175 Kings Hwy #635 · Punta Gorda, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.3/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- DSCR +4.7/10.0
- Livability +3.8/5.0
- Condition / age +3.8/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
FURNISHED 2-bedroom, 2 bath condo located in the desirable New Port community. Click on the Virtual Tour Link 1 for the video and Virtual Tour Link 2 for the immersive 3D walkthrough. Whether you're searching for a full-time residence or a peaceful seasonal retreat, this inviting condo offers the perfect blend of comfort, convenience, and tranquility. The kitchen is fully equipped with all appliances, a convenient breakfast bar, and flows seamlessly into the combined living and dining area—ideal for both everyday living and entertaining.
Key facts
- Pickleball courts
- Walk-in closet
- Tennis courts
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $80k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-95 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $66k (17.3% below list).
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $66k (17.3% below list) — sets the bar for cash-flow.
- Cap rate 6.7% vs local median 3.4% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Deep Creek Elementary School (math 64% / reading 68%, grade B+, #492 of 2,144 statewide, top 23%, 835 students, 47% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL).
- Market conditions: Rents soft (-2.6%/yr); 744 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 236 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo; HOA is 46% of rent.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 236 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.19% ✓
- Cap rate
- 6.74%
- Cash-on-cash
- 1.60%
- DSCR
- 1.07
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $175,835
- List price
- $79,900
- Delta
- -54.56%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 175 Kings Hwy Bldg 3 UNIT 314 | 0.24mi | 2/2.0 | 1,153 (0%) | 1mo | $81,500 | $71 | 88 |
| 175 Kings Hwy #538 | 0.24mi | 2/2.0 | 1,228 (+6%) | 1mo | $110,000 | $90 | 77 |
| 1000 Kings Hwy #132 | 1.24mi | 2/2.0 | 1,116 (-3%) | 1mo | $100,000 | $90 | 59 |
| 12274 SW Egret Cir #3301 | 0.88mi | 2/2.0 | 1,110 (-4%) | 1mo | $160,000 | $144 | 58 |
| 1000 Kings Hwy #104 | 1.22mi | 2/2.0 | 1,188 (+3%) | 3mo | $130,000 | $109 | 58 |
| 24500 Bramhope Ct | 1.39mi | 2/2.0 | 1,269 (+10%) | 1mo | $275,000 | $217 | 48 |
| 23269 Billings Ave | 1.43mi | 2/2.0 | 984 (-15%) | 2mo | $217,000 | $221 | 39 |
| 1617 Britannia Blvd | 1.45mi | 2/2.0 | 1,382 (+20%) | 2mo | $260,000 | $188 | 38 |
| 12144 SW Egret #805 | 0.79mi | 3/2.0 (+1) | 1,360 (+18%) | 0mo | $163,500 | $120 | 35 |
| 11644 SW Egret Cir #701 | 0.72mi | 3/2.0 (+1) | 1,348 (+17%) | 3mo | $174,000 | $129 | 34 |
| 419 Bahia Grande Ave | 1.13mi | 3/2.0 (+1) | 1,410 (+22%) | 2mo | $423,000 | $300 | 34 |
| 12144 SW Egret Cir #1104 | 0.79mi | 3/2.0 (+1) | 1,360 (+18%) | 3mo | $220,000 | $162 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -35.0%
- Equity multiple
- -0.05×
- Total profit
- $-23,554
- Equity at exit
- $11,913
- IRR
- —
- Equity multiple
- -1.04×
- Total profit
- $-45,728
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 5 under contract
- Median asking
- $142,500 ($119/sqft)
- Median days on market
- 164 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +27.8% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33983
- Home prices YoY
- -5.1%
- Rents YoY
- -2.6%
- Active inventory
- 744
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,749 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax est. 1.5%
- −$100 /mo · $1,198/yr
- Insurance
- −$33
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$800
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$367
- Net cashflow
- $-95
Break-even live
Sensitivity live
| Price | -10% $-40 | -5% $-68 | +0% $-95 | +5% $-123 | +10% $-151 |
|---|---|---|---|---|---|
| Rent | -10% $-234 | -5% $-164 | +0% $-95 | +5% $-26 | +10% $43 |
| Rate | -1.0pp $-55 | -0.5pp $-75 | base $-95 | +0.5pp $-116 | +1.0pp $-137 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 175 Kings Hwy Unit A8 Punta Gorda, FL | 2.0 | 2.0 | 1228 | $1,700 | $1.38 | 162d | 1 | 0.11mi |
| 175 Kings Hwy Port Charlotte, FL | 2.0 | 2.0 | 1219 | $1,398 | $1.15 | 162d | 3 | 0.15mi |
| 175 Kings Hwy Unit 1512 Port Charlotte, FL | 2.0 | 2.0 | 1211 | $1,300 | $1.07 | 10d | 1 | 0.23mi |
| 83 Cabello St Punta Gorda, FL | 3.0 | 2.0 | 1437 | $1,850 | $1.29 | 2d | 1 | 0.47mi |
| 12235 SW Kingsway Cir Unit C6 Lake Suzy, FL | 2.0 | 2.0 | 1460 | $2,000 | $1.37 | 154d | 1 | 0.61mi |
| 24150 Beatrix Blvd Port Charlotte, FL | 3.0 | 1.0–2.0 | 866 | $1,717 | $1.98 | 0d | 40 | 0.65mi |
| 24001 Madaca Ln Port Charlotte, FL | 1.0–3.0 | 1.0–2.0 | 1179 | $1,704 | $1.45 | 0d | 21 | 0.71mi |
| 12538 SW Kingsway Cir #607 Lake Suzy, FL | 2.0 | 2.0 | 871 | $2,300 | $2.64 | 10d | 1 | 0.72mi |
| 11644 SW Egret Cir Unit Reservation spot 2 Lake Suzy, FL | 2.0 | 2.0 | 1150 | $3,550 | $3.09 | 51d | 1 | 0.74mi |
| 25230 Campos Dr Punta Gorda, FL | 3.0 | 2.0 | 1460 | $1,750 | $1.20 | 162d | 1 | 0.77mi |
| 11644 SW Egret Cir Lake Suzy, FL | 2.0–3.0 | 2.0 | 1249 | $1,495 | $1.20 | 0d | 4 | 0.82mi |
| 11644 SW Egret Cir Lake Suzy, FL | 2.0–3.0 | 2.0 | 1249 | $1,495 | $1.20 | 10d | 4 | 0.82mi |
| 11644 SW Egret Cir Lake Suzy, FL | 2.0–3.0 | 2.0 | 1249 | $2,950 | $2.36 | 2d | 3 | 0.82mi |
| 11644 SW Egret Cir Lake Suzy, FL | 2.0–3.0 | 2.0 | 1249 | $2,500 | $2.00 | 162d | 4 | 0.82mi |
| 11644 SW Egret Cir Lake Suzy, FL | 2.0–3.0 | 2.0 | 1249 | $2,500 | $2.00 | 51d | 2 | 0.82mi |
| 12538 SW Kingsway Cir Lake Suzy, FL | 2.0 | 2.0 | 871 | $1,725 | $1.98 | 162d | 2 | 0.85mi |
| 13356 SW Pembroke Cir N Lake Suzy, FL | 3.0 | 2.0 | 1296 | $1,950 | $1.50 | 10d | 1 | 0.88mi |
| 24151 Beatrix Blvd Port Charlotte, FL | 3.0 | 1.0–2.0 | 1045 | $1,681 | $1.61 | 0d | 14 | 0.93mi |
| 25050 Sandhill Blvd Punta Gorda, FL | 2.0 | 2.0 | 880 | $1,475 | $1.68 | 2d | 4 | 0.93mi |
| 25050 Sandhill Blvd Punta Gorda, FL | 2.0 | 2.0 | 880 | $1,550 | $1.76 | 20d | 2 | 0.93mi |
| 367 Mendoza St Punta Gorda, FL | 3.0 | 2.0 | 1445 | $1,900 | $1.31 | 10d | 1 | 0.94mi |
| 25100 Sandhill Blvd Port Charlotte, FL | 2.0 | 2.0 | 860 | $1,788 | $2.08 | 162d | 2 | 0.98mi |
| 24484 Zephyr Ct Punta Gorda, FL | 3.0 | 2.0 | 1297 | $1,725 | $1.33 | 10d | 1 | 1.22mi |
| 24484 Zephyr Ct Unit 24484 Punta Gorda, FL | 3.0 | 2.0 | 1255 | $1,655 | $1.32 | 35d | 1 | 1.22mi |
| 24484 Zephyr Ct Unit 24484 Punta Gorda, FL | 3.0 | 2.0 | 1255 | $1,655 | $1.32 | 37d | 1 | 1.22mi |
| 24501 Zephyr Ct Port Charlotte, FL | 3.0 | 2.0 | 1250 | $1,595 | $1.28 | 51d | 1 | 1.26mi |
| 24503 Zephyr Ct Punta Gorda, FL | 3.0 | 2.0 | 1237 | $1,595 | $1.29 | 35d | 1 | 1.30mi |
| 24503 Zephyr Ct Punta Gorda, FL | 3.0 | 2.0 | 1237 | $1,595 | $1.29 | 33d | 1 | 1.30mi |
| 23245 Lehigh Ave Port Charlotte, FL | 3.0 | 2.0 | 1389 | $1,775 | $1.28 | 51d | 1 | 1.44mi |
| 1200 Loveland Blvd Unit 467 Punta Gorda, FL | 1.0 | 1.0 | 839 | $1,704 | $2.03 | 10d | 1 | 1.47mi |
| 1200 Loveland Blvd Unit 371 Punta Gorda, FL | 2.0 | 2.0 | 1148 | $1,977 | $1.72 | 10d | 1 | 1.47mi |
| 1200 Loveland Blvd Port Charlotte, FL | 1.0–3.0 | 1.0–2.0 | 1151 | $2,040 | $1.77 | 0d | 190 | 1.47mi |
| 1200 Loveland Blvd Unit 352 Punta Gorda, FL | 2.0 | 2.0 | 1308 | $2,069 | $1.58 | 10d | 1 | 1.47mi |
Property features AI
Finance
- Financial info
- Total monthly fees $800; total annual fees $9,600
- HOA & community
- HOA managed by Larura - Gateway ManagementMonthly association fee of $800 (includes common area taxes, pool, grounds maintenance, management)Community amenities: clubhouse, pool, tennis courts, shuffleboard courtAssociation approval requiredPets allowed (cats and dogs) with size/number limits; max pet weight 25 lbs
Exterior
- Parking
- Paved access/road
- Utilities
- Public waterPublic sewerElectricity connectedCable availableBroadband/high-speed internet available
- Home design
- Residential condominiumOne levelSecond floor unitFaces south
- Construction
- Block and stucco constructionShingle roofSlab foundationBuilt as part of building 6
- Exterior features
- Rear screened porchExterior lightingSliding doorsLandscaped groundsPaved areas
Interior
- Kitchen
- Convection ovenRangeMicrowaveDishwasherRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Ceiling fansElevator in buildingOpen floor planThermostatVaulted ceilingsWalk-in closetsWindow treatments (blinds & shades)
- Laundry & utility
- Washer and dryer includedLaundry located inside in a laundry closet
HOA detail $800/mo · $9,600/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $79,900 Active 236 DOM
-
2026-11-07days on market $79,900 Active 235 DOM
-
2026-11-06days on market $79,900 Active 234 DOM
-
2026-11-05days on market $79,900 Active 233 DOM
-
2026-11-04days on market $79,900 Active 232 DOM
-
2026-11-02days on market $79,900 Active 230 DOM
-
2026-11-01days on market $79,900 Active 229 DOM
-
2026-10-31days on market $79,900 Active 228 DOM
-
2026-10-29days on market $79,900 Active 226 DOM
-
2026-10-28days on market $79,900 Active 225 DOM
-
2026-10-27days on market $79,900 Active 224 DOM
-
2026-10-26days on market $79,900 Active 223 DOM
-
2026-10-25days on market $79,900 Active 222 DOM
-
2026-10-24days on market $79,900 Active 221 DOM
-
2026-10-23days on market $79,900 Active 220 DOM
-
2026-10-22days on market $79,900 Active 219 DOM
-
2026-10-21days on market $79,900 Active 218 DOM
-
2026-10-20days on market $79,900 Active 217 DOM
-
2026-10-19days on market $79,900 Active 216 DOM
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2026-10-18days on market $79,900 Active 215 DOM
-
2026-10-17days on market $79,900 Active 214 DOM
-
2026-10-16days on market $79,900 Active 213 DOM
-
2026-10-15days on market $79,900 Active 212 DOM
-
2026-10-14days on market $79,900 Active 211 DOM
-
2026-10-13days on market $79,900 Active 210 DOM
-
2026-10-12days on market $79,900 Active 209 DOM
-
2026-10-11days on market $79,900 Active 208 DOM
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2026-10-10days on market $79,900 Active 207 DOM
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2026-10-09days on market $79,900 Active 206 DOM
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2026-10-08days on market $79,900 Active 205 DOM
-
2026-10-07days on market $79,900 Active 204 DOM
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2026-10-06days on market $79,900 Active 203 DOM
-
2026-10-05days on market $79,900 Active 202 DOM
-
2026-10-04days on market $79,900 Active 201 DOM
-
2026-10-03days on market $79,900 Active 200 DOM
-
2026-10-02days on market $79,900 Active 199 DOM
-
2026-10-01days on market $79,900 Active 198 DOM
-
2026-09-30days on market $79,900 Active 197 DOM
-
2026-09-29days on market $79,900 Active 196 DOM
-
2026-09-28days on market $79,900 Active 195 DOM
-
2026-09-27days on market $79,900 Active 194 DOM
-
2026-09-26days on market $79,900 Active 193 DOM
-
2026-09-25days on market $79,900 Active 192 DOM
-
2026-09-24days on market $79,900 Active 191 DOM
-
2026-09-24days on market $79,900 Active 190 DOM
-
2026-09-22days on market $79,900 Active 189 DOM
-
2026-09-21days on market $79,900 Active 188 DOM
-
2026-09-20days on market $79,900 Active 187 DOM
-
2026-09-19days on market $79,900 Active 186 DOM
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2026-09-17days on market $79,900 Active 184 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,992
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,198
- − Insurance
- −$1,902
- − Repairs & maintenance
- −$1,679
- − Management
- −$1,679
- − HOA
- −$9,600
- − Depreciation
- −$2,324
- Taxable loss
- −$1,867
- Est. tax savings @ 24.0%
- +$448
- After-tax cash flow
- $-696/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 2-bedroom, 2-bath condo in New Port is in good condition with minimal repairs needed. Fresh paint and updated towels would significantly enhance its appeal and value.
Value-add opportunities
- Both Paint fresh coat — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Replace towels — Fresh towels improve guest experience and cleanliness perception. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Punta Gorda
- Score
- 76/100
- State rank
- #225
- US rank
- #3567
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 198,646 people
- City population
- 68,831
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 18,471
- Household income
- $71,856
- Rent vs Own
- Severe rent burden
- 19% of renters
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Hispanic / Latino 9% Black 9% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2%
- Languages at home
- 92% English-only · Spanish 4% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -18.76%
- Current HPI
- 346.0116
- Rent YoY
- ▼ -2.57%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-8.3% since first listed3 events — show timeline
- 2026-05-06 Price Changed $99,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-09 Price Changed $104,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-17 Listed $108,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…