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275 W 22nd St
B Composite 71.45
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

275 W 22nd St · Fayetteville, AR 72701
2 bd · 1.0 ba · 1,160 sqft · SingleFamily public records · 14 Days on market
Built 1951 0.37 ac lot ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Are you looking for a project? Pretty sure this one might be a tear-down. Have a look around, but do not enter house. If you do, you do so at your own risk. Property has not been occupied in years.

Key facts

  • 0.37 acre lot
  • Built 1951
  • Listed 14 days

Property features AI

Finance

  • Other: No additional financial or community details provided
  • Financial info: Annual tax amount listed elsewhere (financial details excluded)
  • HOA & community: HOA information: monthly fee (amount not specified)

Exterior

  • Parking: No driveway
  • Security: No security features listed
  • Utilities: Electricity available; Public water available
  • Home design: Single-story home
  • Construction: Frame construction; Block foundation; Asphalt shingle roof
  • Exterior features: Wooded lot; Located on a public road

Interior

  • Kitchen: No kitchen appliance details provided
  • Bedrooms: Bedroom count not provided
  • Flooring: Flooring details not provided
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heating and cooling details not provided
  • Interior features: No interior features listed
  • Laundry & utility: No laundry details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $827 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Cap rate 16.2% vs local median 3.5% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#3 in AR, #871 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment D+, crime D-.
  • Fayetteville School District (urban): math 50% / reading 49% proficiency, ranked #19 of 238 in AR (top 8%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 525 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $65k; list at $100k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $100,000

Questions for the listing agent

  1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.86%
Cap rate
16.22%
Cash-on-cash
35.44%
DSCR
2.58
GRM
4.5

CMA / ARV

ARV (on-the-fly)
$236,640
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
275 W 22nd St 0.00mi 2/1.0 1,160 (0%) 2mo $65,000 $56 98
2215 S Coleman Ave 0.39mi 3/2.0 (+1) 1,216 (+5%) 0mo $300,000 $247 64
2240 S Clover Dr 0.53mi 2/1.5 1,130 (-3%) 15mo $247,500 $219 57
1436 Duncan Ave 0.73mi 2/1.0 1,066 (-8%) 18mo $185,000 $174 37
987 W Kyle Dr 0.66mi 3/2.0 (+1) 1,330 (+15%) 3mo $275,000 $207 34
602 W 15th St 0.62mi 2/2.0 1,056 (-9%) 23mo $208,000 $197 32
2714 Haddon Ave 0.50mi 3/2.0 (+1) 1,300 (+12%) 23mo $265,000 $204 29
879 W Eden Cir 0.60mi 3/2.0 (+1) 1,313 (+13%) 17mo $260,000 $198 27
916 W Walker St 0.75mi 2/2.0 1,014 (-13%) 21mo $227,300 $224 22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.64% rent growth · sell at horizon

5-year hold
IRR
30.7%
Equity multiple
2.28×
Total profit
$35,793
Equity at exit
$14,910
10-year hold
IRR
37.7%
Equity multiple
4.44×
Total profit
$96,246
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72701

Rents YoY
2.6%
Active inventory
525
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,859 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$76 /mo · $906/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$827

Break-even live

Break-even rent $812
Max offer price $100,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1555 S Crews Ln Fayetteville, AR 1.0–3.0 1.0–3.0 1099 $1,450 $1.32 21d 6 0.70mi
1935 S Garland Ave Unit 1338736P Fayetteville, AR 3.0 2.5 1431 $3,600 $2.52 21d 1 0.80mi
1326 Van Buren Ave Fayetteville, AR 2.0 2.5 1260 $2,250 $1.79 43d 1 0.80mi
1315 Van Buren Ave Fayetteville, AR 2.0 2.0 1287 $1,850 $1.44 21d 1 0.82mi
1461 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.83mi
1234 S Ellis Ave Fayetteville, AR 2.0 1.0 1000 $1,500 $1.50 43d 1 0.83mi
1467 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.83mi
1447 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.84mi
1453 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.84mi
1441 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.85mi
1435 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.85mi
1422 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.86mi
1416 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.86mi
1101 S Washington Ave Fayetteville, AR 2.0 1.0 1000 $1,100 $1.10 43d 1 0.86mi
267 E 11th St Fayetteville, AR 2.0 2.0 1465 $2,500 $1.71 43d 1 0.87mi
1410 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.87mi
1404 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.87mi
1348 S Yampa Bnd Fayetteville, AR 2.0 1.5 1105 $1,995 $1.81 43d 1 0.88mi
936 E Bunting St Fayetteville, AR 3.0 2.0 1266 $1,730 $1.37 43d 1 1.04mi
874 Hill Ave Unit 101 Fayetteville, AR 2.0 1.5 1188 $1,695 $1.43 23d 1 1.05mi
404 W Streamside Bnd Fayetteville, AR 2.0 1.0–2.0 947 $2,759 $2.91 13d 14 1.05mi
909 E Egret Rd Fayetteville, AR 3.0 2.0 1268 $1,900 $1.50 14d 1 1.06mi
1764 S Razorback Rd Unit 1764 Fayetteville, AR 2.0 2.5 1431 $1,695 $1.18 14d 1 1.10mi
1078 E Sparrow Cir Fayetteville, AR 3.0 2.0 1230 $1,600 $1.30 44d 1 1.11mi
1660 S Razorback Rd Fayetteville, AR 2.0–4.0 2.5–4.5 1723 $1,850 $1.07 13d 1 1.11mi
1061 E Bunting St Fayetteville, AR 3.0 2.0 1360 $2,000 $1.47 23d 1 1.12mi
103 Martin Luther King Junior Blvd Unit 1 Fayetteville, AR 2.0 1.0 700 $900 $1.29 43d 1 1.12mi
15 Martin Luther King Junior Blvd Unit 3 Fayetteville, AR 2.0 1.0 700 $875 $1.25 43d 1 1.12mi
1636 S Razorback Rd Fayetteville, AR 2.0 2.5 1431 $1,850 $1.29 14d 1 1.12mi
1572 W Cato Springs Rd Unit 1241338P Fayetteville, AR 2.0 1.0 871 $4,418 $5.07 23d 1 1.13mi
1629 S Razorback Rd Fayetteville, AR 2.0–4.0 2.0–4.0 1312 $1,890 $1.44 21d 1 1.15mi
1959 S Razorback Rd Unit 4 Fayetteville, AR 2.0 1.0 700 $895 $1.28 21d 1 1.15mi
1983 S Razorback Rd Unit 3 Fayetteville, AR 2.0 1.0 700 $895 $1.28 43d 1 1.15mi
1516 Sligo St Unit 1 Fayetteville, AR 3.0 2.5 1393 $2,500 $1.79 14d 1 1.17mi
21 W 5th St Unit 1 & 2 Fayetteville, AR 2.0 1.5 1224 $1,480 $1.21 21d 1 1.18mi
330 W 5th St Unit 1241344P Fayetteville, AR 2.0 2.0 1280 $6,602 $5.16 21d 1 1.20mi
310 Martin Luther King Junior Blvd Unit 1221920P Fayetteville, AR 2.0 1.5 1151 $4,931 $4.28 14d 1 1.21mi
352 W 5th St Unit 1241297P Fayetteville, AR 2.0 2.0 1173 $3,223 $2.75 13d 1 1.21mi
576 S Willow Ave #1 Fayetteville, AR 2.0 2.5 1188 $2,200 $1.85 23d 1 1.22mi
529 E Miracle Dr Fayetteville, AR 3.0 2.0–2.5 1381 $2,050 $1.48 13d 2 1.23mi

Listing history 12 events

  1. 2026-06-18
    days on market $100,000 Active 14 DOM
  2. 2026-06-17
    days on market $100,000 Active 13 DOM
  3. 2026-06-16
    days on market $100,000 Active 12 DOM
  4. 2026-06-15
    days on market $100,000 Active 11 DOM
  5. 2026-06-14
    days on market $100,000 Active 9 DOM
  6. 2026-06-13
    days on market $100,000 Active 8 DOM
  7. 2026-06-10
    days on market $100,000 Active 6 DOM
  8. 2026-06-09
    days on market $100,000 Active 5 DOM
  9. 2026-06-08
    days on market $100,000 Active 4 DOM
  10. 2026-06-07
    days on market $100,000 Active 3 DOM
  11. 2026-06-05
    remarks 215-char remark
  12. 2026-06-05
    listed $100,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$906 · $76/mo
Projected year-2 tax
$906 · $76/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,307
− Mortgage interest
−$5,602
− Property taxes
−$906
− Insurance
−$500
− Repairs & maintenance
−$1,785
− Management
−$1,785
− Depreciation
−$2,909
Taxable income
$8,821
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,117
After-tax cash flow
$7,807/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayetteville School District
NCES district ID
0506120
Math proficiency
50% ▼ -11.00%
Reading proficiency
49% ▼ -8.00%
Median HH income
$39,595
Composite
41.39/100
National rank
#3477
State rank
#19 of 238 in AR

Livability — Fayetteville

Score
83/100
State rank
#3
US rank
#871

Category grades

Amenities A+ Commute A+ Cost of living A Crime D- Employment D+ Housing A- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, AR
County
Washington County · 252,056 people
City population
118,228
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
49,835
Household income
$55,506
Rent vs Own
56.6% rent · 43.4% own
Severe rent burden
2582.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 12% Hispanic / Latino 8% Black 5% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Italian 3% Lithuanian 2% Slovak 2%
Foreign-born
5% · Canada, China, Vietnam
Languages at home
93% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -326.86%
Current HPI
329.5644
Rent YoY
▲ 2.64%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-13.0% since first listed
7 events — show timeline
  • 2026-06-04 Listed $100,000 NWARMLS
  • 2026-04-15 Sold (MLS) $65,000 NWARMLS
  • 2026-03-23 Pending NWARMLS
  • 2026-02-20 Price Changed $100,000 NWARMLS
  • 2026-01-29 Price Changed $105,000 NWARMLS
  • 2026-01-22 Price Changed $110,000 NWARMLS
  • 2026-01-12 Listed $115,000 NWARMLS

Property tax history

+5.0%/yr

Latest (2025): $906 · +8.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…