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95847 S 4789 Rd 🔨 Auction
C- Composite 52.73
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0

$1

95847 S 4789 Rd · Short, OK 74948
3 bd · 2.0 ba · 2,249 sqft · SingleFamily public records · 41 Days on market
Built 2004 7.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Auction 5/13/26 @ 10 am. This lovely brick home offers approximately 2,249 square feet of expansive living space, featuring three spacious bedrooms and two and a half bathrooms. The interior is defined by large, open rooms and a formal dining area, perfectly suited for both daily life and entertaining. Modern updates elevate the home, including sleek granite countertops, updated appliances, and durable Coretec flooring throughout. Set on roughly 7 acres of land, the property also includes a two-car garage and a fenced backyard for added privacy and convenience.

Key facts

  • 7 acre lot
  • Garage
  • Built 2004

Property features AI

Exterior

  • Parking: Attached garage with 2 covered spaces; Concrete driveway; Garage door opener
  • Utilities: Electricity available
  • Home design: Single-family residence; One story; House structure
  • Construction: Brick construction; Shingle roof; Slab foundation; Built as a house (single family)
  • Exterior features: Patio; Chain link fence; Publicly maintained road access; Approximately 7 acres

Interior

  • Kitchen: Dishwasher; Oven; Electric water heater
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fans for cooling
  • Interior features: Ceiling fans; Granite counters; Free-standing fireplace
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🔨 Auction listing. The $1 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $1 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $990 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $1).

Location & tenants

  • Location reads 55/100 on livability (#553 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: employment D, crime F, amenities F.
  • Muldrow (town): math 29% / reading 30% proficiency, ranked #71 of 270 in OK (top 26%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Muldrow Es (math 32% / reading 32%, grade F, #213 of 845 statewide, top 28%, 484 students, 0% FRL); Muldrow Ms (math 31% / reading 26%, grade F, #57 of 345 statewide, top 18%, 329 students, 0% FRL); Muldrow Hs (math 17% / reading 37%, grade F, #125 of 447 statewide, top 31%, 479 students, 0% FRL) — zoned schools average 0% FRL vs 62% district-wide (62 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 110 active listings in the ZIP; 125 units permitted in Sequoyah County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Sequoyah County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
125367.00%
Cap rate
1188477.16%
Cash-on-cash
4244538.81%
DSCR
188859.09
GRM
0.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
225351.28×
Total profit
$63,098
Equity at exit
$1
10-year hold
IRR
Equity multiple
486595.54×
Total profit
$136,246
Equity at exit
$2

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74948

Home prices YoY
17.6%
Active inventory
110

Monthly cashflow live

Estimated rent
$1,254 medium interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$263
Net cashflow
$990

Break-even live

Break-even rent
Max offer price $1
Occupancy floor 16%

Sensitivity live

Price -10% $990 -5% $990 +0% $990 +5% $990 +10% $990
Rent -10% $891 -5% $941 +0% $990 +5% $1,040 +10% $1,089
Rate -1.0pp $990 -0.5pp $990 base $990 +0.5pp $990 +1.0pp $990

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-05-13
    status Pending
  2. 2026-03-30
    listed $1 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,044
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$1,204
− Management
−$1,204
− Depreciation
−$0
Taxable income
$12,637
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,033
After-tax cash flow
$8,852/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Muldrow
NCES district ID
4020880
Math proficiency
29% ▼ -11.00%
Reading proficiency
30% ▼ -9.00%
Median HH income
$39,775
Composite
24.81/100
National rank
#7595
State rank
#71 of 270 in OK

Livability — Short

Score
55/100
State rank
#553
US rank
#23381

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing B+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Short, OK
Population (ZIP)
11,946

Population outlook (Sequoyah County) Hauer SSP2

Today (2025)
39,398 people
By 2030
38,215 · -3.0%
By 2040
35,625 · -9.6%
By 2050
32,943 · -16.4%
By 2075
27,805 · -29.4%
By 2100
23,311 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 64% Native American 16% Two or more races 15% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Italian 1% Slovak 1% Serbian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 5% Tagalog/Filipino 1%

Political lean MEDSL · Sequoyah

2024 margin
Solid R (+61.5) · D 18.6% · R 80.2% · Other 1.2%
2008→2024 swing
-25.5pp toward R · 2008: -36.0pp · 2024: -61.5pp
All cycles
2024: R+61.5 2020: R+59.0 2016: R+54.2 2012: R+39.1 2008: R+36.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 38.01%
Current HPI
253.7544
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Property tax history

+1.3%/yr

Latest (2025): $1,213 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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