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194 Buckley Rd
D- Composite 38.13
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.0/30.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Schools +3.2/10.0
  • DSCR +2.5/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$124,900

194 Buckley Rd · Weare, NH 03281
1 bd · 1.0 ba · 664 sqft · Condo · 37 Days on market
Built 2001

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

Key facts

  • Partially furnished
  • 3 season room
  • Deeded land

Tags

MOUNTAIN VIEWSPARTIALLY FURNISHEDDEEDED LAND3 SEASON ROOMFULL SIZE APPLIANCESAMPLE CABINET SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $125k.

Deal economics

  • At list price, monthly cash flow is $-98 ($-1k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Weare School District (rural): math 26% / reading 40% proficiency, ranked #75 of 98 in NH (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 14% free/reduced lunch — higher-income household profile.
  • Market conditions: 44 active listings in the ZIP; 981 units permitted in Hillsborough County in 2024 (381 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hillsborough County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 27y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $46k; list at $125k implies a 172% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 4.9% of price.
Recommended offer $121,153 (3.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.34%
Cap rate
5.36%
Cash-on-cash
-3.35%
DSCR
0.85
GRM
6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-21.5%
Equity multiple
0.25×
Total profit
$-26,084
Equity at exit
$18,623
10-year hold
IRR
-14.3%
Equity multiple
0.16×
Total profit
$-29,221
Equity at exit
$10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
56 Moderately Landlord-Leaning
State New Hampshire
56 Moderately Landlord-Leaning · D+1
County
— inherits STATE
City
— inherits STATE
Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

ZIP-level market 03281

Home prices YoY
-6.6%
Active inventory
44
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,674 medium interval (Pro) →
Mortgage (P&I)
$655
Tax from tax record
$507 /mo · $6,083/yr
Insurance
$52
HOA est. from 2 same-building comps
$206
Vacancy / Maint / Mgmt
$352
Net cashflow
$-98

Break-even live

Break-even rent $1,797
Max offer price $121,660
Occupancy floor

Sensitivity live

Price -10% $340 -5% $296 +0% $-98 +5% $-133 +10% $-168
Rent -10% $-230 -5% $-164 +0% $-98 +5% $-31 +10% $35
Rate -1.0pp $-35 -0.5pp $-66 base $-98 +0.5pp $-130 +1.0pp $-163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,225
Closing costs
$3,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 48 events

  1. 2026-06-18
    days on market $124,900 Active 37 DOM
  2. 2026-06-17
    days on market $124,900 Active 36 DOM
  3. 2026-06-16
    pricedays on market $124,900 Active 35 DOM
  4. 2026-06-15
    days on market $134,900 Active 34 DOM
  5. 2026-06-14
    days on market $134,900 Active 32 DOM
  6. 2026-06-13
    days on market $134,900 Active 31 DOM
  7. 2026-06-10
    days on market $134,900 Active 29 DOM
  8. 2026-06-09
    days on market $134,900 Active 28 DOM
  9. 2026-06-08
    days on market $134,900 Active 27 DOM
  10. 2026-06-07
    days on market $134,900 Active 26 DOM
  11. 2026-06-03
    days on market $134,900 Active 22 DOM
  12. 2026-06-02
    days on market $134,900 Active 21 DOM
  13. 2026-06-01
    days on market $134,900 Active 20 DOM
  14. 2026-05-31
    days on market $134,900 Active 19 DOM
  15. 2026-05-30
    days on market $134,900 Active 18 DOM
  16. 2026-05-12
    listed $134,900 Active
  17. 2024-12-31
    price $159,900
  18. 2016-07-13
    soldstatus $46,000 Closed 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  19. 2016-07-11
    status Pending 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  20. 2016-05-24
    historical Active with Contract 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  21. 2016-05-05
    price $52,000 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  22. 2016-01-20
    price $53,000 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  23. 2015-10-30
    price $56,000 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  24. 2015-10-19
    price $57,000 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  25. 2015-08-05
    listed $59,900 Active 646-char remark
    Show marketing remark (646 chars)

    Price reduced! Motivated seller, willing to entertain reasonable offer for this. .. .. .. Wonderful opportunity to own in All Seasons Resort. Like new, beautiful manufactured home with addition, sleeps up to 6+ people. Central AC. Peaceful setting, with views. Very well maintained association with in-ground pool, playground and club house with activities. Minutes to mountain, Lakes. Enjoy snowmobiling, skiing, swimming, fishing. Beautiful mountain views. New windows, furnished, 2 decks, large storage below for ATV's and all other toys. Open 10 months yearly cannot be there March & November Lot #79 close to Horace Lake for boating !!

  26. 2015-04-20
    soldstatus $16,500 Closed
  27. 2015-03-29
    historical
  28. 2015-03-17
    historical
  29. 2015-02-16
    listed $17,900 Active
  30. 2015-02-03
    listed $8,500 Active
  31. 2015-01-24
    soldstatus $7,000 Closed
  32. 2011-09-23
    soldstatus $12,000
  33. 2011-07-11
    listed $13,200
  34. 2008-06-05
    soldstatus $25,000
  35. 2008-05-23
    historical
  36. 2008-02-28
    listed $29,900
  37. 2006-09-01
    soldstatus $11,500
  38. 2006-09-01
    soldstatus $29,900
  39. 2006-08-14
    historical
  40. 2006-08-09
    historical
  41. 2006-07-10
    listed $15,000
  42. 2006-04-28
    listed $29,900
  43. 2005-07-22
    soldstatus $35,000
  44. 2005-07-16
    historical
  45. 2005-05-03
    listed $39,900
  46. 2000-01-26
    soldstatus $10,000
  47. 2000-01-10
    historical
  48. 1999-04-30
    listed $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

Current annual tax
$6,083 · $507/mo
Projected year-2 tax
$6,083 · $507/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,087
− Mortgage interest
−$6,996
− Property taxes
−$6,083
− Insurance
−$624
− Repairs & maintenance
−$1,607
− Management
−$1,607
− HOA
−$2,472
− Depreciation
−$3,633
Taxable loss
−$2,936
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$705
After-tax cash flow
$-466/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weare School District
NCES district ID
3306930
Math proficiency
26% ▼ -12.00%
Reading proficiency
40% ▼ -2.00%
Median HH income
$83,208
Composite
31.81/100
National rank
#5883
State rank
#75 of 98 in NH

Livability — Weare

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
9,141

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
412,771 people
By 2030
410,974 · -0.4%
By 2040
399,959 · -3.1%
By 2050
381,542 · -7.6%
By 2075
339,855 · -17.7%
By 2100
289,270 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Lithuanian 17% Romanian 5% Italian 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Other Asian/Pacific 1% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 50.9% · R 48.0% · Other 1.0%
2008→2024 swing
-0.9pp no change · 2008: 3.8pp · 2024: 2.9pp
All cycles
2024: D+2.9 2020: D+7.7 2016: R+0.2 2012: D+1.7 2008: D+3.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -22.26%
Current HPI
314.6289
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+1249.0% since first listed
33 events — show timeline
  • 2026-05-12 Listed $134,900 FSBO.com
  • 2024-12-31 Price Changed $159,900 PrimeMLS
  • 2016-07-13 Sold (MLS) $46,000 PrimeMLS
  • 2016-07-11 Pending PrimeMLS
  • 2016-05-24 Contingent PrimeMLS
  • 2016-05-05 Price Changed $52,000 PrimeMLS
  • 2016-01-20 Price Changed $53,000 PrimeMLS
  • 2015-10-30 Price Changed $56,000 PrimeMLS
  • 2015-10-19 Price Changed $57,000 PrimeMLS
  • 2015-08-05 Listed $59,900 PrimeMLS
  • 2015-04-20 Sold (MLS) $16,500 PrimeMLS
  • 2015-03-29 Delisted PrimeMLS
  • 2015-03-17 Delisted PrimeMLS
  • 2015-02-16 Listed $17,900 PrimeMLS
  • 2015-02-03 Listed $8,500 PrimeMLS
  • 2015-01-24 Sold (MLS) $7,000 PrimeMLS
  • 2011-09-23 Sold (MLS) $12,000 PrimeMLS
  • 2011-07-11 Listed $13,200 PrimeMLS
  • 2008-06-05 Sold (MLS) $25,000 PrimeMLS
  • 2008-05-23 Delisted PrimeMLS
  • 2008-02-28 Listed $29,900 PrimeMLS
  • 2006-09-01 Sold (MLS) $29,900 PrimeMLS
  • 2006-09-01 Sold (MLS) $11,500 PrimeMLS
  • 2006-08-14 Delisted PrimeMLS
  • 2006-08-09 Delisted PrimeMLS
  • 2006-07-10 Listed $15,000 PrimeMLS
  • 2006-04-28 Listed $29,900 PrimeMLS
  • 2005-07-22 Sold (MLS) $35,000 PrimeMLS
  • 2005-07-16 Delisted PrimeMLS
  • 2005-05-03 Listed $39,900 PrimeMLS
  • 2000-01-26 Sold (MLS) $10,000 PrimeMLS
  • 2000-01-10 Delisted PrimeMLS
  • 1999-04-30 Listed $10,000 PrimeMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…