Duplex
1310 S 21st St · Temple, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 6 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 76.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.4/30.0
- DSCR +6.1/10.0
- 1% rule +5.4/10.0
- Livability +3.8/5.0
- Schools +2.7/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$229,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.
Key facts
- 6,752 sq ft lot
- 4 parking spots
- Built 1960
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $230k.
Deal economics
- At list price, monthly cash flow is $255 ($3k/yr) — positive. Per door: $128/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $230k).
- Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 3.6% in Temple — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#122 in TX, #3,814 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, commute C-, crime D+.
- Temple ISD (urban): math 32% / reading 31% proficiency, ranked #590 of 826 in TX (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 278 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).
- At $2,386/mo this rent would consume 54% of the median local household income ($53k/yr) (locally 1489% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 354 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 24 sale attempts since 7y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 354 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 7.63%
- Cash-on-cash
- 4.76%
- DSCR
- 1.21
- GRM
- 8.0
CMA / ARV
- ARV (median comp)
- $180,894
- List price
- $229,900
- Delta
- 27.09%
- Verdict
- OVERPRICED
- Comps
- 3 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.33% rent growth · sell at horizon
- IRR
- -12.0%
- Equity multiple
- 0.58×
- Total profit
- $-27,173
- Equity at exit
- $34,279
- IRR
- -7.5%
- Equity multiple
- 0.58×
- Total profit
- $-26,759
- Equity at exit
- $19,878
Cash invested: $64,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76504
- Rents YoY
- 0.3%
- Active inventory
- 278
- Price-to-rent
- 16.1×
Monthly cashflow live
- Estimated rent
- $2,386 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax from tax record
- −$328 /mo · $3,938/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$501
- Net cashflow
- $255
Break-even live
Sensitivity live
| Price | -10% $385 | -5% $320 | +0% $255 | +5% $190 | +10% $125 |
|---|---|---|---|---|---|
| Rent | -10% $67 | -5% $161 | +0% $255 | +5% $350 | +10% $444 |
| Rate | -1.0pp $371 | -0.5pp $314 | base $255 | +0.5pp $196 | +1.0pp $135 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,386 |
| #1 | 2 | 1 | $1,193 |
| #2 | 2 | 1 | $1,193 |
| Total (2 units) | $2,386 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,475
- Closing costs
- $6,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1317 S 15th St Temple, TX | 3.0 | 1.0 | 1751 | $1,495 | $0.85 | 25d | 1 | 0.22mi |
| 1115 S 11th St Temple, TX | 5.0 | 3.0 | 1900 | $1,595 | $0.84 | 25d | 1 | 0.36mi |
| 1806 S 19th St Temple, TX | 3.0 | 2.0 | 1640 | $1,300 | $0.79 | 25d | 1 | 0.36mi |
| 1407 S 5th St Temple, TX | 3.0 | 2.5 | 1300 | $1,465 | $1.13 | 15d | 1 | 0.54mi |
| 1101 S 3rd St Temple, TX | 3.0 | 1.0 | 1404 | $1,200 | $0.85 | 25d | 1 | 0.60mi |
| 2017 S 13th St Temple, TX | 3.0 | 2.0 | 1429 | $1,525 | $1.07 | 25d | 1 | 0.60mi |
| 2007 S 9th St Temple, TX | 3.0 | 2.0 | 1484 | $1,398 | $0.94 | 15d | 1 | 0.63mi |
| 2012 S 31st St Temple, TX | 3.0 | 2.0 | 1273 | $1,919 | $1.51 | 45d | 1 | 0.73mi |
| 1519 S 43rd St Temple, TX | 3.0 | 2.0 | 1400 | $1,595 | $1.14 | 15d | 1 | 0.75mi |
| 2102 Scott Blvd Temple, TX | 1.0–3.0 | 1.0–2.0 | 924 | $2,165 | $2.34 | 15d | 22 | 0.82mi |
| 1817 S 45th St Temple, TX | 3.0 | 2.0 | 1288 | $1,495 | $1.16 | 25d | 1 | 0.90mi |
| 1407 Martin Luther King Junior Ln Unit A Temple, TX | 3.0 | 2.5 | 1300 | $1,700 | $1.31 | 45d | 1 | 0.94mi |
| 2510 S 31st St Temple, TX | 1.0–3.0 | 1.0–2.0 | 987 | $1,640 | $1.66 | 15d | 26 | 0.98mi |
| 1214 S 12th St Unit 12th St unit 1214 A Temple, TX | 3.0 | 2.5 | 1355 | $1,475 | $1.09 | 45d | 1 | 1.02mi |
| 2106 S 47th St Temple, TX | 3.0 | 2.0 | 1498 | $1,645 | $1.10 | 15d | 1 | 1.04mi |
| 1020 S 12th St Unit 12th St unit 1020 A Temple, TX | 3.0 | 2.5 | 1355 | $1,475 | $1.09 | 45d | 1 | 1.05mi |
| 1506 Live Oak Dr Temple, TX | 3.0 | 2.0 | 1571 | $1,475 | $0.94 | 45d | 1 | 1.14mi |
| 2513 Rollett Dr Temple, TX | 3.0 | 2.0 | 1275 | $1,800 | $1.41 | 25d | 1 | 1.33mi |
| 506A Keller Rd Temple, TX | 3.0 | 2.0 | 1232 | $1,010 | $0.82 | 25d | 1 | 1.42mi |
| 2307 Duntov Dr Temple, TX | 3.0 | 2.0 | 1310 | $1,350 | $1.03 | 15d | 1 | 1.45mi |
| 2311 Duntov Dr Unit a Temple, TX | 3.0 | 2.0 | 1480 | $1,400 | $0.95 | 45d | 1 | 1.46mi |
| 2306 Duntov Dr Unit A Temple, TX | 3.0 | 2.0 | 1300 | $1,395 | $1.07 | 15d | 1 | 1.47mi |
| 2306 Duntov Dr Unit B Temple, TX | 3.0 | 2.0 | 1300 | $1,395 | $1.07 | 23d | 1 | 1.47mi |
| 2316 Duntov Dr Unit B Temple, TX | 3.0 | 2.0 | 1335 | $1,523 | $1.14 | 45d | 1 | 1.48mi |
| 2320 Duntov Dr Temple, TX | 3.0 | 2.0 | 1310 | $1,350 | $1.03 | 23d | 1 | 1.48mi |
| 1018 Zora Dr Unit b Temple, TX | 3.0 | 2.0 | 1310 | $1,295 | $0.99 | 45d | 1 | 1.49mi |
| 623 Azalea Dr Temple, TX | 1.0–3.0 | 1.0–2.0 | 1114 | $1,899 | $1.70 | 15d | 13 | 1.49mi |
Listing history 50 events
-
2026-06-14days on market $229,900 Active 354 DOM
-
2026-06-10days on market $229,900 Active 351 DOM
-
2026-06-09days on market $229,900 Active 350 DOM
-
2026-06-08days on market $229,900 Active 349 DOM
-
2026-06-07days on market $229,900 Active 348 DOM
-
2026-06-03days on market $229,900 Active 344 DOM
-
2026-06-02days on market $229,900 Active 343 DOM
-
2026-06-01days on market $229,900 Active 342 DOM
-
2026-05-31days on market $229,900 Active 341 DOM
-
2026-05-30days on market $229,900 Active 340 DOM
-
2026-03-06price $229,900 1183-char remark
Show marketing remark (1183 chars)
Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.
-
2025-10-21price $239,000 1183-char remark
Show marketing remark (546 chars)
Don't miss your chance to own this charming, income-producing duplex just minutes from Downtown Temple, Baylor Scott & White Hospital, Temple College, I-35, and local shopping and entertainment. Each unit in this two-story duplex offers two bedrooms and one bathroom, with separate meters for electricity and water. Both upper and lower units are ready for tenants, making this an ideal investment opportunity. Whether you're looking to expand your rental portfolio or begin your real estate investment journey, this property is a must-see.
-
2025-10-21price $239,000 546-char remark
Show marketing remark (546 chars)
Don't miss your chance to own this charming, income-producing duplex just minutes from Downtown Temple, Baylor Scott & White Hospital, Temple College, I-35, and local shopping and entertainment. Each unit in this two-story duplex offers two bedrooms and one bathroom, with separate meters for electricity and water. Both upper and lower units are ready for tenants, making this an ideal investment opportunity. Whether you're looking to expand your rental portfolio or begin your real estate investment journey, this property is a must-see.
-
2025-07-16status Active 546-char remark
Show marketing remark (1183 chars)
Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.
-
2025-07-16status Active 1183-char remark
Show marketing remark (1183 chars)
Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.
-
2025-07-15historical Active Under Contract 546-char remark
Show marketing remark (1183 chars)
Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.
-
2025-07-15historical Active Option Contract 1183-char remark
Show marketing remark (1183 chars)
Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.
-
2025-06-23$245,000 Active 1183-char remark
Show marketing remark (546 chars)
Don't miss your chance to own this charming, income-producing duplex just minutes from Downtown Temple, Baylor Scott & White Hospital, Temple College, I-35, and local shopping and entertainment. Each unit in this two-story duplex offers two bedrooms and one bathroom, with separate meters for electricity and water. Both upper and lower units are ready for tenants, making this an ideal investment opportunity. Whether you're looking to expand your rental portfolio or begin your real estate investment journey, this property is a must-see.
-
2025-06-23$245,000 Active 546-char remark
Show marketing remark (546 chars)
Don't miss your chance to own this charming, income-producing duplex just minutes from Downtown Temple, Baylor Scott & White Hospital, Temple College, I-35, and local shopping and entertainment. Each unit in this two-story duplex offers two bedrooms and one bathroom, with separate meters for electricity and water. Both upper and lower units are ready for tenants, making this an ideal investment opportunity. Whether you're looking to expand your rental portfolio or begin your real estate investment journey, this property is a must-see.
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2024-06-27historical $1,000
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2024-04-30$1,000
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2021-02-25soldstatus
-
2021-02-24status Pending
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2021-02-10status Pending
-
2021-01-22status Pending
-
2021-01-22historical
-
2021-01-22historical
-
2021-01-07status Active
-
2020-12-31historical
-
2020-12-31historical
-
2020-12-18status Active
-
2020-12-18status Active
-
2020-12-17historical
-
2020-12-17historical
-
2020-12-15status Active
-
2020-12-15status Active
-
2020-11-19status Pending
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2020-11-09status Option Pending
-
2020-11-09status Pending
-
2020-10-14status Active
-
2020-10-08$115,000 Active
-
2020-09-08historical
-
2020-08-20status Active
-
2020-08-20status Active
-
2020-08-15status Pending
-
2020-08-15status Option Pending
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2020-07-09status Active
-
2020-07-07status Active
-
2020-06-28status Pending
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2020-06-19status Option Pending
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,938 · $328/mo
- Projected year-2 tax
- $4,207 · $351/mo
- Expected delta
- +$269/yr (+$22/mo · 6.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 6 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 6/10 Major 76% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,632
- − Mortgage interest
- −$12,878
- − Property taxes
- −$3,938
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$2,291
- − Management
- −$2,291
- − Depreciation
- −$6,688
- Taxable loss
- −$603
- Est. tax savings @ 24.0%
- +$145
- After-tax cash flow
- $3,209/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Temple ISD
- NCES district ID
- 4842330
- Math proficiency
- 32% ▼ -8.00%
- Reading proficiency
- 31% ▼ -4.00%
- Median HH income
- $43,120
- Composite
- 26.8/100
- National rank
- #7123
- State rank
- #590 of 826 in TX
Livability — Temple
- Score
- 75/100
- State rank
- #122
- US rank
- #3814
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Temple, TX
- County
- Bell County · 345,090 people
- City population
- 96,587
- Metro
- Killeen-Temple, TX
- Population (ZIP)
- 26,166
- Household income
- $52,803
- Rent vs Own
- Severe rent burden
- 1489.0
Population outlook (Bell County) Hauer SSP2
- Today (2025)
- 371,114 people
- By 2030
- 389,104 · +4.8%
- By 2040
- 420,592 · +13.3%
- By 2050
- 447,779 · +20.7%
- By 2075
- 499,130 · +34.5%
- By 2100
- 505,680 · +36.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 49% Hispanic / Latino 29% Black 15% Two or more races 14% Asian 1%
- Hispanic origin (detail)
- Mexican 24% Puerto Rican 2%
- Common ancestry
- Italian 2% Romanian 2% Lithuanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 81% English-only · Spanish 17% Other Indo-European 1%
Political lean MEDSL · Bell
- 2024 margin
- R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
- 2008→2024 swing
- -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
- All cycles
- 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -159.28%
- Current HPI
- 186.1148
- Rent YoY
- ▲ 0.33%
- Metro
- Killeen-Temple, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+77.0% since first listed65 events — show timeline
- 2026-03-06 Price Changed $229,900 NTREIS
- 2025-10-21 Price Changed $239,000 NTREIS
- 2025-10-21 Price Changed $239,000 CTXMLS
- 2025-07-16 Relisted — CTXMLS
- 2025-07-16 Relisted — NTREIS
- 2025-07-15 Contingent — CTXMLS
- 2025-07-15 Contingent — NTREIS
- 2025-06-23 Listed $245,000 CTXMLS
- 2025-06-23 Listed $245,000 NTREIS
- 2024-06-27 Rental Removed $1,000 CTXMLS
- 2024-04-30 Listed for Rent $1,000 CTXMLS
- 2021-02-25 Sold (Public Records) — Public Records
- 2021-02-24 Pending — CTXMLS
- 2021-02-10 Pending — CTXMLS
- 2021-01-22 Pending — CTXMLS
- 2021-01-22 Listing Removed — CTXMLS
- 2021-01-22 Listing Removed — CTXMLS
- 2021-01-07 Relisted — CTXMLS
- 2020-12-31 Listing Removed — CTXMLS
- 2020-12-31 Listing Removed — HARMLS
- 2020-12-18 Relisted — HARMLS
- 2020-12-18 Relisted — CTXMLS
- 2020-12-17 Listing Removed — CTXMLS
- 2020-12-17 Listing Removed — HARMLS
- 2020-12-15 Relisted — HARMLS
- 2020-12-15 Relisted — CTXMLS
- 2020-11-19 Pending — HARMLS
- 2020-11-09 Pending — HARMLS
- 2020-11-09 Pending — CTXMLS
- 2020-10-14 Relisted — HARMLS
- 2020-10-08 Listed $115,000 CTXMLS
- 2020-09-08 Listing Removed — HARMLS
- 2020-08-20 Relisted — CTXMLS
- 2020-08-20 Relisted — HARMLS
- 2020-08-15 Pending — CTXMLS
- 2020-08-15 Pending — HARMLS
- 2020-07-09 Relisted — HARMLS
- 2020-07-07 Relisted — CTXMLS
- 2020-06-28 Pending — HARMLS
- 2020-06-19 Pending — HARMLS
- 2020-06-17 Pending — CTXMLS
- 2020-06-06 Listed $115,000 HARMLS
- 2020-06-05 Listed $115,000 CTXMLS
- 2020-04-20 Listing Removed — CTXMLS
- 2020-04-20 Listing Removed — HARMLS
- 2020-03-09 Price Changed $120,000 HARMLS
- 2020-03-09 Price Changed $120,000 CTXMLS
- 2020-03-09 Relisted — HARMLS
- 2020-03-09 Relisted — CTXMLS
- 2020-02-18 Pending — HARMLS
- 2020-02-18 Pending — CTXMLS
- 2020-02-11 Relisted — HARMLS
- 2020-02-11 Relisted — CTXMLS
- 2020-01-31 Pending — HARMLS
- 2020-01-31 Pending — CTXMLS
- 2020-01-02 Price Changed $126,900 CTXMLS
- 2019-12-03 Listed $127,900 HARMLS
- 2019-10-14 Price Changed $127,900 CTXMLS
- 2019-05-15 Listed $129,900 CTXMLS
- 2015-10-26 Sold (Public Records) — Public Records
- 2009-11-12 Sold (Public Records) — Public Records
- 2006-10-31 Sold (Public Records) — Public Records
- 2006-04-06 Sold (Public Records) — Public Records
- 2004-08-12 Sold (Public Records) — Public Records
- 1984-10-09 Sold (Public Records) — Public Records
Property tax history
+13.1%/yrLatest (2025): $3,938 · +22.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…