median HH income: $70,697
• Composite: 44.31/100
• National rank: #2830
• State rank: #128 of 302 in MA

Livability — Dartmouth

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 21,500

Population outlook (Bristol County) Hauer SSP2

• Today (2025): 570,212 people
• By 2030: 571,181 · +0.2%
• By 2040: 565,389 · -0.8%
• By 2050: 552,141 · -3.2%
• By 2075: 520,923 · -8.6%
• By 2100: 474,363 · -16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 7% Hispanic / Latino 6% Black 3% Asian 3%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Russian 35% Lithuanian 10% Romanian 5%
• Foreign-born: 11% · Canada, China, Vietnam
• Languages at home: 81% English-only · Other Indo-European 12% Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Bristol

• 2024 margin: Toss-up / Even · D 49.8% · R 48.5% · Other 1.8%
• 2008→2024 swing: -21.9pp toward R · 2008: 23.2pp · 2024: 1.3pp
• All cycles: 2024: D+1.3 2020: D+12.0 2016: D+9.3 2012: D+20.5 2008: D+23.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -61.94%
• Current HPI: 339.8408
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.28%
• F500 in state: 38

Industry mix (Fortune 500 HQ in MA)

Industry	F500 HQs	Revenue
▸Technology	3	$17B
▸Insurance	2	$84B
▸Retail	2	$76B
▸Life Sciences	1	$43B
▸Energy Technology	1	$31B
▸Aerospace / Defense	1	$18B

Price history

+85.6% since first listed

5 events — show timeline

• 2026-06-09 Listed $425,000 MLS PIN
• 2012-02-21 Sold (MLS) $210,000 MLS PIN
• 2011-09-06 Contingent — MLS PIN
• 2011-08-24 Price Changed $215,000 MLS PIN
• 2010-03-10 Listed $229,000 MLS PIN

Property tax history

+4.3%/yr

Latest (2023): $2,528 · +0.9% YoY. Source: county tax records.