CashFlowRE
Sign in Sign up
1935 S 5th Ave #38
B Composite 73.39
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +4.2/5.0
  • Condition / age +4.0/5.0
  • Rent growth +3.3/5.0
  • Appreciation +0.0/10.0

$35,000

1935 S 5th Ave #38 · Pocatello, ID 83201
2 bd · 1.0 ba · 672 sqft · SingleFamily · 50 Days on market
Built 2023 Good condition ↓ 20% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

LOOKING FOR A RENT-TO-OWN OPPORTUNITY? This 2023 manufactured home in Mountain View Mobile Home Park could be the perfect fit! Qualified buyers may have access to flexible rent-to-own terms, providing an affordable alternative to traditional financing. Please note that the purchase price under rent-to-own terms will be higher than the standard cash or financed sale price. This thoughtfully designed 2-bedroom, 1-bath home features an open living area with modern finishes and a comfortable layout. The kitchen comes equipped with stainless steel appliances, including a refrigerator, microwave, dishwasher, and range, giving the space both style and functionality. Additional features include cen

Key facts

  • Central heat
  • Off-street parking
  • Built 2023

Tags

STAINLESS STEEL APPLIANCESCENTRAL HEATOFF-STREET PARKINGLOW-MAINTENANCE LIVING

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One story

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Flooring: Other flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating
  • Interior features: Dishwasher; Microwave; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $35k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $595 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $35k).
  • Recommended offer: $34k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 84/100 on livability (#7 in ID, #758 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, employment D.
  • Pocatello District (urban): math 45% / reading 58% proficiency, ranked #26 of 92 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Alameda Middle School (math 46% / reading 57%, grade C, #28 of 109 statewide, top 25%, 645 students, 40% FRL); Pocatello High School (math 45% / reading 65%, grade C, #25 of 169 statewide, top 14%, 1,352 students, 28% FRL).
  • Market conditions: Rents rising (+3.4%/yr); 365 active listings in the ZIP; 325 units permitted in Bannock County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $242 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.4% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($34k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $33,950 (3.0% below list)

Questions for the listing agent

  1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.03%
Cap rate
26.69%
Cash-on-cash
72.85%
DSCR
4.24
GRM
2.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.37% rent growth · sell at horizon

5-year hold
IRR
73.0%
Equity multiple
4.33×
Total profit
$32,631
Equity at exit
$5,219
10-year hold
IRR
76.9%
Equity multiple
9.05×
Total profit
$78,905
Equity at exit
$3,026

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83201

Rents YoY
3.4%
Active inventory
365
Price-to-rent
2.8×

Monthly cashflow live

Estimated rent
$1,059 medium interval (Pro) →
Mortgage (P&I)
$184
Tax est. 1.5%
$44 /mo · $525/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$222
Net cashflow
$595

Break-even live

Break-even rent $306
Max offer price $35,000
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $35,000 Active 50 DOM
  2. 2026-06-18
    days on market $35,000 Active 49 DOM
  3. 2026-06-17
    days on market $35,000 Active 48 DOM
  4. 2026-06-16
    days on market $35,000 Active 47 DOM
  5. 2026-06-15
    days on market $35,000 Active 46 DOM
  6. 2026-06-14
    days on market $35,000 Active 44 DOM
  7. 2026-06-13
    days on market $35,000 Active 43 DOM
  8. 2026-06-10
    days on market $35,000 Active 41 DOM
  9. 2026-06-09
    days on market $35,000 Active 40 DOM
  10. 2026-06-08
    days on market $35,000 Active 39 DOM
  11. 2026-06-07
    days on market $35,000 Active 38 DOM
  12. 2026-06-03
    days on market $35,000 Active 34 DOM
  13. 2026-06-02
    days on market $35,000 Active 33 DOM
  14. 2026-06-01
    days on market $35,000 Active 32 DOM
  15. 2026-05-31
    days on market $35,000 Active 31 DOM
  16. 2026-05-30
    days on market $35,000 Active 30 DOM
  17. 2026-05-05
    price $35,000
  18. 2026-04-30
    listed $44,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 3/10 Moderate
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,711
− Mortgage interest
−$1,961
− Property taxes
−$525
− Insurance
−$175
− Repairs & maintenance
−$1,017
− Management
−$1,017
− Depreciation
−$1,018
Taxable income
$6,998
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,680
After-tax cash flow
$5,459/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab

This 2023 manufactured home in Mountain View Mobile Home Park offers a good condition with modern finishes and central heat, making it a low-maintenance and comfortable living option.

Value-add opportunities

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Air conditioning — Improves comfort and marketability

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Air conditioning — Improves comfort and marketability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Pocatello District
NCES district ID
1602640
Math proficiency
45% ▼ -6.00%
Reading proficiency
58% ▼ -1.00%
Median HH income
$44,478
Composite
43.46/100
National rank
#3003
State rank
#26 of 92 in ID

Livability — Pocatello

Score
84/100
State rank
#7
US rank
#758

Category grades

Amenities C- Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pocatello, ID
County
Bannock County · 82,995 people
City population
58,482
Metro
Pocatello, ID
Population (ZIP)
39,902
Household income
$66,357
Rent vs Own
32.9% rent · 67.1% own
Severe rent burden
1417.0

Population outlook (Bannock County) Hauer SSP2

Today (2025)
86,173 people
By 2030
86,575 · +0.5%
By 2040
86,235 · +0.1%
By 2050
86,090 · -0.1%
By 2075
85,032 · -1.3%
By 2100
85,103 · -1.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 10% Two or more races 6% Asian 3% Black 1% Native American 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 5% Italian 4% Portuguese 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 3% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Bannock

2024 margin
Strong R (+25.1) · D 35.8% · R 60.9% · Other 3.3%
2008→2024 swing
-12.1pp toward R · 2008: -13.0pp · 2024: -25.1pp
All cycles
2024: R+25.1 2020: R+21.9 2016: R+20.5 2012: R+22.1 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -183.96%
Current HPI
229.6427
Rent YoY
▲ 3.37%
Metro
Pocatello, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

-20.5% since first listed
2 events — show timeline
  • 2026-05-05 Price Changed $35,000 SRMLS
  • 2026-04-30 Listed $44,000 SRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…