113 Earline Dr · Scott, LA 70506

$185,000

3 bd · 2.0 ba · 1,261 sqft · SingleFamily public records · 67 Days on market

Built 1992 4,356 sqft lot $147/sqft · 14% above area Est $168k · 10% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.2/30.0
• DSCR +7.1/10.0
• 1% rule +5.0/10.0
• Schools +3.6/10.0
• Rent growth +3.5/5.0
• Livability +3.3/5.0
• ARV discount +3.0/15.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Check out this recently updated home just outside of Scott, off Apollo Road and near I-10 for quick travel. Shopping and restaurants are close for convenience.The home's open living room to kitchen floor plan allows good flow for entertaining and family living. There's 1 bedroom and bath downstairs and 2 bedrooms and bathroom upstairs. The backyard is fenced in with a beautiful Live Oak tree for relaxing in the shade!0 Cash Down Rural Development Financing Area!Some photos have been virtually staged.

Key facts

• 4,356 sq ft lot
• 2 parking spots
• Built 1992

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $185k.

Deal economics

• At list price, monthly cash flow is $301 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (0.2% below list).
• Recommended offer: $174k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.2% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, schools B+; Watch: crime F, amenities F, commute F.
• Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.1%/yr); 404 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
• This rent runs 39% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 67 days — a 6% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,900 (6.0% below list)

Questions for the listing agent

1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 8.24%
• Cash-on-cash: 6.96%
• DSCR: 1.31
• GRM: 8.3

CMA / ARV

• ARV (median comp): $168,032
• List price: $185,000
• Delta: 10.10%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
120 Gena Marie Dr	0.08mi	3/2.0	1,250 (-1%)	4mo	$169,500	$136	92
116 Earline Dr	0.03mi	3/2.0	1,314 (+4%)	2mo	$175,000	$133	90
129 Earline Dr	0.06mi	3/2.0	1,200 (-5%)	8mo	$169,000	$141	82
107 Earline Dr	0.02mi	3/2.0	1,387 (+10%)	2mo	$167,000	$120	81
209 Lowell Dr	0.08mi	3/2.0	1,135 (-10%)	6mo	$150,000	$132	75
204 Keystone Dr	0.56mi	3/2.0	1,346 (+7%)	2mo	$309,000	$230	61
114 Bozeman Trl	0.45mi	3/2.0	1,171 (-7%)	8mo	$215,000	$184	60
108 Sandstone Ave	0.44mi	3/2.0	1,448 (+15%)	3mo	$285,000	$197	52
129 Harvest Pointe Cir	0.54mi	3/2.0	1,440 (+14%)	1mo	$219,900	$153	50
315 Sandstone Ave #204	0.65mi	2/2.5 (-1)	1,193 (-5%)	7mo	$269,000	$225	48
105 Harvest Pointe Cir	0.65mi	3/2.0	1,400 (+11%)	7mo	$212,000	$151	45
149 Fremont Dr	0.70mi	3/2.0	1,420 (+13%)	6mo	$176,000	$124	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.12% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-8,775
• Equity at exit: $27,584

10-year hold

• IRR: 6.3%
• Equity multiple: 1.50×
• Total profit: $25,659
• Equity at exit: $15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70506

• Home prices YoY: -34.8%
• Rents YoY: 4.1%
• Active inventory: 404
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,847 high
• Mortgage (P&I): −$970
• Tax from tax record: −$111 /mo · $1,336/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$388
• Net cashflow: $301

Break-even live

Break-even rent $1,467

Max offer price $185,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1313 Apollo Rd Scott, LA	1.0–3.0	1.0–2.0	1100	$2,000	$1.82	13d	10	0.26mi
100 Sandstone Ave Unit 100 Scott, LA	2.0	2.5	990	$1,650	$1.67	44d	1	0.42mi
110 Bozeman Trl Scott, LA	2.0	2.0	972	$1,650	$1.70	13d	1	0.44mi
315 Sandstone Ave #202 Scott, LA	2.0	2.5	1193	$1,895	$1.59	13d	1	0.66mi
315 Sandstone Ave #103 Scott, LA	2.0	2.5	990	$1,650	$1.67	44d	1	0.66mi
128 Oak Village Dr Scott, LA	3.0	2.0	1445	$2,450	$1.70	13d	1	0.68mi
108 Notre Dame Dr Lafayette, LA	3.0	3.0	1700	$1,700	$1.00	44d	1	0.86mi
401 Pinto St Lafayette, LA	3.0	2.0	1601	$2,300	$1.44	44d	1	1.09mi

Listing history 20 events

1. 2026-06-08
   days on market $185,000 Active 67 DOM
2. 2026-06-07
   days on market $185,000 Active 66 DOM
3. 2026-06-05
   days on market $185,000 Active 63 DOM
4. 2026-06-03
   days on market $185,000 Active 62 DOM
5. 2026-06-02
   days on market $185,000 Active 61 DOM
6. 2026-06-01
   days on market $185,000 Active 60 DOM
7. 2026-05-31
   days on market $185,000 Active 59 DOM
8. 2026-05-30
   days on market $185,000 Active 58 DOM
9. 2026-05-19
   status Active 508-char remark

   Show marketing remark (508 chars)

   Check out this recently updated home just outside of Scott, off Apollo Road and near I-10 for quick travel. Shopping and restaurants are close for convenience.The home's open living room to kitchen floor plan allows good flow for entertaining and family living. There's 1 bedroom and bath downstairs and 2 bedrooms and bathroom upstairs. The backyard is fenced in with a beautiful Live Oak tree for relaxing in the shade!0 Cash Down Rural Development Financing Area!Some photos have been virtually staged.

10. 2026-05-12
    price $185,000 508-char remark

    Show marketing remark (508 chars)

    Check out this recently updated home just outside of Scott, off Apollo Road and near I-10 for quick travel. Shopping and restaurants are close for convenience.The home's open living room to kitchen floor plan allows good flow for entertaining and family living. There's 1 bedroom and bath downstairs and 2 bedrooms and bathroom upstairs. The backyard is fenced in with a beautiful Live Oak tree for relaxing in the shade!0 Cash Down Rural Development Financing Area!Some photos have been virtually staged.

11. 2026-05-03
    status Active 508-char remark

    Show marketing remark (508 chars)

    Check out this recently updated home just outside of Scott, off Apollo Road and near I-10 for quick travel. Shopping and restaurants are close for convenience.The home's open living room to kitchen floor plan allows good flow for entertaining and family living. There's 1 bedroom and bath downstairs and 2 bedrooms and bathroom upstairs. The backyard is fenced in with a beautiful Live Oak tree for relaxing in the shade!0 Cash Down Rural Development Financing Area!Some photos have been virtually staged.

12. 2026-04-10
    price $186,000 508-char remark

    Show marketing remark (508 chars)

    Check out this recently updated home just outside of Scott, off Apollo Road and near I-10 for quick travel. Shopping and restaurants are close for convenience.The home's open living room to kitchen floor plan allows good flow for entertaining and family living. There's 1 bedroom and bath downstairs and 2 bedrooms and bathroom upstairs. The backyard is fenced in with a beautiful Live Oak tree for relaxing in the shade!0 Cash Down Rural Development Financing Area!Some photos have been virtually staged.

13. 2026-03-30
    listed $189,000 Active 508-char remark

    Show marketing remark (508 chars)

    Check out this recently updated home just outside of Scott, off Apollo Road and near I-10 for quick travel. Shopping and restaurants are close for convenience.The home's open living room to kitchen floor plan allows good flow for entertaining and family living. There's 1 bedroom and bath downstairs and 2 bedrooms and bathroom upstairs. The backyard is fenced in with a beautiful Live Oak tree for relaxing in the shade!0 Cash Down Rural Development Financing Area!Some photos have been virtually staged.

14. 2025-09-08
    status Active
15. 2025-08-23
    status Active
16. 2025-08-07
    price $185,990
17. 2025-07-12
    listed $189,900 Active
18. 2021-11-30
    soldstatus $161,000
19. 2021-11-16
    soldstatus $161,000
20. 2021-09-24
    listed $165,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,336 · $111/mo
• Projected year-2 tax: $1,336 · $111/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,164
• − Mortgage interest: −$10,363
• − Property taxes: −$1,336
• − Insurance: −$925
• − Repairs & maintenance: −$1,773
• − Management: −$1,773
• − Depreciation: −$5,382
• Taxable income: $612
• Est. tax owed @ 24.0%: −$147
• After-tax cash flow: $3,460/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lafayette Parish
• NCES district ID: 2200870
• Math proficiency: 38% ▼ -32.00%
• Reading proficiency: 46% ▼ -24.00%
• Median HH income: $50,238
• Composite: 36.15/100
• National rank: #4741
• State rank: #19 of 98 in LA

Livability — Scott

• Score: 66/100
• State rank: #116
• US rank: #11265

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Scott, LA
• County: Lafayette Parish · 207,544 people
• City population: 8,670
• Metro: Lafayette, LA
• Population (ZIP): 42,318
• Household income: $57,379
• Rent vs Own: 50.4% rent · 49.6% own
• Severe rent burden: 2095.0

Population outlook (Lafayette County) Hauer SSP2

• Today (2025): 280,930 people
• By 2030: 301,092 · +7.2%
• By 2040: 339,456 · +20.8%
• By 2050: 375,156 · +33.5%
• By 2075: 451,672 · +60.8%
• By 2100: 497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 60% Black 20% Hispanic / Latino 13% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 18% Armenian 1% Slovak 1%
• Foreign-born: 12% · Canada, Vietnam
• Languages at home: 83% English-only · Spanish 9% French/Haitian/Cajun 3% Vietnamese 1%

Political lean MEDSL · Lafayette

• 2024 margin: Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
• 2008→2024 swing: -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.28%
• Current HPI: 140.8445
• Rent YoY: ▲ 4.12%
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+12.1% since first listed

12 events — show timeline

• 2026-05-19 Relisted — AcadianaMLS
• 2026-05-12 Price Changed $185,000 AcadianaMLS
• 2026-05-03 Relisted — AcadianaMLS
• 2026-04-10 Price Changed $186,000 AcadianaMLS
• 2026-03-30 Listed $189,000 AcadianaMLS
• 2025-09-08 Relisted — AcadianaMLS
• 2025-08-23 Relisted — AcadianaMLS
• 2025-08-07 Price Changed $185,990 AcadianaMLS
• 2025-07-12 Listed $189,900 AcadianaMLS
• 2021-11-30 Sold (Public Records) $161,000 Public Records
• 2021-11-16 Sold (MLS) $161,000 AcadianaMLS
• 2021-09-24 Listed $165,000 AcadianaMLS

Property tax history

+2.5%/yr

Latest (2025): $1,336 · -1.3% YoY. Source: county tax records.