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1858 W 77th
D Composite 42.05
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.5/30.0
  • Rent growth +3.9/5.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • 1% rule +1.5/10.0
  • Appreciation +0.0/10.0

$650,000

1858 W 77th · Los Angeles, CA 90047
3 bd · 3.0 ba · 2,218 sqft · SingleFamily public records · 62 Days on market
Built 1925 6,708 sqft lot $293/sqft · 27% below area Est $894k · 27% under ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Calling all investors! Welcome to 1858 W 77th St, Los Angeles, CA 90047! This charming single-family home is nestled in the heart of South Los Angeles, offering a perfect blend of comfort and convenience. Step inside to discover a spacious living area filled with natural light, ideal for relaxing or entertaining guests and a second spacious living area to relax in front of the warm fireplace. With multiple bedrooms and bathrooms, this home is ready to accommodate your lifestyle. The property also offers a driveway and a detached 2-car garage.

Key facts

  • 6,708 sq ft lot
  • 2 garage spots
  • Built 1925

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $650k.

Deal economics

  • At list price, monthly cash flow is $-450 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $570k (12.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $423k (34.9% below list).
  • Recommended offer: $423k (34.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 2.1% in Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#273 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B; Watch: health & safety C-, schools D+, crime F.
  • Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.5%/yr); 138 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $4,230/mo this rent would consume 71% of the median local household income ($72k/yr) (locally 3323% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $20k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($611k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $423,038 (34.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.46%
Cash-on-cash
-2.97%
DSCR
0.87
GRM
12.8

CMA / ARV

ARV (median comp)
$894,471
List price
$650,000
Delta
-27.33%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2033 W 76th 0.23mi 4/2.0 (+1) 2,145 (-3%) 1mo $660,000 $308 74
1817 W 77th St 0.08mi 4/2.0 (+1) 2,106 (-5%) 13mo $750,000 $356 68
2401 W 78th St 0.52mi 4/3.0 (+1) 2,315 (+4%) 2mo $680,000 $294 62
1858 W 78th St 0.06mi 4/3.0 (+1) 2,022 (-9%) 20mo $1,005,000 $497 61
1961 W 84th 0.48mi 3/2.5 2,052 (-8%) 3mo $800,000 $390 61
8101 S Mariposa Ave 0.73mi 3/3.0 2,113 (-5%) 3mo $923,000 $437 55
2207 W 78th St 0.41mi 4/4.0 (+1) 2,352 (+6%) 10mo $1,010,000 $429 54
1850 W 80th St 0.25mi 3/2.0 1,885 (-15%) 7mo $975,000 $517 54
2047 W Florence Ave 0.43mi 4/3.0 (+1) 2,090 (-6%) 15mo $689,000 $330 53
2138 W Florence Ave 0.46mi 3/1.5 2,316 (+4%) 16mo $800,000 $345 52
1851 W 84th Pl 0.53mi 4/2.0 (+1) 1,968 (-11%) 18mo $790,000 $401 33
7047 3rd Ave 0.68mi 4/3.0 (+1) 1,926 (-13%) 10mo $900,000 $467 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.51% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.32×
Total profit
$-123,424
Equity at exit
$96,917
10-year hold
IRR
-7.9%
Equity multiple
0.46×
Total profit
$-98,583
Equity at exit
$56,200

Cash invested: $182,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City Los Angeles
0 Strongly Tenant-Friendly · D+22
LARSO + JCEO 2023; relocation for substantial remodel evictions.

ZIP-level market 90047

Rents YoY
5.5%
Active inventory
138
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$4,230 high interval (Pro) →
Mortgage (P&I)
$3,409
Tax from tax record
$113 /mo · $1,354/yr
Insurance
$271
HOA
$0
Vacancy / Maint / Mgmt
$888
Net cashflow
$-450

Break-even live

Break-even rent $4,800
Max offer price $570,450
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$162,500
Closing costs
$19,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7530 S Hobart Blvd Los Angeles, CA 4.0 3.0 2400 $5,750 $2.40 19d 1 0.21mi
2211 W 78th Pl Inglewood, CA 3.0 2.0 1749 $4,500 $2.57 15d 1 0.43mi
7007 Arlington Ave Los Angeles, CA 3.0 2.0 1597 $5,195 $3.25 44d 1 0.62mi
7007 Arlington Ave Los Angeles, CA 3.0 2.0 1597 $4,995 $3.13 22d 1 0.62mi
8724 Ruthelen St Los Angeles, CA 4.0 3.0 1793 $4,300 $2.40 24d 1 0.81mi
1312 W Manchester Ave Los Angeles, CA 4.0 3.0 2475 $4,000 $1.62 44d 1 0.99mi
8906 S Harvard Blvd Los Angeles, CA 3.0 2.0 1500 $4,000 $2.67 44d 1 0.99mi
3017 W 84th St Inglewood, CA 3.0 2.0 1422 $3,595 $2.53 19d 1 1.01mi
6415 Madden Ave Los Angeles, CA 3.0 3.0 1500 $4,499 $3.00 19d 1 1.15mi
1310 W 89th St Unit 1310 Los Angeles, CA 2.0 1.0 1480 $2,400 $1.62 44d 1 1.16mi
1310 W 89th St Unit 1310-5 Los Angeles, CA 2.0 1.0 1480 $2,350 $1.59 12d 1 1.16mi
1310 W 89th St Los Angeles, CA 2.0 1.0 1480 $2,350 $1.59 18d 1 1.17mi
6407 11th Ave Los Angeles, CA 2.0 1.0 2764 $2,250 $0.81 24d 1 1.34mi
709 W 80th St Los Angeles, CA 4.0 2.0 1507 $3,500 $2.32 44d 1 1.46mi
707 W 80th St Unit 80703FW Los Angeles, CA 4.0 4.5 1765 $3,900 $2.21 17d 1 1.47mi
707 W 80th St Unit 80705FE Los Angeles, CA 4.0 4.0 1710 $3,700 $2.16 17d 1 1.47mi
707 W 80th St Unit 80709BE Los Angeles, CA 4.0 2.0 1507 $3,500 $2.32 17d 1 1.47mi
705 W 80th St Los Angeles, CA 4.0 4.0 1710 $3,700 $2.16 44d 1 1.47mi
703 W 80th St Los Angeles, CA 4.0 4.0 1765 $3,900 $2.21 44d 1 1.47mi

Listing history 18 events

  1. 2026-06-18
    days on market $650,000 Active 62 DOM
  2. 2026-06-17
    days on market $650,000 Active 61 DOM
  3. 2026-06-16
    days on market $650,000 Active 60 DOM
  4. 2026-06-15
    days on market $650,000 Active 59 DOM
  5. 2026-06-13
    days on market $650,000 Active 57 DOM
  6. 2026-06-09
    days on market $650,000 Active 53 DOM
  7. 2026-06-08
    days on market $650,000 Active 52 DOM
  8. 2026-06-07
    days on market $650,000 Active 51 DOM
  9. 2026-06-04
    days on market $650,000 Active 48 DOM
  10. 2026-06-03
    days on market $650,000 Active 47 DOM
  11. 2026-06-02
    days on market $650,000 Active 46 DOM
  12. 2026-06-01
    days on market $650,000 Active 45 DOM
  13. 2026-05-31
    days on market $650,000 Active 44 DOM
  14. 2026-04-17
    listed $650,000 Active 548-char remark
    Show marketing remark (548 chars)

    Calling all investors! Welcome to 1858 W 77th St, Los Angeles, CA 90047! This charming single-family home is nestled in the heart of South Los Angeles, offering a perfect blend of comfort and convenience. Step inside to discover a spacious living area filled with natural light, ideal for relaxing or entertaining guests and a second spacious living area to relax in front of the warm fireplace. With multiple bedrooms and bathrooms, this home is ready to accommodate your lifestyle. The property also offers a driveway and a detached 2-car garage.

  15. 2025-10-21
    soldstatus $875,000
  16. 2025-07-26
    historical
  17. 2025-05-26
    listed $750,000 Active
  18. 2025-05-09
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,354 · $113/mo
Projected year-2 tax
$4,940 · $412/mo
Expected delta
+$3,586/yr (+$299/mo · 264.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥86°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$50,765
− Mortgage interest
−$36,410
− Property taxes
−$1,354
− Insurance
−$3,250
− Repairs & maintenance
−$4,061
− Management
−$4,061
− Depreciation
−$18,909
Taxable loss
−$17,281
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,147
After-tax cash flow
$-1,256/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Los Angeles Unified
NCES district ID
0622710
Math proficiency
29% ▼ -4.00%
Reading proficiency
54% ▲ 10.00%
Median HH income
$50,403
Composite
35.67/100
National rank
#4875
State rank
#223 of 517 in CA

Livability — Los Angeles

Score
68/100
State rank
#273
US rank
#9237

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment B Housing B- Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Los Angeles, CA
County
Los Angeles County · 9,444,647 people
City population
3,838,149
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
50,974
Household income
$71,664
Rent vs Own
44.0% rent · 56.0% own
Severe rent burden
3323.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 52% Hispanic / Latino 39% Two or more races 13% White 3% Native American 1%
Hispanic origin (detail)
Mexican 21%
Common ancestry
British 2%
Foreign-born
18% · Canada
Languages at home
63% English-only · Spanish 35% German/W. Germanic 1%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -625.31%
Current HPI
480.8774
Rent YoY
▲ 5.51%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-13.3% since first listed
5 events — show timeline
  • 2026-04-17 Listed $650,000 CRMLS
  • 2025-10-21 Sold (Public Records) $875,000 Public Records
  • 2025-07-26 Listing Removed CRMLS
  • 2025-05-26 Listed $750,000 CRMLS
  • 2025-05-09 Coming Soon CRMLS

Property tax history

+2.5%/yr

Latest (2025): $1,354 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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