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212 E Rosewood St Multi-family
C+ Composite 61.59
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.5/30.0
  • DSCR +9.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Livability +3.8/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

212 E Rosewood St · Rose Hill, KS 67133
2 bd · 1.0 ba · 1,044 sqft · MultiFamily public records · 9 Days on market
Built 1980 5,227 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Key facts

  • Attached garage
  • Spacious living area
  • Fenced backyard

Tags

FENCED BACKYARDATTACHED GARAGEROSE HILL SCHOOL DISTRICTDURABLE LUXURY VINYL FLOORINGSPACIOUS LIVING AREABRIGHT FUNCTIONAL LAYOUT

Property features AI

Exterior

  • Parking: Detached or attached 1-car garage
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Duplex; One level; Crawl space foundation
  • Construction: Composition roof
  • Exterior features: Patio; Wood fencing; Storm doors; Storm windows

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); Central electric air conditioning
  • Interior features: Wood-burning fireplace (one)
  • Laundry & utility: Main-floor laundry in a separate room; 220V outlet for laundry equipment

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath multifamily listed at $125k.

Deal economics

  • At list price, monthly cash flow is $329 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).

Location & tenants

  • Location reads 76/100 on livability (#48 in KS, #3,368 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Rose Hill Public Schools (rural): math 26% / reading 33% proficiency, ranked #84 of 169 in KS (top 50%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Rose Hill Primary (457 students, 36% FRL); Rose Hill Middle (math 19% / reading 29%, grade F, #121 of 219 statewide, top 56%, 378 students, 38% FRL); Rose Hill High (math 8% / reading 17%, grade F, #278 of 327 statewide, top 86%, 567 students, 27% FRL).
  • Market conditions: 41 active listings in the ZIP; high-income renter base; 235 units permitted in Butler County in 2024 (0 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($110k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.20%
Cap rate
9.45%
Cash-on-cash
11.28%
DSCR
1.50
GRM
6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.5%
Equity multiple
1.02×
Total profit
$714
Equity at exit
$18,638
10-year hold
IRR
10.2%
Equity multiple
1.79×
Total profit
$27,677
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kansas
83 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; moderate court pace.

ZIP-level market 67133

Home prices YoY
-26.3%
Active inventory
41
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,503 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$151 /mo · $1,810/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$316
Net cashflow
$329

Break-even live

Break-even rent $1,087
Max offer price $125,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-06-18
    days on market $125,000 Active 9 DOM
  2. 2026-06-17
    days on market $125,000 Active 8 DOM
  3. 2026-06-16
    days on market $125,000 Active 7 DOM
  4. 2026-06-15
    days on market $125,000 Active 6 DOM
  5. 2026-06-14
    statusdays on market $125,000 Active 4 DOM
  6. 2026-06-01
    statusdays on market $125,000 Pending 3 DOM
  7. 2026-05-31
    days on market $125,000 Active 2 DOM
  8. 2026-05-28
    listed $125,000 Active
  9. 2019-11-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KS · Resets to sale price

Current annual tax
$1,810 · $151/mo
Projected year-2 tax
$1,810 · $151/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,036
− Mortgage interest
−$7,002
− Property taxes
−$1,810
− Insurance
−$625
− Repairs & maintenance
−$1,443
− Management
−$1,443
− Depreciation
−$3,636
Taxable income
$2,077
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$498
After-tax cash flow
$3,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rose Hill Public Schools
NCES district ID
2011250
Math proficiency
26% ▼ -7.00%
Reading proficiency
33% ▼ -2.00%
Median HH income
$72,177
Composite
27.88/100
National rank
#6872
State rank
#84 of 169 in KS

Livability — Rose Hill

Score
76/100
State rank
#48
US rank
#3368

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rose Hill, KS
County
Butler County · 41,130 people
City population
6,931
Metro
Wichita, KS
Population (ZIP)
6,931
Household income
$110,256
Rent vs Own
12.8% rent · 87.2% own
Severe rent burden
66.0

Population outlook (Butler County) Hauer SSP2

Today (2025)
69,002 people
By 2030
69,822 · +1.2%
By 2040
70,461 · +2.1%
By 2050
69,940 · +1.4%
By 2075
68,666 · -0.5%
By 2100
63,071 · -8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 9% Hispanic / Latino 8% Native American 1%
Hispanic origin (detail)
Mexican 3% Salvadoran 2%
Common ancestry
Lithuanian 4% Italian 3% Slovak 1%
Foreign-born
2% · Canada, Dominican Republic
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Butler

2024 margin
Solid R (+41.2) · D 28.4% · R 69.6% · Other 2.0%
2008→2024 swing
-8.9pp toward R · 2008: -32.3pp · 2024: -41.2pp
All cycles
2024: R+41.2 2020: R+41.5 2016: R+45.4 2012: R+41.8 2008: R+32.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -70.30%
Current HPI
197.1218
Rent YoY
Metro
Wichita, KS
State GDP YoY
F500 in state
0

Price history

2 events — show timeline
  • 2026-05-28 Listed $125,000 SCKMLS as Distributed by MLS Grid
  • 2019-11-27 Sold (Public Records) Public Records

Property tax history

+2.1%/yr

Latest (2025): $1,810 · +1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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