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810 Thunderbird Dr
C+ Composite 60.86
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.0/10.0
  • DSCR +6.9/10.0
  • 1% rule +4.7/10.0
  • Rent growth +4.4/5.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0

$180,000

810 Thunderbird Dr · Rand, WV 25306
3 bd · 2.0 ba · 1,437 sqft · SingleFamily public records · 21 Days on market
Built 1953 0.62 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Very nice home on level lot with completely fenced yard, detached garage, and has off street parking. Backyard is your private paradise with above ground pool, goldfish pond, and pool house with storage. Very tastefully landscaped.

Key facts

  • Privacy fencing
  • Tranquil pond
  • Newer pool

Tags

NEWER POOLPRIVACY FENCINGTRANQUIL PONDATTRACTIVE LANDSCAPINGRECENTLY REMODELED BATHROOMALMOST-NEW HVAC SYSTEM

Property features AI

Exterior

  • Parking: Garage (1 car)
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; Residential property
  • Construction: Frame construction
  • Exterior features: Composition/shingle roof

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: Total of 6 rooms (bedroom count not specified)
  • Flooring: Carpet; Hardwood; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Wood stove; Electric heating; Forced air
  • Interior features: Insulated windows; Smoke detector(s)
  • Laundry & utility: No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $211 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (3.3% below list).
  • Recommended offer: $174k (3.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#138 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+; Watch: commute D+, amenities F, health & safety F.
  • Kanawha County Schools (suburban): math 29% / reading 40% proficiency, ranked #17 of 55 in WV (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Malden Elementary School (math 22% / reading 17%, grade F, #350 of 377 statewide, top 95%, 152 students, 0% FRL); Riverside High School (math 17% / reading 47%, grade F, #55 of 110 statewide, top 59%, 1,220 students, 0% FRL) — zoned schools average 0% FRL vs 46% district-wide (46 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+7.6%/yr); 24 active listings in the ZIP; 103 units permitted in Kanawha County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($1k loan paydown + $7k appreciation (4.0% local appreciation)).
  • Kanawha County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.0% appreciation + 7.6% rent growth), your $50k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $142k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,978 (3.3% below list)

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.14%
Cash-on-cash
6.61%
DSCR
1.29
GRM
8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.99% appreciation · 7.59% rent growth · sell at horizon

5-year hold
IRR
17.1%
Equity multiple
2.05×
Total profit
$53,128
Equity at exit
$91,157
10-year hold
IRR
20.0%
Equity multiple
4.46×
Total profit
$174,216
Equity at exit
$149,010

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25306

Home prices YoY
2.1%
Rents YoY
7.6%
Active inventory
24
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,740 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$78 /mo · $934/yr
Insurance
$75
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$365
Net cashflow
$211

Break-even live

Break-even rent $1,472
Max offer price $180,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-19
    days on market $180,000 Active 21 DOM
  2. 2026-06-18
    days on market $180,000 Active 20 DOM
  3. 2026-06-17
    days on market $180,000 Active 19 DOM
  4. 2026-06-16
    days on market $180,000 Active 18 DOM
  5. 2026-06-15
    days on market $180,000 Active 17 DOM
  6. 2026-06-14
    days on market $180,000 Active 15 DOM
  7. 2026-06-12
    days on market $180,000 Active 14 DOM
  8. 2026-06-09
    days on market $180,000 Active 11 DOM
  9. 2026-06-08
    days on market $180,000 Active 10 DOM
  10. 2026-06-07
    days on market $180,000 Active 9 DOM
  11. 2026-06-05
    days on market $180,000 Active 6 DOM
  12. 2026-06-03
    days on market $180,000 Active 5 DOM
  13. 2026-06-02
    days on market $180,000 Active 4 DOM
  14. 2026-06-01
    days on market $180,000 Active 3 DOM
  15. 2026-05-31
    days on market $180,000 Active 2 DOM
  16. 2026-05-29
    listed $180,000 Active
  17. 2022-07-28
    soldstatus $142,000
  18. 2022-07-27
    soldstatus $142,000 231-char remark
    Show marketing remark (231 chars)

    Very nice home on level lot with completely fenced yard, detached garage, and has off street parking. Backyard is your private paradise with above ground pool, goldfish pond, and pool house with storage. Very tastefully landscaped.

  19. 2022-05-31
    listed $142,000 231-char remark
    Show marketing remark (231 chars)

    Very nice home on level lot with completely fenced yard, detached garage, and has off street parking. Backyard is your private paradise with above ground pool, goldfish pond, and pool house with storage. Very tastefully landscaped.

  20. 1996-12-05
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$934 · $78/mo
Projected year-2 tax
$1,062 · $88/mo
Expected delta
+$128/yr (+$11/mo · 13.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,877
− Mortgage interest
−$10,083
− Property taxes
−$934
− Insurance
−$1,697
− Repairs & maintenance
−$1,670
− Management
−$1,670
− Depreciation
−$5,236
Taxable loss
−$413
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$99
After-tax cash flow
$2,634/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kanawha County Schools
NCES district ID
5400600
Math proficiency
29% ▼ -13.00%
Reading proficiency
40% ▼ -7.00%
Median HH income
$44,329
Composite
29.35/100
National rank
#6540
State rank
#17 of 55 in WV

Livability — Rand

Score
64/100
State rank
#138
US rank
#13922

Category grades

Amenities F Commute D+ Cost of living A+ Crime C+ Employment B- Housing C Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Kanawha County · 33,502 people
Metro
Charleston, WV
Population (ZIP)
6,040
Household income
$71,654
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
124.0

Population outlook (Kanawha County) Hauer SSP2

Today (2025)
178,946 people
By 2030
172,906 · -3.4%
By 2040
159,874 · -10.7%
By 2050
148,148 · -17.2%
By 2075
123,257 · -31.1%
By 2100
96,454 · -46.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 6% Hispanic / Latino 3% Two or more races 3% Asian 3%
Common ancestry
Italian 4% Slovak 3% Iranian 1%
Foreign-born
3% · Canada
Languages at home
97% English-only · Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Kanawha

2024 margin
R (+17.4) · D 40.2% · R 57.6% · Other 2.2%
2008→2024 swing
-17.0pp toward R · 2008: -0.4pp · 2024: -17.4pp
All cycles
2024: R+17.4 2020: R+14.7 2016: R+20.6 2012: R+11.9 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.99%
Current HPI
195.9623
Rent YoY
▲ 7.59%
Metro
Charleston, WV
State GDP YoY
F500 in state
0

Price history

+227.3% since first listed
5 events — show timeline
  • 2026-05-29 Listed $180,000 KVBOR
  • 2022-07-28 Sold (Public Records) $142,000 Public Records
  • 2022-07-27 Sold (MLS) $142,000 KVBOR
  • 2022-05-31 Listed $142,000 KVBOR
  • 1996-12-05 Sold (Public Records) $55,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $934 · -2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…