5361 NW 48th Pl · Ocala, FL 34482

$268,000

2 bd · 2.0 ba · 1,552 sqft · SingleFamily public records · 108 Days on market

Built 2023 Good condition 5,040 sqft lot $173/sqft · 10% below area Est $297k · 10% under $567/mo HOA · 22% of rent ↓ 12% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.9/15.0
• Cash flow +6.7/30.0
• Rent growth +5.0/5.0
• 1% rule +4.5/10.0
• Condition / age +4.0/5.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• DSCR +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nestled on a premium lot with no rear neighbors, this impeccably maintained 2023 Siesta model offers the perfect blend of contemporary design and natural tranquility. Backing directly onto one of the community's peaceful walking trails, this home provides a rare level of privacy in the highly sought-after all-ages section of Ocala Preserve. Built in 2023, this 2-bedroom, 2-bath home also includes a versatile flex room with French doors and a walk-in closet ideal for a third bedroom, home office, or den. The kitchen is a standout, featuring tile flooring, stainless steel appliances, granite countertops, a classic subway tile backsplash, staggered cabinetry with crown molding, a large center island, a spacious walk-in pantry, and a solar tube that fills the space with natural light. The tiled dining area is conveniently located just off the kitchen, perfect for everyday meals and entertaining. The open-concept living area flows seamlessly from the kitchen and dining space, complete with blinds and a 3-panel sliding glass door that leads to the screened lanai. Step outside to the extended 10x12 paver patio, overlooking a private backyard, backing up to one of the community's peaceful walking trails, creating a serene outdoor retreat. The guest bedroom features carpet flooring, window blinds, and a double-door closet, while the guest bathroom offers a tiled tub/shower combination, linen closet, and an extended single-sink vanity with granite countertop. A conveniently located laundry closet includes a Whirlpool washer and dryer. The primary suite, tucked away in a desirable split floor plan, showcases a tray ceiling, plush carpeting, TV mount, window blinds, and a spacious walk-in closet. The ensuite bathroom is complete with a tiled, glass-enclosed walk-in shower and a double vanity with granite countertops. Additional highlights include a 2-car garage and updated rock landscaping that enhances the home's curb appeal. Ocala Preserve is a fully gated, guard-gated community offering resort-style amenities, dining, fitness center, walking trails, and a vibrant social atmosphere all just minutes from shopping, dining, and medical facilities.

Key facts

• No rear neighbors
• Walk-in closet
• Premium lot

Tags

• PREMIUM LOT
• NO REAR NEIGHBORS
• COMMUNITY WALKING TRAILS
• FLEX ROOM
• WALK-IN CLOSET
• TILE FLOORING

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $268k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-429 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $192k (28.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $254k (5.4% below list).
• Recommended offer: $192k (28.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+11.1%/yr); 663 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• At $2,536/mo this rent would consume 46% of the median local household income ($66k/yr) (locally 282% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 108 days — a 9% lower offer ($244k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 22% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $192,196 (28.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 4.37%
• Cash-on-cash: -6.86%
• DSCR: 0.69
• GRM: 8.8

CMA / ARV

• ARV (median comp): $296,829
• List price: $268,000
• Delta: -9.71%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5268 NW 48th Pl	0.10mi	3/2.0 (+1)	1,552 (0%)	3mo	$215,000	$139	88
5217 NW 43rd Lane Rd	0.15mi	2/2.0	1,565 (+1%)	15mo	$262,990	$168	79
5472 NW 46th Lane Rd	0.11mi	3/2.0 (+1)	1,505 (-3%)	8mo	$264,900	$176	79
5463 NW 56th Ter	0.48mi	3/2.0 (+1)	1,473 (-5%)	1mo	$292,000	$198	64
5200 NW 54th Pl	0.46mi	3/2.0 (+1)	1,568 (+1%)	14mo	$309,900	$198	60
5585 NW 56th Ter	0.54mi	3/2.0 (+1)	1,473 (-5%)	2mo	$295,000	$200	59
5430 NW 55th Pl	0.48mi	3/2.0 (+1)	1,384 (-11%)	10mo	$247,000	$178	46
5320 NW 56th Ter	0.41mi	3/2.0 (+1)	1,399 (-10%)	16mo	$264,000	$189	46
5414 NW 55 Ct	0.44mi	3/2.0 (+1)	1,381 (-11%)	21mo	$269,900	$195	39
5632 NW 57th St	0.61mi	3/2.0 (+1)	1,331 (-14%)	8mo	$239,900	$180	36
6086 NW 53rd Street Rd	0.74mi	3/2.0 (+1)	1,331 (-14%)	11mo	$239,900	$180	28
5668 NW 57 St	0.62mi	3/2.0 (+1)	1,331 (-14%)	19mo	$239,900	$180	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -20.7%
• Equity multiple: 0.24×
• Total profit: $-56,963
• Equity at exit: $39,960

10-year hold

• IRR: -3.5%
• Equity multiple: 0.70×
• Total profit: $-22,204
• Equity at exit: $23,172

Cash invested: $75,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34482

• Rents YoY: 11.1%
• Active inventory: 663
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $2,536 high
• Mortgage (P&I): −$1,405
• Tax from tax record: −$348 /mo · $4,177/yr
• Insurance: −$112
• HOA: −$567
• Vacancy / Maint / Mgmt: −$532
• Net cashflow: $-429

Break-even live

Break-even rent $3,079

Max offer price $192,196

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,000
• Closing costs: $8,040
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5375 NW 48th Pl Ocala, FL	2.0	2.0	1565	$2,350	$1.50	21d	1	0.05mi
5389 NW 48th Pl Ocala, FL	2.0	2.0	1552	$2,300	$1.48	21d	1	0.06mi
5358 NW 48th Pl Ocala, FL	3.0	2.0	1565	$2,500	$1.60	21d	1	0.06mi
5293 NW 48th Pl Ocala, FL	2.0	2.0	1552	$2,450	$1.58	21d	1	0.06mi
5237 NW 48th Pl Ocala, FL	3.0	2.0	1552	$4,500	$2.90	21d	1	0.12mi
5416 NW 46th Lane Rd Ocala, FL	3.0	2.0	1590	$2,300	$1.45	14d	1	0.13mi
5347 NW 46th Lane Rd Ocala, FL	3.0	2.0	1552	$2,550	$1.64	21d	1	0.13mi
5254 NW 43rd Lane Rd Ocala, FL	3.0	2.0	1728	$3,500	$2.03	21d	1	0.16mi
5521 NW 45th Ln Ocala, FL	3.0	2.0	1862	$2,600	$1.40	14d	1	0.28mi
5391 NW 55th Ct Ocala, FL	3.0	2.0	1332	$1,650	$1.24	21d	1	0.39mi
4395 NW 55th Ter Ocala, FL	3.0	2.0	1853	$2,700	$1.46	21d	1	0.41mi
4342 NW 55th Ct Ocala, FL	3.0	2.5	2172	$2,600	$1.20	14d	1	0.43mi
5530 NW 40th Loop Ocala, FL	3.0	2.0	1622	$2,000	$1.23	21d	1	0.60mi
4122 NW 48th Terrace Rd Ocala, FL	2.0	2.0	1816	$1,999	$1.10	14d	1	0.68mi
4743 NW 39th Street Rd Ocala, FL	3.0	2.0	1565	$2,500	$1.60	21d	1	0.80mi
4111 NW 44th Cir Ocala, FL	3.0	2.0	1505	$2,300	$1.53	14d	1	0.83mi
4110 NW 44th Cir Ocala, FL	3.0	2.0	1610	$2,400	$1.49	14d	1	0.86mi
4859 NW 35th Lane Rd Ocala, FL	2.0	2.0	1666	$2,495	$1.50	21d	1	0.86mi
4078 NW 44th Cir Ocala, FL	3.0	2.0	1504	$2,500	$1.66	21d	1	0.90mi
5423 NW 35th Lane Rd Ocala, FL	2.0	2.0	1656	$3,200	$1.93	21d	1	0.94mi
6175 NW 59th Ave Ocala, FL	3.0	2.0	1384	$1,745	$1.26	21d	1	1.02mi
5191 NW 34th St Ocala, FL	2.0	2.0	1318	$2,400	$1.82	21d	1	1.04mi
5401 NW 63rd Pl Ocala, FL	3.0	2.0	1894	$1,695	$0.89	14d	1	1.05mi
5471 NW 34th St Ocala, FL	2.0	2.0	1318	$2,900	$2.20	21d	1	1.06mi
5048 NW 35th St Ocala, FL	3.0	2.0	1552	$1,900	$1.22	14d	1	1.07mi
3384 NW 54th Ct Ocala, FL	2.0	2.5	1722	$2,300	$1.34	21d	1	1.08mi
5333 NW 33rd Pl Ocala, FL	2.0	2.0	1368	$2,300	$1.68	14d	1	1.11mi
5361 NW 33rd Pl Ocala, FL	2.0	2.0	1318	$2,500	$1.90	21d	1	1.11mi
3335 NW 52nd Avenue Rd Ocala, FL	2.0	2.5	1318	$2,500	$1.90	21d	1	1.12mi
5353 N US Highway 27 Ocala, FL	1.0–3.0	1.0–2.0	1169	$1,785	$1.53	21d	1	1.35mi
6425 NW 62nd Ter Ocala, FL	3.0	2.0	1349	$3,000	$2.22	21d	1	1.38mi

HOA detail

• Monthly dues: $567 · $6,804/yr
• Likely covers: landscapingpoolgymsecurity

Listing history 22 events

1. 2026-06-18
   days on market $268,000 Active 108 DOM
2. 2026-06-17
   days on market $268,000 Active 107 DOM
3. 2026-06-16
   days on market $268,000 Active 106 DOM
4. 2026-06-15
   days on market $268,000 Active 105 DOM
5. 2026-06-14
   days on market $268,000 Active 103 DOM
6. 2026-06-13
   days on market $268,000 Active 102 DOM
7. 2026-06-10
   days on market $268,000 Active 100 DOM
8. 2026-06-09
   days on market $268,000 Active 99 DOM
9. 2026-06-08
   days on market $268,000 Active 98 DOM
10. 2026-06-07
    days on market $268,000 Active 97 DOM
11. 2026-06-03
    days on market $268,000 Active 93 DOM
12. 2026-06-02
    days on market $268,000 Active 92 DOM
13. 2026-06-01
    days on market $268,000 Active 91 DOM
14. 2026-05-31
    days on market $268,000 Active 90 DOM
15. 2026-05-30
    days on market $268,000 Active 89 DOM
16. 2026-03-02
    listed $268,000 Active 2172-char remark

    Show marketing remark (2172 chars)

    Nestled on a premium lot with no rear neighbors, this impeccably maintained 2023 Siesta model offers the perfect blend of contemporary design and natural tranquility. Backing directly onto one of the community's peaceful walking trails, this home provides a rare level of privacy in the highly sought-after all-ages section of Ocala Preserve. Built in 2023, this 2-bedroom, 2-bath home also includes a versatile flex room with French doors and a walk-in closet ideal for a third bedroom, home office, or den. The kitchen is a standout, featuring tile flooring, stainless steel appliances, granite countertops, a classic subway tile backsplash, staggered cabinetry with crown molding, a large center island, a spacious walk-in pantry, and a solar tube that fills the space with natural light. The tiled dining area is conveniently located just off the kitchen, perfect for everyday meals and entertaining. The open-concept living area flows seamlessly from the kitchen and dining space, complete with blinds and a 3-panel sliding glass door that leads to the screened lanai. Step outside to the extended 10x12 paver patio, overlooking a private backyard, backing up to one of the community's peaceful walking trails, creating a serene outdoor retreat. The guest bedroom features carpet flooring, window blinds, and a double-door closet, while the guest bathroom offers a tiled tub/shower combination, linen closet, and an extended single-sink vanity with granite countertop. A conveniently located laundry closet includes a Whirlpool washer and dryer. The primary suite, tucked away in a desirable split floor plan, showcases a tray ceiling, plush carpeting, TV mount, window blinds, and a spacious walk-in closet. The ensuite bathroom is complete with a tiled, glass-enclosed walk-in shower and a double vanity with granite countertops. Additional highlights include a 2-car garage and updated rock landscaping that enhances the home's curb appeal. Ocala Preserve is a fully gated, guard-gated community offering resort-style amenities, dining, fitness center, walking trails, and a vibrant social atmosphere all just minutes from shopping, dining, and medical facilities.

17. 2023-07-31
    soldstatus $269,460 Closed 1309-char remark

    Show marketing remark (1309 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story floor plan features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

18. 2023-03-20
    status Pending 1309-char remark

    Show marketing remark (1309 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story floor plan features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

19. 2023-02-24
    price $267,990 1309-char remark

    Show marketing remark (1309 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story floor plan features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

20. 2023-02-22
    price $292,990 1309-char remark

    Show marketing remark (1309 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story floor plan features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

21. 2023-02-20
    price $297,990 1309-char remark

    Show marketing remark (1309 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story floor plan features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

22. 2023-02-16
    listed $302,990 Active 1309-char remark

    Show marketing remark (1309 chars)

    One or more photo(s) has been virtually staged. Under Construction. Ocala's Finest Resort-Style Living! Welcome to Ocala Preserve! Enjoy a private oasis with access to Walking/Hiking/Bike Trails, Tennis and Pickleball Courts, Resort Style Pool, On-Site Restaurant, Athletic Center, The Golf Club, Clubhouse, Day Spa and Dog Park. Relax on a kayak and watch the sunrise over our beautiful lake. Unwind at the end of your day with a glass of wine on the expansive Veranda, or enjoy a Chef inspired meal at Salt and Brick restaurant. This one-story floor plan features an open concept design. The well-appointed kitchen includes a large granite island and all kitchen appliances. Off the great room is a covered lanai that extends the living space outdoors. At the rear of the home, you will find the Bedroom 1, with a spacious walk-in closet and Bathroom 1. At the front of the home, the second bedroom and den share the second bathroom. The laundry space includes a top load washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,177 · $348/mo
• Projected year-2 tax: $4,177 · $348/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,426
• − Mortgage interest: −$15,012
• − Property taxes: −$4,177
• − Insurance: −$1,340
• − Repairs & maintenance: −$2,434
• − Management: −$2,434
• − HOA: −$6,804
• − Depreciation: −$7,796
• Taxable loss: −$9,571
• Est. tax savings @ 24.0%: +$2,297
• After-tax cash flow: $-2,852/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 2023 Siesta model home is in good condition with a modern kitchen and well-maintained exterior. It offers a good investment opportunity with potential for minor cosmetic improvements to enhance its curb appeal and value.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
• Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value.
• Both HVAC maintenance — Regular HVAC maintenance ensures comfort and energy efficiency, which is attractive to buyers and renters.
• Both Kitchen appliances maintenance — Regular maintenance of appliances ensures they continue to function properly and attract potential buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value. ↑
• Both HVAC maintenance — Regular HVAC maintenance ensures comfort and energy efficiency, which is attractive to buyers and renters. ↑
• Both Kitchen appliances maintenance — Regular maintenance of appliances ensures they continue to function properly and attract potential buyers and renters. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 22,807
• Household income: $65,901
• Rent vs Own: 16.7% rent · 83.3% own
• Severe rent burden: 282.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 19% Black 14% Two or more races 12%
• Hispanic origin (detail): Mexican 6% Puerto Rican 9% Cuban 2%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 2%
• Foreign-born: 10% · Canada
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -133.62%
• Current HPI: 194.3857
• Rent YoY: ▲ 11.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-11.5% since first listed

7 events — show timeline

• 2026-03-02 Listed $268,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-31 Sold (MLS) $269,460 Stellar MLS as Distributed by MLS Grid
• 2023-03-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-02-24 Price Changed $267,990 Stellar MLS as Distributed by MLS Grid
• 2023-02-22 Price Changed $292,990 Stellar MLS as Distributed by MLS Grid
• 2023-02-20 Price Changed $297,990 Stellar MLS as Distributed by MLS Grid
• 2023-02-16 Listed $302,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+48.9%/yr

Latest (2025): $4,177 · +2.4% YoY. Source: county tax records.