63 Berkshire Rd · Sicklerville, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 62.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.7/30.0
- DSCR +6.2/10.0
- 1% rule +4.8/10.0
- Rent growth +3.4/5.0
- Schools +2.6/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +1.4/15.0
- Appreciation +0.0/10.0
$235,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Calling Local Investors 3 Bedroom with a large Eat In Kitchen in Brittany Woods New Roof put needs finishing Well Worth a look. Bring your offer, Property Sold As Is with buyer responsible for any and all Lender and/or Township required repairs and inspections including the C.O.!!!
Key facts
- Large eat-in kitchen
- End-unit townhome
- Ceiling fans
Tags
Property features AI
Exterior
- Parking: Two driveway spaces; On-street parking; Concrete driveway; Total of 2 garage/parking spaces
- Utilities: Public water; Public sewer; Electric service for heating and hot water
- Home design: End of row townhouse; Estimated year built
- Construction: Frame construction; Shingle roof; Slab foundation
- Exterior features: Fully fenced yard; Lot dimensions approximately 43 x 100
Interior
- Kitchen: Refrigerator; Electric oven/range; Dishwasher; Microwave
- Bedrooms: Three bedrooms on the upper level
- Flooring: Luxury vinyl plank; Carpet
- Bathrooms: One full bathroom
- Heating & cooling: Electric baseboard heating; Electric hot water
- Interior features: Drywall walls and ceilings; Estimated living area
- Laundry & utility: Washer and dryer (upper floor hookups)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $235k.
Deal economics
- At list price, monthly cash flow is $274 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (2.1% below list).
- Recommended offer: $230k (2.1% below list) — sets the bar for 1% rule.
- Cap rate 7.7% vs local median 4.7% in Sicklerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Gloucester Township Public Schools (suburban): math 14% / reading 41% proficiency, ranked #351 of 472 in NJ (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+3.4%/yr); 329 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $26k; list at $235k implies a 787% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 7.69%
- Cash-on-cash
- 5.00%
- DSCR
- 1.22
- GRM
- 8.5
CMA / ARV
- ARV (on-the-fly)
- $206,836
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 51 Edinshire Rd | 0.25mi | 3/1.0 | 1,162 (0%) | 6mo | $175,000 | $151 | 84 |
| 61 Edinshire Rd | 0.22mi | 3/1.0 | 1,162 (0%) | 9mo | $200,000 | $172 | 82 |
| 61 Berkshire Rd | 0.01mi | 3/1.0 | 1,050 (-10%) | 3mo | $215,000 | $205 | 81 |
| 3 Wilshire Rd | 0.08mi | 3/1.0 | 1,250 (+8%) | 7mo | $222,750 | $178 | 78 |
| 155 Hampshire Rd | 0.22mi | 3/1.0 | 1,250 (+8%) | 2mo | $195,000 | $156 | 76 |
| 14 Berkshire Rd | 0.05mi | 2/1.0 (-1) | 1,050 (-10%) | 6mo | $206,000 | $196 | 72 |
| 69 Edinshire Rd | 0.20mi | 2/1.0 (-1) | 1,050 (-10%) | 3mo | $215,000 | $205 | 67 |
| 20 Hampshire Rd | 0.41mi | 3/1.5 | 1,250 (+8%) | 9mo | $217,000 | $174 | 59 |
| 38 Noble Rd | 0.61mi | 3/1.0 | 1,248 (+7%) | 2mo | $215,000 | $172 | 57 |
| 111 Presidential Dr | 0.55mi | 3/1.0 | 1,248 (+7%) | 7mo | $185,000 | $148 | 56 |
| 41 Noble Rd | 0.59mi | 3/1.0 | 1,248 (+7%) | 7mo | $225,000 | $180 | 54 |
| 51 Noble Rd | 0.60mi | 3/1.5 | 1,276 (+10%) | 2mo | $250,000 | $196 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.41% rent growth · sell at horizon
- IRR
- -8.1%
- Equity multiple
- 0.70×
- Total profit
- $-19,686
- Equity at exit
- $35,039
- IRR
- 1.9%
- Equity multiple
- 1.14×
- Total profit
- $9,220
- Equity at exit
- $20,319
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08081
- Rents YoY
- 3.4%
- Active inventory
- 329
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $2,302 high interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$214 /mo · $2,566/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$483
- Net cashflow
- $274
Break-even live
Sensitivity live
| Price | -10% $407 | -5% $341 | +0% $274 | +5% $208 | +10% $141 |
|---|---|---|---|---|---|
| Rent | -10% $92 | -5% $183 | +0% $274 | +5% $365 | +10% $456 |
| Rate | -1.0pp $392 | -0.5pp $334 | base $274 | +0.5pp $213 | +1.0pp $151 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 37 Berkshire Rd Sicklerville, NJ | 2.0 | 1.0 | 1050 | $1,900 | $1.81 | 1d | 1 | 0.09mi |
| 79 Edinshire Rd Sicklerville, NJ | 3.0 | 1.0 | 1050 | $2,500 | $2.38 | 15d | 1 | 0.17mi |
| 478 Jarvis Rd Sicklerville, NJ | 3.0 | 1.0 | 1000 | $2,150 | $2.15 | 1d | 1 | 0.20mi |
| 55 Presidential Dr Sicklerville, NJ | 3.0 | 1.5 | 1332 | $2,500 | $1.88 | 4d | 1 | 0.58mi |
| 126 Presidential Dr Unit 1 Sicklerville, NJ | 2.0 | 1.0 | 1056 | $1,500 | $1.42 | 17d | 1 | 0.62mi |
| 785 Jarvis Rd Unit B Sicklerville, NJ | 2.0 | 1.0 | 1000 | $1,900 | $1.90 | 1d | 1 | 0.66mi |
| 30 Girard Ave Sicklerville, NJ | 3.0 | 1.0 | 1008 | $2,349 | $2.33 | 24d | 1 | 0.85mi |
| 30 Girard Ave Sicklerville, NJ | 3.0 | 1.0 | 1008 | $2,349 | $2.33 | 17d | 1 | 0.85mi |
| 33 Cottage Gate Rd Unit B Sicklerville, NJ | 2.0 | 1.0 | 1200 | $1,790 | $1.49 | 1d | 1 | 1.00mi |
| 423 Sonora Ln Sicklerville, NJ | 2.0 | 1.5 | 1292 | $2,400 | $1.86 | 1d | 1 | 1.03mi |
| 2403 Beacon Hill Dr Sicklerville, NJ | 2.0 | 2.5 | 1248 | $2,650 | $2.12 | 1d | 1 | 1.26mi |
Listing history 6 events
-
2026-06-18days on market $235,000 Active 6 DOM
-
2026-06-17days on market $235,000 Active 5 DOM
-
2026-06-16days on market $235,000 Active 4 DOM
-
2026-06-15days on market $235,000 Active 3 DOM
-
2026-06-13remarks 699-char remark
-
2026-06-13$235,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NJ · Partial reset (capped growth)
- Current annual tax
- $2,566 · $214/mo
- Projected year-2 tax
- $4,209 · $351/mo
- Expected delta
- +$1,642/yr (+$137/mo · 64.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 62% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,618
- − Mortgage interest
- −$13,164
- − Property taxes
- −$2,566
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$2,209
- − Management
- −$2,209
- − Depreciation
- −$6,836
- Taxable loss
- −$542
- Est. tax savings @ 24.0%
- +$130
- After-tax cash flow
- $3,419/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gloucester Township Public Schools
- NCES district ID
- 3406030
- Math proficiency
- 14% ▼ -28.00%
- Reading proficiency
- 41% ▼ -13.00%
- Median HH income
- $72,539
- Composite
- 26.18/100
- National rank
- #7269
- State rank
- #351 of 472 in NJ
Livability — Sicklerville
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sicklerville, NJ
- County
- Camden County · 407,624 people
- City population
- 50,264
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 50,264
- Household income
- $105,800
- Rent vs Own
- Severe rent burden
- 979.0
Population outlook (Camden County) Hauer SSP2
- Today (2025)
- 507,964 people
- By 2030
- 502,182 · -1.1%
- By 2040
- 485,602 · -4.4%
- By 2050
- 465,630 · -8.3%
- By 2075
- 419,986 · -17.3%
- By 2100
- 369,492 · -27.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 47% Black 34% Two or more races 9% Hispanic / Latino 9% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 5%
- Common ancestry
- Romanian 6% Slovak 2% Iranian 1%
- Foreign-born
- 8% · Canada, China, South Korea
- Languages at home
- 90% English-only · Spanish 4% Other Indo-European 1% Tagalog/Filipino 1%
Political lean MEDSL · Camden
- 2024 margin
- Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
- 2008→2024 swing
- -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
- All cycles
- 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -176.48%
- Current HPI
- 303.1017
- Rent YoY
- ▲ 3.41%
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+412.0% since first listed13 events — show timeline
- 2026-06-12 Listed $235,000 BRIGHT MLS
- 2014-11-21 Sold (MLS) $26,500 BRIGHT MLS
- 2014-11-21 Sold (MLS) $26,500 TREND
- 2014-10-28 Pending — TREND
- 2014-10-27 Listing Removed — BRIGHT MLS
- 2014-10-04 Listed $28,900 TREND
- 2014-10-03 Listed $28,900 BRIGHT MLS
- 2010-02-08 Listing Removed — BRIGHT MLS
- 2009-11-13 Listed $85,000 BRIGHT MLS
- 2003-05-30 Sold (Public Records) $42,000 Public Records
- 2002-04-20 Listing Removed — BRIGHT MLS
- 2000-09-26 Listed $64,900 BRIGHT MLS
- 1982-08-01 Sold (Public Records) $45,900 Public Records
Property tax history
-0.8%/yrLatest (2025): $2,566 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…