216 Westwood Dr · Birmingham, AL 35215

$49,900

4 bd · 2.0 ba · 1,384 sqft · SingleFamily public records · 5 Days on market

Built 1956 10,018 sqft lot ↓ 17% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.4/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

REDUCED $10,000! Move-in ready! Very nice three bedroom full brick home! Formal living room and dining room PLUS den! Hardwood, tile or laminate flooring everywhere except den which is carpeted. New paint through-out inside! New appliances! New roof! Hardwood flooring just refinished! New kitchen floor! Beadboard added to kitchen and bath! Large laundry room! Lots of new light fixtures! New handrails added to front of home! Huge walk-in shower with glass doors! Huge flat fenced backyard!

Key facts

• 0.23 acre lot
• Built 1956
• Listed 5 days

Property features AI

Finance

• Other: Subdivision: Cloverdale; Parcel ID available
• HOA & community: No association fees

Exterior

• Parking: Driveway parking
• Utilities: Public water; Underground utilities; Electric water heater; Internet service availability unknown
• Home design: Single-family existing home; Four-sided brick exterior
• Construction: Crawl space foundation; 4-side brick construction
• Exterior features: No waterfront; No pool; No patio; No garden/patio; No decks; Lot not in flood plain; No notable lot view

Interior

• Kitchen: Electric oven; Refrigerator; Laminate countertops
• Bedrooms: Master bedroom (main level); Two additional bedrooms (main level)
• Flooring: Vinyl
• Bathrooms: One full bathroom with tub/shower combo
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Vinyl flooring; Laminate countertops; No attic; No interior built-in features listed
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on the main level

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $50k.

Deal economics

• At list price, monthly cash flow is $633 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $50k).
• Cap rate 21.5% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
• Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Huffman High Schoolmagnet (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 1,147 students, 72% FRL).
• Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
• This rent runs 30% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.4% of price; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $49,900

Questions for the listing agent

1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.68% ✓
• Cap rate: 21.52%
• Cash-on-cash: 54.37%
• DSCR: 3.42
• GRM: 3.1

CMA / ARV

• ARV (on-the-fly): $132,864
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
216 Westwood Dr	0.00mi	3/1.0 (-1)	1,384 (0%)	0mo	$78,500	$57	91
321 Glynn Dr	0.28mi	3/1.5 (-1)	1,401 (+1%)	1mo	$140,000	$100	77
240 Mccormick Ave	0.10mi	3/1.0 (-1)	1,262 (-9%)	6mo	$141,000	$112	66
932 Charles Ct	0.53mi	4/2.0	1,430 (+3%)	5mo	$140,000	$98	66
204 Boxwood Cir	0.13mi	3/1.0 (-1)	1,252 (-10%)	4mo	$70,000	$56	65
120 Roebuck Dr	0.34mi	3/2.0 (-1)	1,247 (-10%)	8mo	$105,000	$84	56
9809 Maple Ln	0.32mi	3/1.0 (-1)	1,192 (-14%)	3mo	$130,000	$109	50
900 Charles Ct	0.47mi	3/2.0 (-1)	1,234 (-11%)	8mo	$119,000	$96	48
321 Joan Ave	0.66mi	3/1.0 (-1)	1,294 (-6%)	2mo	$121,000	$94	48
945 Nelson Dr	0.52mi	3/2.0 (-1)	1,563 (+13%)	6mo	$170,000	$109	44
101 95th St N	0.71mi	3/2.0 (-1)	1,506 (+9%)	5mo	$82,000	$54	43
328 Pat Ave	0.68mi	3/1.0 (-1)	1,244 (-10%)	1mo	$93,500	$75	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: 52.7%
• Equity multiple: 3.32×
• Total profit: $32,359
• Equity at exit: $7,440

10-year hold

• IRR: 57.9%
• Equity multiple: 6.77×
• Total profit: $80,601
• Equity at exit: $4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35215

• Home prices YoY: -34.4%
• Rents YoY: 3.0%
• Active inventory: 334
• Price-to-rent: 3.1×

Monthly cashflow live

• Estimated rent: $1,339 high
• Mortgage (P&I): −$262
• Tax from tax record: −$142 /mo · $1,708/yr
• Insurance: −$21
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $633

Break-even live

Break-even rent $538

Max offer price $49,900

Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,475
• Closing costs: $1,497
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
204 McCormick Ave Birmingham, AL	3.0	1.0	880	$980	$1.11	3d	1	0.09mi
221 Lawson Rd Birmingham, AL	3.0	1.5	1102	$1,325	$1.20	24d	1	0.11mi
252 Westwood Dr Birmingham, AL	3.0	1.5	1124	$1,400	$1.25	2d	1	0.12mi
252 Meadowdale Ave Birmingham, AL	3.0	1.0	920	$995	$1.08	44d	1	0.16mi
209 Tucker Ave Birmingham, AL	3.0	1.0	1044	$1,100	$1.05	44d	1	0.17mi
316 Pine St Birmingham, AL	3.0	1.0	1232	$1,100	$0.89	44d	1	0.18mi
9844 Greenlee Rd Birmingham, AL	3.0	1.0	1046	$950	$0.91	44d	1	0.20mi
957 Hickory Cir Birmingham, AL	3.0	2.0	1364	$1,195	$0.88	3d	1	0.43mi
921 Charles Ct Birmingham, AL	4.0	2.0	1529	$1,450	$0.95	44d	1	0.52mi
201 Rose Dr Birmingham, AL	3.0	1.0	972	$1,100	$1.13	16d	1	0.56mi
208 Sam Pate Dr Birmingham, AL	3.0	2.0	988	$1,385	$1.40	2d	1	0.61mi
216 Sanford Dr Birmingham, AL	3.0	1.5	1134	$1,200	$1.06	44d	1	0.72mi
945 Elizabeth Dr Birmingham, AL	3.0	1.0	1227	$1,125	$0.92	3d	1	0.73mi
932 Five Mile Rd Birmingham, AL	3.0	1.5	1200	$1,175	$0.98	19d	1	0.77mi
241 Mamie Ln Birmingham, AL	3.0	2.0	1242	$1,495	$1.20	3d	1	0.80mi
417 Price Dr Birmingham, AL	4.0	2.0	1584	$1,395	$0.88	24d	1	0.85mi
832 Meadowbrook Dr Birmingham, AL	3.0	2.0	1228	$1,225	$1.00	24d	1	0.88mi
912 Meadowbrook Dr Birmingham, AL	3.0	1.0	1178	$1,100	$0.93	44d	1	0.89mi
46 Sunscape Dr Birmingham, AL	4.0	2.0	1178	$1,450	$1.23	44d	1	0.91mi
940 Meadowbrook Dr Birmingham, AL	4.0	1.0	1149	$1,300	$1.13	44d	1	0.92mi
818 Sunset Dr Birmingham, AL	3.0	1.0	992	$1,000	$1.01	44d	1	0.92mi
40 Sunscape Dr Birmingham, AL	3.0	2.0	1283	$1,555	$1.21	2d	1	0.94mi
929 Meadowbrook Dr Birmingham, AL	3.0	2.0	1649	$1,200	$0.73	12d	1	0.94mi
217 Killough Dr Birmingham, AL	3.0	2.0	1212	$1,200	$0.99	14d	1	1.04mi
603 Camp Ct Birmingham, AL	3.0	1.0	936	$1,300	$1.39	44d	1	1.06mi
1128 Lay Dr Birmingham, AL	3.0	1.5	1700	$1,410	$0.83	12d	1	1.10mi
1112 Violet Dr Birmingham, AL	3.0	2.0	1414	$1,600	$1.13	12d	1	1.20mi
726 Orchard Rd Birmingham, AL	3.0	1.0	1120	$1,095	$0.98	44d	1	1.23mi
1177 Five Mile Rd Birmingham, AL	3.0	2.0	1636	$1,100	$0.67	44d	1	1.24mi
520 Camellia Rd Birmingham, AL	3.0	1.0	1053	$1,100	$1.04	3d	1	1.25mi
9228 Brookhurst Dr Birmingham, AL	3.0	1.0	1146	$999	$0.87	44d	1	1.27mi
433 Orchid Rd Birmingham, AL	3.0	1.0	1162	$1,255	$1.08	16d	1	1.36mi
736 Gene Reed Rd Birmingham, AL	3.0	2.0	1353	$1,220	$0.90	44d	1	1.40mi
617 Carson Crest Cir Birmingham, AL	4.0	2.0	1528	$1,723	$1.13	16d	1	1.49mi

Listing history 9 events

1. 2026-05-13
   status Pending
2. 2026-05-08
   listed $49,900 Active
3. 2026-02-26
   historical $1,205
4. 2026-02-19
   price $1,205
5. 2026-02-18
   price $1,180
6. 2026-02-09
   listed $1,650
7. 2018-08-20
   soldstatus $32,969,500
8. 2014-03-13
   soldstatus $52,500 492-char remark

   Show marketing remark (492 chars)

   REDUCED $10,000! Move-in ready! Very nice three bedroom full brick home! Formal living room and dining room PLUS den! Hardwood, tile or laminate flooring everywhere except den which is carpeted. New paint through-out inside! New appliances! New roof! Hardwood flooring just refinished! New kitchen floor! Beadboard added to kitchen and bath! Large laundry room! Lots of new light fixtures! New handrails added to front of home! Huge walk-in shower with glass doors! Huge flat fenced backyard!

9. 2013-04-19
   listed $59,900 492-char remark

   Show marketing remark (492 chars)

   REDUCED $10,000! Move-in ready! Very nice three bedroom full brick home! Formal living room and dining room PLUS den! Hardwood, tile or laminate flooring everywhere except den which is carpeted. New paint through-out inside! New appliances! New roof! Hardwood flooring just refinished! New kitchen floor! Beadboard added to kitchen and bath! Large laundry room! Lots of new light fixtures! New handrails added to front of home! Huge walk-in shower with glass doors! Huge flat fenced backyard!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,708 · $142/mo
• Projected year-2 tax: $1,708 · $142/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,069
• − Mortgage interest: −$2,795
• − Property taxes: −$1,708
• − Insurance: −$250
• − Repairs & maintenance: −$1,286
• − Management: −$1,286
• − Depreciation: −$1,452
• Taxable income: $7,294
• Est. tax owed @ 24.0%: −$1,751
• After-tax cash flow: $5,846/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Birmingham City
• NCES district ID: 0100390
• Math proficiency: 4% ▼ -17.00%
• Reading proficiency: 20% ▼ -4.00%
• Median HH income: $31,988
• Composite: 9.49/100
• National rank: #9850
• State rank: #116 of 129 in AL

Livability — Birmingham

• Score: 67/100
• State rank: #78
• US rank: #10412

Category grades

Amenities C- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Birmingham, AL
• County: Jefferson County · 527,445 people
• City population: 210,422
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 43,903
• Household income: $52,793
• Rent vs Own: 43.4% rent · 56.6% own
• Severe rent burden: 1729.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (75%)
• Race & ethnicity: Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -112.97%
• Current HPI: 215.0607
• Rent YoY: ▲ 3.04%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-16.7% since first listed

9 events — show timeline

• 2026-05-13 Pending — Greater Alabama MLS
• 2026-05-08 Listed $49,900 Greater Alabama MLS
• 2026-02-26 Rental Removed $1,205 RENTPROGRESS
• 2026-02-19 Price Changed $1,205 RENTPROGRESS
• 2026-02-18 Price Changed $1,180 RENTPROGRESS
• 2026-02-09 Listed for Rent $1,650 RENTPROGRESS
• 2018-08-20 Sold (Public Records) $32,969,500 Public Records
• 2014-03-13 Sold (MLS) $52,500 Greater Alabama MLS
• 2013-04-19 Listed $59,900 Greater Alabama MLS

Property tax history

+14.7%/yr

Latest (2025): $1,708 · +4.2% YoY. Source: county tax records.