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63 Berkshire Rd
D Composite 43.03
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • DSCR +6.2/10.0
  • 1% rule +4.8/10.0
  • Rent growth +3.4/5.0
  • Schools +2.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.4/15.0
  • Appreciation +0.0/10.0

$235,000

63 Berkshire Rd · Sicklerville, NJ 08081
3 bd · 1.0 ba · 1,162 sqft · Townhouse · 6 Days on market
Built 1978 4,299 sqft lot Est $207k · 14% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Calling Local Investors 3 Bedroom with a large Eat In Kitchen in Brittany Woods New Roof put needs finishing Well Worth a look. Bring your offer, Property Sold As Is with buyer responsible for any and all Lender and/or Township required repairs and inspections including the C.O.!!!

Key facts

  • Large eat-in kitchen
  • End-unit townhome
  • Ceiling fans

Tags

END-UNIT TOWNHOMELARGE EAT-IN KITCHENOVERSIZED FENCED BACKYARDCEILING FANSOUTDOOR SPACECONVENIENT LOCATION

Property features AI

Exterior

  • Parking: Two driveway spaces; On-street parking; Concrete driveway; Total of 2 garage/parking spaces
  • Utilities: Public water; Public sewer; Electric service for heating and hot water
  • Home design: End of row townhouse; Estimated year built
  • Construction: Frame construction; Shingle roof; Slab foundation
  • Exterior features: Fully fenced yard; Lot dimensions approximately 43 x 100

Interior

  • Kitchen: Refrigerator; Electric oven/range; Dishwasher; Microwave
  • Bedrooms: Three bedrooms on the upper level
  • Flooring: Luxury vinyl plank; Carpet
  • Bathrooms: One full bathroom
  • Heating & cooling: Electric baseboard heating; Electric hot water
  • Interior features: Drywall walls and ceilings; Estimated living area
  • Laundry & utility: Washer and dryer (upper floor hookups)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $235k.

Deal economics

  • At list price, monthly cash flow is $274 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (2.1% below list).
  • Recommended offer: $230k (2.1% below list) — sets the bar for 1% rule.
  • Cap rate 7.7% vs local median 4.7% in Sicklerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Gloucester Township Public Schools (suburban): math 14% / reading 41% proficiency, ranked #351 of 472 in NJ (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+3.4%/yr); 329 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $26k; list at $235k implies a 787% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $230,154 (2.1% below list)

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.69%
Cash-on-cash
5.00%
DSCR
1.22
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$206,836
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
51 Edinshire Rd 0.25mi 3/1.0 1,162 (0%) 6mo $175,000 $151 84
61 Edinshire Rd 0.22mi 3/1.0 1,162 (0%) 9mo $200,000 $172 82
61 Berkshire Rd 0.01mi 3/1.0 1,050 (-10%) 3mo $215,000 $205 81
3 Wilshire Rd 0.08mi 3/1.0 1,250 (+8%) 7mo $222,750 $178 78
155 Hampshire Rd 0.22mi 3/1.0 1,250 (+8%) 2mo $195,000 $156 76
14 Berkshire Rd 0.05mi 2/1.0 (-1) 1,050 (-10%) 6mo $206,000 $196 72
69 Edinshire Rd 0.20mi 2/1.0 (-1) 1,050 (-10%) 3mo $215,000 $205 67
20 Hampshire Rd 0.41mi 3/1.5 1,250 (+8%) 9mo $217,000 $174 59
38 Noble Rd 0.61mi 3/1.0 1,248 (+7%) 2mo $215,000 $172 57
111 Presidential Dr 0.55mi 3/1.0 1,248 (+7%) 7mo $185,000 $148 56
41 Noble Rd 0.59mi 3/1.0 1,248 (+7%) 7mo $225,000 $180 54
51 Noble Rd 0.60mi 3/1.5 1,276 (+10%) 2mo $250,000 $196 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.41% rent growth · sell at horizon

5-year hold
IRR
-8.1%
Equity multiple
0.70×
Total profit
$-19,686
Equity at exit
$35,039
10-year hold
IRR
1.9%
Equity multiple
1.14×
Total profit
$9,220
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08081

Rents YoY
3.4%
Active inventory
329
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,302 high interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$214 /mo · $2,566/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$483
Net cashflow
$274

Break-even live

Break-even rent $1,955
Max offer price $235,000
Occupancy floor 83%

Sensitivity live

Price -10% $407 -5% $341 +0% $274 +5% $208 +10% $141
Rent -10% $92 -5% $183 +0% $274 +5% $365 +10% $456
Rate -1.0pp $392 -0.5pp $334 base $274 +0.5pp $213 +1.0pp $151

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
37 Berkshire Rd Sicklerville, NJ 2.0 1.0 1050 $1,900 $1.81 1d 1 0.09mi
79 Edinshire Rd Sicklerville, NJ 3.0 1.0 1050 $2,500 $2.38 15d 1 0.17mi
478 Jarvis Rd Sicklerville, NJ 3.0 1.0 1000 $2,150 $2.15 1d 1 0.20mi
55 Presidential Dr Sicklerville, NJ 3.0 1.5 1332 $2,500 $1.88 4d 1 0.58mi
126 Presidential Dr Unit 1 Sicklerville, NJ 2.0 1.0 1056 $1,500 $1.42 17d 1 0.62mi
785 Jarvis Rd Unit B Sicklerville, NJ 2.0 1.0 1000 $1,900 $1.90 1d 1 0.66mi
30 Girard Ave Sicklerville, NJ 3.0 1.0 1008 $2,349 $2.33 24d 1 0.85mi
30 Girard Ave Sicklerville, NJ 3.0 1.0 1008 $2,349 $2.33 17d 1 0.85mi
33 Cottage Gate Rd Unit B Sicklerville, NJ 2.0 1.0 1200 $1,790 $1.49 1d 1 1.00mi
423 Sonora Ln Sicklerville, NJ 2.0 1.5 1292 $2,400 $1.86 1d 1 1.03mi
2403 Beacon Hill Dr Sicklerville, NJ 2.0 2.5 1248 $2,650 $2.12 1d 1 1.26mi

Listing history 6 events

  1. 2026-06-18
    days on market $235,000 Active 6 DOM
  2. 2026-06-17
    days on market $235,000 Active 5 DOM
  3. 2026-06-16
    days on market $235,000 Active 4 DOM
  4. 2026-06-15
    days on market $235,000 Active 3 DOM
  5. 2026-06-13
    remarks 699-char remark
  6. 2026-06-13
    listed $235,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$2,566 · $214/mo
Projected year-2 tax
$4,209 · $351/mo
Expected delta
+$1,642/yr (+$137/mo · 64.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,618
− Mortgage interest
−$13,164
− Property taxes
−$2,566
− Insurance
−$1,175
− Repairs & maintenance
−$2,209
− Management
−$2,209
− Depreciation
−$6,836
Taxable loss
−$542
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$130
After-tax cash flow
$3,419/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gloucester Township Public Schools
NCES district ID
3406030
Math proficiency
14% ▼ -28.00%
Reading proficiency
41% ▼ -13.00%
Median HH income
$72,539
Composite
26.18/100
National rank
#7269
State rank
#351 of 472 in NJ

Livability — Sicklerville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sicklerville, NJ
County
Camden County · 407,624 people
City population
50,264
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
50,264
Household income
$105,800
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
979.0

Population outlook (Camden County) Hauer SSP2

Today (2025)
507,964 people
By 2030
502,182 · -1.1%
By 2040
485,602 · -4.4%
By 2050
465,630 · -8.3%
By 2075
419,986 · -17.3%
By 2100
369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 47% Black 34% Two or more races 9% Hispanic / Latino 9% Asian 4%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Romanian 6% Slovak 2% Iranian 1%
Foreign-born
8% · Canada, China, South Korea
Languages at home
90% English-only · Spanish 4% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Camden

2024 margin
Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
2008→2024 swing
-8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
All cycles
2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -176.48%
Current HPI
303.1017
Rent YoY
▲ 3.41%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+412.0% since first listed
13 events — show timeline
  • 2026-06-12 Listed $235,000 BRIGHT MLS
  • 2014-11-21 Sold (MLS) $26,500 BRIGHT MLS
  • 2014-11-21 Sold (MLS) $26,500 TREND
  • 2014-10-28 Pending TREND
  • 2014-10-27 Listing Removed BRIGHT MLS
  • 2014-10-04 Listed $28,900 TREND
  • 2014-10-03 Listed $28,900 BRIGHT MLS
  • 2010-02-08 Listing Removed BRIGHT MLS
  • 2009-11-13 Listed $85,000 BRIGHT MLS
  • 2003-05-30 Sold (Public Records) $42,000 Public Records
  • 2002-04-20 Listing Removed BRIGHT MLS
  • 2000-09-26 Listed $64,900 BRIGHT MLS
  • 1982-08-01 Sold (Public Records) $45,900 Public Records

Property tax history

-0.8%/yr

Latest (2025): $2,566 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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