1935 S 5th Ave #38 · Pocatello, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $435 – $905
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 3/10 · Minor
- Hot days now (above threshold)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Livability +4.2/5.0
- Condition / age +4.0/5.0
- Rent growth +3.3/5.0
- Appreciation +0.0/10.0
$35,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
LOOKING FOR A RENT-TO-OWN OPPORTUNITY? This 2023 manufactured home in Mountain View Mobile Home Park could be the perfect fit! Qualified buyers may have access to flexible rent-to-own terms, providing an affordable alternative to traditional financing. Please note that the purchase price under rent-to-own terms will be higher than the standard cash or financed sale price. This thoughtfully designed 2-bedroom, 1-bath home features an open living area with modern finishes and a comfortable layout. The kitchen comes equipped with stainless steel appliances, including a refrigerator, microwave, dishwasher, and range, giving the space both style and functionality. Additional features include cen
Key facts
- Central heat
- Off-street parking
- Built 2023
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Single family residence; One story
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Flooring: Other flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating
- Interior features: Dishwasher; Microwave; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $35k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $595 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $35k).
- Recommended offer: $34k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 84/100 on livability (#7 in ID, #758 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, employment D.
- Pocatello District (urban): math 45% / reading 58% proficiency, ranked #26 of 92 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Alameda Middle School (math 46% / reading 57%, grade C, #28 of 109 statewide, top 25%, 645 students, 40% FRL); Pocatello High School (math 45% / reading 65%, grade C, #25 of 169 statewide, top 14%, 1,352 students, 28% FRL).
- Market conditions: Rents rising (+3.4%/yr); 365 active listings in the ZIP; 325 units permitted in Bannock County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $242 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.4% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($34k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.03% ✓
- Cap rate
- 26.69%
- Cash-on-cash
- 72.85%
- DSCR
- 4.24
- GRM
- 2.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.37% rent growth · sell at horizon
- IRR
- 73.0%
- Equity multiple
- 4.33×
- Total profit
- $32,631
- Equity at exit
- $5,219
- IRR
- 76.9%
- Equity multiple
- 9.05×
- Total profit
- $78,905
- Equity at exit
- $3,026
Cash invested: $9,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83201
- Rents YoY
- 3.4%
- Active inventory
- 365
- Price-to-rent
- 2.8×
Monthly cashflow live
- Estimated rent
- $1,059 medium interval (Pro) →
- Mortgage (P&I)
- −$184
- Tax est. 1.5%
- −$44 /mo · $525/yr
- Insurance
- −$15
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$222
- Net cashflow
- $595
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $8,750
- Closing costs
- $1,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-19days on market $35,000 Active 50 DOM
-
2026-06-18days on market $35,000 Active 49 DOM
-
2026-06-17days on market $35,000 Active 48 DOM
-
2026-06-16days on market $35,000 Active 47 DOM
-
2026-06-15days on market $35,000 Active 46 DOM
-
2026-06-14days on market $35,000 Active 44 DOM
-
2026-06-13days on market $35,000 Active 43 DOM
-
2026-06-10days on market $35,000 Active 41 DOM
-
2026-06-09days on market $35,000 Active 40 DOM
-
2026-06-08days on market $35,000 Active 39 DOM
-
2026-06-07days on market $35,000 Active 38 DOM
-
2026-06-03days on market $35,000 Active 34 DOM
-
2026-06-02days on market $35,000 Active 33 DOM
-
2026-06-01days on market $35,000 Active 32 DOM
-
2026-05-31days on market $35,000 Active 31 DOM
-
2026-05-30days on market $35,000 Active 30 DOM
-
2026-05-05price $35,000
-
2026-04-30$44,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 3/10 Moderate
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,711
- − Mortgage interest
- −$1,961
- − Property taxes
- −$525
- − Insurance
- −$175
- − Repairs & maintenance
- −$1,017
- − Management
- −$1,017
- − Depreciation
- −$1,018
- Taxable income
- $6,998
- Est. tax owed @ 24.0%
- −$1,680
- After-tax cash flow
- $5,459/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This 2023 manufactured home in Mountain View Mobile Home Park offers a good condition with modern finishes and central heat, making it a low-maintenance and comfortable living option.
Value-add opportunities
- Both Landscaping — Enhances curb appeal and adds value
- Both Air conditioning — Improves comfort and marketability
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping — Enhances curb appeal and adds value ↑
- Both Air conditioning — Improves comfort and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pocatello District
- NCES district ID
- 1602640
- Math proficiency
- 45% ▼ -6.00%
- Reading proficiency
- 58% ▼ -1.00%
- Median HH income
- $44,478
- Composite
- 43.46/100
- National rank
- #3003
- State rank
- #26 of 92 in ID
Livability — Pocatello
- Score
- 84/100
- State rank
- #7
- US rank
- #758
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pocatello, ID
- County
- Bannock County · 82,995 people
- City population
- 58,482
- Metro
- Pocatello, ID
- Population (ZIP)
- 39,902
- Household income
- $66,357
- Rent vs Own
- Severe rent burden
- 1417.0
Population outlook (Bannock County) Hauer SSP2
- Today (2025)
- 86,173 people
- By 2030
- 86,575 · +0.5%
- By 2040
- 86,235 · +0.1%
- By 2050
- 86,090 · -0.1%
- By 2075
- 85,032 · -1.3%
- By 2100
- 85,103 · -1.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 10% Two or more races 6% Asian 3% Black 1% Native American 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 5% Italian 4% Portuguese 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 3% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Bannock
- 2024 margin
- Strong R (+25.1) · D 35.8% · R 60.9% · Other 3.3%
- 2008→2024 swing
- -12.1pp toward R · 2008: -13.0pp · 2024: -25.1pp
- All cycles
- 2024: R+25.1 2020: R+21.9 2016: R+20.5 2012: R+22.1 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -183.96%
- Current HPI
- 229.6427
- Rent YoY
- ▲ 3.37%
- Metro
- Pocatello, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
-20.5% since first listed2 events — show timeline
- 2026-05-05 Price Changed $35,000 SRMLS
- 2026-04-30 Listed $44,000 SRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…