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1059 Willow Brook Ave
C Composite 56.63
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.6/10.0
  • 1% rule +4.4/10.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,000

1059 Willow Brook Ave · Denham Springs, LA 70726
3 bd · 2.0 ba · 1,427 sqft · SingleFamily · 2 Days on market
Built 1985 0.30 ac lot Est $237k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CALLING ALL INVESTORS! This is a gem in the rough, and the opportunity to transform this house into your vision. Located in The Willows in Flood Zone X, this 3 bed, 2 bath home sits on a very large lot. Bring your offers!

Key facts

  • 0.3 acre lot
  • 4 parking spots
  • Built 1985

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $145 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (6.5% below list).
  • Recommended offer: $158k (6.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,037 (6.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.32%
Cash-on-cash
3.67%
DSCR
1.16
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$236,882
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1503 Weeping Willow Dr 0.40mi 3/2.0 1,418 (-1%) 1mo $239,900 $169 80
30935 Meadow Wood Blvd 0.32mi 3/2.0 1,473 (+3%) 0mo $245,000 $166 79
9210 Gary St 0.46mi 3/2.0 1,457 (+2%) 1mo $280,000 $192 74
9169 Jordan Dr 0.49mi 3/2.0 1,417 (-1%) 3mo $237,000 $167 73
911 Hatchell Ln 0.28mi 3/2.0 1,297 (-9%) 0mo $185,000 $143 71
30377 Fairway View Dr 0.61mi 3/2.0 1,426 (-0%) 2mo $230,000 $161 70
919 Willow Brook Ave 0.20mi 4/2.0 (+1) 1,591 (+12%) 3mo $180,000 $113 64
9009 Willow Point Dr 0.56mi 3/2.0 1,487 (+4%) 5mo $239,000 $161 63
9277 Yellowfin Dr 0.70mi 3/2.0 1,355 (-5%) 3mo $229,000 $169 56
9066 Willow Point Dr 0.63mi 3/2.0 1,587 (+11%) 1mo $269,900 $170 51
927 Robbie St 0.61mi 3/2.0 1,591 (+12%) 4mo $229,000 $144 49
1414 Clinton Dr 0.74mi 3/1.0 1,241 (-13%) 3mo $164,500 $133 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
-9.7%
Equity multiple
0.64×
Total profit
$-16,846
Equity at exit
$25,198
10-year hold
IRR
0.8%
Equity multiple
1.06×
Total profit
$2,699
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
976
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,580 high interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$147 /mo · $1,764/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$145

Break-even live

Break-even rent $1,397
Max offer price $169,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9418 Randall Ave Denham Springs, LA 3.0 1.5 1234 $1,250 $1.01 44d 1 0.69mi
9062 Lockhart Rd Unit 11D Denham Springs, LA 3.0 2.0 1240 $1,900 $1.53 23d 1 0.80mi
8365 Rosemary Ave Denham Springs, LA 4.0 2.5 1700 $2,250 $1.32 44d 1 0.84mi
7775 Florida Blvd Denham Springs, LA 2.0 2.0 1600 $1,050 $0.66 23d 1 0.94mi
602 Florida Ave SE Denham Springs, LA 2.0 2.0 1000 $838 $0.84 44d 1 1.08mi
8037 Florida Blvd Denham Springs, LA 2.0 1.0 1310 $1,400 $1.07 44d 1 1.15mi

Listing history 9 events

  1. 2026-03-08
    status Pending
  2. 2025-12-21
    status Pending
  3. 2025-12-19
    listed $169,000 Active
    Show marketing remark (221 chars)

    CALLING ALL INVESTORS! This is a gem in the rough, and the opportunity to transform this house into your vision. Located in The Willows in Flood Zone X, this 3 bed, 2 bath home sits on a very large lot. Bring your offers!

  4. 2025-12-19
    listed $169,000 Active 221-char remark
    Show marketing remark (221 chars)

    CALLING ALL INVESTORS! This is a gem in the rough, and the opportunity to transform this house into your vision. Located in The Willows in Flood Zone X, this 3 bed, 2 bath home sits on a very large lot. Bring your offers!

  5. 2018-10-09
    soldstatus $162,000
  6. 2018-10-05
    soldstatus Sold 678-char remark
    Show marketing remark (678 chars)

    This beautiful well kept 3 bed, 2 bath home is ready for it's new homeowners! DID NOT FLOOD, DOES NOT REQUIRE FLOOD INSURANCE AND NO HOA'S!!! Kids can walk to school. Very nice neighborhood with community park. This home has been completely freshly painted. The kitchen offers a brand new refrigerator with granite countertops and beautiful stained cabinets. The living area has a inserted wood burning fireplace that will heat the whole house up in minutes on those cold winter nights! Walk out to the back yard that backs up to woods and enjoy the covered patio area. This home is located near shopping and some of the best restaurants in town. Book your appointment today!

  7. 2018-08-31
    status Pending 678-char remark
    Show marketing remark (678 chars)

    This beautiful well kept 3 bed, 2 bath home is ready for it's new homeowners! DID NOT FLOOD, DOES NOT REQUIRE FLOOD INSURANCE AND NO HOA'S!!! Kids can walk to school. Very nice neighborhood with community park. This home has been completely freshly painted. The kitchen offers a brand new refrigerator with granite countertops and beautiful stained cabinets. The living area has a inserted wood burning fireplace that will heat the whole house up in minutes on those cold winter nights! Walk out to the back yard that backs up to woods and enjoy the covered patio area. This home is located near shopping and some of the best restaurants in town. Book your appointment today!

  8. 2018-08-04
    listed $165,900 Active 678-char remark
    Show marketing remark (678 chars)

    This beautiful well kept 3 bed, 2 bath home is ready for it's new homeowners! DID NOT FLOOD, DOES NOT REQUIRE FLOOD INSURANCE AND NO HOA'S!!! Kids can walk to school. Very nice neighborhood with community park. This home has been completely freshly painted. The kitchen offers a brand new refrigerator with granite countertops and beautiful stained cabinets. The living area has a inserted wood burning fireplace that will heat the whole house up in minutes on those cold winter nights! Walk out to the back yard that backs up to woods and enjoy the covered patio area. This home is located near shopping and some of the best restaurants in town. Book your appointment today!

  9. 2018-08-04
    listed $165,900
    Show marketing remark (678 chars)

    This beautiful well kept 3 bed, 2 bath home is ready for it's new homeowners! DID NOT FLOOD, DOES NOT REQUIRE FLOOD INSURANCE AND NO HOA'S!!! Kids can walk to school. Very nice neighborhood with community park. This home has been completely freshly painted. The kitchen offers a brand new refrigerator with granite countertops and beautiful stained cabinets. The living area has a inserted wood burning fireplace that will heat the whole house up in minutes on those cold winter nights! Walk out to the back yard that backs up to woods and enjoy the covered patio area. This home is located near shopping and some of the best restaurants in town. Book your appointment today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,764 · $147/mo
Projected year-2 tax
$1,764 · $147/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,964
− Mortgage interest
−$9,467
− Property taxes
−$1,764
− Insurance
−$845
− Repairs & maintenance
−$1,517
− Management
−$1,517
− Depreciation
−$4,916
Taxable loss
−$1,062
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$255
After-tax cash flow
$1,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Denham Springs

Score
74/100
State rank
#29
US rank
#4939

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Denham Springs, LA
County
Livingston Parish · 87,496 people
City population
63,575
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+1.9% since first listed
9 events — show timeline
  • 2026-03-08 Pending GBRMLS
  • 2025-12-21 Pending GBRMLS
  • 2025-12-19 Listed $169,000 AcadianaMLS
  • 2025-12-19 Listed $169,000 GBRMLS
  • 2018-10-09 Sold (Public Records) $162,000 Public Records
  • 2018-10-05 Sold (MLS) GBRMLS
  • 2018-08-31 Pending GBRMLS
  • 2018-08-04 Listed $165,900 AcadianaMLS
  • 2018-08-04 Listed $165,900 GBRMLS

Property tax history

+1.1%/yr

Latest (2024): $1,764 · +19.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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