154 Roundhill · Pocono Woodland Lakes, PA 18337

$247,000

3 bd · 2.0 ba · 1,728 sqft · SingleFamily · 69 Days on market

Built 1986 Fair condition 0.26 ac lot $143/sqft · 32% below area Est $364k · 32% under $92/mo HOA · 4% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.8/30.0
• ARV discount +15.0/15.0
• DSCR +4.9/10.0
• 1% rule +4.8/10.0
• Schools +4.7/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nestled in a tree lined, freshly paved road, sits this charming three bedroom , two full bath, raised ranch. This cozy home features a custom trimmed, wood burning fireplace in the family room with a wood burning stove in basement keeping this home toasty warm all winter. Located one block from pool and tennis courts, makes it seem like you are on vacation in your own home. Wild Acres has several lakes for kayaking, ice skating , fishing or swimming. Enjoy summer evenings on your new back deck or sit on the spacious front porch to watch the sunsets. This home offers a walk out basement with custom bar, full bath and plenty of room to enjoy the comfort of the wood burning stove. Eat in kitchen with new sliding doors to deck allow plenty of sunlight to stream in. Tiled backsplash and matching appliances lead to the charm this kitchen offers. Located close to the Delaware River, Child's Park and plenty of hiking trails makes this the perfect home for the outdoor enthusiasts. Low taxes and low HOA fees make this home located in the aware winning Delaware Valley school district affordable.

Key facts

• Front porch
• Custom bar
• Back deck

Tags

• WOOD BURNING FIREPLACE
• WOOD BURNING STOVE
• CUSTOM BAR
• BACK DECK
• FRONT PORCH
• WALK OUT BASEMENT

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $247k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $114 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (1.9% below list).
• Recommended offer: $232k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 3.3% in Pocono Woodland Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#702 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D, schools D-, amenities F.
• Delaware Valley SD (rural): math 41% / reading 66% proficiency, ranked #121 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 290 active listings in the ZIP; solid renter incomes; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($232k) is reasonable based on typical stale-listing flexibility.

Recommended offer $232,180 (6.0% below list)

Questions for the listing agent

1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 6.85%
• Cash-on-cash: 1.98%
• DSCR: 1.09
• GRM: 8.5

CMA / ARV

• ARV (median comp): $364,188
• List price: $247,000
• Delta: -32.18%
• Verdict: UNDERPRICED
• Comps: 8 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.1%
• Equity multiple: 0.53×
• Total profit: $-32,648
• Equity at exit: $36,829

10-year hold

• IRR: -4.1%
• Equity multiple: 0.73×
• Total profit: $-18,672
• Equity at exit: $21,356

Cash invested: $69,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18337

• Home prices YoY: -22.0%
• Active inventory: 290
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $2,422 medium
• Mortgage (P&I): −$1,295
• Tax est. 1.5%: −$309 /mo · $3,705/yr
• Insurance: −$103
• HOA: −$92
• Vacancy / Maint / Mgmt: −$509
• Net cashflow: $114

Break-even live

Break-even rent $2,277

Max offer price $247,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,750
• Closing costs: $7,410
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $92 · $1,104/yr
• Likely covers: pool

Listing history 15 events

1. 2026-06-18
   days on market $247,000 Active 69 DOM
2. 2026-06-17
   days on market $247,000 Active 68 DOM
3. 2026-06-16
   days on market $247,000 Active 67 DOM
4. 2026-06-15
   days on market $247,000 Active 66 DOM
5. 2026-06-13
   days on market $247,000 Active 64 DOM
6. 2026-06-13
   days on market $247,000 Active 63 DOM
7. 2026-06-09
   days on market $247,000 Active 60 DOM
8. 2026-06-08
   days on market $247,000 Active 59 DOM
9. 2026-06-07
   days on market $247,000 Active 58 DOM
10. 2026-06-04
    days on market $247,000 Active 55 DOM
11. 2026-06-03
    days on market $247,000 Active 54 DOM
12. 2026-06-02
    days on market $247,000 Active 53 DOM
13. 2026-06-01
    days on market $247,000 Active 52 DOM
14. 2026-05-31
    days on market $247,000 Active 51 DOM
15. 2026-04-09
    listed $247,000 Active 1101-char remark

    Show marketing remark (1101 chars)

    Nestled in a tree lined, freshly paved road, sits this charming three bedroom , two full bath, raised ranch. This cozy home features a custom trimmed, wood burning fireplace in the family room with a wood burning stove in basement keeping this home toasty warm all winter. Located one block from pool and tennis courts, makes it seem like you are on vacation in your own home. Wild Acres has several lakes for kayaking, ice skating , fishing or swimming. Enjoy summer evenings on your new back deck or sit on the spacious front porch to watch the sunsets. This home offers a walk out basement with custom bar, full bath and plenty of room to enjoy the comfort of the wood burning stove. Eat in kitchen with new sliding doors to deck allow plenty of sunlight to stream in. Tiled backsplash and matching appliances lead to the charm this kitchen offers. Located close to the Delaware River, Child's Park and plenty of hiking trails makes this the perfect home for the outdoor enthusiasts. Low taxes and low HOA fees make this home located in the aware winning Delaware Valley school district affordable.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,063
• − Mortgage interest: −$13,836
• − Property taxes: −$3,705
• − Insurance: −$1,235
• − Repairs & maintenance: −$2,325
• − Management: −$2,325
• − HOA: −$1,104
• − Depreciation: −$7,185
• Taxable loss: −$2,652
• Est. tax savings @ 24.0%: +$637
• After-tax cash flow: $2,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This charming three-bedroom home requires moderate renovations to improve its curb appeal and interior aesthetics, increasing its resale and rental value.

Repairs flagged

• Major Deck — Significant wear and tear
• Moderate Siding — Weathered and peeling
• Moderate Windows — Some wear and tear

Value-add opportunities

• Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
• Both Replace carpet with hardwood or tile — Improves comfort and value
• Both Replace windows with energy-efficient ones — Reduces energy costs and enhances curb appeal

Renovation cost estimate screening

Repair item	Severity	Est. cost
Deck · Significant wear and tear	Major	$15,000–50,000
Siding · Weathered and peeling	Moderate	$3,000–15,000
Windows · Some wear and tear	Moderate	$3,000–15,000
Total estimated repair cost · 3 items		$21,000–80,000

Value-add ROI direction

• Both Paint exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Replace carpet with hardwood or tile — Improves comfort and value ↑
• Both Replace windows with energy-efficient ones — Reduces energy costs and enhances curb appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Delaware Valley SD
• NCES district ID: 4207530
• Math proficiency: 41% ▼ -12.00%
• Reading proficiency: 66% ▼ -9.00%
• Median HH income: $64,202
• Composite: 46.95/100
• National rank: #2359
• State rank: #121 of 539 in PA

Livability — Pocono Woodland Lakes

• Score: 71/100
• State rank: #702
• US rank: #6907

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pike County · 15,799 people
• City population: 15,517
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 15,799
• Household income: $93,149
• Rent vs Own: 14.2% rent · 85.8% own
• Severe rent burden: 275.0

Population outlook (Pike County) Hauer SSP2

• Today (2025): 53,548 people
• By 2030: 51,622 · -3.6%
• By 2040: 46,490 · -13.2%
• By 2050: 40,372 · -24.6%
• By 2075: 31,951 · -40.3%
• By 2100: 26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 10% Two or more races 7% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 4% Cuban 1%
• Common ancestry: Romanian 6% Iranian 2% Portuguese 2%
• Foreign-born: 6% · Canada, China, South Korea
• Languages at home: 89% English-only · Spanish 6% Russian/Polish/Slavic 2% German/W. Germanic 1%

Political lean MEDSL · Pike

• 2024 margin: Strong R (+24.1) · D 37.6% · R 61.6%
• 2008→2024 swing: -19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
• All cycles: 2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.81%
• Current HPI: 194.0604
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-04-09 Listed $247,000 OneKey® MLS as Distributed by MLS Grid