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7410 Brook Valley Dr
D Composite 43.67
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • ARV discount +10.3/15.0
  • 1% rule +5.3/10.0
  • DSCR +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$170,000

7410 Brook Valley Dr · San Antonio, TX 78242
3 bd · 1.0 ba · 1,526 sqft · SingleFamily public records · 12 Days on market
Built 1972 7,797 sqft lot $111/sqft · 19% below area Est $181k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Newly renovated 4 bed 2 ba, fully updated kitchen, granite counter tops, stainless steel appliances, new white shaker cabinets with soft close drawers and stainless hardware, plumbing updated, foundation repair w/transferable warranty, new roof, master with double closets, HUGE Florida room/sunroom, new solar screens throughout, Mature plants and trees, Comfortable living in a newly renovated home!

Key facts

  • Covered front porch
  • Screened-in porch
  • Updated kitchen

Tags

UPDATED KITCHENSCREENED-IN PORCHFENCED BACKYARDDETACHED STORAGE BUILDINGCOVERED FRONT PORCHGRANITE COUNTERTOPS

Property features AI

Finance

  • Other: Subdivision: LACKLAND CITY; Possession at closing/funding; For sale
  • Financial info: No down payment resource indicated
  • HOA & community: Community includes park/playground

Exterior

  • Parking: Converted garage
  • Utilities: City water and sewer; Natural gas
  • Home design: Pre-owned single-family home; North-facing
  • Construction: Brick and siding exterior; Slab foundation; Composition roof; Approximately 54 years old
  • Exterior features: Privacy fence

Interior

  • Kitchen: Stove/Range; Gas cooking; Dishwasher; Garbage disposal
  • Bedrooms: Primary bedroom with ceiling fan and full bath (12 x 15); Bedroom 2 (11 x 11); Bedroom 3 (11 x 12)
  • Flooring: Carpeting; Ceramic tile
  • Bathrooms: 2 full bathrooms; Primary bath with tub/shower combination and double vanity (10 x 10)
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Ceiling fans; Washer and dryer connections; Disposal; Open floor plan; Separate dining room; Eat-in kitchen with breakfast bar; Utility room inside; Ground level / no steps; Converted garage; 1 living area
  • Laundry & utility: Washer connection; Dryer connection; Utility room (10 x 10)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $17 ($207/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $170k).
  • Cap rate 6.4% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • South San Antonio ISD (urban): math 13% / reading 20% proficiency, ranked #804 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Neil Armstrong El (math 12% / reading 12%, grade F, #4,207 of 4,322 statewide, top 98%, 298 students, 97% FRL); South San Antonio H S (math 27% / reading 32%, grade F, #1,112 of 1,632 statewide, top 70%, 1,786 students, 93% FRL) — zoned schools average 95% FRL vs 42% district-wide (53 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-1.3%/yr); 92 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $170,000

Questions for the listing agent

  1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
6.41%
Cash-on-cash
0.43%
DSCR
1.02
GRM
8.1

CMA / ARV

ARV (median comp)
$181,313
List price
$170,000
Delta
-6.24%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5815 Kim Vly 0.17mi 3/1.0 1,376 (-10%) 1mo $145,000 $105 75
7518 Sleepy Vly 0.24mi 3/1.5 1,448 (-5%) 6mo $65,000 $45 73
7126 Grand Vly 0.57mi 3/2.0 1,504 (-1%) 1mo $255,000 $170 66
7306 Vista Grv 0.47mi 4/2.0 (+1) 1,522 (-0%) 4mo $235,000 $154 65
7522 Sweet Valley St 0.12mi 4/2.0 (+1) 1,418 (-7%) 13mo $199,999 $141 62
6011 Lark Vly 0.38mi 3/2.0 1,404 (-8%) 6mo $189,900 $135 60
7450 Brook Vly 0.12mi 4/2.0 (+1) 1,320 (-14%) 12mo $187,500 $142 53
5754 Sunset Pt 0.53mi 3/2.0 1,450 (-5%) 12mo $205,000 $141 53
5523 Elm Vly 0.69mi 3/2.0 1,479 (-3%) 13mo $249,000 $168 48
5530 Prairie Flower 0.70mi 3/1.0 1,320 (-14%) 2mo $104,900 $79 43
5742 White Feather 0.50mi 3/4.0 1,374 (-10%) 6mo $85,000 $62 43
5626 Mountain 0.62mi 4/2.0 (+1) 1,668 (+9%) 10mo $225,000 $135 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.5%
Equity multiple
0.34×
Total profit
$-31,430
Equity at exit
$25,348
10-year hold
IRR
-22.0%
Equity multiple
0.05×
Total profit
$-45,176
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78242

Home prices YoY
-17.6%
Rents YoY
-1.3%
Active inventory
92
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,748 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$402 /mo · $4,818/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$367
Net cashflow
$17

Break-even live

Break-even rent $1,726
Max offer price $170,000
Occupancy floor 94%

Sensitivity live

Price -10% $113 -5% $65 +0% $17 +5% $-31 +10% $-79
Rent -10% $-121 -5% $-52 +0% $17 +5% $86 +10% $155
Rate -1.0pp $103 -0.5pp $60 base $17 +0.5pp $-27 +1.0pp $-72

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6127 Bright Valley Dr San Antonio, TX 3.0 2.0 1528 $1,336 $0.87 5d 1 0.55mi
6127 Bright Valley Dr San Antonio, TX 3.0 2.0 1528 $1,365 $0.89 25d 1 0.55mi
5715 Mountain Pt San Antonio, TX 4.0 2.0 1668 $1,900 $1.14 45d 1 0.59mi
5634 Mountain Pt San Antonio, TX 4.0 2.5 1874 $1,745 $0.93 23d 1 0.60mi
5611 Elm Valley Dr San Antonio, TX 3.0 2.0 1445 $1,700 $1.18 45d 1 0.68mi
7026 Randado Ct San Antonio, TX 4.0 2.0 1667 $3,000 $1.80 3d 1 0.68mi
5406 Elm Valley Dr San Antonio, TX 4.0 2.0 1667 $3,000 $1.80 3d 1 0.68mi
7058 Dominic Vly San Antonio, TX 4.0 2.5 1687 $1,650 $0.98 45d 1 0.70mi
5415 Ray Ellison Blvd San Antonio, TX 1.0–2.0 1.0–2.0 878 $1,240 $1.41 5d 24 0.70mi
5523 Indian Desert St San Antonio, TX 4.0 1.5 1192 $1,325 $1.11 19d 1 0.70mi
5538 Jade Vly San Antonio, TX 4.0 3.0 2061 $2,100 $1.02 45d 1 0.71mi
7319 Walnut Valley Dr San Antonio, TX 3.0 2.0 1152 $1,900 $1.65 13d 1 0.73mi
5507 Prairie Flower Dr San Antonio, TX 3.0 2.0 1172 $2,000 $1.71 11d 1 0.76mi
7515 Holm Rd San Antonio, TX 1.0–3.0 1.0–2.0 886 $1,404 $1.58 4d 31 0.81mi
5542 Snow Fox St San Antonio, TX 4.0 1.5 1280 $1,900 $1.48 45d 1 0.83mi
6619 Freedom Hls San Antonio, TX 4.0 2.5 1410 $1,900 $1.35 3d 1 0.84mi
6627 Freedom Rnch San Antonio, TX 3.0 2.0 1400 $1,750 $1.25 25d 1 0.85mi
5535 Cool Valley St San Antonio, TX 4.0 3.0 1716 $1,700 $0.99 4d 1 0.87mi
7411 Hazel Cv San Antonio, TX 3.0 2.0 1287 $1,450 $1.13 17d 1 0.88mi
5938 Autumn Palms San Antonio, TX 3.0 2.0 1350 $2,400 $1.78 3d 1 0.90mi
8671 SW Loop 410 San Antonio, TX 2.0–3.0 2.0 1024 $1,405 $1.37 17d 7 0.90mi
5927 Mohave Vly San Antonio, TX 3.0 2.0 1464 $1,750 $1.20 25d 1 0.90mi
6230 Hazel Valley St San Antonio, TX 3.0 2.0 1344 $1,650 $1.23 23d 1 0.91mi
6811 Freedom Hls San Antonio, TX 3.0 2.5 2054 $1,875 $0.91 4d 1 0.95mi
6943 Emerald Vly San Antonio, TX 3.0 2.0 1341 $1,650 $1.23 16d 1 0.98mi
8905 Seacliff St San Antonio, TX 3.0 2.5 1230 $1,250 $1.02 17d 1 0.99mi
5539 Pearl Vly San Antonio, TX 3.0 2.0 1770 $1,925 $1.09 5d 1 1.01mi
6010 Ray Ellison Blvd San Antonio, TX 1.0–3.0 1.0–2.0 974 $1,418 $1.46 45d 1 1.03mi
8167 Dempsey Dr San Antonio, TX 3.0 2.5 1777 $1,610 $0.91 45d 1 1.04mi
8311 Big Creek Dr San Antonio, TX 3.0 2.5 1777 $1,610 $0.91 45d 1 1.05mi
5543 Coral Vly San Antonio, TX 3.0 2.0 1533 $1,750 $1.14 25d 1 1.06mi
6730 Carmona Pass San Antonio, TX 3.0 2.5 1771 $1,700 $0.96 17d 1 1.09mi
8522 Tesoro Hls San Antonio, TX 3.0 2.5 1539 $1,540 $1.00 45d 1 1.10mi
8619 Tesoro Hls San Antonio, TX 3.0 2.5 1539 $1,540 $1.00 25d 1 1.10mi
6802 Cougar Cv San Antonio, TX 3.0 2.0 1251 $1,550 $1.24 45d 1 1.12mi
8619 Standing Rock St San Antonio, TX 4.0 2.0 1176 $1,420 $1.21 5d 1 1.14mi
6802 Emerald Vly San Antonio, TX 3.0 2.5 2034 $2,300 $1.13 3d 1 1.14mi
9006 Bowline San Antonio, TX 4.0 2.0 1547 $1,795 $1.16 5d 1 1.14mi
8722 Tesoro Hls San Antonio, TX 3.0 1.5 1170 $1,475 $1.26 12d 1 1.16mi
8739 Tesoro Hls San Antonio, TX 3.0 2.5 1777 $1,595 $0.90 5d 1 1.16mi

Listing history 12 events

  1. 2026-05-05
    status Pending 1414-char remark
  2. 2026-04-23
    listed $170,000 New 1414-char remark
  3. 2025-03-24
    status Pending
  4. 2025-03-19
    historical Active Option
  5. 2025-03-17
    historical
  6. 2025-02-26
    listed $170,000 New
  7. 2019-08-12
    soldstatus Sold
    Show marketing remark (401 chars)

    Newly renovated 4 bed 2 ba, fully updated kitchen, granite counter tops, stainless steel appliances, new white shaker cabinets with soft close drawers and stainless hardware, plumbing updated, foundation repair w/transferable warranty, new roof, master with double closets, HUGE Florida room/sunroom, new solar screens throughout, Mature plants and trees, Comfortable living in a newly renovated home!

  8. 2019-08-12
    soldstatus
    Show marketing remark (401 chars)

    Newly renovated 4 bed 2 ba, fully updated kitchen, granite counter tops, stainless steel appliances, new white shaker cabinets with soft close drawers and stainless hardware, plumbing updated, foundation repair w/transferable warranty, new roof, master with double closets, HUGE Florida room/sunroom, new solar screens throughout, Mature plants and trees, Comfortable living in a newly renovated home!

  9. 2019-07-02
    historical Active Option
    Show marketing remark (401 chars)

    Newly renovated 4 bed 2 ba, fully updated kitchen, granite counter tops, stainless steel appliances, new white shaker cabinets with soft close drawers and stainless hardware, plumbing updated, foundation repair w/transferable warranty, new roof, master with double closets, HUGE Florida room/sunroom, new solar screens throughout, Mature plants and trees, Comfortable living in a newly renovated home!

  10. 2019-06-21
    listed $152,900 New
    Show marketing remark (401 chars)

    Newly renovated 4 bed 2 ba, fully updated kitchen, granite counter tops, stainless steel appliances, new white shaker cabinets with soft close drawers and stainless hardware, plumbing updated, foundation repair w/transferable warranty, new roof, master with double closets, HUGE Florida room/sunroom, new solar screens throughout, Mature plants and trees, Comfortable living in a newly renovated home!

  11. 2018-10-12
    soldstatus
  12. 1981-08-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,818 · $402/mo
Projected year-2 tax
$4,818 · $402/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,979
− Mortgage interest
−$9,523
− Property taxes
−$4,818
− Insurance
−$850
− Repairs & maintenance
−$1,678
− Management
−$1,678
− Depreciation
−$4,945
Taxable loss
−$2,514
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$603
After-tax cash flow
$810/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South San Antonio ISD
NCES district ID
4840680
Math proficiency
13% ▼ -20.00%
Reading proficiency
20% ▼ -10.00%
Median HH income
$35,460
Composite
13.6/100
National rank
#9511
State rank
#804 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
36,168
Household income
$50,644
Rent vs Own
46.4% rent · 53.6% own
Severe rent burden
1778.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (86%)
Race & ethnicity
Hispanic / Latino 86% Two or more races 25% White 8% Black 3% Native American 2%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Romanian 1% Italian 1%
Foreign-born
20% · Canada
Languages at home
43% English-only · Spanish 55%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.63%
Current HPI
259.9788
Rent YoY
▼ -1.32%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+11.2% since first listed
12 events — show timeline
  • 2026-05-05 Pending LERA
  • 2026-04-23 Listed $170,000 LERA
  • 2025-03-24 Pending LERA
  • 2025-03-19 Contingent LERA
  • 2025-03-17 Listing Removed LERA
  • 2025-02-26 Listed $170,000 LERA
  • 2019-08-12 Sold (MLS) LERA
  • 2019-08-12 Sold (Public Records) Public Records
  • 2019-07-02 Contingent LERA
  • 2019-06-21 Listed $152,900 LERA
  • 2018-10-12 Sold (Public Records) Public Records
  • 1981-08-01 Sold (Public Records) Public Records

Property tax history

+8.0%/yr

Latest (2025): $4,818 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…