1858 W 77th · Los Angeles, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 86°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +9.5/30.0
- Rent growth +3.9/5.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- DSCR +2.7/10.0
- Condition / age +2.5/5.0
- 1% rule +1.5/10.0
- Appreciation +0.0/10.0
$650,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Calling all investors! Welcome to 1858 W 77th St, Los Angeles, CA 90047! This charming single-family home is nestled in the heart of South Los Angeles, offering a perfect blend of comfort and convenience. Step inside to discover a spacious living area filled with natural light, ideal for relaxing or entertaining guests and a second spacious living area to relax in front of the warm fireplace. With multiple bedrooms and bathrooms, this home is ready to accommodate your lifestyle. The property also offers a driveway and a detached 2-car garage.
Key facts
- 6,708 sq ft lot
- 2 garage spots
- Built 1925
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $650k.
Deal economics
- At list price, monthly cash flow is $-450 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $570k (12.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $423k (34.9% below list).
- Recommended offer: $423k (34.9% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 2.1% in Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#273 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B; Watch: health & safety C-, schools D+, crime F.
- Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.5%/yr); 138 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- At $4,230/mo this rent would consume 71% of the median local household income ($72k/yr) (locally 3323% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $20k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($611k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.65% ✗
- Cap rate
- 5.46%
- Cash-on-cash
- -2.97%
- DSCR
- 0.87
- GRM
- 12.8
CMA / ARV
- ARV (median comp)
- $894,471
- List price
- $650,000
- Delta
- -27.33%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2033 W 76th | 0.23mi | 4/2.0 (+1) | 2,145 (-3%) | 1mo | $660,000 | $308 | 74 |
| 1817 W 77th St | 0.08mi | 4/2.0 (+1) | 2,106 (-5%) | 13mo | $750,000 | $356 | 68 |
| 2401 W 78th St | 0.52mi | 4/3.0 (+1) | 2,315 (+4%) | 2mo | $680,000 | $294 | 62 |
| 1858 W 78th St | 0.06mi | 4/3.0 (+1) | 2,022 (-9%) | 20mo | $1,005,000 | $497 | 61 |
| 1961 W 84th | 0.48mi | 3/2.5 | 2,052 (-8%) | 3mo | $800,000 | $390 | 61 |
| 8101 S Mariposa Ave | 0.73mi | 3/3.0 | 2,113 (-5%) | 3mo | $923,000 | $437 | 55 |
| 2207 W 78th St | 0.41mi | 4/4.0 (+1) | 2,352 (+6%) | 10mo | $1,010,000 | $429 | 54 |
| 1850 W 80th St | 0.25mi | 3/2.0 | 1,885 (-15%) | 7mo | $975,000 | $517 | 54 |
| 2047 W Florence Ave | 0.43mi | 4/3.0 (+1) | 2,090 (-6%) | 15mo | $689,000 | $330 | 53 |
| 2138 W Florence Ave | 0.46mi | 3/1.5 | 2,316 (+4%) | 16mo | $800,000 | $345 | 52 |
| 1851 W 84th Pl | 0.53mi | 4/2.0 (+1) | 1,968 (-11%) | 18mo | $790,000 | $401 | 33 |
| 7047 3rd Ave | 0.68mi | 4/3.0 (+1) | 1,926 (-13%) | 10mo | $900,000 | $467 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.51% rent growth · sell at horizon
- IRR
- -19.0%
- Equity multiple
- 0.32×
- Total profit
- $-123,424
- Equity at exit
- $96,917
- IRR
- -7.9%
- Equity multiple
- 0.46×
- Total profit
- $-98,583
- Equity at exit
- $56,200
Cash invested: $182,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City Los Angeles
- 0 Strongly Tenant-Friendly · D+22
ZIP-level market 90047
- Rents YoY
- 5.5%
- Active inventory
- 138
- Price-to-rent
- 12.8×
Monthly cashflow live
- Estimated rent
- $4,230 high interval (Pro) →
- Mortgage (P&I)
- −$3,409
- Tax from tax record
- −$113 /mo · $1,354/yr
- Insurance
- −$271
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$888
- Net cashflow
- $-450
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $162,500
- Closing costs
- $19,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7530 S Hobart Blvd Los Angeles, CA | 4.0 | 3.0 | 2400 | $5,750 | $2.40 | 19d | 1 | 0.21mi |
| 2211 W 78th Pl Inglewood, CA | 3.0 | 2.0 | 1749 | $4,500 | $2.57 | 15d | 1 | 0.43mi |
| 7007 Arlington Ave Los Angeles, CA | 3.0 | 2.0 | 1597 | $5,195 | $3.25 | 44d | 1 | 0.62mi |
| 7007 Arlington Ave Los Angeles, CA | 3.0 | 2.0 | 1597 | $4,995 | $3.13 | 22d | 1 | 0.62mi |
| 8724 Ruthelen St Los Angeles, CA | 4.0 | 3.0 | 1793 | $4,300 | $2.40 | 24d | 1 | 0.81mi |
| 1312 W Manchester Ave Los Angeles, CA | 4.0 | 3.0 | 2475 | $4,000 | $1.62 | 44d | 1 | 0.99mi |
| 8906 S Harvard Blvd Los Angeles, CA | 3.0 | 2.0 | 1500 | $4,000 | $2.67 | 44d | 1 | 0.99mi |
| 3017 W 84th St Inglewood, CA | 3.0 | 2.0 | 1422 | $3,595 | $2.53 | 19d | 1 | 1.01mi |
| 6415 Madden Ave Los Angeles, CA | 3.0 | 3.0 | 1500 | $4,499 | $3.00 | 19d | 1 | 1.15mi |
| 1310 W 89th St Unit 1310 Los Angeles, CA | 2.0 | 1.0 | 1480 | $2,400 | $1.62 | 44d | 1 | 1.16mi |
| 1310 W 89th St Unit 1310-5 Los Angeles, CA | 2.0 | 1.0 | 1480 | $2,350 | $1.59 | 12d | 1 | 1.16mi |
| 1310 W 89th St Los Angeles, CA | 2.0 | 1.0 | 1480 | $2,350 | $1.59 | 18d | 1 | 1.17mi |
| 6407 11th Ave Los Angeles, CA | 2.0 | 1.0 | 2764 | $2,250 | $0.81 | 24d | 1 | 1.34mi |
| 709 W 80th St Los Angeles, CA | 4.0 | 2.0 | 1507 | $3,500 | $2.32 | 44d | 1 | 1.46mi |
| 707 W 80th St Unit 80703FW Los Angeles, CA | 4.0 | 4.5 | 1765 | $3,900 | $2.21 | 17d | 1 | 1.47mi |
| 707 W 80th St Unit 80705FE Los Angeles, CA | 4.0 | 4.0 | 1710 | $3,700 | $2.16 | 17d | 1 | 1.47mi |
| 707 W 80th St Unit 80709BE Los Angeles, CA | 4.0 | 2.0 | 1507 | $3,500 | $2.32 | 17d | 1 | 1.47mi |
| 705 W 80th St Los Angeles, CA | 4.0 | 4.0 | 1710 | $3,700 | $2.16 | 44d | 1 | 1.47mi |
| 703 W 80th St Los Angeles, CA | 4.0 | 4.0 | 1765 | $3,900 | $2.21 | 44d | 1 | 1.47mi |
Listing history 18 events
-
2026-06-18days on market $650,000 Active 62 DOM
-
2026-06-17days on market $650,000 Active 61 DOM
-
2026-06-16days on market $650,000 Active 60 DOM
-
2026-06-15days on market $650,000 Active 59 DOM
-
2026-06-13days on market $650,000 Active 57 DOM
-
2026-06-09days on market $650,000 Active 53 DOM
-
2026-06-08days on market $650,000 Active 52 DOM
-
2026-06-07days on market $650,000 Active 51 DOM
-
2026-06-04days on market $650,000 Active 48 DOM
-
2026-06-03days on market $650,000 Active 47 DOM
-
2026-06-02days on market $650,000 Active 46 DOM
-
2026-06-01days on market $650,000 Active 45 DOM
-
2026-05-31days on market $650,000 Active 44 DOM
-
2026-04-17$650,000 Active 548-char remark
Show marketing remark (548 chars)
Calling all investors! Welcome to 1858 W 77th St, Los Angeles, CA 90047! This charming single-family home is nestled in the heart of South Los Angeles, offering a perfect blend of comfort and convenience. Step inside to discover a spacious living area filled with natural light, ideal for relaxing or entertaining guests and a second spacious living area to relax in front of the warm fireplace. With multiple bedrooms and bathrooms, this home is ready to accommodate your lifestyle. The property also offers a driveway and a detached 2-car garage.
-
2025-10-21soldstatus $875,000
-
2025-07-26historical
-
2025-05-26$750,000 Active
-
2025-05-09historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,354 · $113/mo
- Projected year-2 tax
- $4,940 · $412/mo
- Expected delta
- +$3,586/yr (+$299/mo · 264.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥86°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $50,765
- − Mortgage interest
- −$36,410
- − Property taxes
- −$1,354
- − Insurance
- −$3,250
- − Repairs & maintenance
- −$4,061
- − Management
- −$4,061
- − Depreciation
- −$18,909
- Taxable loss
- −$17,281
- Est. tax savings @ 24.0%
- +$4,147
- After-tax cash flow
- $-1,256/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Los Angeles Unified
- NCES district ID
- 0622710
- Math proficiency
- 29% ▼ -4.00%
- Reading proficiency
- 54% ▲ 10.00%
- Median HH income
- $50,403
- Composite
- 35.67/100
- National rank
- #4875
- State rank
- #223 of 517 in CA
Livability — Los Angeles
- Score
- 68/100
- State rank
- #273
- US rank
- #9237
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Los Angeles, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 3,838,149
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 50,974
- Household income
- $71,664
- Rent vs Own
- Severe rent burden
- 3323.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 52% Hispanic / Latino 39% Two or more races 13% White 3% Native American 1%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- British 2%
- Foreign-born
- 18% · Canada
- Languages at home
- 63% English-only · Spanish 35% German/W. Germanic 1%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -625.31%
- Current HPI
- 480.8774
- Rent YoY
- ▲ 5.51%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-13.3% since first listed5 events — show timeline
- 2026-04-17 Listed $650,000 CRMLS
- 2025-10-21 Sold (Public Records) $875,000 Public Records
- 2025-07-26 Listing Removed — CRMLS
- 2025-05-26 Listed $750,000 CRMLS
- 2025-05-09 Coming Soon — CRMLS
Property tax history
+2.5%/yrLatest (2025): $1,354 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…