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7060 Eclipse Trl
D Composite 40.57
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.7/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.5/10.0
  • 1% rule +3.8/10.0
  • Schools +3.6/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0

$269,000

7060 Eclipse Trl · Whitsett, NC 27377
4 bd · 2.5 ba · 1,658 sqft · Other · 110 Days on market
Built 2025 2,613 sqft lot $230/mo HOA · 10% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Pattison in Brightwood, located in Whitsett, NC, is a 2-story townhome with 4 bedrooms, 2.5 bathrooms, 1,658 sq. ft. , and a 2-car garage. The open-concept design combines the kitchen, living, and dining areas, creating a great space for entertaining. The kitchen features shaker-style cabinets, granite countertops, and stainless steel appliances. Upstairs, the primary bedroom has a spacious walk-in closet and an ensuite with a walk-in shower, dual vanity, and quartz countertops. Additional rooms offer flexible spaces for home offices or bonus areas. Relax on the back patio. Contact us for a tour!

Key facts

  • Open-concept design
  • Walk-in closet
  • Granite countertops

Tags

OPEN-CONCEPT DESIGNSHAKER-STYLE CABINETSGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESWALK-IN CLOSETENSUITE WITH WALK-IN SHOWER

Property features AI

Finance

  • Other: Subdivision: Brightwood Farm; Lot number 29; New construction / property listed as 'New'
  • HOA & community: HOA managed by Priestley Property Management; Monthly HOA fees (two fees listed): $153 and $77

Exterior

  • Parking: Attached front-load garage with 2 garage spaces; Driveway, paved, garage door opener
  • Security: Security system; Carbon monoxide detector; Smoke detector
  • Utilities: Public water; Public sewer; Electric water heater; Electric-powered heating
  • Home design: Townhouse (stick/site built); Two stories; New construction (2025); New / built as new
  • Construction: Brick and vinyl siding exterior; Slab foundation
  • Exterior features: Community pool; City lot, cleared and subdivided; Private maintained road

Interior

  • Kitchen: Dishwasher; Disposal; Free-standing range; Cooktop
  • Bedrooms: Multiple bedrooms on the second floor
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central air conditioning; Electric forced-air heating with zoned controls
  • Interior features: Pulldown attic stairs; Kitchen island; Pantry; Deadbolt locks; Security system; Carbon monoxide detector; Smoke detector
  • Laundry & utility: Laundry room with washer hookup and dryer connection; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath other listed at $269k.

Deal economics

  • At list price, monthly cash flow is $-227 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $236k (12.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (12.4% below list).
  • Recommended offer: $236k (12.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#381 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Guilford County Schools (urban): math 39% / reading 45% proficiency, ranked #99 of 178 in NC (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sedalia Elementary (math 37% / reading 42%, grade F, #694 of 1,410 statewide, top 53%, 550 students, 62% FRL); Eastern Guilford Middle (math 26% / reading 38%, grade F, #317 of 475 statewide, top 68%, 980 students, 75% FRL); Eastern Guilford High (math 25% / reading 37%, grade F, #454 of 535 statewide, top 85%, 1,198 students, 67% FRL) — zoned schools average 68% FRL vs 52% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.0%/yr); 105 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,843 units permitted in Guilford County in 2024 (2,397 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.0% local appreciation)).
  • Guilford County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $26k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $235,688 (12.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
5.28%
Cash-on-cash
-3.62%
DSCR
0.84
GRM
9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.02% appreciation · 4.0% rent growth · sell at horizon

5-year hold
IRR
-1.7%
Equity multiple
0.91×
Total profit
$-6,651
Equity at exit
$92,054
10-year hold
IRR
3.9%
Equity multiple
1.49×
Total profit
$37,106
Equity at exit
$122,503

Cash invested: $75,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 27377

Home prices YoY
0.4%
Rents YoY
4.0%
Active inventory
105
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,357 high interval (Pro) →
Mortgage (P&I)
$1,411
Tax est. 1.5%
$336 /mo · $4,035/yr
Insurance
$112
HOA
$230
Vacancy / Maint / Mgmt
$495
Net cashflow
$-227

Break-even live

Break-even rent $2,644
Max offer price $236,144
Occupancy floor

Sensitivity live

Price -10% $-41 -5% $-134 +0% $-227 +5% $-320 +10% $-413
Rent -10% $-413 -5% $-320 +0% $-227 +5% $-134 +10% $-41
Rate -1.0pp $-92 -0.5pp $-159 base $-227 +0.5pp $-297 +1.0pp $-368

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,250
Closing costs
$8,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7161 Royal Ascot Dr Whitsett, NC 4.0 1.0–2.5 1658 $2,250 $1.36 16d 80 0.02mi
6850 Keeneland Dr Whitsett, NC 4.0 2.5 2196 $2,010 $0.92 23d 1 0.27mi
676 Affirmed Dr Whitsett, NC 3.0 2.5 1951 $1,955 $1.00 23d 1 0.30mi
6700 Olivia Way Whitsett, NC 4.0 2.5 2231 $1,949 $0.87 25d 1 0.50mi
1010 Fairway Village Way Whitsett, NC 1.0–3.0 1.0–2.0 1122 $1,857 $1.66 16d 18 1.08mi
541 NC Highway 61 Whitsett, NC 3.0 2.5 1422 $1,839 $1.29 16d 10 1.42mi
941 Poets Walk Rd Whitsett, NC 3.0 2.5 1598 $1,850 $1.16 25d 1 1.46mi

HOA detail

Monthly dues
$230 · $2,760/yr

Listing history 19 events

  1. 2026-06-22
    days on market $269,000 Active 110 DOM
  2. 2026-06-18
    days on market $269,000 Active 107 DOM
  3. 2026-06-17
    days on market $269,000 Active 106 DOM
  4. 2026-06-16
    pricedays on market $269,000 Active 105 DOM
  5. 2026-06-15
    days on market $279,000 Active 104 DOM
  6. 2026-06-14
    days on market $279,000 Active 102 DOM
  7. 2026-06-10
    days on market $279,000 Active 99 DOM
  8. 2026-06-09
    days on market $279,000 Active 98 DOM
  9. 2026-06-08
    days on market $279,000 Active 97 DOM
  10. 2026-06-07
    days on market $279,000 Active 96 DOM
  11. 2026-06-03
    days on market $279,000 Active 92 DOM
  12. 2026-06-02
    pricedays on market $279,000 Active 91 DOM
  13. 2026-06-01
    days on market $289,000 Active 90 DOM
  14. 2026-05-31
    days on market $289,000 Active 89 DOM
  15. 2026-05-31
    days on market $289,000 Active 88 DOM
  16. 2026-03-10
    price $289,000 607-char remark
    Show marketing remark (607 chars)

    The Pattison in Brightwood, located in Whitsett, NC, is a 2-story townhome with 4 bedrooms, 2.5 bathrooms, 1,658 sq. ft. , and a 2-car garage. The open-concept design combines the kitchen, living, and dining areas, creating a great space for entertaining. The kitchen features shaker-style cabinets, granite countertops, and stainless steel appliances. Upstairs, the primary bedroom has a spacious walk-in closet and an ensuite with a walk-in shower, dual vanity, and quartz countertops. Additional rooms offer flexible spaces for home offices or bonus areas. Relax on the back patio. Contact us for a tour!

  17. 2026-03-09
    price $289,000
  18. 2026-03-04
    listed $294,900 Active 607-char remark
    Show marketing remark (607 chars)

    The Pattison in Brightwood, located in Whitsett, NC, is a 2-story townhome with 4 bedrooms, 2.5 bathrooms, 1,658 sq. ft. , and a 2-car garage. The open-concept design combines the kitchen, living, and dining areas, creating a great space for entertaining. The kitchen features shaker-style cabinets, granite countertops, and stainless steel appliances. Upstairs, the primary bedroom has a spacious walk-in closet and an ensuite with a walk-in shower, dual vanity, and quartz countertops. Additional rooms offer flexible spaces for home offices or bonus areas. Relax on the back patio. Contact us for a tour!

  19. 2026-03-03
    listed $294,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,283
− Mortgage interest
−$15,068
− Property taxes
−$4,035
− Insurance
−$1,345
− Repairs & maintenance
−$2,263
− Management
−$2,263
− HOA
−$2,760
− Depreciation
−$7,825
Taxable loss
−$7,276
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,746
After-tax cash flow
$-978/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Guilford County Schools
NCES district ID
3701920
Math proficiency
39% ▲ 1.00%
Reading proficiency
45% ▲ 1.00%
Median HH income
$46,315
Composite
35.78/100
National rank
#4842
State rank
#99 of 178 in NC

Livability — Whitsett

Score
63/100
State rank
#381
US rank
#15002

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment B- Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Guilford County · 487,190 people
City population
10,885
Metro
Greensboro-High Point, NC
Population (ZIP)
10,885
Household income
$90,181
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
356.0

Population outlook (Guilford County) Hauer SSP2

Today (2025)
584,596 people
By 2030
616,851 · +5.5%
By 2040
678,451 · +16.1%
By 2050
734,788 · +25.7%
By 2075
862,985 · +47.6%
By 2100
948,704 · +62.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 52% Black 34% Two or more races 8% Hispanic / Latino 5% Asian 2%
Common ancestry
Serbian 6% Italian 3% Lithuanian 1%
Foreign-born
5% · Canada, China
Languages at home
95% English-only · Spanish 2% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Guilford

2024 margin
Strong D (+21.8) · D 60.2% · R 38.4% · Other 1.4%
2008→2024 swing
+3.5pp toward D · 2008: 18.4pp · 2024: 21.8pp
All cycles
2024: D+21.8 2020: D+23.1 2016: D+20.0 2012: D+16.5 2008: D+18.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.02%
Current HPI
232.0638
Rent YoY
▲ 4.00%
Metro
Greensboro-High Point, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

-2.0% since first listed
4 events — show timeline
  • 2026-03-10 Price Changed $289,000 Zillow
  • 2026-03-09 Price Changed $289,000 Triad MLS
  • 2026-03-04 Listed $294,900 Zillow
  • 2026-03-03 Listed $294,900 Triad MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…