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3751 Monticello Street St 🏷️ Likely Rental
D Composite 43.65
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.6/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$2,300

3751 Monticello Street St · Douglasville, GA 30135
4 bd · 3.0 ba · 2,091 sqft · SingleFamily public records · 1 Days on market
Built 2005

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

Key facts

  • New flooring
  • New water heater
  • Large living room

Tags

NEW HVAC SYSTEMNEW ROOFNEW WATER HEATERNEW FLOORINGSTAINLESS STEEL APPLIANCESLARGE LIVING ROOM

Property features AI

Finance

  • Other: City street frontage; gravel road surface; Directions available from I-20 West (provided in listing)
  • HOA & community: Has homeowners association; Association amenities include pool and tennis; association also includes swim and tennis; Community features include playground and pool

Exterior

  • Parking: Attached garage with garage door opener; Two garage/total parking spaces
  • Utilities: Public water; Public sewer; 220 volts electric
  • Home design: One-and-a-half story; Resale property; Fee simple ownership
  • Construction: Brick and other construction materials; Composition roof; Slab foundation; Body type: Other
  • Exterior features: Deck; Back yard with wood fencing; Other exterior features

Interior

  • Kitchen: Eat-in kitchen with pantry; Dishwasher; Microwave; Refrigerator
  • Bedrooms: Three main level bedrooms; One lower level bedroom; Master on main
  • Flooring: Carpet; Vinyl
  • Bathrooms: Three full bathrooms; Two main level bathrooms; One lower level full bathroom; Master bath with double vanity and separate tub and shower
  • Heating & cooling: Central air; Attic fan; Ceiling fan(s); Forced air heating; Natural gas heating; Electric heating
  • Interior features: High ceilings (including 9 ft upper); Walk-in closet(s); Two fireplaces (factory-built; one in the family room); Finished full basement; No one above or below (no common walls)
  • Laundry & utility: Laundry room and laundry closet; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $2,300 price doesn't fit this home's estimated sale value (~$301,104) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $2k.

Deal economics

  • At list price, monthly cash flow is $2k ($22k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $2k).
  • Cap rate 980.5% vs local median 4.5% in Douglasville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#82 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime F, amenities F.
  • Douglas County (suburban): math 23% / reading 35% proficiency, ranked #92 of 174 in GA (top 53%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Chapel Hill Elementary School (math 26% / reading 41%, grade F, #562 of 1,228 statewide, top 46%, 649 students, 58% FRL); Chapel Hill Middle School (math 32% / reading 47%, grade F, #147 of 470 statewide, top 33%, 1,098 students, 55% FRL); Chapel Hill High School (math 16% / reading 32%, grade F, #203 of 424 statewide, top 48%, 1,609 students, 48% FRL) — zoned schools at 54% FRL track the district average.
  • Market conditions: Rents flat; 610 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 595 units permitted in Douglas County in 2024 (72 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $16 of loan paydown is wiped out by about $69 of value loss. Plan a longer hold.
  • Douglas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.1% rent growth), your $644 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $2,300

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
103.64%
Cap rate
980.47%
Cash-on-cash
3479.22%
DSCR
155.81
GRM
0.1

CMA / ARV

ARV (on-the-fly)
$301,104
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3931 Robindale Dr 0.60mi 4/3.0 2,334 (+12%) 2mo $335,000 $144 51
3831 Starlight Trl 0.47mi 3/2.0 (-1) 1,971 (-6%) 22mo $315,000 $160 41
4808 Woodlands Pkwy 0.74mi 4/2.5 2,394 (+14%) 2mo $275,000 $115 38
3849 Greenbrook Dr 0.69mi 3/2.0 (-1) 1,806 (-14%) 18mo $250,000 $138 21
3511 Sandra Dr 0.74mi 3/2.5 (-1) 1,782 (-15%) 18mo $330,000 $185 19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.08% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
174.57×
Total profit
$111,780
Equity at exit
$343
10-year hold
IRR
Equity multiple
349.25×
Total profit
$224,275
Equity at exit
$199

Cash invested: $644 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30135

Rents YoY
0.1%
Active inventory
610
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$2,384 high interval (Pro) →
Mortgage (P&I)
$12
Tax est. 1.5%
$3 /mo · $34/yr
Insurance
$1
HOA
$0
Vacancy / Maint / Mgmt
$501
Net cashflow
$1,867

Break-even live

Break-even rent $20
Max offer price $2,300
Occupancy floor 17%

Sensitivity live

Price -10% $1,869 -5% $1,868 +0% $1,867 +5% $1,866 +10% $1,866
Rent -10% $1,679 -5% $1,773 +0% $1,867 +5% $1,961 +10% $2,055
Rate -1.0pp $1,868 -0.5pp $1,868 base $1,867 +0.5pp $1,867 +1.0pp $1,866

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$575
Closing costs
$69
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3751 Monticello St Douglasville, GA 4.0 3.0 2091 $2,300 $1.10 22d 1 0.02mi
3761 Monticello St Douglasville, GA 5.0 3.0 2711 $2,345 $0.86 45d 1 0.03mi
3775 Sidda Way Douglasville, GA 5.0 3.0 2858 $3,200 $1.12 45d 1 0.27mi
4031 Daylily Way Douglasville, GA 3.0 2.0 1464 $1,869 $1.28 18d 1 0.46mi
4031 Oak Stone Dr Douglasville, GA 4.0 3.0 1898 $1,950 $1.03 14d 1 0.69mi
4110 Oak Stone Dr Douglasville, GA 3.0 2.5 1800 $1,950 $1.08 45d 1 0.82mi
3237 Carmel Dr Douglasville, GA 3.0 2.0 2130 $1,860 $0.87 26d 1 0.83mi
4204 Rocky Face Dr Douglasville, GA 3.0 2.0 1768 $1,700 $0.96 4d 1 0.97mi
3196 Wallace Lake Rd Douglasville, GA 3.0 3.0 1776 $1,760 $0.99 26d 1 1.00mi
4250 Winding Trail Way Douglasville, GA 4.0 2.5 1902 $1,995 $1.05 26d 1 1.01mi
3175 Wallace Lake Rd Douglasville, GA 3.0 1.0 1500 $1,900 $1.27 45d 1 1.03mi
3729 Winding Trail Ct Douglasville, GA 3.0 2.0 1433 $1,830 $1.28 14d 1 1.05mi
3165 Laura Ln Douglasville, GA 3.0 2.5 1818 $2,000 $1.10 45d 1 1.07mi
4217 Arnolds Mill Opas Douglasville, GA 4.0 2.5 2356 $2,275 $0.97 45d 1 1.11mi
3783 Chapel Hill Rd Douglasville, GA 4.0 3.0 2032 $1,955 $0.96 14d 1 1.16mi
3722 Auger Trl Douglasville, GA 3.0 2.0 2302 $2,050 $0.89 7d 1 1.25mi
4396 Central Church Rd Douglasville, GA 3.0 2.0 1608 $1,829 $1.14 45d 1 1.31mi
3385 Newberry Ln Douglasville, GA 3.0 2.0 1697 $2,049 $1.21 7d 1 1.37mi
4014 Sitka Dr Douglasville, GA 4.0 2.0 1532 $1,899 $1.24 45d 1 1.41mi
3332 Lowland Dr Douglasville, GA 4.0 3.0 2167 $2,099 $0.97 26d 1 1.42mi

Listing history 13 events

  1. 2026-05-22
    listed $2,300 Active
  2. 2014-06-12
    soldstatus $165,000
  3. 2014-06-01
    historical 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  4. 2014-05-29
    historical 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  5. 2014-05-28
    soldstatus $165,000 Sold 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  6. 2014-05-28
    soldstatus $165,000 Sold 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  7. 2014-05-06
    status Pending 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  8. 2014-04-27
    historical Contingent - Due Diligence 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  9. 2014-04-27
    status Under Contract 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  10. 2013-06-21
    listed $165,000 New 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  11. 2013-06-21
    listed $165,000 Active 241-char remark
    Show marketing remark (241 chars)

    THIS BEAUTIFUL SPLIT FOYER IS MOVE IN READY, MAIN LEVEL HAS FANTASTIC KITCHEN, OPEN TO NOOK AND FAMILY RM, MASTER SUITE IS SPACIUOUS AND FIT FOR A KING, MASTER BATH FOR QUEEN, DOWN IS OPEN, SPACIOUS AND HAS BATH MAKING THIS THE PERFECT HOME.

  12. 2004-09-23
    soldstatus $2,352,000
  13. 2004-09-08
    soldstatus $3,922,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 2/10 Low FEMA zone X (unshaded) · 9% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,604
− Mortgage interest
−$129
− Property taxes
−$34
− Insurance
−$12
− Repairs & maintenance
−$2,288
− Management
−$2,288
− Depreciation
−$67
Taxable income
$23,785
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,708
After-tax cash flow
$16,698/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Douglas County
NCES district ID
1301860
Math proficiency
23% ▼ -16.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$55,335
Composite
25.84/100
National rank
#7353
State rank
#92 of 174 in GA

Livability — Douglasville

Score
71/100
State rank
#82
US rank
#6971

Category grades

Amenities F Commute C+ Cost of living A+ Crime F Employment C Housing A+ Health & safety B User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Douglas County · 141,416 people
City population
114,380
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
66,800
Household income
$94,526
Rent vs Own
21.9% rent · 78.1% own
Severe rent burden
890.0

Population outlook (Douglas County) Hauer SSP2

Today (2025)
163,022 people
By 2030
173,956 · +6.7%
By 2040
196,859 · +20.8%
By 2050
220,017 · +35.0%
By 2075
279,831 · +71.7%
By 2100
322,702 · +97.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Black 49% White 35% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2%
Common ancestry
Hispanic 2% Slovak 1% Italian 1%
Foreign-born
10% · Canada, Vietnam, Jamaica
Languages at home
88% English-only · Spanish 7% French/Haitian/Cajun 2% Vietnamese 1%

Political lean MEDSL · Douglas

2024 margin
Solid D (+31.4) · D 65.4% · R 33.9%
2008→2024 swing
+29.6pp toward D · 2008: 1.8pp · 2024: 31.4pp
All cycles
2024: D+31.4 2020: D+25.1 2016: D+10.8 2012: D+4.0 2008: D+1.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -225.50%
Current HPI
223.9534
Rent YoY
▲ 0.08%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-99.9% since first listed
13 events — show timeline
  • 2026-05-22 Listed $2,300 FMLS
  • 2014-06-12 Sold (Public Records) $165,000 Public Records
  • 2014-06-01 Listing Removed FMLS
  • 2014-05-29 Listing Removed GAMLS
  • 2014-05-28 Sold (MLS) $165,000 GAMLS
  • 2014-05-28 Sold (MLS) $165,000 FMLS
  • 2014-05-06 Pending FMLS
  • 2014-04-27 Contingent FMLS
  • 2014-04-27 Pending GAMLS
  • 2013-06-21 Listed $165,000 GAMLS
  • 2013-06-21 Listed $165,000 FMLS
  • 2004-09-23 Sold (Public Records) $2,352,000 Public Records
  • 2004-09-08 Sold (Public Records) $3,922,000 Public Records

Property tax history

+4.0%/yr

Latest (2025): $3,424 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…