25307 N 51st Dr · Phoenix, AZ 85083

$699,998

5 bd · 5.0 ba · 4,070 sqft · SingleFamily public records · 73 Days on market

Built 2005 0.25 ac lot $172/sqft · at area comps Est $712k · at est. $108/mo HOA · 3% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +8.3/15.0
• Cash flow +6.6/30.0
• Schools +4.7/10.0
• Livability +3.8/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• 1% rule +0.9/10.0
• DSCR +0.8/10.0

Listing remarks MLS

Welcome to this beautifully maintained home offering space, functionality, and comfort on an expansive 10,000 sq ft lot. From the moment you arrive, you'll appreciate the charming curb appeal, classic exterior, new roof, and a 3-car garage. Inside, the home opens to bright, newly painted living spaces with high ceilings and neutral finishes. The kitchen is the heart of the home, featuring ample cabinetry, a large center island, stainless steel appliances, and plenty of counter space, ideal for cooking, gathering, and hosting. The versatile floor plan includes generously sized bedrooms and multiple living areas, including an oversized loft, perfect for a game room, home office, or additional lounge space. The spacious primary suite offers a relaxing retreat with abundant natural light and a well-appointed ensuite bathroom featuring dual vanities and a separate shower and tub. Step outside to a large backyard with endless potential. Whether you envision a pool, outdoor kitchen, or lush landscaping, this oversized lot provides the space to create your ideal outdoor oasis. A covered patio offers the perfect spot to relax and enjoy Arizona evenings. Conveniently located in Phoenix near shopping, dining, and major commuting routes, this home combines space, flexibility, and opportunity. It is ready for its next owner to make it their own.

Key facts

• Oversized loft
• Large center island
• Large backyard

Tags

• NEW ROOF
• LARGE CENTER ISLAND
• STAINLESS STEEL APPLIANCES
• OVERSIZED LOFT
• LARGE BACKYARD
• COVERED PATIO

What this means for you Summary

Snapshot

• This is a 5-bed/5.0-bath single-family listed at $700k.

Deal economics

• At list price, monthly cash flow is $-1k ($-14k/yr) — negative.
• To cash-flow at today's rent, offer at most $495k (29.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $412k (41.1% below list).
• Recommended offer: $412k (41.1% below list) — sets the bar for 1% rule.
• Cap rate 4.3% vs local median 3.3% in Phoenix — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#16 in AZ, #3,924 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: health & safety C-, crime F.
• Deer Valley Unified District (4246) (urban): math 50% / reading 55% proficiency, ranked #33 of 249 in AZ (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Las Brisas Elementary School (math 57% / reading 63%, grade B-, #146 of 1,109 statewide, top 13%, 476 students, 18% FRL); Hillcrest Middle School (math 49% / reading 60%, grade B-, #15 of 218 statewide, top 7%, 899 students, 14% FRL); Sandra Day O'Connor High School (math 43% / reading 48%, grade D-, #58 of 381 statewide, top 15%, 2,567 students, 13% FRL).
• Market conditions: Rents rising (+2.3%/yr); 123 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• This rent runs 33% of the median local income ($149k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $75k of equity ($5k loan paydown + $70k appreciation (10.0% local appreciation)).
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$120k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 73 days — a 6% lower offer ($658k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $411,971 (41.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.59% ✗
• Cap rate: 4.31%
• Cash-on-cash: -7.09%
• DSCR: 0.68
• GRM: 14.2

CMA / ARV

• ARV (median comp): $712,045
• List price: $699,998
• Delta: -1.69%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5116 W Trotter Trl	0.08mi	5/3.5	4,070 (0%)	2mo	$725,000	$178	88
5136 W Trotter Trl	0.11mi	5/3.5	3,638 (-11%)	5mo	$675,000	$186	67
5021 W Rowel Rd	0.60mi	5/4.5	3,940 (-3%)	2mo	$880,000	$223	62
4922 W Fallen Leaf Ln	0.35mi	6/4.0 (+1)	3,912 (-4%)	9mo	$950,000	$243	61
5046 W Parsons Rd	0.28mi	4/3.0 (-1)	3,813 (-6%)	5mo	$855,500	$224	59
25914 N 49th Ln	0.41mi	4/4.5 (-1)	3,810 (-6%)	5mo	$905,000	$238	59
5322 W Whispering Wind Dr	0.45mi	6/3.5 (+1)	4,324 (+6%)	0mo	$1,050,000	$243	58
4950 W Lariat Ln	0.46mi	5/4.5	3,596 (-12%)	0mo	$1,430,000	$398	57
4839 W Buckskin Trl	0.37mi	5/3.0	3,475 (-15%)	2mo	$1,125,000	$324	49
5501 W Whispering Wind Dr	0.64mi	5/3.0	3,696 (-9%)	12mo	$860,000	$233	37
5121 W Andrea Ln	0.74mi	4/3.0 (-1)	3,813 (-6%)	6mo	$829,200	$217	37
4720 W Avenida Del Rey --	0.51mi	4/2.5 (-1)	3,592 (-12%)	10mo	$1,020,000	$284	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold

• IRR: 19.1%
• Equity multiple: 2.55×
• Total profit: $304,381
• Equity at exit: $630,614

10-year hold

• IRR: 17.5%
• Equity multiple: 5.84×
• Total profit: $948,181
• Equity at exit: $1,359,942

Cash invested: $195,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85083

• Home prices YoY: 5.4%
• Rents YoY: 2.3%
• Active inventory: 123
• Price-to-rent: 14.2×

Monthly cashflow live

• Estimated rent: $4,120 high
• Mortgage (P&I): −$3,671
• Tax from tax record: −$342 /mo · $4,101/yr
• Insurance: −$292
• HOA: −$108
• Vacancy / Maint / Mgmt: −$865
• Net cashflow: $-1,158

Break-even live

Break-even rent $5,585

Max offer price $495,486

Occupancy floor —

Sensitivity live

Price	-10% $-761	-5% $-960	+0% $-1,158	+5% $-1,356	+10% $-1,554
Rent	-10% $-1,483	-5% $-1,320	+0% $-1,158	+5% $-995	+10% $-832
Rate	-1.0pp $-805	-0.5pp $-980	base $-1,158	+0.5pp $-1,339	+1.0pp $-1,524

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $175,000
• Closing costs: $21,000
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5411 W Rowel Rd Phoenix, AZ	5.0	3.0	3422	$3,099	$0.91	1d	1	0.77mi
4410 W Fallen Leaf Ln Glendale, AZ	5.0	2.5	3315	$3,750	$1.13	9d	1	0.96mi
4548 W Mariposa Grande Glendale, AZ	5.0	3.5	3419	$9,995	$2.92	45d	1	1.08mi
4411 W Park View Ln Glendale, AZ	4.0	4.0	3240	$3,399	$1.05	45d	1	1.09mi
5529 W Pinnacle Hill Dr Glendale, AZ	5.0	4.5	3954	$6,500	$1.64	45d	1	1.22mi
5224 W Bent Tree Dr Phoenix, AZ	5.0	4.0	3638	$3,300	$0.91	20d	1	1.31mi
26041 N Fernbush Dr Phoenix, AZ	4.0	3.0	2901	$3,599	$1.24	45d	1	1.34mi

HOA detail

• Monthly dues: $108 · $1,296/yr
• Likely covers: landscapingpool

Listing history 39 events

1. 2026-06-21
   pricedays on market $699,998 Active 73 DOM
2. 2026-06-18
   days on market $699,999 Active 70 DOM
3. 2026-06-17
   days on market $699,999 Active 69 DOM
4. 2026-06-16
   days on market $699,999 Active 68 DOM
5. 2026-06-15
   days on market $699,999 Active 67 DOM
6. 2026-06-13
   days on market $699,999 Active 65 DOM
7. 2026-06-13
   days on market $699,999 Active 64 DOM
8. 2026-06-09
   days on market $699,999 Active 61 DOM
9. 2026-06-08
   days on market $699,999 Active 60 DOM
10. 2026-06-07
    days on market $699,999 Active 59 DOM
11. 2026-06-04
    days on market $699,999 Active 56 DOM
12. 2026-06-03
    days on market $699,999 Active 55 DOM
13. 2026-06-02
    days on market $699,999 Active 54 DOM
14. 2026-06-01
    days on market $699,999 Active 53 DOM
15. 2026-05-31
    days on market $699,999 Active 52 DOM
16. 2026-05-06
    price $699,999 1359-char remark

    Show marketing remark (1359 chars)

    Welcome to this beautifully maintained home offering space, functionality, and comfort on an expansive 10,000 sq ft lot. From the moment you arrive, you'll appreciate the charming curb appeal, classic exterior, new roof, and a 3-car garage. Inside, the home opens to bright, newly painted living spaces with high ceilings and neutral finishes. The kitchen is the heart of the home, featuring ample cabinetry, a large center island, stainless steel appliances, and plenty of counter space, ideal for cooking, gathering, and hosting. The versatile floor plan includes generously sized bedrooms and multiple living areas, including an oversized loft, perfect for a game room, home office, or additional lounge space. The spacious primary suite offers a relaxing retreat with abundant natural light and a well-appointed ensuite bathroom featuring dual vanities and a separate shower and tub. Step outside to a large backyard with endless potential. Whether you envision a pool, outdoor kitchen, or lush landscaping, this oversized lot provides the space to create your ideal outdoor oasis. A covered patio offers the perfect spot to relax and enjoy Arizona evenings. Conveniently located in Phoenix near shopping, dining, and major commuting routes, this home combines space, flexibility, and opportunity. It is ready for its next owner to make it their own.

17. 2026-04-09
    listed $725,000 Active 1359-char remark

    Show marketing remark (1359 chars)

    Welcome to this beautifully maintained home offering space, functionality, and comfort on an expansive 10,000 sq ft lot. From the moment you arrive, you'll appreciate the charming curb appeal, classic exterior, new roof, and a 3-car garage. Inside, the home opens to bright, newly painted living spaces with high ceilings and neutral finishes. The kitchen is the heart of the home, featuring ample cabinetry, a large center island, stainless steel appliances, and plenty of counter space, ideal for cooking, gathering, and hosting. The versatile floor plan includes generously sized bedrooms and multiple living areas, including an oversized loft, perfect for a game room, home office, or additional lounge space. The spacious primary suite offers a relaxing retreat with abundant natural light and a well-appointed ensuite bathroom featuring dual vanities and a separate shower and tub. Step outside to a large backyard with endless potential. Whether you envision a pool, outdoor kitchen, or lush landscaping, this oversized lot provides the space to create your ideal outdoor oasis. A covered patio offers the perfect spot to relax and enjoy Arizona evenings. Conveniently located in Phoenix near shopping, dining, and major commuting routes, this home combines space, flexibility, and opportunity. It is ready for its next owner to make it their own.

18. 2022-12-20
    soldstatus $640,000
19. 2022-12-19
    soldstatus $640,000 Closed 1602-char remark

    Show marketing remark (1602 chars)

    What an amazing opportunity to have your family own this gorgeous 5 bed/4 bath with 3 car garage home in the prestigious Stetson Valley community. Situated on a 1/4 acre lot with 4100 sq. ft in a cul-de-sac, this home offers privacy and tranquility while still being close to all the conveniences you could want. As you enter, you are greeted by a formal living/dining room great for entertaining. This leads into the open concept Kitchen with large island, stainless appliances, double ovens, maple cabinets and an enormous walk in pantry. Adjacent on the first floor is the 5th bedroom with bath perfect for guests or in-law suite. As you head upstairs, retreat to the spacious owners suite with windows overlooking the mountains. Master bath offers separate tub, shower and double sinks and enormous walk in closet. The other 3 bedrooms are also ample sized with plenty of storage in each of their walk in closets. The 4th bedroom is considered a second master with an attached bathroom. Conveniently located upstairs you will find the Laundry room which includes a full sized washer and dryer with built in cabinets for additional storage. Your family will enjoy the spacious backyard with RV gate, lots of grass and mature vegetation.. The backyard has ample room for a pool if desired. Save on your electric bill as this home also has solar! Low monthly utilities are another perk. In close proximity to Deem Hills Park w/dog parks, pickle-ball , tennis, soccer fields. & numerous hiking, biking trails and a new Elementary School. Schedule a viewing and make this beautiful home yours today!

20. 2022-12-01
    status Pending 1602-char remark

    Show marketing remark (1602 chars)

    What an amazing opportunity to have your family own this gorgeous 5 bed/4 bath with 3 car garage home in the prestigious Stetson Valley community. Situated on a 1/4 acre lot with 4100 sq. ft in a cul-de-sac, this home offers privacy and tranquility while still being close to all the conveniences you could want. As you enter, you are greeted by a formal living/dining room great for entertaining. This leads into the open concept Kitchen with large island, stainless appliances, double ovens, maple cabinets and an enormous walk in pantry. Adjacent on the first floor is the 5th bedroom with bath perfect for guests or in-law suite. As you head upstairs, retreat to the spacious owners suite with windows overlooking the mountains. Master bath offers separate tub, shower and double sinks and enormous walk in closet. The other 3 bedrooms are also ample sized with plenty of storage in each of their walk in closets. The 4th bedroom is considered a second master with an attached bathroom. Conveniently located upstairs you will find the Laundry room which includes a full sized washer and dryer with built in cabinets for additional storage. Your family will enjoy the spacious backyard with RV gate, lots of grass and mature vegetation.. The backyard has ample room for a pool if desired. Save on your electric bill as this home also has solar! Low monthly utilities are another perk. In close proximity to Deem Hills Park w/dog parks, pickle-ball , tennis, soccer fields. & numerous hiking, biking trails and a new Elementary School. Schedule a viewing and make this beautiful home yours today!

21. 2022-11-09
    historical Under Contract Accepting Backups 1602-char remark

    Show marketing remark (1602 chars)

    What an amazing opportunity to have your family own this gorgeous 5 bed/4 bath with 3 car garage home in the prestigious Stetson Valley community. Situated on a 1/4 acre lot with 4100 sq. ft in a cul-de-sac, this home offers privacy and tranquility while still being close to all the conveniences you could want. As you enter, you are greeted by a formal living/dining room great for entertaining. This leads into the open concept Kitchen with large island, stainless appliances, double ovens, maple cabinets and an enormous walk in pantry. Adjacent on the first floor is the 5th bedroom with bath perfect for guests or in-law suite. As you head upstairs, retreat to the spacious owners suite with windows overlooking the mountains. Master bath offers separate tub, shower and double sinks and enormous walk in closet. The other 3 bedrooms are also ample sized with plenty of storage in each of their walk in closets. The 4th bedroom is considered a second master with an attached bathroom. Conveniently located upstairs you will find the Laundry room which includes a full sized washer and dryer with built in cabinets for additional storage. Your family will enjoy the spacious backyard with RV gate, lots of grass and mature vegetation.. The backyard has ample room for a pool if desired. Save on your electric bill as this home also has solar! Low monthly utilities are another perk. In close proximity to Deem Hills Park w/dog parks, pickle-ball , tennis, soccer fields. & numerous hiking, biking trails and a new Elementary School. Schedule a viewing and make this beautiful home yours today!

22. 2022-10-13
    status Active 1602-char remark

    Show marketing remark (1602 chars)

    What an amazing opportunity to have your family own this gorgeous 5 bed/4 bath with 3 car garage home in the prestigious Stetson Valley community. Situated on a 1/4 acre lot with 4100 sq. ft in a cul-de-sac, this home offers privacy and tranquility while still being close to all the conveniences you could want. As you enter, you are greeted by a formal living/dining room great for entertaining. This leads into the open concept Kitchen with large island, stainless appliances, double ovens, maple cabinets and an enormous walk in pantry. Adjacent on the first floor is the 5th bedroom with bath perfect for guests or in-law suite. As you head upstairs, retreat to the spacious owners suite with windows overlooking the mountains. Master bath offers separate tub, shower and double sinks and enormous walk in closet. The other 3 bedrooms are also ample sized with plenty of storage in each of their walk in closets. The 4th bedroom is considered a second master with an attached bathroom. Conveniently located upstairs you will find the Laundry room which includes a full sized washer and dryer with built in cabinets for additional storage. Your family will enjoy the spacious backyard with RV gate, lots of grass and mature vegetation.. The backyard has ample room for a pool if desired. Save on your electric bill as this home also has solar! Low monthly utilities are another perk. In close proximity to Deem Hills Park w/dog parks, pickle-ball , tennis, soccer fields. & numerous hiking, biking trails and a new Elementary School. Schedule a viewing and make this beautiful home yours today!

23. 2022-07-15
    historical 1602-char remark

    Show marketing remark (1602 chars)

    What an amazing opportunity to have your family own this gorgeous 5 bed/4 bath with 3 car garage home in the prestigious Stetson Valley community. Situated on a 1/4 acre lot with 4100 sq. ft in a cul-de-sac, this home offers privacy and tranquility while still being close to all the conveniences you could want. As you enter, you are greeted by a formal living/dining room great for entertaining. This leads into the open concept Kitchen with large island, stainless appliances, double ovens, maple cabinets and an enormous walk in pantry. Adjacent on the first floor is the 5th bedroom with bath perfect for guests or in-law suite. As you head upstairs, retreat to the spacious owners suite with windows overlooking the mountains. Master bath offers separate tub, shower and double sinks and enormous walk in closet. The other 3 bedrooms are also ample sized with plenty of storage in each of their walk in closets. The 4th bedroom is considered a second master with an attached bathroom. Conveniently located upstairs you will find the Laundry room which includes a full sized washer and dryer with built in cabinets for additional storage. Your family will enjoy the spacious backyard with RV gate, lots of grass and mature vegetation.. The backyard has ample room for a pool if desired. Save on your electric bill as this home also has solar! Low monthly utilities are another perk. In close proximity to Deem Hills Park w/dog parks, pickle-ball , tennis, soccer fields. & numerous hiking, biking trails and a new Elementary School. Schedule a viewing and make this beautiful home yours today!

24. 2022-06-07
    listed $680,000 Active 1602-char remark

    Show marketing remark (1602 chars)

    What an amazing opportunity to have your family own this gorgeous 5 bed/4 bath with 3 car garage home in the prestigious Stetson Valley community. Situated on a 1/4 acre lot with 4100 sq. ft in a cul-de-sac, this home offers privacy and tranquility while still being close to all the conveniences you could want. As you enter, you are greeted by a formal living/dining room great for entertaining. This leads into the open concept Kitchen with large island, stainless appliances, double ovens, maple cabinets and an enormous walk in pantry. Adjacent on the first floor is the 5th bedroom with bath perfect for guests or in-law suite. As you head upstairs, retreat to the spacious owners suite with windows overlooking the mountains. Master bath offers separate tub, shower and double sinks and enormous walk in closet. The other 3 bedrooms are also ample sized with plenty of storage in each of their walk in closets. The 4th bedroom is considered a second master with an attached bathroom. Conveniently located upstairs you will find the Laundry room which includes a full sized washer and dryer with built in cabinets for additional storage. Your family will enjoy the spacious backyard with RV gate, lots of grass and mature vegetation.. The backyard has ample room for a pool if desired. Save on your electric bill as this home also has solar! Low monthly utilities are another perk. In close proximity to Deem Hills Park w/dog parks, pickle-ball , tennis, soccer fields. & numerous hiking, biking trails and a new Elementary School. Schedule a viewing and make this beautiful home yours today!

25. 2013-07-31
    soldstatus $410,000 Closed
26. 2013-07-26
    soldstatus $410,000
27. 2013-06-19
    status Pending
28. 2013-05-27
    price $415,000
29. 2013-05-07
    listed $429,950 Active
30. 2011-02-24
    soldstatus $319,000 Closed
31. 2011-02-24
    soldstatus $319,000
32. 2011-01-21
    status Pending
33. 2011-01-16
    listed $319,900 Active
34. 2010-05-13
    historical
35. 2010-04-20
    status Pending
36. 2010-01-27
    listed Under Contract Accepting Backups
37. 2007-10-18
    historical
38. 2007-08-11
    listed $599,000
39. 2005-12-16
    soldstatus $4,305,860

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $4,101 · $342/mo
• Projected year-2 tax: $4,620 · $385/mo
• Expected delta: +$519/yr (+$43/mo · 12.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $49,437
• − Mortgage interest: −$39,211
• − Property taxes: −$4,101
• − Insurance: −$3,500
• − Repairs & maintenance: −$3,955
• − Management: −$3,955
• − HOA: −$1,296
• − Depreciation: −$20,364
• Taxable loss: −$26,944
• Est. tax savings @ 24.0%: +$6,467
• After-tax cash flow: $-7,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Deer Valley Unified District (4246)
• NCES district ID: 0407750
• Math proficiency: 50% ▼ -9.00%
• Reading proficiency: 55% ▼ -6.00%
• Median HH income: $72,516
• Composite: 47.0/100
• National rank: #2346
• State rank: #33 of 249 in AZ

Livability — Phoenix

• Score: 75/100
• State rank: #16
• US rank: #3924

Category grades

Amenities A+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Phoenix, AZ
• County: Maricopa County · 4,537,380 people
• City population: 1,500,198
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 21,022
• Household income: $149,087
• Rent vs Own: 10.5% rent · 89.5% own
• Severe rent burden: 81.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Asian 10% Hispanic / Latino 10% Two or more races 6% Black 2%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Portuguese 3% Lithuanian 2% Scandinavian 2%
• Foreign-born: 14% · Canada, China, Vietnam
• Languages at home: 83% English-only · Other Indo-European 7% Other Asian/Pacific 3% Spanish 3%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 14.78%
• Current HPI: 289.2128
• Rent YoY: ▲ 2.29%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-83.7% since first listed

24 events — show timeline

• 2026-05-06 Price Changed $699,999 ARMLS
• 2026-04-09 Listed $725,000 ARMLS
• 2022-12-20 Sold (Public Records) $640,000 Public Records
• 2022-12-19 Sold (MLS) $640,000 ARMLS
• 2022-12-01 Pending — ARMLS
• 2022-11-09 Contingent — ARMLS
• 2022-10-13 Relisted — ARMLS
• 2022-07-15 Listing Removed — ARMLS
• 2022-06-07 Listed $680,000 ARMLS
• 2013-07-31 Sold (MLS) $410,000 ARMLS
• 2013-07-26 Sold (Public Records) $410,000 Public Records
• 2013-06-19 Pending — ARMLS
• 2013-05-27 Price Changed $415,000 ARMLS
• 2013-05-07 Listed $429,950 ARMLS
• 2011-02-24 Sold (Public Records) $319,000 Public Records
• 2011-02-24 Sold (MLS) $319,000 ARMLS
• 2011-01-21 Pending — ARMLS
• 2011-01-16 Listed $319,900 ARMLS
• 2010-05-13 Listing Removed — ARMLS
• 2010-04-20 Pending — ARMLS
• 2010-01-27 Listed — ARMLS
• 2007-10-18 Listing Removed — ARMLS
• 2007-08-11 Listed $599,000 ARMLS
• 2005-12-16 Sold (Public Records) $4,305,860 Public Records

Property tax history

+2.1%/yr

Latest (2025): $4,101 · +1.3% YoY. Source: county tax records.