CashFlowRE
Sign in Sign up
2822 Brooklane Dr
C+ Composite 64.51
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • ARV discount +10.7/15.0
  • DSCR +8.3/10.0
  • 1% rule +5.5/10.0
  • Appreciation +4.7/10.0
  • Rent growth +2.9/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$114,900

2822 Brooklane Dr · Hueytown, AL 35023
3 bd · 1.0 ba · 975 sqft · SingleFamily public records · 28 Days on market
Built 1964 10,454 sqft lot Est $124k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to 2822 Brooklane Drive - a charming 3 bedroom, 1 bathroom brick home in the heart of Hueytown, ready for its next chapter! Step inside from the covered patio to find beautiful hardwood floors and an abundance of natural light flowing through the living space. The kitchen features a cozy eating area that opens up to a large screened-in porch, perfect for relaxing or entertaining. All three bedrooms are generously sized and share a full bath with a tub/shower combo. Step out back to enjoy a spacious, fenced-in yard and imagine the possibilities. A carport and storage shed offer added convenience and space. Investors, take note: With a median rent of $1,200/month in this area, this property presents a strong opportunity for a long-term hold rental. The desirable layout, brick construction, and location make it a solid addition to any portfolio. Whether you’re looking for your next home or a smart investment, schedule your showing today!

Key facts

  • Updated electrical
  • New hvac
  • Investment property

Tags

INVESTMENT PROPERTYNEW HVACNEW MAIN SEWER LINESHOWER AND BATH REDONEUPDATED ELECTRICALHARDWOOD FLOORS

Property features AI

Finance

  • Other: Lot size approximately 0.24 acres

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Sewer connected; Underground utilities; Electric water heater
  • Home design: Existing property; Single-story entry (all main-level rooms listed); Construction: 4-side brick and vinyl siding
  • Construction: Crawl space foundation
  • Exterior features: Covered, screened patio; No pool; No waterfront; No garden/patio; No deck

Interior

  • Kitchen: Laminate countertops; Refrigerator; Gas stove
  • Bedrooms: Three bedrooms on the main level
  • Flooring: Hardwood floors
  • Bathrooms: One full bathroom with double shower
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Pull-down attic; Ceilings: other (see remarks)
  • Laundry & utility: Laundry room on the main level; Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $257 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $113k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 72% FRL vs 49% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.6%/yr); 250 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • In year one you build about $105 of equity ($794 loan paydown + $-689 appreciation (-0.6% local appreciation)).
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 1.6% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $97k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,176 (1.5% below list)

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.98%
Cash-on-cash
9.58%
DSCR
1.43
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$123,825
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2838 Brooklane Dr 0.06mi 3/2.0 975 (0%) 8mo $98,150 $101 87
2321 Circle Dr 0.57mi 3/1.0 960 (-2%) 4mo $74,000 $77 68
121 Meadowood Ave 0.39mi 3/1.0 1,053 (+8%) 2mo $155,670 $148 67
2104 26th Ave N 0.47mi 3/1.0 884 (-9%) 1mo $111,111 $126 62
924 Brooklane Dr 0.39mi 3/1.0 1,092 (+12%) 9mo $149,900 $137 54
3219 Circle Dr 0.53mi 2/1.0 (-1) 1,064 (+9%) 4mo $135,000 $127 52
2223 Circle Dr 0.63mi 3/1.0 904 (-7%) 10mo $140,900 $156 50
116 June Ave 0.61mi 3/1.0 1,054 (+8%) 10mo $159,500 $151 50
2812 20th St N 0.58mi 2/1.0 (-1) 886 (-9%) 8mo $151,500 $171 46
2421 Circle Dr 0.49mi 2/1.0 (-1) 872 (-11%) 11mo $75,300 $86 45
122 June Ave 0.60mi 2/1.0 (-1) 866 (-11%) 8mo $63,000 $73 42
116 Ivy Ave 0.66mi 2/1.0 (-1) 851 (-13%) 4mo $80,000 $94 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
5.5%
Equity multiple
1.25×
Total profit
$8,075
Equity at exit
$29,958
10-year hold
IRR
10.4%
Equity multiple
2.02×
Total profit
$32,781
Equity at exit
$33,394

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35023

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
250
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,210 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$48 /mo · $581/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$257

Break-even live

Break-even rent $885
Max offer price $114,900
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2822 Brooklane Dr Bessemer, AL 2.0 1.0 975 $1,000 $1.03 43d 1 0.02mi
119 Lakeland Ave Bessemer, AL 3.0 1.0 1042 $1,125 $1.08 23d 1 0.46mi
2423 Circle Dr Bessemer, AL 2.0 1.0 732 $1,050 $1.43 43d 1 0.47mi
309 Sunrise Blvd Bessemer, AL 2.0 1.0 1105 $1,160 $1.05 11d 1 0.87mi
2234 19th St N Bessemer, AL 2.0 1.0 1106 $975 $0.88 43d 1 1.04mi
1623 26th Ave N Bessemer, AL 2.0 1.0 1004 $1,095 $1.09 11d 1 1.07mi
110 Ray Ave Apt 7 Hueytown, AL 2.0 2.0 900 $875 $0.97 3d 1 1.35mi

Listing history 20 events

  1. 2026-06-18
    days on market $114,900 Active 28 DOM
  2. 2026-06-17
    days on market $114,900 Active 27 DOM
  3. 2026-06-16
    days on market $114,900 Active 26 DOM
  4. 2026-06-15
    days on market $114,900 Active 25 DOM
  5. 2026-06-13
    days on market $114,900 Active 23 DOM
  6. 2026-06-10
    days on market $114,900 Active 20 DOM
  7. 2026-06-09
    days on market $114,900 Active 19 DOM
  8. 2026-06-08
    days on market $114,900 Active 18 DOM
  9. 2026-06-07
    days on market $114,900 Active 17 DOM
  10. 2026-06-03
    days on market $114,900 Active 13 DOM
  11. 2026-06-02
    days on market $114,900 Active 12 DOM
  12. 2026-06-01
    days on market $114,900 Active 11 DOM
  13. 2026-05-31
    days on market $114,900 Active 10 DOM
  14. 2026-05-21
    listed $114,900 Active
  15. 2025-07-01
    soldstatus $97,000
  16. 2025-06-30
    soldstatus $97,000 Sold 967-char remark
    Show marketing remark (967 chars)

    Welcome home to 2822 Brooklane Drive - a charming 3 bedroom, 1 bathroom brick home in the heart of Hueytown, ready for its next chapter! Step inside from the covered patio to find beautiful hardwood floors and an abundance of natural light flowing through the living space. The kitchen features a cozy eating area that opens up to a large screened-in porch, perfect for relaxing or entertaining. All three bedrooms are generously sized and share a full bath with a tub/shower combo. Step out back to enjoy a spacious, fenced-in yard and imagine the possibilities. A carport and storage shed offer added convenience and space. Investors, take note: With a median rent of $1,200/month in this area, this property presents a strong opportunity for a long-term hold rental. The desirable layout, brick construction, and location make it a solid addition to any portfolio. Whether you’re looking for your next home or a smart investment, schedule your showing today!

  17. 2025-06-03
    historical Contingent 967-char remark
    Show marketing remark (967 chars)

    Welcome home to 2822 Brooklane Drive - a charming 3 bedroom, 1 bathroom brick home in the heart of Hueytown, ready for its next chapter! Step inside from the covered patio to find beautiful hardwood floors and an abundance of natural light flowing through the living space. The kitchen features a cozy eating area that opens up to a large screened-in porch, perfect for relaxing or entertaining. All three bedrooms are generously sized and share a full bath with a tub/shower combo. Step out back to enjoy a spacious, fenced-in yard and imagine the possibilities. A carport and storage shed offer added convenience and space. Investors, take note: With a median rent of $1,200/month in this area, this property presents a strong opportunity for a long-term hold rental. The desirable layout, brick construction, and location make it a solid addition to any portfolio. Whether you’re looking for your next home or a smart investment, schedule your showing today!

  18. 2025-05-19
    listed $110,000 Active 967-char remark
    Show marketing remark (967 chars)

    Welcome home to 2822 Brooklane Drive - a charming 3 bedroom, 1 bathroom brick home in the heart of Hueytown, ready for its next chapter! Step inside from the covered patio to find beautiful hardwood floors and an abundance of natural light flowing through the living space. The kitchen features a cozy eating area that opens up to a large screened-in porch, perfect for relaxing or entertaining. All three bedrooms are generously sized and share a full bath with a tub/shower combo. Step out back to enjoy a spacious, fenced-in yard and imagine the possibilities. A carport and storage shed offer added convenience and space. Investors, take note: With a median rent of $1,200/month in this area, this property presents a strong opportunity for a long-term hold rental. The desirable layout, brick construction, and location make it a solid addition to any portfolio. Whether you’re looking for your next home or a smart investment, schedule your showing today!

  19. 1997-02-07
    soldstatus $49,900
  20. 1993-07-15
    soldstatus $36,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$581 · $48/mo
Projected year-2 tax
$581 · $48/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,517
− Mortgage interest
−$6,436
− Property taxes
−$581
− Insurance
−$574
− Repairs & maintenance
−$1,161
− Management
−$1,161
− Depreciation
−$3,343
Taxable income
$1,260
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$302
After-tax cash flow
$2,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Hueytown

Score
57/100
State rank
#378
US rank
#21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hueytown, AL
County
Jefferson County · 527,445 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
25,533
Household income
$69,863
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
247.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.60%
Current HPI
389.38
Rent YoY
▲ 1.60%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+219.2% since first listed
7 events — show timeline
  • 2026-05-21 Listed $114,900 Greater Alabama MLS
  • 2025-07-01 Sold (Public Records) $97,000 Public Records
  • 2025-06-30 Sold (MLS) $97,000 Greater Alabama MLS
  • 2025-06-03 Contingent Greater Alabama MLS
  • 2025-05-19 Listed $110,000 Greater Alabama MLS
  • 1997-02-07 Sold (Public Records) $49,900 Public Records
  • 1993-07-15 Sold (Public Records) $36,000 Public Records

Property tax history

+3.2%/yr

Latest (2025): $581 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…