186 Summer Pl · Biloxi, MS 39530

$188,500

2 bd · 1.0 ba · 1,227 sqft · SingleFamily public records · 289 Days on market

Built 1950 7,840 sqft lot $154/sqft · 10% below area Est $214k · 12% under ↓ 8% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.6/30.0
• ARV discount +12.9/15.0
• DSCR +7.2/10.0
• 1% rule +4.9/10.0
• Schools +4.5/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming Beachside Bungalow in Biloxi - Perfect for Coastal Living! Welcome to your dream coastal retreat! Nestled at 186 Summer Place in Biloxi, MS. This delightful 1,247 square foot Bungalow offers the perfect blend of comfort, convenience, and coastal charm. Boasting 2 spacious bedrooms and 1 well-appointed bath. Enjoy no parking issues with two separate driveways and one carport. Live the best of both worlds with a location that is just a leisurely stroll away from the beautiful MS Gulf Coast beaches and the prestigious Keesler Air Force Base. Whether you're looking to enjoy leisurely beach days, engaging outdoor activities, or commuting to work, this bungalow places you right at the center of it all. Upon entering you'll be welcomed by a bright and airy living area that sets the tone for relaxation. Large windows flood the space with natural light, highlighting the cozy atmosphere perfect for gathering with family and friends. The well-designed kitchen features ample counter space and cabinetry, making it a joy for the home cook. Whether you're whipping up a quick meal or entertaining guests, this kitchen is equipped to handle it all. Retreat to the two generously-sized bedrooms along with a bonus room designed with comfort and tranquility in mind. Each room is versatile, perfect for a guest room, home office, or personal sanctuary. Step outside to discover a quaint yard that invites outdoor living and entertaining. Imagine sipping your morning coffee on the porch or hosting barbecues on warm summer evenings, all while basking in the fresh sea breeze. Experience the vibrant lifestyle that Biloxi has to offer. From beachfront activities to local dining and shopping, living here means having a wealth of amenities right at your fingertips. Enjoy the renowned casinos, golf courses, and cultural attractions that make this area a sought-after destination. Whether you're a first-time homebuyer, an investor looking for a rental property, or seeking a seasonal getaway, this bungalow presents a fantastic opportunity to own a piece of beautiful Biloxi. Two Driveways one on each side of the home. Also, one Driveway has a Covered Carport area. This bungalow is being sold as is. Don't miss the chance to make this charming bungalow your new home! With its prime location, comfortable living spaces, and potential for investment, 186 Summer Place is more than just a house; it's a lifestyle waiting for you to embrace. Schedule your private showing today and experience the magic of coastal living firsthand!

Key facts

• Bonus room
• Quaint yard
• One carport

Tags

• TWO SEPARATE DRIVEWAYS
• ONE CARPORT
• BRIGHT AND AIRY LIVING AREA
• WELL-DESIGNED KITCHEN
• QUAINT YARD
• BONUS ROOM

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $188k.

Deal economics

• At list price, monthly cash flow is $319 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (1.4% below list).
• Recommended offer: $166k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 3.5% in Biloxi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#6 in MS, #2,141 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute D+, amenities F, employment D-.
• Biloxi Public School District (urban): math 60% / reading 48% proficiency, ranked #7 of 130 in MS (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 164 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
• At $1,859/mo this rent would consume 54% of the median local household income ($41k/yr) (locally 329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 289 days — a 12% lower offer ($166k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $165,880 (12.0% below list)

Questions for the listing agent

1. It's been on market 289 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 8.32%
• Cash-on-cash: 7.26%
• DSCR: 1.32
• GRM: 8.4

CMA / ARV

• ARV (median comp): $214,393
• List price: $188,500
• Delta: -12.08%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1467 Wilkes Ave	0.17mi	2/2.0	1,245 (+2%)	9mo	$275,000	$221	78
1386 Brister Pl	0.30mi	2/1.0	1,128 (-8%)	21mo	$150,000	$133	55
189 Iberville Dr	0.63mi	3/1.0 (+1)	1,196 (-2%)	20mo	$149,000	$125	45
135 Saint John Ave	0.34mi	3/2.0 (+1)	1,410 (+15%)	17mo	$297,000	$211	36
168 Saint Paul St	0.50mi	2/1.0	1,044 (-15%)	22mo	$174,900	$168	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.2%
• Equity multiple: 0.81×
• Total profit: $-10,283
• Equity at exit: $28,106

10-year hold

• IRR: 4.4%
• Equity multiple: 1.32×
• Total profit: $16,953
• Equity at exit: $16,298

Cash invested: $52,780 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39530

• Active inventory: 164
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,859 high
• Mortgage (P&I): −$989
• Tax from tax record: −$83 /mo · $991/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$390
• Net cashflow: $319

Break-even live

Break-even rent $1,455

Max offer price $188,500

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,125
• Closing costs: $5,655
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1496 Beach Blvd Biloxi, MS	2.0	1.5	1100	$1,450	$1.32	14d	1	0.29mi
1496 Beach Blvd Biloxi, MS	2.0	2.0	1150	$1,650	$1.43	44d	1	0.29mi
145 Saint Francis St Biloxi, MS	2.0	2.0	1467	$2,900	$1.98	44d	1	0.37mi
154 Saint Charles Ave Biloxi, MS	2.0	1.0	1292	$1,400	$1.08	44d	1	0.39mi
1282 Beach Blvd #216 Biloxi, MS	1.0	1.0	700	$1,895	$2.71	14d	1	0.65mi
1282 Beach Blvd #123 Biloxi, MS	2.0	1.0	900	$3,000	$3.33	21d	1	0.65mi
1282 Beach Blvd #106 Biloxi, MS	1.0	1.0	700	$2,800	$4.00	21d	1	0.65mi
1623 Cayman Cv Biloxi, MS	3.0	2.0	1397	$3,700	$2.65	14d	1	0.67mi
1616 Gordon Ave Biloxi, MS	3.0	1.0	900	$1,425	$1.58	21d	1	0.72mi
1664 Beach Blvd Biloxi, MS	2.0	1.5	985	$2,295	$2.33	44d	1	0.79mi
122 Coral Breeze Dr Biloxi, MS	3.0	1.5	1000	$2,700	$2.70	44d	1	0.79mi
118 Coral Breeze Dr Biloxi, MS	3.0	1.5	1000	$2,800	$2.80	14d	1	0.80mi
1664 Beach Blvd Biloxi, MS	1.0–2.0	1.0–1.5	801	$2,100	$2.62	14d	2	0.81mi
270 Rodenberg Ave Biloxi, MS	3.0	2.0	1180	$1,100	$0.93	44d	1	0.88mi
1702 Stevens St Biloxi, MS	1.0	1.0	800	$750	$0.94	44d	1	0.89mi
1713 Stevens St Unit A Biloxi, MS	3.0	2.0	1100	$1,300	$1.18	21d	1	0.93mi
1667 Irish Hill Dr Biloxi, MS	1.0–2.0	1.0–1.5	862	$1,049	$1.22	14d	1	0.97mi
1135 Judge Sekul Ave Biloxi, MS	1.0–2.0	1.0	880	$899	$1.02	14d	3	1.14mi
1737 James Buchanan Dr Biloxi, MS	3.0	2.0	1328	$1,650	$1.24	44d	1	1.17mi
245 Mc Donnell Ave Unit E-131 Biloxi, MS	2.0	1.0	745	$995	$1.34	44d	1	1.27mi
245 Mc Donnell Ave Unit I-164 Biloxi, MS	2.0	1.0	745	$1,195	$1.60	44d	1	1.27mi
245 Mc Donnell Ave Biloxi, MS	2.0	1.0	775	$1,595	$2.06	21d	1	1.32mi
255 Benachi Ave Biloxi, MS	2.0	1.5	1008	$2,000	$1.98	44d	1	1.43mi
259 Benachi Ave Biloxi, MS	2.0	1.5	1100	$1,900	$1.73	44d	1	1.43mi
265 Benachi Ave Biloxi, MS	2.0	1.5	1015	$2,000	$1.97	44d	1	1.44mi
269 Benachi Ave Biloxi, MS	2.0	1.5	1017	$2,250	$2.21	44d	1	1.44mi

Listing history 19 events

1. 2026-06-18
   days on market $188,500 Active 289 DOM
2. 2026-06-17
   days on market $188,500 Active 288 DOM
3. 2026-06-16
   days on market $188,500 Active 287 DOM
4. 2026-06-15
   days on market $188,500 Active 286 DOM
5. 2026-06-14
   days on market $188,500 Active 284 DOM
6. 2026-06-13
   days on market $188,500 Active 283 DOM
7. 2026-06-09
   days on market $188,500 Active 280 DOM
8. 2026-06-08
   days on market $188,500 Active 279 DOM
9. 2026-06-07
   days on market $188,500 Active 278 DOM
10. 2026-06-05
    days on market $188,500 Active 275 DOM
11. 2026-06-03
    days on market $188,500 Active 274 DOM
12. 2026-06-02
    days on market $188,500 Active 273 DOM
13. 2026-06-01
    days on market $188,500 Active 272 DOM
14. 2026-05-31
    days on market $188,500 Active 271 DOM
15. 2026-05-30
    days on market $188,500 Active 270 DOM
16. 2025-10-13
    price $188,500 2538-char remark

    Show marketing remark (2538 chars)

    Charming Beachside Bungalow in Biloxi - Perfect for Coastal Living! Welcome to your dream coastal retreat! Nestled at 186 Summer Place in Biloxi, MS. This delightful 1,247 square foot Bungalow offers the perfect blend of comfort, convenience, and coastal charm. Boasting 2 spacious bedrooms and 1 well-appointed bath. Enjoy no parking issues with two separate driveways and one carport. Live the best of both worlds with a location that is just a leisurely stroll away from the beautiful MS Gulf Coast beaches and the prestigious Keesler Air Force Base. Whether you're looking to enjoy leisurely beach days, engaging outdoor activities, or commuting to work, this bungalow places you right at the center of it all. Upon entering you'll be welcomed by a bright and airy living area that sets the tone for relaxation. Large windows flood the space with natural light, highlighting the cozy atmosphere perfect for gathering with family and friends. The well-designed kitchen features ample counter space and cabinetry, making it a joy for the home cook. Whether you're whipping up a quick meal or entertaining guests, this kitchen is equipped to handle it all. Retreat to the two generously-sized bedrooms along with a bonus room designed with comfort and tranquility in mind. Each room is versatile, perfect for a guest room, home office, or personal sanctuary. Step outside to discover a quaint yard that invites outdoor living and entertaining. Imagine sipping your morning coffee on the porch or hosting barbecues on warm summer evenings, all while basking in the fresh sea breeze. Experience the vibrant lifestyle that Biloxi has to offer. From beachfront activities to local dining and shopping, living here means having a wealth of amenities right at your fingertips. Enjoy the renowned casinos, golf courses, and cultural attractions that make this area a sought-after destination. Whether you're a first-time homebuyer, an investor looking for a rental property, or seeking a seasonal getaway, this bungalow presents a fantastic opportunity to own a piece of beautiful Biloxi. Two Driveways one on each side of the home. Also, one Driveway has a Covered Carport area. This bungalow is being sold as is. Don't miss the chance to make this charming bungalow your new home! With its prime location, comfortable living spaces, and potential for investment, 186 Summer Place is more than just a house; it's a lifestyle waiting for you to embrace. Schedule your private showing today and experience the magic of coastal living firsthand!

17. 2025-09-30
    price $193,500 2538-char remark

    Show marketing remark (2538 chars)

    Charming Beachside Bungalow in Biloxi - Perfect for Coastal Living! Welcome to your dream coastal retreat! Nestled at 186 Summer Place in Biloxi, MS. This delightful 1,247 square foot Bungalow offers the perfect blend of comfort, convenience, and coastal charm. Boasting 2 spacious bedrooms and 1 well-appointed bath. Enjoy no parking issues with two separate driveways and one carport. Live the best of both worlds with a location that is just a leisurely stroll away from the beautiful MS Gulf Coast beaches and the prestigious Keesler Air Force Base. Whether you're looking to enjoy leisurely beach days, engaging outdoor activities, or commuting to work, this bungalow places you right at the center of it all. Upon entering you'll be welcomed by a bright and airy living area that sets the tone for relaxation. Large windows flood the space with natural light, highlighting the cozy atmosphere perfect for gathering with family and friends. The well-designed kitchen features ample counter space and cabinetry, making it a joy for the home cook. Whether you're whipping up a quick meal or entertaining guests, this kitchen is equipped to handle it all. Retreat to the two generously-sized bedrooms along with a bonus room designed with comfort and tranquility in mind. Each room is versatile, perfect for a guest room, home office, or personal sanctuary. Step outside to discover a quaint yard that invites outdoor living and entertaining. Imagine sipping your morning coffee on the porch or hosting barbecues on warm summer evenings, all while basking in the fresh sea breeze. Experience the vibrant lifestyle that Biloxi has to offer. From beachfront activities to local dining and shopping, living here means having a wealth of amenities right at your fingertips. Enjoy the renowned casinos, golf courses, and cultural attractions that make this area a sought-after destination. Whether you're a first-time homebuyer, an investor looking for a rental property, or seeking a seasonal getaway, this bungalow presents a fantastic opportunity to own a piece of beautiful Biloxi. Two Driveways one on each side of the home. Also, one Driveway has a Covered Carport area. This bungalow is being sold as is. Don't miss the chance to make this charming bungalow your new home! With its prime location, comfortable living spaces, and potential for investment, 186 Summer Place is more than just a house; it's a lifestyle waiting for you to embrace. Schedule your private showing today and experience the magic of coastal living firsthand!

18. 2025-09-13
    price $198,500 2538-char remark

    Show marketing remark (2538 chars)

    Charming Beachside Bungalow in Biloxi - Perfect for Coastal Living! Welcome to your dream coastal retreat! Nestled at 186 Summer Place in Biloxi, MS. This delightful 1,247 square foot Bungalow offers the perfect blend of comfort, convenience, and coastal charm. Boasting 2 spacious bedrooms and 1 well-appointed bath. Enjoy no parking issues with two separate driveways and one carport. Live the best of both worlds with a location that is just a leisurely stroll away from the beautiful MS Gulf Coast beaches and the prestigious Keesler Air Force Base. Whether you're looking to enjoy leisurely beach days, engaging outdoor activities, or commuting to work, this bungalow places you right at the center of it all. Upon entering you'll be welcomed by a bright and airy living area that sets the tone for relaxation. Large windows flood the space with natural light, highlighting the cozy atmosphere perfect for gathering with family and friends. The well-designed kitchen features ample counter space and cabinetry, making it a joy for the home cook. Whether you're whipping up a quick meal or entertaining guests, this kitchen is equipped to handle it all. Retreat to the two generously-sized bedrooms along with a bonus room designed with comfort and tranquility in mind. Each room is versatile, perfect for a guest room, home office, or personal sanctuary. Step outside to discover a quaint yard that invites outdoor living and entertaining. Imagine sipping your morning coffee on the porch or hosting barbecues on warm summer evenings, all while basking in the fresh sea breeze. Experience the vibrant lifestyle that Biloxi has to offer. From beachfront activities to local dining and shopping, living here means having a wealth of amenities right at your fingertips. Enjoy the renowned casinos, golf courses, and cultural attractions that make this area a sought-after destination. Whether you're a first-time homebuyer, an investor looking for a rental property, or seeking a seasonal getaway, this bungalow presents a fantastic opportunity to own a piece of beautiful Biloxi. Two Driveways one on each side of the home. Also, one Driveway has a Covered Carport area. This bungalow is being sold as is. Don't miss the chance to make this charming bungalow your new home! With its prime location, comfortable living spaces, and potential for investment, 186 Summer Place is more than just a house; it's a lifestyle waiting for you to embrace. Schedule your private showing today and experience the magic of coastal living firsthand!

19. 2025-09-02
    listed $205,500 Active 2538-char remark

    Show marketing remark (2538 chars)

    Charming Beachside Bungalow in Biloxi - Perfect for Coastal Living! Welcome to your dream coastal retreat! Nestled at 186 Summer Place in Biloxi, MS. This delightful 1,247 square foot Bungalow offers the perfect blend of comfort, convenience, and coastal charm. Boasting 2 spacious bedrooms and 1 well-appointed bath. Enjoy no parking issues with two separate driveways and one carport. Live the best of both worlds with a location that is just a leisurely stroll away from the beautiful MS Gulf Coast beaches and the prestigious Keesler Air Force Base. Whether you're looking to enjoy leisurely beach days, engaging outdoor activities, or commuting to work, this bungalow places you right at the center of it all. Upon entering you'll be welcomed by a bright and airy living area that sets the tone for relaxation. Large windows flood the space with natural light, highlighting the cozy atmosphere perfect for gathering with family and friends. The well-designed kitchen features ample counter space and cabinetry, making it a joy for the home cook. Whether you're whipping up a quick meal or entertaining guests, this kitchen is equipped to handle it all. Retreat to the two generously-sized bedrooms along with a bonus room designed with comfort and tranquility in mind. Each room is versatile, perfect for a guest room, home office, or personal sanctuary. Step outside to discover a quaint yard that invites outdoor living and entertaining. Imagine sipping your morning coffee on the porch or hosting barbecues on warm summer evenings, all while basking in the fresh sea breeze. Experience the vibrant lifestyle that Biloxi has to offer. From beachfront activities to local dining and shopping, living here means having a wealth of amenities right at your fingertips. Enjoy the renowned casinos, golf courses, and cultural attractions that make this area a sought-after destination. Whether you're a first-time homebuyer, an investor looking for a rental property, or seeking a seasonal getaway, this bungalow presents a fantastic opportunity to own a piece of beautiful Biloxi. Two Driveways one on each side of the home. Also, one Driveway has a Covered Carport area. This bungalow is being sold as is. Don't miss the chance to make this charming bungalow your new home! With its prime location, comfortable living spaces, and potential for investment, 186 Summer Place is more than just a house; it's a lifestyle waiting for you to embrace. Schedule your private showing today and experience the magic of coastal living firsthand!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $991 · $83/mo
• Projected year-2 tax: $1,489 · $124/mo
• Expected delta: +$498/yr (+$41/mo · 50.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,311
• − Mortgage interest: −$10,559
• − Property taxes: −$991
• − Insurance: −$942
• − Repairs & maintenance: −$1,785
• − Management: −$1,785
• − Depreciation: −$5,484
• Taxable income: $765
• Est. tax owed @ 24.0%: −$184
• After-tax cash flow: $3,646/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Biloxi Public School District
• NCES district ID: 2800630
• Math proficiency: 60% ▼ -7.00%
• Reading proficiency: 48% ▼ -3.00%
• Median HH income: $40,608
• Composite: 45.26/100
• National rank: #2657
• State rank: #7 of 130 in MS

Livability — Biloxi

• Score: 79/100
• State rank: #6
• US rank: #2141

Category grades

Amenities F Commute D+ Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Biloxi, MS
• County: Harrison County · 178,171 people
• City population: 63,281
• Metro: Gulfport-Biloxi, MS
• Population (ZIP): 7,701
• Household income: $41,117
• Rent vs Own: 45.4% rent · 54.6% own
• Severe rent burden: 329.0

Population outlook (Harrison County) Hauer SSP2

• Today (2025): 228,444 people
• By 2030: 241,942 · +5.9%
• By 2040: 267,531 · +17.1%
• By 2050: 291,062 · +27.4%
• By 2075: 346,711 · +51.8%
• By 2100: 378,165 · +65.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: White 48% Black 28% Hispanic / Latino 15% Two or more races 5% Asian 4% Native American 3%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Lithuanian 9% Slovak 2% Italian 1%
• Foreign-born: 13% · Canada, Vietnam
• Languages at home: 82% English-only · Spanish 14% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Harrison

• 2024 margin: Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
• 2008→2024 swing: -2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
• All cycles: 2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -108.19%
• Current HPI: 181.0603
• Rent YoY: —
• Metro: Gulfport-Biloxi, MS
• State GDP YoY: —
• F500 in state: 0

Price history

-8.3% since first listed

4 events — show timeline

• 2025-10-13 Price Changed $188,500 MLSU
• 2025-09-30 Price Changed $193,500 MLSU
• 2025-09-13 Price Changed $198,500 MLSU
• 2025-09-02 Listed $205,500 MLSU

Property tax history

+2.1%/yr

Latest (2025): $991 · +5.2% YoY. Source: county tax records.