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7067 Pinehill Rd
D+ Composite 48.62
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.8/30.0
  • DSCR +4.2/10.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.9/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$219,900

7067 Pinehill Rd · Daphne, AL 36526
3 bd · 1.5 ba · 1,375 sqft · SingleFamily public records · 98 Days on market
Built 1998 0.29 ac lot $160/sqft · at area comps Est $272k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption.

Key facts

  • Eat in kitchen
  • Large laundry room
  • Fenced dog area

Tags

EAT IN KITCHENLARGE LAUNDRY ROOMFIREPLACEENCLOSED SCREENED BACK PORCHFENCED DOG AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $20 ($238/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (23.8% below list).
  • Recommended offer: $167k (23.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.9% in Daphne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#18 in AL, #3,949 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A; Watch: amenities F, commute F.
  • Baldwin County (rural): math 33% / reading 57% proficiency, ranked #18 of 129 in AL (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.7%/yr); 590 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,883 units permitted in Baldwin County in 2024 (481 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Baldwin County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 98 days — a 9% lower offer ($200k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $15k; list at $220k implies a 1366% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,459 (23.8% below list)

Questions for the listing agent

  1. It's been on market 98 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.40%
Cash-on-cash
0.39%
DSCR
1.02
GRM
10.9

CMA / ARV

ARV (median comp)
$271,936
List price
$219,900
Delta
-19.14%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
103 Willowbrook Cir 0.45mi 3/2.0 1,356 (-1%) 2mo $270,000 $199 73
108 Ventura Cir 0.06mi 3/2.5 1,552 (+13%) 8mo $310,002 $200 65
130 Ridgewood Dr 0.17mi 3/2.0 1,562 (+14%) 7mo $273,500 $175 62
122 Lancaster Way 0.37mi 3/2.0 1,530 (+11%) 1mo $258,000 $169 61
70 Summer Oaks Dr 0.65mi 3/2.0 1,315 (-4%) 1mo $250,000 $190 60
72 Summer Oaks Dr 0.66mi 3/2.0 1,250 (-9%) 2mo $245,571 $196 50
104 Chatam Loop 0.56mi 3/2.0 1,556 (+13%) 1mo $262,500 $169 49
74 Summer Oaks Dr 0.68mi 3/2.0 1,250 (-9%) 2mo $248,800 $199 49
125 Eagle Dr 0.61mi 3/2.0 1,508 (+10%) 6mo $212,000 $141 48
79 Summer Oaks Dr 0.70mi 3/2.0 1,250 (-9%) 3mo $242,900 $194 48
134 Chatam Loop 0.45mi 3/2.0 1,576 (+15%) 7mo $212,000 $135 47
76 Summer Oaks Dr 0.70mi 3/2.0 1,250 (-9%) 5mo $243,000 $194 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.72% rent growth · sell at horizon

5-year hold
IRR
-17.0%
Equity multiple
0.41×
Total profit
$-36,607
Equity at exit
$32,788
10-year hold
IRR
-11.2%
Equity multiple
0.36×
Total profit
$-39,203
Equity at exit
$19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36526

Home prices YoY
-21.3%
Rents YoY
1.7%
Active inventory
590
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,675 high interval (Pro) →
Mortgage (P&I)
$1,153
Tax from tax record
$58 /mo · $699/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$20

Break-even live

Break-even rent $1,649
Max offer price $219,900
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,975
Closing costs
$6,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
110 Windsor Dr Daphne, AL 4.0 2.0 1706 $1,800 $1.06 20d 1 0.46mi
6722 Van Buren St Unit 1 Daphne, AL 2.0 1.5 1220 $1,300 $1.07 20d 1 0.55mi
6722 Van Buren St Unit 5 Daphne, AL 2.0 1.5 1220 $1,300 $1.07 43d 1 0.55mi
200 Parma Dr Unit 04 Daphne, AL 2.0 2.0 1385 $1,600 $1.16 43d 1 0.61mi
200 Parma Dr Unit A-2 Daphne, AL 2.0 2.0 1420 $1,550 $1.09 13d 1 0.66mi
2200 E Bay Dr Daphne, AL 1.0–2.0 1.0–2.0 925 $1,360 $1.47 20d 7 0.76mi
500 Grant St Daphne, AL 2.0 1.0–1.5 876 $1,300 $1.48 43d 2 0.85mi
133 Lake Front Dr Daphne, AL 1.0–2.0 1.0–2.5 950 $1,473 $1.55 13d 10 0.89mi
2 Lake Shore Dr Daphne, AL 2.0 1.5 1380 $2,350 $1.70 43d 1 0.90mi
2508 Old Spanish Trl Daphne, AL 3.0 2.0 1000 $1,800 $1.80 43d 1 1.47mi

Listing history 24 events

  1. 2026-06-19
    days on market $219,900 Active 98 DOM
  2. 2026-06-18
    days on market $219,900 Active 97 DOM
  3. 2026-06-17
    days on market $219,900 Active 96 DOM
  4. 2026-06-16
    days on market $219,900 Active 95 DOM
  5. 2026-06-15
    days on market $219,900 Active 94 DOM
  6. 2026-06-14
    days on market $219,900 Active 92 DOM
  7. 2026-06-13
    days on market $219,900 Active 91 DOM
  8. 2026-06-10
    days on market $219,900 Active 89 DOM
  9. 2026-06-09
    days on market $219,900 Active 88 DOM
  10. 2026-06-08
    days on market $219,900 Active 87 DOM
  11. 2026-06-07
    days on market $219,900 Active 86 DOM
  12. 2026-06-05
    days on market $219,900 Active 83 DOM
  13. 2026-06-03
    days on market $219,900 Active 82 DOM
  14. 2026-06-02
    days on market $219,900 Active 81 DOM
  15. 2026-06-01
    days on market $219,900 Active 80 DOM
  16. 2026-05-31
    days on market $219,900 Active 79 DOM
  17. 2026-05-30
    days on market $219,900 Active 78 DOM
  18. 2026-05-18
    price $219,900 395-char remark
    Show marketing remark (444 chars)

    Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption. Buyer to verify all information during due diligence.

  19. 2026-05-18
    price $219,900 444-char remark
    Show marketing remark (444 chars)

    Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption. Buyer to verify all information during due diligence.

  20. 2026-04-23
    price $224,900 395-char remark
    Show marketing remark (444 chars)

    Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption. Buyer to verify all information during due diligence.

  21. 2026-04-23
    price $224,900 444-char remark
    Show marketing remark (444 chars)

    Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption. Buyer to verify all information during due diligence.

  22. 2026-03-13
    listed $229,500 Active 395-char remark
    Show marketing remark (444 chars)

    Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption. Buyer to verify all information during due diligence.

  23. 2026-03-13
    listed $229,500 Active 444-char remark
    Show marketing remark (444 chars)

    Welcome to 7067 Pinehill Rd in Daphne Alabama! This 3 bed 2 bath house has an eat in Kitchen area, large laundry room and fireplace. Enclosed screened back porch overlooks the back yard. There is a fenced dog area in the back as well. Close to shopping and schools. Call your favorite Realtor today to schedule your personal tour. May be subject to the Alabama One Year Right of Redemption. Buyer to verify all information during due diligence.

  24. 1999-12-30
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$699 · $58/mo
Projected year-2 tax
$902 · $75/mo
Expected delta
+$202/yr (+$17/mo · 28.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,095
− Mortgage interest
−$12,318
− Property taxes
−$699
− Insurance
−$1,100
− Repairs & maintenance
−$1,608
− Management
−$1,608
− Depreciation
−$6,397
Taxable loss
−$3,634
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$872
After-tax cash flow
$1,110/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baldwin County
NCES district ID
0100270
Math proficiency
33% ▼ -26.00%
Reading proficiency
57% ▲ 1.00%
Median HH income
$50,677
Composite
38.61/100
National rank
#4157
State rank
#18 of 129 in AL

Livability — Daphne

Score
75/100
State rank
#18
US rank
#3949

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A- Housing A+ Health & safety A User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Daphne, AL
County
Baldwin County · 181,514 people
City population
36,484
Metro
Daphne-Fairhope-Foley, AL
Population (ZIP)
36,484
Household income
$88,750
Rent vs Own
26.4% rent · 73.6% own
Severe rent burden
535.0

Population outlook (Baldwin County) Hauer SSP2

Today (2025)
248,264 people
By 2030
270,315 · +8.9%
By 2040
312,967 · +26.1%
By 2050
352,262 · +41.9%
By 2075
438,841 · +76.8%
By 2100
487,736 · +96.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Black 12% Two or more races 6% Hispanic / Latino 5% Asian 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Slovak 3% Lithuanian 2% Italian 2%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 2% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Baldwin

2024 margin
Solid R (+58.2) · D 20.5% · R 78.7%
2008→2024 swing
-6.7pp toward R · 2008: -51.5pp · 2024: -58.2pp
All cycles
2024: R+58.2 2020: R+53.8 2016: R+57.8 2012: R+55.8 2008: R+51.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -61.47%
Current HPI
227.2692
Rent YoY
▲ 1.72%
Metro
Daphne-Fairhope-Foley, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+1366.0% since first listed
7 events — show timeline
  • 2026-05-18 Price Changed $219,900 GCMLS AL
  • 2026-05-18 Price Changed $219,900 BCAR
  • 2026-04-23 Price Changed $224,900 GCMLS AL
  • 2026-04-23 Price Changed $224,900 BCAR
  • 2026-03-13 Listed $229,500 GCMLS AL
  • 2026-03-13 Listed $229,500 BCAR
  • 1999-12-30 Sold (Public Records) $15,000 Public Records

Property tax history

+5.0%/yr

Latest (2025): $699 · -0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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