7715 Woodbrook Cir #3402 · Berkshire Lakes, FL
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.12%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.9/30.0
- ARV discount +7.5/15.0
- 1% rule +5.4/10.0
- Schools +5.0/10.0
- DSCR +3.2/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$319,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great value in the gated and amenity-rich community of The Shores at Berkshire Lakes! Tucked away in the back of The Shores you'll find the quiet condominium section of the neighborhood called Preserve at The Shores. This highly sought after 2-story townhouse "Sanibel" floor plan offers 3 bedrooms and 2.5 bathrooms plus attached 1-car garage. This ideal layout offers a large master suite, half bath and open kitchen on the ground floor. Upstairs you'll find 2 additional bedrooms and another full bathroom. The sizable 1st floor master suite is complete with walk-in-closet and updated granite dual vanity. The kitchen has been completely renovated to include: granite countertops, stainless appliances and under-cabinet lighting. The Shores offers resort-style heated pool with large sun-shelf, fitness center, card room, ballroom, billiards tables, children's playground, tennis courts, bocce court and more! Conveniently located just minutes from downtown Naples, the beach and I-75 and directly across Santa Barbara Blvd. from the Berkshire Commons shopping center featuring: Publix, Starbucks, First Watch, Walgreens, Moe's, 5 Guys, Tropical Smoothie Cafe and more.
Key facts
- Gated community
- Stainless appliances
- Large master suite
Tags
Property features AI
Finance
- Other: Part of a complex with 188 units (4 units per building); Unit is one of 1 unit per floor in a 2-floor building; Restrictions: No commercial, No RV
- Financial info: Total annual recurring fees $8,352; One-time fees $1,200
- HOA & community: Mandatory HOA; Master HOA fee $243 monthly; Condo fee $453 monthly; Professional management; Maintenance covers cable, insurance, lawn/land maintenance, manager, exterior pest control, recreation facilities, repairs, reserves, street lights; Community amenities include clubhouse, community pool, spa/hot tub, exercise room, tennis, pickleball, basketball, bocce, billiards, bike/jog path, play area, BBQ/picnic, community park, sidewalks, streetlights, underground utilities
Exterior
- Parking: Attached 1-car garage
- Security: Gated community
- Utilities: Central water; Central sewer; Cable available
- Home design: Residential townhouse; 2-story home; Rear exposure facing west; Part of Berkshire Lakes / Preserve at the Shores community
- Construction: Concrete block construction; Built in 2001
- Exterior features: Stucco exterior; Tile roof; Landscaped area view; Central irrigation; Impact resistant windows and doors
Interior
- Kitchen: Gas cooktop; Dishwasher; Garbage disposal; Refrigerator/Freezer; Eat-in kitchen; Dining (living)
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms; 1 half bathroom; Master bath with dual sinks and shower (no tub)
- Heating & cooling: Central electric heat; Central electric air conditioning
- Interior features: Cable prewire; Foyer; High-speed internet available; Pantry; Smoke detectors; Walk-in closet; Laundry in residence; Unfurnished
- Laundry & utility: Washer and dryer included; Auto garage door opener
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath condo listed at $320k.
Deal economics
- At list price, monthly cash flow is $-139 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $295k (7.7% below list).
- Meets the 1% rule at list price ($3k rent vs $320k).
- Recommended offer: $282k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.1%/yr); 436 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,317/mo this rent would consume 56% of the median local household income ($72k/yr) (locally 1423% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 225 days — a 12% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $208k; list at $320k implies a 54% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 21% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 225 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 5.77%
- Cash-on-cash
- -1.86%
- DSCR
- 0.92
- GRM
- 8.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -23.6%
- Equity multiple
- 0.22×
- Total profit
- $-70,035
- Equity at exit
- $47,698
- IRR
- -34.3%
- Equity multiple
- -0.21×
- Total profit
- $-108,395
- Equity at exit
- $27,659
Cash invested: $89,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34104
- Rents YoY
- -1.1%
- Active inventory
- 436
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $3,317 high interval (Pro) →
- Mortgage (P&I)
- −$1,678
- Tax from tax record
- −$253 /mo · $3,036/yr
- Insurance
- −$133
- HOA
- −$696
- Vacancy / Maint / Mgmt
- −$697
- Net cashflow
- $-139
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $79,975
- Closing costs
- $9,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7790 Woodbrook Cir #2603 Naples, FL | 3.0 | 2.5 | 1406 | $4,500 | $3.20 | 23d | 1 | 0.11mi |
| 388 Belina Dr Unit 1104 Naples, FL | 2.0 | 2.0 | 1200 | $4,000 | $3.33 | 14d | 1 | 0.11mi |
| 484 Belina Dr Naples, FL | 2.0 | 1.0 | 1200 | $2,400 | $2.00 | 23d | 1 | 0.12mi |
| 7753 Haverhill Ct Naples, FL | 2.0 | 2.0 | 1840 | $2,800 | $1.52 | 23d | 1 | 0.17mi |
| 515 Gabriel Cir Unit 1910 Naples, FL | 2.0 | 2.0 | 1200 | $4,700 | $3.92 | 14d | 1 | 0.18mi |
| 228 Belina Dr Unit 606 Naples, FL | 2.0 | 2.0 | 1200 | $4,800 | $4.00 | 14d | 1 | 0.22mi |
| 448 Gabriel Cir Unit 3310 Naples, FL | 2.0 | 2.0 | 1200 | $3,500 | $2.92 | 14d | 1 | 0.23mi |
| 675 Luisa Ln Unit 825 Naples, FL | 3.0 | 2.0 | 1484 | $2,300 | $1.55 | 14d | 1 | 0.30mi |
| 7832 Meridan Ct Naples, FL | 2.0 | 2.0 | 1567 | $4,500 | $2.87 | 23d | 1 | 0.31mi |
| 620 Luisa Ct Unit 803 Naples, FL | 2.0 | 2.0 | 1200 | $2,400 | $2.00 | 14d | 1 | 0.32mi |
| 640 Luisa Ln Unit 804-4 Naples, FL | 3.0 | 2.0 | 1639 | $5,600 | $3.42 | 23d | 1 | 0.32mi |
| 705 Luisa Ln Unit 822 Naples, FL | 3.0 | 2.0 | 1639 | $2,500 | $1.53 | 14d | 1 | 0.33mi |
| 3536 Winifred Row Ln Naples, FL | 3.0 | 2.5 | 1300 | $2,350 | $1.81 | 14d | 10 | 0.33mi |
| 4007 Recreation Ln Naples, FL | 2.0 | 2.0 | 1806 | $5,500 | $3.05 | 23d | 1 | 0.35mi |
| 153 Gabriel Cir Unit 3003 Naples, FL | 2.0 | 2.0 | 1200 | $4,000 | $3.33 | 14d | 1 | 0.35mi |
| 218 Gabriel Cir Unit 3809 Naples, FL | 2.0 | 2.0 | 1200 | $3,800 | $3.17 | 14d | 1 | 0.38mi |
| 1600 Wellesley Cir Naples, FL | 1.0–2.0 | 1.0–2.0 | 950 | $1,900 | $2.00 | 14d | 12 | 0.44mi |
| 120 Asaf Dr Unit 4304 Naples, FL | 2.0 | 2.0 | 1350 | $4,300 | $3.19 | 14d | 1 | 0.45mi |
| 7892 Sanctuary Cir #2 Naples, FL | 3.0 | 2.0 | 1742 | $2,700 | $1.55 | 14d | 1 | 0.47mi |
| 7892 Sanctuary Cir #02 Naples, FL | 3.0 | 2.0 | 1742 | $2,700 | $1.55 | 23d | 1 | 0.47mi |
| 8153 Sanctuary Dr #2 Naples, FL | 3.0 | 2.0 | 1668 | $2,350 | $1.41 | 14d | 1 | 0.48mi |
| 7895 Sanctuary Cir Unit 117-1 Naples, FL | 3.0 | 2.0 | 1742 | $3,500 | $2.01 | 14d | 1 | 0.48mi |
| 1392 Churchill Cir Unit O101 Naples, FL | 3.0 | 2.0 | 1350 | $2,300 | $1.70 | 14d | 1 | 0.50mi |
| 7839 Regal Heron Cir #202 Naples, FL | 2.0 | 2.0 | 1202 | $2,000 | $1.66 | 23d | 1 | 0.54mi |
| 1448 Churchill Cir #103 Naples, FL | 2.0 | 2.0 | 1200 | $1,900 | $1.58 | 14d | 1 | 0.55mi |
| 333 Wentworth Ct Naples, FL | 3.0 | 2.0 | 1807 | $7,000 | $3.87 | 23d | 1 | 0.56mi |
| 1357 Churchill Cir Unit G202 Naples, FL | 2.0 | 2.0 | 1200 | $1,995 | $1.66 | 14d | 1 | 0.56mi |
| 242 Belville Blvd Naples, FL | 3.0 | 2.0 | 1875 | $9,000 | $4.80 | 21d | 1 | 0.56mi |
| 7725 Tara Cir Naples, FL | 1.0–3.0 | 1.0–2.0 | 929 | $1,808 | $1.95 | 14d | 1 | 0.58mi |
| 7835 Regal Heron Cir Naples, FL | 2.0–3.0 | 2.0 | 1316 | $2,250 | $1.71 | 23d | 2 | 0.58mi |
| 108 Santa Clara Dr #4 Naples, FL | 2.0 | 2.0 | 974 | $1,950 | $2.00 | 14d | 1 | 0.60mi |
| 159 Lady Palm Dr Naples, FL | 3.0 | 2.0 | 1509 | $8,000 | $5.30 | 14d | 1 | 0.60mi |
| 7822 Great Heron Way #106 Naples, FL | 3.0 | 2.0 | 1431 | $2,200 | $1.54 | 23d | 1 | 0.60mi |
| 7822 Great Heron Way #106 Naples, FL | 3.0 | 2.0 | 1431 | $2,200 | $1.54 | 14d | 1 | 0.60mi |
| 7831 Regal Heron Cir Unit 1506858P Naples, FL | 3.0 | 2.0 | 1420 | $4,283 | $3.02 | 14d | 1 | 0.61mi |
| 160 Lady Palm Dr Naples, FL | 3.0 | 2.0 | 1749 | $3,000 | $1.72 | 23d | 1 | 0.62mi |
| 7818 Great Heron Way #303 Naples, FL | 2.0 | 2.0 | 1304 | $3,395 | $2.60 | 14d | 1 | 0.64mi |
| 7804 Regal Heron Cir #304 Naples, FL | 2.0 | 2.0 | 1304 | $2,000 | $1.53 | 14d | 1 | 0.64mi |
| 191 Bennington Dr Unit 12-6 Naples, FL | 2.0 | 2.0 | 1240 | $1,450 | $1.17 | 23d | 1 | 0.65mi |
| 322 Melrose Pl #31 Naples, FL | 2.0 | 2.0 | 1757 | $4,500 | $2.56 | 23d | 1 | 0.66mi |
HOA detail condo
- Monthly dues
- $696 · $8,352/yr
- Likely covers
- poolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 24 events
-
2026-06-18days on market $319,900 Active 225 DOM
-
2026-06-17days on market $319,900 Active 224 DOM
-
2026-06-16days on market $319,900 Active 223 DOM
-
2026-06-15days on market $319,900 Active 222 DOM
-
2026-06-10days on market $319,900 Active 217 DOM
-
2026-06-09days on market $319,900 Active 216 DOM
-
2026-06-08days on market $319,900 Active 215 DOM
-
2026-06-07days on market $319,900 Active 214 DOM
-
2026-06-03days on market $319,900 Active 210 DOM
-
2026-06-02days on market $319,900 Active 209 DOM
-
2026-06-01days on market $319,900 Active 208 DOM
-
2026-05-31days on market $319,900 Active 207 DOM
-
2026-05-30days on market $319,900 Active 206 DOM
-
2025-11-20status Active
-
2025-10-22status Pending With Contingencies
-
2025-10-07$319,900 Active
-
2020-03-31soldstatus $207,500 Sold 1183-char remark
Show marketing remark (1183 chars)
Great value in the gated and amenity-rich community of The Shores at Berkshire Lakes! Tucked away in the back of The Shores you'll find the quiet condominium section of the neighborhood called Preserve at The Shores. This highly sought after 2-story townhouse "Sanibel" floor plan offers 3 bedrooms and 2.5 bathrooms plus attached 1-car garage. This ideal layout offers a large master suite, half bath and open kitchen on the ground floor. Upstairs you'll find 2 additional bedrooms and another full bathroom. The sizable 1st floor master suite is complete with walk-in-closet and updated granite dual vanity. The kitchen has been completely renovated to include: granite countertops, stainless appliances and under-cabinet lighting. The Shores offers resort-style heated pool with large sun-shelf, fitness center, card room, ballroom, billiards tables, children's playground, tennis courts, bocce court and more! Conveniently located just minutes from downtown Naples, the beach and I-75 and directly across Santa Barbara Blvd. from the Berkshire Commons shopping center featuring: Publix, Starbucks, First Watch, Walgreens, Moe's, 5 Guys, Tropical Smoothie Cafe and more.
-
2020-03-31soldstatus $207,452
Show marketing remark (1183 chars)
Great value in the gated and amenity-rich community of The Shores at Berkshire Lakes! Tucked away in the back of The Shores you'll find the quiet condominium section of the neighborhood called Preserve at The Shores. This highly sought after 2-story townhouse "Sanibel" floor plan offers 3 bedrooms and 2.5 bathrooms plus attached 1-car garage. This ideal layout offers a large master suite, half bath and open kitchen on the ground floor. Upstairs you'll find 2 additional bedrooms and another full bathroom. The sizable 1st floor master suite is complete with walk-in-closet and updated granite dual vanity. The kitchen has been completely renovated to include: granite countertops, stainless appliances and under-cabinet lighting. The Shores offers resort-style heated pool with large sun-shelf, fitness center, card room, ballroom, billiards tables, children's playground, tennis courts, bocce court and more! Conveniently located just minutes from downtown Naples, the beach and I-75 and directly across Santa Barbara Blvd. from the Berkshire Commons shopping center featuring: Publix, Starbucks, First Watch, Walgreens, Moe's, 5 Guys, Tropical Smoothie Cafe and more.
-
2020-02-16status Pending With Contingencies 1183-char remark
Show marketing remark (1183 chars)
Great value in the gated and amenity-rich community of The Shores at Berkshire Lakes! Tucked away in the back of The Shores you'll find the quiet condominium section of the neighborhood called Preserve at The Shores. This highly sought after 2-story townhouse "Sanibel" floor plan offers 3 bedrooms and 2.5 bathrooms plus attached 1-car garage. This ideal layout offers a large master suite, half bath and open kitchen on the ground floor. Upstairs you'll find 2 additional bedrooms and another full bathroom. The sizable 1st floor master suite is complete with walk-in-closet and updated granite dual vanity. The kitchen has been completely renovated to include: granite countertops, stainless appliances and under-cabinet lighting. The Shores offers resort-style heated pool with large sun-shelf, fitness center, card room, ballroom, billiards tables, children's playground, tennis courts, bocce court and more! Conveniently located just minutes from downtown Naples, the beach and I-75 and directly across Santa Barbara Blvd. from the Berkshire Commons shopping center featuring: Publix, Starbucks, First Watch, Walgreens, Moe's, 5 Guys, Tropical Smoothie Cafe and more.
-
2020-01-21$215,000 Active 1183-char remark
Show marketing remark (1183 chars)
Great value in the gated and amenity-rich community of The Shores at Berkshire Lakes! Tucked away in the back of The Shores you'll find the quiet condominium section of the neighborhood called Preserve at The Shores. This highly sought after 2-story townhouse "Sanibel" floor plan offers 3 bedrooms and 2.5 bathrooms plus attached 1-car garage. This ideal layout offers a large master suite, half bath and open kitchen on the ground floor. Upstairs you'll find 2 additional bedrooms and another full bathroom. The sizable 1st floor master suite is complete with walk-in-closet and updated granite dual vanity. The kitchen has been completely renovated to include: granite countertops, stainless appliances and under-cabinet lighting. The Shores offers resort-style heated pool with large sun-shelf, fitness center, card room, ballroom, billiards tables, children's playground, tennis courts, bocce court and more! Conveniently located just minutes from downtown Naples, the beach and I-75 and directly across Santa Barbara Blvd. from the Berkshire Commons shopping center featuring: Publix, Starbucks, First Watch, Walgreens, Moe's, 5 Guys, Tropical Smoothie Cafe and more.
-
2015-04-09price $165,000 339-char remark
Show marketing remark (339 chars)
Move in ready! All new interior paint, carpet, newer appliances, brand new high eff. A/C. Located in the sought after community of The Shores, that is gated, has a lovely clubhouse, community pool, tennis, playground and sidewalks! This carriage home is a gem that is located only 15 minutes to downtown Naples and award winning beaches.
-
2015-04-08soldstatus $170,000 339-char remark
Show marketing remark (339 chars)
Move in ready! All new interior paint, carpet, newer appliances, brand new high eff. A/C. Located in the sought after community of The Shores, that is gated, has a lovely clubhouse, community pool, tennis, playground and sidewalks! This carriage home is a gem that is located only 15 minutes to downtown Naples and award winning beaches.
-
2015-02-05$170,000 339-char remark
Show marketing remark (339 chars)
Move in ready! All new interior paint, carpet, newer appliances, brand new high eff. A/C. Located in the sought after community of The Shores, that is gated, has a lovely clubhouse, community pool, tennis, playground and sidewalks! This carriage home is a gem that is located only 15 minutes to downtown Naples and award winning beaches.
-
2005-10-12soldstatus $336,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,036 · $253/mo
- Projected year-2 tax
- $3,036 · $253/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,808
- − Mortgage interest
- −$17,919
- − Property taxes
- −$3,036
- − Insurance
- −$1,600
- − Repairs & maintenance
- −$3,185
- − Management
- −$3,185
- − HOA
- −$8,352
- − Depreciation
- −$9,306
- Taxable loss
- −$6,774
- Est. tax savings @ 24.0%
- +$1,626
- After-tax cash flow
- $-44/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Berkshire Lakes
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 26,408
- Household income
- $71,686
- Rent vs Own
- Severe rent burden
- 1423.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 30% Two or more races 19% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 6% Dominican 1%
- Common ancestry
- Lithuanian 6% Romanian 3% Hispanic 2%
- Foreign-born
- 30% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · Spanish 24% French/Haitian/Cajun 5% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -252.48%
- Current HPI
- 259.3498
- Rent YoY
- ▼ -1.10%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-4.8% since first listed11 events — show timeline
- 2025-11-20 Relisted — NAPLESMLS
- 2025-10-22 Pending — NAPLESMLS
- 2025-10-07 Listed $319,900 NAPLESMLS
- 2020-03-31 Sold (Public Records) $207,452 Public Records
- 2020-03-31 Sold (MLS) $207,500 NAPLESMLS
- 2020-02-16 Pending — NAPLESMLS
- 2020-01-21 Listed $215,000 NAPLESMLS
- 2015-04-09 Price Changed $165,000 NAPLESMLS
- 2015-04-08 Sold (MLS) $170,000 NAPLESMLS
- 2015-02-05 Listed $170,000 NAPLESMLS
- 2005-10-12 Sold (Public Records) $336,000 Public Records
Property tax history
+6.0%/yrLatest (2025): $3,036 · +1.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…